{"id":76735,"date":"2026-04-29T09:00:28","date_gmt":"2026-04-29T02:00:28","guid":{"rendered":"https:\/\/hbbgroup.net\/lightspark-launches-grid-global-accounts-targeting-fragmented-global-payment-system\/"},"modified":"2026-04-29T09:51:08","modified_gmt":"2026-04-29T02:51:08","slug":"lightspark-launches-grid-global-accounts-targeting-fragmented-global-payment-system","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/lightspark-launches-grid-global-accounts-targeting-fragmented-global-payment-system\/","title":{"rendered":"Lightspark ra m\u1eaft Grid Global Accounts, nh\u1eafm \u0111\u1ebfn vi\u1ec7c gi\u1ea3i quy\u1ebft h\u1ec7 th\u1ed1ng thanh to\u00e1n to\u00e0n c\u1ea7u \u0111ang b\u1ecb ph\u00e2n m\u1ea3nh"},"content":{"rendered":"
\n

David Marcus, CEO c\u1ee7a Lightspark, \u0111\u00e3 s\u1eed d\u1ee5ng m\u1ed9t phi\u00ean ph\u00e1t bi\u1ec3u s\u00e1ng th\u1ee9 Ba t\u1ea1i Bitcoin 2026 Conference \u0111\u1ec3 c\u00f4ng b\u1ed1 Grid Global Accounts \u2014 m\u1ed9t s\u1ea3n ph\u1ea9m m\u00e0 \u00f4ng m\u00f4 t\u1ea3 l\u00e0 t\u00e0i kho\u1ea3n USD c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng \u1edf m\u1ecdi n\u01a1i, \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 b\u1edfi quan h\u1ec7 \u0111\u1ed1i t\u00e1c m\u1edbi v\u1edbi Visa, m\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng chi ti\u00eau tr\u00ean nhi\u1ec1u qu\u1ed1c gia to\u00e0n c\u1ea7u.<\/p>\n

Marcus b\u1eaft \u0111\u1ea7u b\u1eb1ng c\u00e1ch \u0111\u1eb7t v\u1ea5n \u0111\u1ec1 \u1edf quy m\u00f4 l\u1edbn. Kho\u1ea3ng 400 t\u1ef7 email \u0111\u01b0\u1ee3c g\u1eedi m\u1ed7i ng\u00e0y tr\u00ean internet, v\u00e0 ng\u01b0\u1eddi d\u00f9ng d\u1ef1a v\u00e0o c\u00e1c n\u1ec1n t\u1ea3ng nh\u01b0 Gmail \u0111\u1ec3 qu\u1ea3n l\u00fd kh\u1ed1i l\u01b0\u1ee3ng \u0111\u00f3. H\u1ec7 th\u1ed1ng thanh to\u00e1n to\u00e0n c\u1ea7u x\u1eed l\u00fd 10 t\u1ef7 giao d\u1ecbch m\u1ed7i ng\u00e0y, nh\u01b0ng l\u1ea1i thi\u1ebfu m\u1ed9t l\u1edbp h\u1ea1 t\u1ea7ng ph\u1ed5 qu\u00e1t t\u01b0\u01a1ng t\u1ef1, \u00f4ng n\u00f3i.<\/p>\n

Marcus cho bi\u1ebft kh\u00f4ng c\u00f3 ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n n\u00e0o c\u00f3 th\u1ec3 ho\u1ea1t \u0111\u1ed9ng to\u00e0n c\u1ea7u m\u00e0 kh\u00f4ng g\u1eb7p ma s\u00e1t, v\u00e0 m\u1ed7i USD m\u00e0 doanh nghi\u1ec7p g\u1eedi qua bi\u00ean gi\u1edbi \u0111\u1ec1u ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi \u0111\u1ed9 tr\u1ec5, chi ph\u00ed ngo\u1ea1i h\u1ed1i v\u00e0 c\u00e1c lo\u1ea1i ph\u00ed, khi\u1ebfn ng\u01b0\u1eddi nh\u1eadn ph\u1ea3i ch\u1edd \u0111\u1ee3i s\u1ed1 ti\u1ec1n h\u1ecd \u0111\u00e3 ki\u1ebfm \u0111\u01b0\u1ee3c.<\/p>\n

\u00d4ng ch\u1ec9 ra m\u1ed9t s\u1ed1 thay \u0111\u1ed5i mang t\u00ednh c\u1ea5u tr\u00fac khi\u1ebfn th\u1eddi \u0111i\u1ec3m hi\u1ec7n t\u1ea1i tr\u1edf n\u00ean kh\u00e1c bi\u1ec7t. Marcus nh\u1ea5n m\u1ea1nh r\u1eb1ng khung ph\u00e1p l\u00fd \u0111\u00e3 thay \u0111\u1ed5i, v\u1edbi c\u00e1c ch\u00ednh ph\u1ee7 \u1edf nhi\u1ec1u th\u1ecb tr\u01b0\u1eddng l\u1edbn chuy\u1ec3n t\u1eeb h\u01b0\u1edbng d\u1eabn m\u01a1 h\u1ed3 sang c\u00e1c framework c\u1ee5 th\u1ec3 cho t\u00e0i s\u1ea3n s\u1ed1, stablecoin v\u00e0 thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi.<\/p>\n

\u00d4ng c\u0169ng \u0111\u1ec1 c\u1eadp \u0111\u1ebfn s\u1ef1 thay \u0111\u1ed5i c\u1ee7a v\u00ed \u0111i\u1ec7n t\u1eed, khi ng\u01b0\u1eddi d\u00f9ng gi\u1edd \u0111\u00e2y n\u1eafm gi\u1eef danh t\u00ednh s\u1ed1 v\u00e0 th\u00f4ng tin thanh to\u00e1n trong ph\u1ea7n m\u1ec1m c\u00f3 th\u1ec3 k\u1ebft n\u1ed1i v\u1edbi b\u1ea5t k\u1ef3 m\u1ea1ng l\u01b0\u1edbi tu\u00e2n th\u1ee7 n\u00e0o. Lightspark \u0111\u00e3 x\u00e2y d\u1ef1ng Spark tr\u00ean n\u1ec1n Bitcoin, s\u1eed d\u1ee5ng m\u1ea1ng n\u00e0y nh\u01b0 m\u1ed9t settlement layer trung l\u1eadp c\u00f3 th\u1ec3 chuy\u1ec3n gi\u00e1 tr\u1ecb gi\u1eefa b\u1ea5t k\u1ef3 hai endpoint tu\u00e2n th\u1ee7 n\u00e0o.<\/p>\n

Lightspark ra m\u1eaft Grid Global Accounts<\/h2>\n

Marcus c\u0169ng gi\u1edbi thi\u1ec7u Grid Global Accounts, ho\u1ea1t \u0111\u1ed9ng tr\u00ean n\u1ec1n Lightspark Grid \u2014 n\u1ec1n t\u1ea3ng chuy\u1ec3n ti\u1ec1n to\u00e0n c\u1ea7u theo th\u1eddi gian th\u1ef1c c\u1ee7a c\u00f4ng ty. \u00d4ng cho bi\u1ebft c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y s\u1eed d\u1ee5ng m\u1ed9t \u0111\u1ecba ch\u1ec9 v\u00ed duy nh\u1ea5t h\u1ed7 tr\u1ee3 c\u1ea3 USD v\u00e0 Bitcoin, cho ph\u00e9p m\u1ed9t t\u00e0i kho\u1ea3n c\u00f3 th\u1ec3 \u0111\u1ecbnh tuy\u1ebfn qua nhi\u1ec1u payment rails t\u00f9y theo y\u00eau c\u1ea7u c\u1ee7a t\u1eebng giao d\u1ecbch.<\/p>\n

N\u00f3i ng\u1eafn g\u1ecdn, \u0111\u00e2y l\u00e0 m\u1ed9t n\u1ec1n t\u1ea3ng API cho ph\u00e9p c\u00e1c \u1ee9ng d\u1ee5ng tr\u1edf th\u00e0nh trung t\u00e2m t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u m\u00e0 kh\u00f4ng c\u1ea7n gi\u1ea5y ph\u00e9p ng\u00e2n h\u00e0ng, cung c\u1ea5p t\u00e0i kho\u1ea3n USD mang th\u01b0\u01a1ng hi\u1ec7u \u0111\u01b0\u1ee3c b\u1ea3o ch\u1ee9ng b\u1eb1ng stablecoin, th\u1ebb ghi n\u1ee3 Visa, kh\u1ea3 n\u0103ng payout t\u1edbi h\u01a1n 65 qu\u1ed1c gia v\u00e0 14.000 ng\u00e2n h\u00e0ng, chuy\u1ec3n \u0111\u1ed5i Bitcoin t\u1ee9c th\u00ec v\u00e0 ki\u1ec3m so\u00e1t t\u00e0i kho\u1ea3n b\u1eb1ng AI \u2014 trong khi Lightspark x\u1eed l\u00fd KYC, tu\u00e2n th\u1ee7, ch\u1ed1ng gian l\u1eadn v\u00e0 c\u1ea5p ph\u00e9p, d\u1ef1a tr\u00ean t\u00edch h\u1ee3p Lightning Network v\u00e0 quan h\u1ec7 \u0111\u1ed1i t\u00e1c chuy\u1ec3n ti\u1ec1n g\u1ea7n \u0111\u00e2y v\u1edbi SoFi.<\/p>\n

Marcus \u0111\u00e3 tr\u00ecnh di\u1ec5n giao di\u1ec7n \u1ee9ng d\u1ee5ng trong phi\u00ean \u0111\u1ec3 cho th\u1ea5y tr\u1ea3i nghi\u1ec7m gi\u1ed1ng nh\u01b0 m\u1ed9t v\u00ed ti\u00eau d\u00f9ng \u0111\u01a1n gi\u1ea3n, d\u00f9 ph\u00eda backend \u0111\u1ecbnh tuy\u1ebfn thanh to\u00e1n qua Bitcoin, stablecoin v\u00e0 fiat.<\/p>\n

Quan h\u1ec7 \u0111\u1ed1i t\u00e1c v\u1edbi Visa mang l\u1ea1i cho ng\u01b0\u1eddi d\u00f9ng Grid Global Accounts m\u1ed9t off-ramp tr\u1ef1c ti\u1ebfp v\u00e0o m\u1ea1ng l\u01b0\u1edbi merchant to\u00e0n c\u1ea7u c\u1ee7a Visa, cho ph\u00e9p h\u1ecd chi ti\u00eau g\u1ea7n nh\u01b0 \u1edf b\u1ea5t c\u1ee9 \u0111\u00e2u ho\u1eb7c chuy\u1ec3n s\u1ed1 d\u01b0 on-chain \u0111\u1ec3 t\u1ef1 l\u01b0u k\u00fd (self-custody).<\/p>\n

Marcus c\u0169ng nh\u1ea5n m\u1ea1nh tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o l\u00e0 l\u1edbp ti\u1ebfp theo c\u1ee7a s\u1ea3n ph\u1ea9m. \u00d4ng cho bi\u1ebft \u1ee9ng d\u1ee5ng s\u1ebd s\u1eed d\u1ee5ng giao di\u1ec7n AI h\u1ed9i tho\u1ea1i \u0111\u1ec3 x\u1eed l\u00fd thanh to\u00e1n b\u1eb1ng ng\u00f4n ng\u1eef t\u1ef1 nhi\u00ean, v\u00e0 c\u00e1c AI agent s\u1ebd c\u00f3 th\u1ec3 n\u1eafm gi\u1eef c\u0169ng nh\u01b0 chi ti\u00eau ti\u1ec1n thay m\u1eb7t ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<\/div>\n

\n

\"Micah<\/a><\/p>\n

\n

Micah Zimmerman<\/a><\/p>\n

Micah l\u1ea7n \u0111\u1ea7u bi\u1ebft \u0111\u1ebfn Bitcoin v\u00e0o n\u0103m 2018 nh\u01b0ng \u0111\u00e3 gi\u1eef th\u00e1i \u0111\u1ed9 ho\u00e0i nghi v\u00e0 \u0111\u1ee9ng ngo\u00e0i qu\u00e1 l\u00e2u. T\u1eeb n\u0103m 2021, anh b\u1eaft \u0111\u1ea7u \u0111\u01b0a tin v\u1ec1 crypto v\u00e0 kinh doanh, v\u00e0 hi\u1ec7n l\u00e0 ph\u00f3ng vi\u00ean tin t\u1ee9c cho Bitcoin Magazine, c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i North Carolina.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"

David Marcus, CEO c\u1ee7a Lightspark, \u0111\u00e3 s\u1eed d\u1ee5ng m\u1ed9t phi\u00ean ph\u00e1t bi\u1ec3u s\u00e1ng th\u1ee9 Ba t\u1ea1i Bitcoin 2026 Conference \u0111\u1ec3 […]<\/p>","protected":false},"author":5,"featured_media":76736,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-76735","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/76735","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/comments?post=76735"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/76735\/revisions"}],"predecessor-version":[{"id":76901,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/76735\/revisions\/76901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media\/76736"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media?parent=76735"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/categories?post=76735"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/tags?post=76735"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}