{"id":69768,"date":"2026-04-09T09:06:25","date_gmt":"2026-04-09T02:06:25","guid":{"rendered":"https:\/\/hbbgroup.net\/nang-cap-vali-cua-ban-voi-chien-dich-thu-cu-doi-moi-tu-samsonite\/"},"modified":"2026-04-09T09:53:38","modified_gmt":"2026-04-09T02:53:38","slug":"chung-khoan-viet-nam-nang-hang-shb-chinh-thuc-vao-ro-chi-so-toan-cau-ftse-global-all-cap","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/chung-khoan-viet-nam-nang-hang-shb-chinh-thuc-vao-ro-chi-so-toan-cau-ftse-global-all-cap\/","title":{"rendered":"Ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam n\u00e2ng h\u1ea1ng, SHB ch\u00ednh th\u1ee9c v\u00e0o r\u1ed5 ch\u1ec9 s\u1ed1 to\u00e0n c\u1ea7u FTSE Global All Cap"},"content":{"rendered":"<p class=\"pHead\"><strong>S\u1ef1 ki\u1ec7n n\u00e0y m\u1edf ra c\u00e1nh c\u1eeda ti\u1ebfp c\u1eadn d\u00f2ng v\u1ed1n th\u1ee5 \u0111\u1ed9ng t\u1eeb c\u00e1c qu\u1ef9 ETF v\u00e0 qu\u1ef9 ch\u1ec9 s\u1ed1 to\u00e0n c\u1ea7u nh\u00f3m nh\u00e0 \u0111\u1ea7u t\u01b0 \u0111ang n\u1eafm gi\u1eef l\u01b0\u1ee3ng t\u00e0i s\u1ea3n h\u00e0ng ngh\u00ecn\u00a0t\u1ef7 USD\u00a0tr\u00ean th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf. \u0110i\u1ec1u n\u00e0y kh\u1eb3ng \u0111\u1ecbnh\u00a0<a href=\"https:\/\/finance.vietstock.vn\/SHB-ngan-hang-tmcp-sai-gon-ha-noi.htm?languageid=1\" target=\"_blank\" rel=\"noopener noreferrer\">SHB<\/a>\u00a0\u0111\u00e3 \u0111\u1ea1t c\u00e1c ti\u00eau ch\u00ed v\u1ec1 quy m\u00f4, thanh kho\u1ea3n v\u00e0 m\u1ee9c \u0111\u1ed9 minh b\u1ea1ch th\u00f4ng tin theo chu\u1ea9n FTSE, theo chu\u1ea9n qu\u1ed1c t\u1ebf.<\/strong><\/p>\n<p class=\"pBody\">Kh\u00f4ng ch\u1ec9 v\u1eady, g\u1ea7n \u0111\u00e2y s\u1ee9c h\u00fat c\u1ee7a\u00a0SHB\u00a0c\u0169ng \u0111\u00e3 \u0111\u01b0\u1ee3c ph\u1ea3n \u00e1nh ph\u1ea7n n\u00e0o qua ph\u01b0\u01a1ng \u00e1n ph\u00e1t h\u00e0nh ri\u00eang l\u1ebb, v\u1edbi s\u1ef1 quan t\u00e2m \u0111\u0103ng k\u00fd mua c\u1ed5 ph\u1ea7n t\u1eeb nhi\u1ec1u \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh v\u00e0 qu\u1ef9 \u0111\u1ea7u t\u01b0 l\u1edbn trong v\u00e0 ngo\u00e0i n\u01b0\u1edbc nh\u01b0: Dragon Capital, KIM,\u00a0<a href=\"https:\/\/finance.vietstock.vn\/VinaCapital-tap-doan-vinacapital.htm?languageid=1\" target=\"_blank\" rel=\"noopener noreferrer\">VinaCapital<\/a>,\u00a0<a href=\"https:\/\/finance.vietstock.vn\/PVI-ctcp-pvi.htm?languageid=1\" target=\"_blank\" rel=\"noopener noreferrer\">PVI<\/a>,\u00a0<a href=\"https:\/\/finance.vietstock.vn\/FPT-ctcp-fpt.htm?languageid=1\" target=\"_blank\" rel=\"noopener noreferrer\">FPT<\/a>\u00a0Capital\u2026<\/p>\n<p class=\"pBody\">K\u1ebft phi\u00ean 8\/4, c\u1ed5 phi\u1ebfu\u00a0SHB\u00a0t\u0103ng 4% l\u00ean m\u1ee9c 15,300 \u0111\u1ed3ng\/cp, v\u1edbi thanh kho\u1ea3n h\u01a1n 80.5 tri\u1ec7u c\u1ed5 phi\u1ebfu, d\u1eabn \u0111\u1ea7u th\u1ecb tr\u01b0\u1eddng.<\/p>\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img fetchpriority=\"high\" decoding=\"async\" width=\"640\" height=\"299\" src=\"https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96.png\" alt=\"\" class=\"wp-image-70099\" style=\"width:840px;height:auto\" srcset=\"https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96.png 640w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96-300x140.png 300w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96-18x8.png 18w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96-440x206.png 440w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96-260x121.png 260w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-96-600x280.png 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>Theo k\u1ebf ho\u1ea1ch,&nbsp;SHB&nbsp;s\u1ebd n\u00e2ng v\u1ed1n \u0111i\u1ec1u l\u1ec7 l\u00ean 53,442 t\u1ef7 \u0111\u1ed3ng, th\u00f4ng qua ph\u00e1t h\u00e0nh t\u1ed5ng c\u1ed9ng 750 tri\u1ec7u c\u1ed5 phi\u1ebfu, bao g\u1ed3m ph\u00e1t h\u00e0nh ri\u00eang l\u1ebb cho nh\u00e0 \u0111\u1ea7u t\u01b0 chuy\u00ean nghi\u1ec7p, ch\u00e0o b\u00e1n cho c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu v\u00e0 ph\u00e1t h\u00e0nh ESOP cho ng\u01b0\u1eddi lao \u0111\u1ed9ng. Sau khi ho\u00e0n t\u1ea5t,&nbsp;SHB&nbsp;d\u1ef1 ki\u1ebfn b\u1ed5 sung h\u01a1n 10,000 t\u1ef7 \u0111\u1ed3ng ngu\u1ed3n v\u1ed1n, bao g\u1ed3m c\u1ea3 th\u1eb7ng d\u01b0 v\u1ed1n, qua \u0111\u00f3 v\u01b0\u01a1n l\u00ean nh\u00f3m&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/finance.vietstock.vn\/TOP-ctcp-phan-phoi-top-one.htm?languageid=1\">TOP<\/a>&nbsp;4 ng\u00e2n h\u00e0ng TMCP t\u01b0 nh\u00e2n l\u1edbn nh\u1ea5t Vi\u1ec7t Nam.<\/p>\n\n\n\n<p>Vi\u1ec7c t\u0103ng v\u1ed1n kh\u00f4ng ch\u1ec9 mang \u00fd ngh\u0129a m\u1edf r\u1ed9ng quy m\u00f4, m\u00e0 quan tr\u1ecdng h\u01a1n l\u00e0 gi\u00fap&nbsp;SHB&nbsp;gia t\u0103ng n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh n\u00e2ng cao c\u00e1c ch\u1ec9 s\u1ed1 an to\u00e0n v\u1ed1n, t\u0103ng n\u0103ng l\u1ef1c ch\u1ed1ng ch\u1ecbu v\u00e0 \u0111\u00e1p \u1ee9ng t\u1ed1t h\u01a1n y\u00eau c\u1ea7u qu\u1ea3n tr\u1ecb r\u1ee7i ro theo chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<p>\u0110\u00e2y l\u00e0 nh\u1eefng y\u1ebfu t\u1ed1 \u0111\u1eb7c bi\u1ec7t \u0111\u01b0\u1ee3c nh\u00e0 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i, c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh l\u1edbn v\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c x\u1ebfp h\u1ea1ng, t\u00edn d\u1ee5ng qu\u1ed1c t\u1ebf quan t\u00e2m khi \u0111\u00e1nh gi\u00e1 m\u1ed9t ng\u00e2n h\u00e0ng. Trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng, n\u1ec1n t\u1ea3ng v\u1ed1n, h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n (CAR), qu\u1ea3n tr\u1ecb r\u1ee7i ro, kh\u1ea3 n\u0103ng tu\u00e2n th\u1ee7 Basel v\u00e0 ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n kh\u00f4ng ch\u1ec9 ph\u1ea3n \u00e1nh s\u1ee9c kh\u1ecfe t\u00e0i ch\u00ednh, m\u00e0 c\u00f2n g\u1eafn tr\u1ef1c ti\u1ebfp v\u1edbi uy t\u00edn, kh\u1ea3 n\u0103ng huy \u0111\u1ed9ng v\u1ed1n v\u00e0 m\u1ee9c \u0111\u1ed9 t\u00edn nhi\u1ec7m tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf.<\/p>\n\n\n\n<p>Th\u1ef1c t\u1ebf,&nbsp;SHB&nbsp;hi\u1ec7n c\u00f3 t\u1ef7 l\u1ec7 an to\u00e0n v\u1ed1n CAR \u0111\u1ea1t g\u1ea7n 12.6%, v\u01b0\u1ee3t kh\u00e1 xa m\u1ee9c t\u1ed1i thi\u1ec3u theo quy \u0111\u1ecbnh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u00e0 n\u1eb1m trong nh\u00f3m cao trong h\u1ec7 th\u1ed1ng. T\u1eeb n\u0103m 2023,&nbsp;SHB&nbsp;c\u0169ng l\u00e0 m\u1ed9t trong s\u1ed1 \u00edt ng\u00e2n h\u00e0ng s\u1edbm \u00e1p d\u1ee5ng c\u00e1c ti\u00eau chu\u1ea9n Basel III trong qu\u1ea3n l\u00fd r\u1ee7i ro thanh kho\u1ea3n v\u1edbi s\u1ef1 \u0111\u00e1nh gi\u00e1 tu\u00e2n th\u1ee7 c\u1ee7a \u0111\u01a1n v\u1ecb t\u01b0 v\u1ea5n qu\u1ed1c t\u1ebf. \u0110\u00e2y l\u00e0 n\u1ec1n t\u1ea3ng quan tr\u1ecdng \u0111\u1ec3 ng\u00e2n h\u00e0ng kh\u00f4ng ch\u1ec9 c\u1ee7ng c\u1ed1 n\u1ed9i l\u1ef1c, m\u00e0 c\u00f2n n\u00e2ng cao s\u1ee9c h\u1ea5p d\u1eabn v\u1edbi d\u00f2ng v\u1ed1n ngo\u1ea1i trong b\u1ed1i c\u1ea3nh th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u ng\u00e0y c\u00e0ng \u0111\u1ec1 cao c\u00e1c chu\u1ea9n m\u1ef1c minh b\u1ea1ch, an to\u00e0n v\u00e0 qu\u1ea3n tr\u1ecb hi\u1ec7n \u0111\u1ea1i.<\/p>\n\n\n\n<p>Trong n\u0103m 2025,&nbsp;SHB&nbsp;li\u00ean ti\u1ebfp huy \u0111\u1ed9ng th\u00e0nh c\u00f4ng hai kho\u1ea3n vay h\u1ee3p v\u1ed1n trung h\u1ea1n b\u1eb1ng USD theo ti\u00eau ch\u00ed ESG (m\u00f4i tr\u01b0\u1eddng \u2013 x\u00e3 h\u1ed9i \u2013 qu\u1ea3n tr\u1ecb) v\u1edbi t\u1ed5ng quy m\u00f4 600&nbsp;tri\u1ec7u USD. C\u1ea3 hai giao d\u1ecbch \u0111\u1ec1u ghi nh\u1eadn m\u1ee9c quan t\u00e2m cao t\u1eeb th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf: kh\u1ed1i l\u01b0\u1ee3ng \u0111\u0103ng k\u00fd tham gia v\u01b0\u1ee3t h\u1ea1n m\u1ee9c ch\u00e0o m\u1eddi ban \u0111\u1ea7u, qua \u0111\u00f3&nbsp;SHB&nbsp;th\u1ef1c hi\u1ec7n quy\u1ec1n ch\u1ecdn t\u0103ng quy m\u00f4 huy \u0111\u1ed9ng (greenshoe) \u0111\u1ec3 t\u1ed1i \u01b0u h\u00f3a c\u01a1 c\u1ea5u ngu\u1ed3n v\u1ed1n v\u00e0 \u0111\u00e1p \u1ee9ng nhu c\u1ea7u t\u00e0i tr\u1ee3 c\u00e1c d\u1ef1 \u00e1n xanh. Chu\u1ed7i giao d\u1ecbch thu h\u00fat t\u1ed5ng c\u1ed9ng 26 \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf tham gia, ph\u1ea3n \u00e1nh s\u1ee9c h\u1ea5p d\u1eabn v\u00e0 uy t\u00edn c\u1ee7a&nbsp;SHB&nbsp;\u0111\u1ed1i v\u1edbi c\u1ed9ng \u0111\u1ed3ng c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0\/\u0111\u1ecbnh ch\u1ebf cho vay qu\u1ed1c t\u1ebf, \u0111\u1ed3ng th\u1eddi cho th\u1ea5y xu h\u01b0\u1edbng d\u1ecbch chuy\u1ec3n m\u1ea1nh c\u1ee7a d\u00f2ng v\u1ed1n to\u00e0n c\u1ea7u v\u00e0o c\u00e1c giao d\u1ecbch \u0111\u00e1p \u1ee9ng ti\u00eau ch\u00ed ESG t\u1ea1i Vi\u1ec7t Nam.<\/p>\n\n\n\n<p>SHB&nbsp;\u0111\u00e3 v\u00e0 \u0111ang th\u1ef1c hi\u1ec7n c\u00e1c k\u1ebf ho\u1ea1ch huy \u0111\u1ed9ng v\u1ed1n n\u01b0\u1edbc ngo\u00e0i v\u1edbi h\u1ea1n m\u1ee9c t\u1ed5ng gi\u00e1 tr\u1ecb th\u1ef1c hi\u1ec7n v\u00e0 \u0111ang \u0111\u00e0m ph\u00e1n l\u00ean \u0111\u1ebfn 1&nbsp;t\u1ef7 USD. Theo th\u00f4ng tin t\u1eeb b\u00e1o c\u00e1o c\u1ee7a&nbsp;<a target=\"_blank\" rel=\"noreferrer noopener\" href=\"https:\/\/finance.vietstock.vn\/ABS-ctcp-dich-vu-nong-nghiep-binh-thuan.htm?languageid=1\">ABS<\/a>, ng\u00e2n h\u00e0ng d\u1ef1 ki\u1ebfn nh\u1eadn kho\u1ea3n vay 350&nbsp;tri\u1ec7u USD&nbsp;k\u1ef3 h\u1ea1n 3 n\u0103m t\u1eeb t\u1ed5 ch\u1ee9c n\u01b0\u1edbc ngo\u00e0i trong qu\u00fd I\/2026 v\u00e0 ti\u1ebfp t\u1ee5c \u0111\u00e0m ph\u00e1n kho\u1ea3n vay 500&nbsp;tri\u1ec7u USD&nbsp;v\u1edbi k\u1ef3 h\u1ea1n 3-5 n\u0103m.<\/p>\n\n\n\n<p>Nh\u1eefng di\u1ec5n bi\u1ebfn n\u00e0y cho th\u1ea5y vi\u1ec7c n\u00e2ng cao n\u0103ng l\u1ef1c v\u1ed1n, chu\u1ea9n h\u00f3a qu\u1ea3n tr\u1ecb v\u00e0 ki\u1ec3m so\u00e1t r\u1ee7i ro kh\u00f4ng ch\u1ec9 l\u00e0 y\u00eau c\u1ea7u n\u1ed9i t\u1ea1i, m\u00e0 \u0111ang tr\u1ef1c ti\u1ebfp m\u1edf r\u1ed9ng d\u01b0 \u0111\u1ecba huy \u0111\u1ed9ng v\u1ed1n v\u00e0 h\u1ee3p t\u00e1c qu\u1ed1c t\u1ebf cho&nbsp;SHB.<\/p>\n\n\n\n<p>K\u1ebf ho\u1ea1ch kinh doanh b\u1ee9t ph\u00e1, chuy\u1ec3n \u0111\u1ed5i to\u00e0n di\u1ec7n v\u00e0 ti\u1ebfp t\u1ee5c gia t\u0103ng gi\u00e1 tr\u1ecb cho c\u1ed5 \u0111\u00f4ng<\/p>\n\n\n\n<p>Tr\u00ean n\u1ec1n t\u1ea3ng v\u1ed1n \u0111\u01b0\u1ee3c c\u1ee7ng c\u1ed1,&nbsp;SHB&nbsp;b\u01b0\u1edbc v\u00e0o n\u0103m 2026 v\u1edbi k\u1ebf ho\u1ea1ch kinh doanh mang t\u00ednh b\u1ee9t ph\u00e1. C\u00f9ng v\u1edbi \u0111\u00f3, ti\u1ebfn tr\u00ecnh chuy\u1ec3n nh\u01b0\u1ee3ng 50% v\u1ed1n c\u00f2n l\u1ea1i t\u1ea1i&nbsp;SHB&nbsp;Finance cho Krungsri, th\u00e0nh vi\u00ean thu\u1ed9c T\u1eadp \u0111o\u00e0n MUFG (Nh\u1eadt B\u1ea3n), d\u1ef1 ki\u1ebfn ho\u00e0n t\u1ea5t s\u1edbm nh\u1ea5t trong qu\u00fd 2\/2026, \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng mang l\u1ea1i ngu\u1ed3n th\u1eb7ng d\u01b0 v\u1ed1n \u0111\u00e1ng k\u1ec3 v\u00e0 gi\u00fap&nbsp;SHB&nbsp;t\u1eadp trung ngu\u1ed3n l\u1ef1c cho c\u00e1c m\u1ea3ng kinh doanh c\u1ed1t l\u00f5i.<\/p>\n\n\n\n<p>N\u0103m 2025, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf c\u1ee7a&nbsp;SHB&nbsp;\u0111\u1ea1t 15,028 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 30% so v\u1edbi n\u0103m tr\u01b0\u1edbc, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 104% k\u1ebf ho\u1ea1ch \u0110H\u0110C\u0110 \u0111\u1ec1 ra. Thu nh\u1eadp l\u00e3i thu\u1ea7n \u0111\u1ea1t h\u01a1n 20,200 t\u1ef7 \u0111\u1ed3ng, thu nh\u1eadp t\u1eeb ho\u1ea1t \u0111\u1ed9ng d\u1ecbch v\u1ee5 t\u0103ng 154%, l\u00ean 3,200 t\u1ef7 \u0111\u1ed3ng.<\/p>\n\n\n\n<p>K\u1ebft qu\u1ea3 n\u00e0y ph\u1ea3n \u00e1nh r\u00f5 n\u0103ng l\u1ef1c \u0111i\u1ec1u h\u00e0nh linh ho\u1ea1t, k\u1ef7 lu\u1eadt t\u00e0i ch\u00ednh ch\u1eb7t ch\u1ebd v\u00e0 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n \u0111\u00fang h\u01b0\u1edbng, trong b\u1ed1i c\u1ea3nh n\u1ec1n kinh t\u1ebf ti\u1ebfp t\u1ee5c \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u bi\u1ebfn \u0111\u1ed9ng t\u1eeb b\u00ean ngo\u00e0i nh\u01b0ng v\u1eabn duy tr\u00ec quy\u1ebft t\u00e2m t\u0103ng tr\u01b0\u1edfng v\u00e0 \u1ed5n \u0111\u1ecbnh v\u0129 m\u00f4.<\/p>\n\n\n\n<p>T\u00ednh \u0111\u1ebfn 31\/12\/2025,&nbsp;SHB&nbsp;ghi nh\u1eadn t\u1ed5ng t\u00e0i s\u1ea3n g\u1ea7n 892,600 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 19% so v\u1edbi n\u0103m tr\u01b0\u1edbc, ti\u1ebfn \u0111\u1ebfn c\u1ed9t m\u1ed1c 1 tri\u1ec7u t\u1ef7 \u0111\u1ed3ng trong n\u0103m 2026. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 b\u01b0\u1edbc ti\u1ebfn v\u1ec1 quy m\u00f4, m\u00e0 c\u00f2n l\u00e0 minh ch\u1ee9ng cho n\u0103ng l\u1ef1c t\u00edch l\u0169y n\u1ed9i l\u1ef1c, m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng v\u00e0 n\u00e2ng cao v\u1ecb th\u1ebf c\u1ea1nh tranh c\u1ee7a&nbsp;SHB&nbsp;trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh \u2013 ng\u00e2n h\u00e0ng Vi\u1ec7t Nam.<\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img decoding=\"async\" width=\"640\" height=\"442\" src=\"https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97.png\" alt=\"\" class=\"wp-image-70102\" style=\"width:840px;height:auto\" srcset=\"https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97.png 640w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97-300x207.png 300w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97-18x12.png 18w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97-440x304.png 440w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97-211x146.png 211w, https:\/\/hbbgroup.net\/wp-content\/uploads\/2026\/04\/image-97-600x414.png 600w\" sizes=\"(max-width: 640px) 100vw, 640px\" \/><\/figure>\n\n\n\n<p>V\u1edbi n\u1ec1n t\u1ea3ng t\u0103ng tr\u01b0\u1edfng b\u1ec1n v\u1eefng v\u00e0 k\u1ebft qu\u1ea3 kinh doanh li\u00ean t\u1ee5c chinh ph\u1ee5c nh\u1eefng c\u1ed9t m\u1ed1c m\u1edbi,&nbsp;SHB&nbsp;ti\u1ebfp t\u1ee5c duy tr\u00ec ch\u00ednh s\u00e1ch c\u1ed5 \u0111\u00f4ng \u1ed5n \u0111\u1ecbnh v\u00e0 h\u1ea5p d\u1eabn trong nhi\u1ec1u n\u0103m li\u00ean ti\u1ebfp. Ng\u00e2n h\u00e0ng li\u00ean t\u1ee5c duy tr\u00ec t\u1ef7 l\u1ec7 chi tr\u1ea3 c\u1ed5 t\u1ee9c \u1edf m\u1ee9c 16\u201318% nhi\u1ec1u n\u0103m li\u1ec1n, trong \u0111\u00f3 t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t 5%. Ri\u00eang n\u0103m 2024,&nbsp;SHB&nbsp;tr\u1ea3 c\u1ed5 t\u1ee9c t\u1ef7 l\u1ec7 18% g\u1ed3m 13% b\u1eb1ng c\u1ed5 phi\u1ebfu v\u00e0 5% b\u1eb1ng ti\u1ec1n m\u1eb7t. Ng\u00e2n h\u00e0ng v\u1eeba \u0111\u1ea3m b\u1ea3o ngu\u1ed3n l\u1ef1c cho t\u0103ng tr\u01b0\u1edfng d\u00e0i h\u1ea1n, v\u1eeba ti\u1ebfp t\u1ee5c mang l\u1ea1i l\u1ee3i \u00edch thi\u1ebft th\u1ef1c, \u0111\u1ec1u \u0111\u1eb7n cho c\u1ed5 \u0111\u00f4ng. \u0110i\u1ec1u n\u00e0y cho th\u1ea5y&nbsp;SHB&nbsp;kh\u00f4ng ch\u1ec9 theo \u0111u\u1ed5i m\u1ee5c ti\u00eau t\u0103ng tr\u01b0\u1edfng quy m\u00f4, m\u00e0 c\u00f2n ch\u00fa tr\u1ecdng c\u00e2n b\u1eb1ng gi\u1eefa m\u1edf r\u1ed9ng \u0111\u1ea7u t\u01b0, n\u00e2ng cao n\u0103ng l\u1ef1c c\u1ea1nh tranh v\u00e0 b\u1ea3o \u0111\u1ea3m hi\u1ec7u qu\u1ea3 sinh l\u1eddi b\u1ec1n v\u1eefng cho nh\u00e0 \u0111\u1ea7u t\u01b0. T\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c n\u0103m 2025-2026,&nbsp;SHB&nbsp;d\u1ef1 ki\u1ebfn s\u1ebd ti\u1ebfp t\u1ee5c duy tr\u00ec \u1edf m\u1ee9c 16-18%. Trong \u0111\u00f3, t\u1ef7 l\u1ec7 c\u1ed5 t\u1ee9c 2025 d\u1ef1 ki\u1ebfn 16% g\u1ed3m 6% b\u1eb1ng ti\u1ec1n m\u1eb7t v\u00e0 10% b\u1eb1ng c\u1ed5 phi\u1ebfu.<\/p>\n\n\n\n<p>T\u1eeb n\u1ec1n t\u1ea3ng v\u1ed1n ng\u00e0y c\u00e0ng v\u1eefng ch\u1eafc \u0111\u1ebfn chi\u1ebfn l\u01b0\u1ee3c kinh doanh b\u1ee9t ph\u00e1, t\u1eeb qu\u1ea3n tr\u1ecb theo chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf \u0111\u1ebfn chuy\u1ec3n \u0111\u1ed5i to\u00e0n di\u1ec7n tr\u00ean m\u1ecdi m\u1eb7t ho\u1ea1t \u0111\u1ed9ng,&nbsp;SHB&nbsp;\u0111ang t\u1eebng b\u01b0\u1edbc x\u00e2y d\u1ef1ng t\u01b0 th\u1ebf m\u1edbi cho giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n 2026 v\u00e0 xa h\u01a1n. \u0110\u00e2y kh\u00f4ng ch\u1ec9 l\u00e0 qu\u00e1 tr\u00ecnh n\u00e2ng cao n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh c\u1ee7a m\u1ed9t ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, m\u00e0 c\u00f2n l\u00e0 h\u00e0nh tr\u00ecnh kh\u1eb3ng \u0111\u1ecbnh v\u1ecb th\u1ebf c\u1ee7a m\u1ed9t \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i, ch\u1ee7 \u0111\u1ed9ng h\u1ed9i nh\u1eadp, c\u00f3 kh\u1ea3 n\u0103ng thu h\u00fat d\u00f2ng v\u1ed1n l\u1edbn, \u0111\u1ed3ng h\u00e0nh c\u00f9ng n\u1ec1n kinh t\u1ebf v\u00e0 ti\u1ebfp t\u1ee5c t\u1ea1o d\u1ef1ng gi\u00e1 tr\u1ecb d\u00e0i h\u1ea1n cho c\u1ed5 \u0111\u00f4ng.<\/p>\n\n\n\n<p>Trong chi\u1ebfn l\u01b0\u1ee3c chuy\u1ec3n \u0111\u1ed5i m\u1ea1nh m\u1ebd v\u00e0 to\u00e0n di\u1ec7n,&nbsp;SHB&nbsp;hi\u1ec7n t\u1eadp trung v\u00e0o 4 tr\u1ee5 c\u1ed9t: C\u1ea3i c\u00e1ch c\u01a1 ch\u1ebf, ch\u00ednh s\u00e1ch, quy \u0111\u1ecbnh, quy tr\u00ecnh; Con ng\u01b0\u1eddi l\u00e0 ch\u1ee7 th\u1ec3; L\u1ea5y kh\u00e1ch h\u00e0ng v\u00e0 th\u1ecb tr\u01b0\u1eddng l\u00e0m trung t\u00e2m; Hi\u1ec7n \u0111\u1ea1i h\u00f3a c\u00f4ng ngh\u1ec7 th\u00f4ng tin v\u00e0 chuy\u1ec3n \u0111\u1ed5i s\u1ed1.<\/p>\n\n\n\n<p>SHB&nbsp;\u0111\u1eb7t m\u1ee5c ti\u00eau tr\u1edf th\u00e0nh Ng\u00e2n h\u00e0ng&nbsp;TOP&nbsp;1 v\u1ec1 hi\u1ec7u qu\u1ea3; Ng\u00e2n h\u00e0ng S\u1ed1 \u0111\u01b0\u1ee3c y\u00eau th\u00edch nh\u1ea5t; Ng\u00e2n h\u00e0ng B\u00e1n l\u1ebb t\u1ed1t nh\u1ea5t \u0111\u1ed3ng th\u1eddi l\u00e0 Ng\u00e2n h\u00e0ng&nbsp;TOP&nbsp;\u0111\u1ea7u cung \u1ee9ng ngu\u1ed3n v\u1ed1n, s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh d\u1ecbch v\u1ee5 v\u1edbi kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p chi\u1ebfn l\u01b0\u1ee3c t\u01b0 nh\u00e2n v\u00e0 Nh\u00e0 n\u01b0\u1edbc, c\u00f3 chu\u1ed7i cung \u1ee9ng, chu\u1ed7i gi\u00e1 tr\u1ecb, h\u1ec7 sinh th\u00e1i, ph\u00e1t tri\u1ec3n xanh. T\u1ea7m nh\u00ecn \u0111\u1ebfn n\u0103m 2035,&nbsp;SHB&nbsp;tr\u1edf th\u00e0nh Ng\u00e2n h\u00e0ng b\u00e1n l\u1ebb hi\u1ec7n \u0111\u1ea1i, Ng\u00e2n h\u00e0ng xanh, Ng\u00e2n h\u00e0ng s\u1ed1 trong&nbsp;TOP&nbsp;\u0111\u1ea7u c\u1ee7a khu v\u1ef1c.<\/p>","protected":false},"excerpt":{"rendered":"<p>S\u1ef1 ki\u1ec7n n\u00e0y m\u1edf ra c\u00e1nh c\u1eeda ti\u1ebfp c\u1eadn d\u00f2ng v\u1ed1n th\u1ee5 \u0111\u1ed9ng t\u1eeb c\u00e1c qu\u1ef9 ETF v\u00e0 qu\u1ef9 ch\u1ec9 [&hellip;]<\/p>","protected":false},"author":5,"featured_media":70105,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[221],"tags":[],"class_list":["post-69768","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chung-khoan"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/69768","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/comments?post=69768"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/69768\/revisions"}],"predecessor-version":[{"id":70106,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/69768\/revisions\/70106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media\/70105"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media?parent=69768"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/categories?post=69768"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/tags?post=69768"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}