{"id":69530,"date":"2026-04-08T10:05:33","date_gmt":"2026-04-08T03:05:33","guid":{"rendered":"https:\/\/hbbgroup.net\/con-chip-tren-the-tin-dung-co-luu-tru-lich-su-chi-tieu-cua-ban\/"},"modified":"2026-04-08T10:05:33","modified_gmt":"2026-04-08T03:05:33","slug":"con-chip-tren-the-tin-dung-co-luu-tru-lich-su-chi-tieu-cua-ban","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/con-chip-tren-the-tin-dung-co-luu-tru-lich-su-chi-tieu-cua-ban\/","title":{"rendered":"Con chip tr\u00ean th\u1ebb t\u00edn d\u1ee5ng c\u00f3 l\u01b0u tr\u1eef l\u1ecbch s\u1eed chi ti\u00eau c\u1ee7a b\u1ea1n?"},"content":{"rendered":"
\n

Nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng lo ng\u1ea1i con chip nh\u1ecf b\u00e9 tr\u00ean th\u1ebb t\u00edn d\u1ee5ng<\/a> c\u00f3 th\u1ec3 l\u01b0u tr\u1eef to\u00e0n b\u1ed9 l\u1ecbch s\u1eed mua s\u1eafm c\u00e1 nh\u00e2n, t\u1eeb m\u00f3n \u0111\u1ed3 nh\u1ecf nh\u1ea5t \u0111\u1ebfn nh\u1eefng kho\u1ea3n chi xa x\u1ec9. Tuy nhi\u00ean, s\u1ef1 th\u1eadt c\u00f3 th\u1ec3 khi\u1ebfn b\u1ea1n b\u1ea5t ng\u1edd.<\/p>\n

Theo \u0111\u00f3, trong k\u1ef7 nguy\u00ean thanh to\u00e1n kh\u00f4ng ti\u1ec1n m\u1eb7t, con chip EMV (vi\u1ebft t\u1eaft c\u1ee7a ba ‘\u00f4ng l\u1edbn’ Europay, Mastercard v\u00e0 Visa) \u0111\u00e3 tr\u1edf th\u00e0nh ti\u00eau chu\u1ea9n b\u1ea3o m\u1eadt to\u00e0n c\u1ea7u, d\u1ea7n thay th\u1ebf ho\u00e0n to\u00e0n d\u1ea3i t\u1eeb truy\u1ec1n th\u1ed1ng v\u1ed1n d\u1ec5 b\u1ecb sao ch\u00e9p. Nh\u01b0ng li\u1ec7u con chip n\u00e0y th\u1ef1c s\u1ef1 ‘bi\u1ebft’ bao nhi\u00eau v\u1ec1 th\u00f3i quen ti\u00eau d\u00f9ng c\u1ee7a ch\u1ee7 nh\u00e2n?<\/p>\n

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\"Con<\/p>

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Chip tr\u00ean th\u1ebb t\u00edn d\u1ee5ng c\u00f3 l\u01b0u tr\u1eef l\u1ecbch s\u1eed mua s\u1eafm?<\/p>\n<\/figcaption>

\u1ea2NH: CH\u1ee4P M\u00c0N H\u00ccNH ABC NEWS<\/p>\n<\/figure>\n

Chip th\u1ebb t\u00edn d\u1ee5ng th\u1ef1c s\u1ef1 l\u01b0u tr\u1eef nh\u1eefng g\u00ec?<\/strong><\/h2>\n

Tr\u00e1i v\u1edbi lo ng\u1ea1i c\u1ee7a s\u1ed1 \u0111\u00f4ng, con chip tr\u00ean th\u1ebb kh\u00f4ng h\u1ec1 l\u01b0u tr\u1eef l\u1ecbch s\u1eed giao d\u1ecbch hay m\u00e3 PIN c\u1ee7a ng\u01b0\u1eddi d\u00f9ng. Nh\u1eefng g\u00ec n\u00f3 n\u1eafm gi\u1eef ch\u1ec9 l\u00e0 c\u00e1c d\u1eef li\u1ec7u c\u01a1 b\u1ea3n \u0111\u1ec3 x\u00e1c th\u1ef1c s\u1ed1 t\u00e0i kho\u1ea3n (ID duy nh\u1ea5t), t\u00ean ch\u1ee7 th\u1ebb v\u00e0 ng\u00e0y h\u1ebft h\u1ea1n.<\/p>\n

\u0110i\u1ec3m m\u1ea5u ch\u1ed1t t\u1ea1o n\u00ean s\u1ef1 an to\u00e0n tuy\u1ec7t \u0111\u1ed1i n\u1eb1m \u1edf c\u00f4ng ngh\u1ec7 m\u00e3 h\u00f3a<\/a> (Encryption) v\u00e0 Tokenization. Thay v\u00ec g\u1eedi s\u1ed1 th\u1ebb th\u1eadt c\u1ee7a b\u1ea1n \u0111\u1ebfn m\u00e1y POS, con chip s\u1ebd t\u1ea1o ra m\u00e3 giao d\u1ecbch duy nh\u1ea5t cho m\u1ed7i l\u1ea7n ch\u1ea1m ho\u1eb7c ch\u00e8n th\u1ebb. M\u00e3 n\u00e0y ch\u1ec9 c\u00f3 gi\u00e1 tr\u1ecb m\u1ed9t l\u1ea7n, khi\u1ebfn vi\u1ec7c l\u00e0m gi\u1ea3 th\u1ebb tr\u1edf th\u00e0nh nhi\u1ec7m v\u1ee5 b\u1ea5t kh\u1ea3 thi \u0111\u1ed1i v\u1edbi c\u00e1c hacker.<\/p>\n

L\u1ed7 h\u1ed5ng v\u1eabn t\u1ed3n t\u1ea1i \u1edf \u0111\u00e2u?<\/strong><\/h2>\n

D\u00f9 th\u1ebb chip c\u1ef1c k\u1ef3 an to\u00e0n khi thanh to\u00e1n tr\u1ef1c ti\u1ebfp, nh\u01b0ng n\u00f3 l\u1ea1i ‘b\u1ea5t l\u1ef1c’ tr\u01b0\u1edbc c\u00e1c chi\u00eau tr\u00f2 l\u1eeba \u0111\u1ea3o tr\u1ef1c tuy\u1ebfn. Khi b\u1ea1n t\u1ef1 tay nh\u1eadp th\u00f4ng tin th\u1ebb v\u00e0o c\u00e1c trang web gi\u1ea3 m\u1ea1o ho\u1eb7c bi\u1ec3u m\u1eabu kh\u00f4ng an to\u00e0n, c\u00e1c t\u00ednh n\u0103ng b\u1ea3o m\u1eadt c\u1ee7a chip s\u1ebd ho\u00e0n to\u00e0n b\u1ecb v\u00f4 hi\u1ec7u h\u00f3a. R\u1ee7i ro l\u00fac n\u00e0y kh\u00f4ng n\u1eb1m \u1edf con chip, m\u00e0 n\u1eb1m \u1edf s\u1ef1 thi\u1ebfu c\u1ea3nh gi\u00e1c c\u1ee7a ng\u01b0\u1eddi d\u00f9ng khi mua s\u1eafm online.<\/p>\n

Ai l\u00e0 ng\u01b0\u1eddi th\u1ef1c s\u1ef1 n\u1eafm gi\u1eef l\u1ecbch s\u1eed chi ti\u00eau?<\/strong><\/h2>\n

D\u00f9 con chip kh\u00f4ng l\u01b0u l\u1ecbch s\u1eed mua h\u00e0ng, nh\u01b0ng h\u1ec7 th\u1ed1ng c\u1ee7a ng\u00e2n h\u00e0ng v\u00e0 c\u00f4ng ty ph\u00e1t h\u00e0nh th\u1ebb th\u00ec c\u00f3. H\u1ecd bi\u1ebft ch\u00ednh x\u00e1c b\u1ea1n \u0111\u00e3 chi bao nhi\u00eau ti\u1ec1n, t\u1ea1i c\u1eeda h\u00e0ng n\u00e0o v\u00e0 v\u00e0o l\u00fac m\u1ea5y gi\u1edd. Tuy nhi\u00ean, h\u1ecd ch\u1ec9 th\u1ea5y \u0111\u01b0\u1ee3c t\u00ean nh\u00e0 cung c\u1ea5p ch\u1ee9 kh\u00f4ng bi\u1ebft chi ti\u1ebft ‘gi\u1ecf h\u00e0ng’ c\u1ee7a b\u1ea1n (v\u00ed d\u1ee5: h\u1ecd bi\u1ebft b\u1ea1n thanh to\u00e1n t\u1ea1i si\u00eau th\u1ecb, nh\u01b0ng kh\u00f4ng bi\u1ebft b\u1ea1n \u0111\u00e3 mua lo\u1ea1i s\u1eefa hay nh\u00e3n hi\u1ec7u th\u1ef1c ph\u1ea9m n\u00e0o).<\/p>\n

Vi\u1ec7c hi\u1ec3u r\u00f5 c\u01a1 ch\u1ebf b\u1ea3o m\u1eadt c\u1ee7a chip EMV kh\u00f4ng ch\u1ec9 gi\u00fap b\u1ea1n y\u00ean t\u00e2m h\u01a1n khi qu\u1eb9t th\u1ebb<\/a> m\u00e0 c\u00f2n nh\u1eafc nh\u1edf m\u1ed9t ch\u00e2n l\u00fd r\u1eb1ng c\u00f4ng ngh\u1ec7 d\u00f9 hi\u1ec7n \u0111\u1ea1i \u0111\u1ebfn \u0111\u00e2u, s\u1ef1 c\u1ea9n tr\u1ecdng c\u1ee7a ch\u1ee7 th\u1ebb v\u1eabn l\u00e0 l\u1edbp b\u1ea3o m\u1eadt quan tr\u1ecdng nh\u1ea5t.<\/p>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"

Nhi\u1ec1u ng\u01b0\u1eddi d\u00f9ng lo ng\u1ea1i con chip nh\u1ecf b\u00e9 tr\u00ean th\u1ebb t\u00edn d\u1ee5ng c\u00f3 th\u1ec3 l\u01b0u tr\u1eef to\u00e0n b\u1ed9 l\u1ecbch […]<\/p>","protected":false},"author":5,"featured_media":69532,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[],"class_list":["post-69530","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-trong-nuoc"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/69530","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/comments?post=69530"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/69530\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media\/69532"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media?parent=69530"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/categories?post=69530"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/tags?post=69530"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}