{"id":49229,"date":"2025-09-25T18:17:48","date_gmt":"2025-09-25T11:17:48","guid":{"rendered":"https:\/\/hbbgroup.net\/experts-this-is-the-best-cash-back-card-of-2022\/"},"modified":"2025-09-25T18:17:48","modified_gmt":"2025-09-25T11:17:48","slug":"experts-this-is-the-best-cash-back-card-of-2022","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/experts-this-is-the-best-cash-back-card-of-2022\/","title":{"rendered":"Experts: this is the best cash back card of 2022"},"content":{"rendered":"<div aria-label=\"Navigation Disclosure\">\n<p><span tabindex=\"0\" aria-describedby=\"ttip-advertiserDisclosure-id---desc\">     <span>                Advertiser Disclosure            <\/span>     <span id=\"ttip-advertiserDisclosure-id---desc\" role=\"tooltip\">       Many of the offers that appear on this site are from companies from which The Motley Fool receives compensation. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear) and may influence which products we write about, but our product ratings are not influenced by compensation. We do not include all companies or offers available in the marketplace.       <span><\/span>     <\/span>   <\/span>         <\/p>\n<p><span id=\"accessibilityWidget\">\u00a0\u00a0\u00a0\u00a0|\u00a0\u00a0\u00a0\u00a0Accessibility Options<\/span>       <\/p>\n<\/p><\/div>\n<div role=\"main\">\n<div id=\"paragraph_block_2\">\n<p data-block-key=\"1c2zw\">When <b>Wells Fargo Active Cash\u00ae Card<\/b> hit the market, it instantly topped our independent experts&#8217; list of best all-around, no-annual-fee credit cards. (See <a target=\"_blank\" rel=\"noopener nofollow\" href=\"https:\/\/www.wellsfargo.com\/credit-cards\/active-cash\/terms\/?product_code=CC&#038;subproduct_code=AC&#038;FPID=0126D7I6F40000&#038;sub_channel=AFF&#038;vendor_code=IM\">rates and fees<\/a>.)<\/p>\n<p data-block-key=\"f478e\">It\u2019s easy to see why with these perks:<\/p>\n<ul>\n<li data-block-key=\"fqf8o\"><b>Unlimited 2% cash rewards<\/b> \u2014 the highest flat cash back rate we\u2019ve come across with no hoops to jump though.<\/li>\n<li data-block-key=\"4bhug\"><b>$200 cash rewards welcome offer<\/b> that you earn by spending just $500 in purchases in the first 3 months.<\/li>\n<li data-block-key=\"1j0rv\"><b>0% intro APR for 12 months from account opening on purchases<\/b> (and also on qualifying balance transfers). After the intro period, a go-to rate of 18.99%, 23.99%, or 28.99% Variable APR applies.<\/li>\n<li data-block-key=\"in3o\"><b>$0 annual fee<\/b>.<\/li>\n<\/ul>\n<p data-block-key=\"8g4dj\"><a rel=\"sponsored noopener\" data-action=\"offer_click_apply\" data-slug=\"wells-fargo-active-cash\" href=\"http:\/\/www.fool.com\/money\/offers\/credit-cards\/wells-fargo-active-cash\/?futm_campaign=ta-cc-co-cnn-welac2-ron-5-hp-sfpb&#038;lutm_campaign=ta-cc-co-cnn-welac2-ron-5-hp-sfpb&#038;futm_medium=cpc&#038;lutm_medium=cpc&#038;futm_site=theascent&#038;lutm_site=theascent&#038;futm_source=cnn&#038;lutm_source=cnn&#038;luri=%2Fcredit-cards%2Flanding%2Fwells-fargo-active-cash-card-review%2F&#038;furi=%2Fcredit-cards%2Flanding%2Fwells-fargo-active-cash-card-review%2F&#038;vis=e32b8194-3049-415d-9d6b-cc828eab5a90&#038;fuuid=2a97b070-97fa-4cba-93f2-e1eac973db27&#038;luuid=2a97b070-97fa-4cba-93f2-e1eac973db27&#038;ltyp=txt-sc&#038;lclksec=paragraph\" data-click-section=\"paragraph\"><b><span>APPLY NOW<\/span><\/b><\/a> to lock in these benefits today if approved.<\/p>\n<\/p><\/div>\n<div id=\"card_tile_list_3\">\n<p><span>Cash Rewards<\/span><\/p>\n<div>\n<h3>Wells Fargo Active Cash\u00ae Card<\/h3>\n<p>Great for: Flat-Rate Cash Rewards<\/p>\n<\/p><\/div>\n<div>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/wells-fargo-active-cash_6zvHOKV_8FcIemo.png?width=280\" alt=\"Logo for Wells Fargo Active Cash\u00ae Card\" previous-src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/wells-fargo-active-cash_6zvHOKV_8FcIemo.png?width=280\"><\/p>\n<\/p><\/div>\n<div>\n<p>           <span>Credit Score:<\/span>              <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-credit-rating-id--1-desc\">     <span><svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-1--cc-tile-credit-rating icon-info-descrip-1-cc-tile-credit-rating\" role=\"img\">          <desc id=\"icon-info-descrip-1-cc-tile-credit-rating\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg> <\/span>     <span id=\"ttip-cc-tile-credit-rating-id--1-desc\" role=\"tooltip\">       Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.<br \/>       <span><\/span>     <\/span>   <\/span>          <\/p>\n<div>\n<p><span>       Recommended Credit Score required for this offer is: Good\/Excellent (670-850)     <\/span><\/p>\n<\/p><\/div>\n<p>     <span data-rating=\"goodexcellent\">         <span>Good\/Excellent (670-850)<\/span>     <\/span>     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<div>\n<p><span>Intro APR<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--1-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-1--cc-tile-feature-tip icon-info-descrip-1-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-1-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--1-desc\" role=\"tooltip\">       0% intro APR for 12 months from account opening on purchases and qualifying balance transfers       <span><\/span>     <\/span>   <\/span>  <\/p>\n<div>\n<p>                       <strong>Purchases:<\/strong> 0% intro APR on purchases for 12 months from account opening                     <\/p>\n<p>                       <strong>Balance Transfers:<\/strong> 0% intro APR for 12 months from account opening on qualifying balance transfers                     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p><span>Regular APR<\/span><\/p>\n<p>             18.99%, 23.99%, or 28.99% Variable APR           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Rewards<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--3-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-3--cc-tile-feature-tip icon-info-descrip-3-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-3-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--3-desc\" role=\"tooltip\">       Earn unlimited 2% cash rewards on purchases.       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             2% cash rewards           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Welcome Offer<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--5-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-5--cc-tile-feature-tip icon-info-descrip-5-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-5-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--5-desc\" role=\"tooltip\">       Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             $200 cash rewards           <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div id=\"faq_1_card-details\" data-conditional-accordion=\"true\">\n<ul>\n<li data-block-key=\"6bhzm\">Apply Now to take advantage of this offer and learn more about product features, terms and conditions.<\/li>\n<li data-block-key=\"2enj4\">Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.<\/li>\n<li data-block-key=\"34gb0\">Earn unlimited 2% cash rewards on purchases.<\/li>\n<li data-block-key=\"774uu\">0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 18.99%, 23.99%, or 28.99% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5<\/li>\n<li data-block-key=\"e1frp\">$0 annual fee.<\/li>\n<li data-block-key=\"ft1tu\">No categories to track or remember and cash rewards don\u2019t expire as long as your account remains open.<\/li>\n<li data-block-key=\"5mm76\">Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24\/7 Visa Signature\u00ae Concierge.<\/li>\n<li data-block-key=\"e90c2\">Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div id=\"heading_block_4\">\n<p><h2 id=\"our-top-5-reasons-to-apply-today\">        Our top 5 reasons to apply today:    <\/h2>\n<\/p><\/div>\n<div id=\"paragraph_block_5\">\n<p data-block-key=\"1c2zw\"><b>Unlimited 2% cash rewards<\/b> &#8212;\u00a0Cardholders earn an unlimited 2% cash rewards on purchases, with no categories to activate or earnings limits to track.<\/p>\n<p data-block-key=\"fbh3j\">There are other cards that offer higher cash back rates on certain categories, and while they can be worth it, they do require more effort. And they often are also subject to a cap and limited in what purchases they apply to. The Wells Fargo Active Cash\u00ae Card is perfect for someone that wants an easy-to-use card that still offers high rewards: you\u2019ll earn a best-in-class flat rewards right away on your purchases &#8212; with no limits or hoops to jump through.<\/p>\n<p data-block-key=\"8lv5f\"><b>$200 cash rewards welcome offer<\/b> &#8212;\u00a0New Wells Fargo Active Cash\u00ae Card holders can earn a $200 cash rewards welcome offer for spending just $500 in purchases in the first 3 months. Not only is this a very competitive sign-up bonus for a card with no annual fee, but it&#8217;s also one of the things that sets this Wells Fargo credit card apart from other 2% back cards. We\u2019ve yet to come across another credit card with 2% unlimited cash rewards that also has a sign-up bonus.<\/p>\n<p data-block-key=\"8jnl9\"><b>12 months from account opening 0% APR intro offer\u00a0<\/b>&#8212; New cardholders can enjoy 0% intro APR on both new purchases and qualifying balance transfers for a full 12 months from account opening. (After that period, a go-to rate of 18.99%, 23.99%, or 28.99% Variable APR applies.) That&#8217;s a great offer, even when compared to cards marketed just for a 0% intro APR. It means that this card will allow you to avoid interest on purchases and balance transfers for a full year!<\/p>\n<p data-block-key=\"dae37\"><b>No annual fee\u00a0<\/b>&#8212; In many cases, high rewards rates mean high annual fees. Not with the Wells Fargo Active Cash\u00ae Card, which sports a $0 annual fee.<\/p>\n<p data-block-key=\"500em\"><b>Cell phone protection<\/b> &#8212;\u00a0With the price of a typical cell phone in the hundreds of dollars, having some sort of insurance is a good idea. With this Wells Fargo card, you can get built-in cell phone protection of up to $600 just by paying your cell phone bill with your card. Coverage is subject to a $25 deductible.<\/p>\n<\/p><\/div>\n<div id=\"heading_block_6\">\n<p><h2 id=\"suggested-credit-score\">        Suggested credit score    <\/h2>\n<\/p><\/div>\n<div id=\"paragraph_block_7\">\n<p data-block-key=\"1c2zw\">Approval for the Wells Fargo Active Cash\u00ae Card is most likely for applicants with good credit, which typically means a credit score of 670 or higher. If you need help rebuilding your credit, <a href=\"https:\/\/www.fool.com\/the-ascent\/credit-cards\/landing\/building-your-credit\/\">see this page.<\/a><\/p>\n<\/p><\/div>\n<div id=\"heading_block_8\">\n<p><h2 id=\"the-card-could-be-right-for-you-if\">        The card could be right for you if&#8230;    <\/h2>\n<\/p><\/div>\n<div id=\"paragraph_block_9\">\n<p data-block-key=\"1c2zw\">We believe this is one of the best cash back cards for most people. Not only will you get a lucrative unlimited flat cash rewards rate, but it also sports a hefty, easy-to-earn sign-up bonus and a highly competitive 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers, then 18.99%, 23.99%, or 28.99% Variable APR.<\/p>\n<p data-block-key=\"90kj0\">Depending on what card is in your wallet today, there\u2019s a high chance the Wells Fargo Active Cash\u00ae Card is a more lucrative upgrade &#8212; and it could especially be an upgrade over debit cards, which have far worse fraud protections than credit cards and usually no rewards.<\/p>\n<p data-block-key=\"f3dg3\">To apply for potential approval today and make sure you don\u2019t miss out on your bonus, simply click here: <a rel=\"sponsored noopener\" data-action=\"offer_click_apply\" data-slug=\"wells-fargo-active-cash\" data-click_section=\"rich_text_sc\" data-link_type=\"link\" href=\"http:\/\/www.fool.com\/money\/offers\/credit-cards\/wells-fargo-active-cash\/?futm_campaign=ta-cc-co-cnn-welac2-ron-5-hp-sfpb&#038;lutm_campaign=ta-cc-co-cnn-welac2-ron-5-hp-sfpb&#038;futm_medium=cpc&#038;lutm_medium=cpc&#038;futm_site=theascent&#038;lutm_site=theascent&#038;futm_source=cnn&#038;lutm_source=cnn&#038;luri=%2Fcredit-cards%2Flanding%2Fwells-fargo-active-cash-card-review%2F&#038;furi=%2Fcredit-cards%2Flanding%2Fwells-fargo-active-cash-card-review%2F&#038;vis=e32b8194-3049-415d-9d6b-cc828eab5a90&#038;fuuid=2a97b070-97fa-4cba-93f2-e1eac973db27&#038;luuid=2a97b070-97fa-4cba-93f2-e1eac973db27&#038;ltyp=link\" target=\"_blank\">Wells Fargo Active Cash\u00ae Card<\/a><\/p>\n<\/p><\/div>\n<div id=\"callout_full_border_11\">\n<p data-block-key=\"md60m\">Credit cards with rewards &#038; 0% intro APR offers are excellent, but remember, they are a tool to help you get the most out of your spending. Motley Fool Money motto to follow:<\/p>\n<ol>\n<li data-block-key=\"e4930\">Pay off your card in full each month.<\/li>\n<li data-block-key=\"4t22d\">Choose a card whose features are a good fit for you.<\/li>\n<li data-block-key=\"fn22a\">Don&#8217;t spend more than you already would.<\/li>\n<\/ol>\n<p data-block-key=\"biin4\">Follow this and you&#8217;ll be making your money work overtime for you. Live richly, not risky.<\/p>\n<\/p><\/div>\n<div id=\"card_tile_list_12\">\n<div id=\"picks__link_\">\n<p>Our experts also recommend<\/p>\n<\/p><\/div>\n<section class>\n<div id=\"capital-one-quicksilver-cash-rewards-credit-card\">\n<div>\n<p><h3>Capital One Quicksilver Cash Rewards Credit Card<\/h3>\n<\/p><\/div>\n<div>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/capital-one-quicksilver_W4EZTdI_vMpz0H0.png?width=280\" alt=\"Logo for Capital One Quicksilver Cash Rewards Credit Card\" previous-src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/capital-one-quicksilver_W4EZTdI_vMpz0H0.png?width=280\"><\/p>\n<\/p><\/div>\n<div>\n<p>           <span>Credit Score:<\/span>              <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-credit-rating-id--1-desc\">     <span><svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-1--cc-tile-credit-rating icon-info-descrip-1-cc-tile-credit-rating\" role=\"img\">          <desc id=\"icon-info-descrip-1-cc-tile-credit-rating\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg> <\/span>     <span id=\"ttip-cc-tile-credit-rating-id--1-desc\" role=\"tooltip\">       Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.<br \/>       <span><\/span>     <\/span>   <\/span>          <\/p>\n<div>\n<p><span>       Recommended Credit Score required for this offer is: Good\/Excellent (670-850)     <\/span><\/p>\n<\/p><\/div>\n<p>     <span data-rating=\"goodexcellent\">         <span>Good\/Excellent (670-850)<\/span>     <\/span>     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<div>\n<p><span>Intro APR<\/span><\/p>\n<div>\n<p>                       <strong>Purchases:<\/strong> 0% intro on purchases for 15 months                     <\/p>\n<p>                       <strong>Balance Transfers:<\/strong> 0% intro on balance transfers for 15 months (Balance Transfer Fee Applies)                     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p><span>Regular APR<\/span><\/p>\n<p>             19.24% &#8211; 29.24% (Variable)           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Rewards<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--3-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-3--cc-tile-feature-tip icon-info-descrip-3-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-3-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--3-desc\" role=\"tooltip\">       Earn unlimited 1.5% cash back on every purchase, every day. Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel.       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             1.5%-5% cash back           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Welcome Offer<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--5-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-5--cc-tile-feature-tip icon-info-descrip-5-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-5-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--5-desc\" role=\"tooltip\">       LIMITED-TIME OFFER: Earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             Earn $300 in welcome bonuses           <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div id=\"faq_1_card-details\" data-conditional-accordion=\"true\">\n<ul>\n<li data-block-key=\"za2vv\">LIMITED-TIME OFFER: Earn $300 in welcome bonuses. Enjoy a $100 credit to use towards flights, stays and rental cars booked through Capital One Travel during your first cardholder year. Plus, earn a $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening<\/li>\n<li data-block-key=\"gby4u\">Earn unlimited 1.5% cash back on every purchase, every day<\/li>\n<li data-block-key=\"roow5\">$0 annual fee and no foreign transaction fees<\/li>\n<li data-block-key=\"piony\">Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel<\/li>\n<li data-block-key=\"o3y65\">No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won&#8217;t expire for the life of the account and there&#8217;s no limit to how much you can earn<\/li>\n<li data-block-key=\"dco8j\">0% intro APR on purchases and balance transfers for 15 months; 19.24% &#8211; 29.24% variable APR after that; balance transfer fee applies<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<div id=\"citi-double-cash-card\">\n<div>\n<p><h3>Citi Double Cash\u00ae Card<\/h3>\n<\/p><\/div>\n<div>\n<div>\n<div>\n<p><img decoding=\"async\" src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/citi-double-cash_FkZBLNP_4gRtl0n.jpeg?width=280\" alt=\"Logo for Citi Double Cash\u00ae Card\" previous-src=\"https:\/\/m.foolcdn.com\/media\/affiliates\/original_images\/citi-double-cash_FkZBLNP_4gRtl0n.jpeg?width=280\"><\/p>\n<\/p><\/div>\n<div>\n<p>           <span>Credit Score:<\/span>              <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-credit-rating-id--2-desc\">     <span><svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-2--cc-tile-credit-rating icon-info-descrip-2-cc-tile-credit-rating\" role=\"img\">          <desc id=\"icon-info-descrip-2-cc-tile-credit-rating\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg> <\/span>     <span id=\"ttip-cc-tile-credit-rating-id--2-desc\" role=\"tooltip\">       Falling within this credit range does not guarantee approval by the issuer. An application must be submitted to the issuer for a potential approval decision. There are different types of credit scores and creditors use a variety of credit scores to make lending decisions.<br \/>       <span><\/span>     <\/span>   <\/span>          <\/p>\n<div>\n<p><span>       Recommended Credit Score required for this offer is: Good\/Excellent (670-850)     <\/span><\/p>\n<\/p><\/div>\n<p>     <span data-rating=\"goodexcellent\">         <span>Good\/Excellent (670-850)<\/span>     <\/span>     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<div>\n<p><span>Intro APR<\/span><\/p>\n<div>\n<p>                       <strong>Purchases:<\/strong> N\/A                     <\/p>\n<p>                       <strong>Balance Transfers:<\/strong> 0%, 18 months on Balance Transfers                     <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<div>\n<p><span>Regular APR<\/span><\/p>\n<p>             18.24% &#8211; 28.24% (Variable)           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Rewards<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--3-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-3--cc-tile-feature-tip icon-info-descrip-3-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-3-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--3-desc\" role=\"tooltip\">       Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             2% cash back           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Annual Fee<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--4-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-4--cc-tile-feature-tip icon-info-descrip-4-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-4-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--4-desc\" role=\"tooltip\">       N\/A       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             $0           <\/p>\n<\/p><\/div>\n<div>\n<p><span>Welcome Offer<\/span>                  <span tabindex=\"0\" aria-describedby=\"ttip-cc-tile-feature-tip-id--5-desc\">     <span>                         <svg width=\"12px\" height=\"12px\" viewbox=\"0 0 12 12\" version=\"1.1\" aria-describedby=\"icon-info-title-5--cc-tile-feature-tip icon-info-descrip-5-cc-tile-feature-tip\" role=\"img\">          <desc id=\"icon-info-descrip-5-cc-tile-feature-tip\">Circle with letter I in it.<\/desc>     <defs \/>     <g id=\"Symbols\" stroke=\"none\" stroke-width=\"1\" fill=\"none\" fill-rule=\"evenodd\">         <g id=\"Component-Card-Collapsed\" transform=\"translate(-799.000000, -47.000000)\">             <g id=\"Group-3\" transform=\"translate(799.000000, 47.000000)\">                 <g id=\"Group\">                     <circle stroke=\"#9B9B9B\" cx=\"6\" cy=\"6\" r=\"5.5\" \/>                     <path d=\"M6.8038086,1.40683593 C6.95419998,1.40683593 7.08131459,1.45875598 7.18515626,1.56259765 C7.28899792,1.66643931 7.34091797,1.79355393 7.34091797,1.9439453 C7.34091797,2.09075593 7.28810275,2.21697537 7.18247071,2.32260741 C7.07683867,2.42823945 6.95061923,2.48105468 6.8038086,2.48105468 C6.65699797,2.48105468 6.53077853,2.42823945 6.42514649,2.32260741 C6.31951445,2.21697537 6.26669922,2.09075593 6.26669922,1.9439453 C6.26669922,1.79355393 6.31861928,1.66643931 6.42246094,1.56259765 C6.52630261,1.45875598 6.65341722,1.40683593 6.8038086,1.40683593 Z M6.87363282,3.53916015 L5.81015626,7.30429687 C5.73854131,7.55852991 5.70273438,7.71070938 5.70273438,7.76083983 C5.70273438,7.81813179 5.71974267,7.8646808 5.75375977,7.90048827 C5.78777687,7.93629574 5.82805967,7.95419921 5.87460938,7.95419921 C5.92832059,7.95419921 5.99277307,7.92555366 6.06796876,7.86826171 C6.27207134,7.70712809 6.47796121,7.47796372 6.68564454,7.18076171 L6.87363282,7.30429687 C6.63014202,7.67669456 6.34368655,7.99000523 6.01425782,8.24423827 C5.77076702,8.43401787 5.53802195,8.52890624 5.31601563,8.52890624 C5.169205,8.52890624 5.04925177,8.48504275 4.95615235,8.39731444 C4.86305293,8.30958614 4.81650391,8.19947982 4.81650391,8.06699218 C4.81650391,7.93450454 4.86126258,7.7142919 4.95078126,7.40634765 L5.64902344,5.00009765 C5.76360735,4.60621547 5.82089844,4.35914763 5.82089844,4.25888671 C5.82089844,4.18011027 5.79314807,4.11565779 5.73764649,4.06552733 C5.68214491,4.01539688 5.60605518,3.99033202 5.50937501,3.99033202 C5.43059857,3.99033202 5.26767702,4.01002584 5.02060547,4.04941405 L5.02060547,3.8399414 L6.87363282,3.53916015 Z\" id=\"i\" fill=\"#717171\" \/>                 <\/g>             <\/g>         <\/g>     <\/g> <\/svg>             <\/span>     <span id=\"ttip-cc-tile-feature-tip-id--5-desc\" role=\"tooltip\">       Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae Points, which can be redeemed for $200 cash back.       <span><\/span>     <\/span>   <\/span>  <\/p>\n<p>             $200           <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<div id=\"faq_2_card-details\" data-conditional-accordion=\"true\">\n<ul>\n<li data-block-key=\"surqa\">Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou\u00ae Points, which can be redeemed for $200 cash back.<\/li>\n<li data-block-key=\"lifo7\">Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, earn 5% total cash back on hotel, car rentals and attractions booked with Citi Travel.<\/li>\n<li data-block-key=\"r40l9\">Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% &#8211; 28.24%, based on your creditworthiness.<\/li>\n<li data-block-key=\"gm0rr\">Balance Transfers do not earn cash back. Intro APR does not apply to purchases.<\/li>\n<li data-block-key=\"suoha\">If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.<\/li>\n<li data-block-key=\"ehji9\">There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).<\/li>\n<\/ul><\/div>\n<\/p><\/div>\n<\/section><\/div>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"<p>Advertiser Disclosure Many of the offers that appear on this site are from companies from which The Motley Fool receives [&hellip;]<\/p>","protected":false},"author":5,"featured_media":49230,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[95],"tags":[],"class_list":["post-49229","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-the-gioi-vi"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/49229","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/comments?post=49229"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/49229\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media\/49230"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media?parent=49229"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/categories?post=49229"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/tags?post=49229"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}