{"id":47726,"date":"2025-09-06T16:54:56","date_gmt":"2025-09-06T09:54:56","guid":{"rendered":"https:\/\/hbbgroup.net\/tong-giam-doc-acbs-tiem-nang-phat-trien-thi-truong-nam-o-san-pham-moi-va-su-kien-tao-cua-chinh-phu\/"},"modified":"2025-09-06T16:54:56","modified_gmt":"2025-09-06T09:54:56","slug":"tong-giam-doc-acbs-tiem-nang-phat-trien-thi-truong-nam-o-san-pham-moi-va-su-kien-tao-cua-chinh-phu","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/tong-giam-doc-acbs-tiem-nang-phat-trien-thi-truong-nam-o-san-pham-moi-va-su-kien-tao-cua-chinh-phu\/","title":{"rendered":"T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ACBS: Ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng n\u1eb1m \u1edf s\u1ea3n ph\u1ea9m m\u1edbi v\u00e0 s\u1ef1 ki\u1ebfn t\u1ea1o c\u1ee7a Ch\u00ednh ph\u1ee7"},"content":{"rendered":"
\n
\n

<\/p>\n

T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ACBS: Ti\u1ec1m n\u0103ng ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng n\u1eb1m \u1edf s\u1ea3n ph\u1ea9m m\u1edbi v\u00e0 s\u1ef1 ki\u1ebfn t\u1ea1o c\u1ee7a Ch\u00ednh ph\u1ee7<\/p>\n

<\/p>\n

Nh\u00e2n d\u1ecbp k\u1ef7 ni\u1ec7m 25 n\u0103m th\u00e0nh l\u1eadp th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam, ng\u01b0\u1eddi vi\u1ebft \u0111\u00e3 c\u00f3 c\u01a1 h\u1ed9i tr\u00f2 chuy\u1ec7n c\u00f9ng \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Ho\u00e0n<\/a> – T\u1ed5ng Gi\u00e1m \u0111\u1ed1c ACBS<\/a>. V\u1edbi h\u01a1n 2 th\u1eadp ni\u00ean kinh nghi\u1ec7m trong l\u0129nh v\u1ef1c t\u00e0i ch\u00ednh, c\u1ea3 t\u1ea1i Vi\u1ec7t Nam v\u00e0 tr\u00ean th\u1ecb tr\u01b0\u1eddng qu\u1ed1c t\u1ebf, \u00f4ng Nguy\u1ec5n \u0110\u1ee9c Ho\u00e0n<\/span> t\u1eebng \u0111\u1ea3m nhi\u1ec7m nhi\u1ec1u v\u1ecb tr\u00ed l\u00e3nh \u0111\u1ea1o then ch\u1ed1t t\u1ea1i c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh l\u1edbn. G\u1eafn b\u00f3 l\u00e2u n\u0103m v\u1edbi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, \u00f4ng kh\u00f4ng ch\u1ec9 l\u00e0 ng\u01b0\u1eddi \u0111ang ch\u00e8o l\u00e1i ACBS<\/span> m\u00e0 c\u00f2n l\u00e0 ch\u1ee9ng nh\u00e2n s\u1ed1ng \u0111\u1ed9ng cho nh\u1eefng b\u01b0\u1edbc tr\u01b0\u1edfng th\u00e0nh c\u1ee7a ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam trong giai \u0111o\u1ea1n ph\u00e1t tri\u1ec3n t\u1eeb nh\u1eefng ng\u00e0y \u0111\u1ea7u s\u01a1 khai cho \u0111\u1ebfn nh\u1eefng c\u1ed9t m\u1ed1c t\u0103ng tr\u01b0\u1edfng v\u01b0\u1ee3t b\u1eadc nh\u01b0 h\u00f4m nay.<\/p>\n

Tr\u1ea3i qua 25 n\u0103m ph\u00e1t tri\u1ec3n c\u00f9ng th\u1ecb tr\u01b0\u1eddng, ACBS<\/span> kh\u00f4ng ng\u1eebng l\u1edbn m\u1ea1nh c\u1ea3 v\u1ec1 quy m\u00f4, n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh. T\u1eeb v\u1ed1n \u0111i\u1ec1u l\u1ec7 kh\u1edfi \u0111i\u1ec3m 43 t\u1ef7 \u0111\u1ed3ng, t\u1edbi nay, C\u00f4ng ty \u0111\u1ea1t quy m\u00f4 v\u1ed1n 11,000 t\u1ef7 \u0111\u1ed3ng (qu\u00fd 2\/2025). <\/p>\n

<\/p>\n

\u0110\u1ed3ng h\u00e0nh c\u00f9ng th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam, \u00f4ng c\u00f3 th\u1ec3 chia s\u1ebb v\u1ec1 nh\u1eefng k\u1ef7 ni\u1ec7m \u0111\u00e1ng nh\u1edb trong giai \u0111o\u1ea1n \u0111\u1ea7u ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng?<\/strong> <\/p>\n

T\u1ed5ng Gi\u00e1m \u0111\u1ed1c Nguy\u1ec5n \u0110\u1ee9c Ho\u00e0n<\/span>:<\/strong> T\u00f4i l\u00e0 m\u1ed9t trong s\u1ed1 nhi\u1ec1u ng\u01b0\u1eddi may m\u1eafn ch\u1ee9ng ki\u1ebfn s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng. Nh\u1eefng n\u0103m 2000, th\u1ecb tr\u01b0\u1eddng r\u1ea5t s\u01a1 khai. Nh\u00e0 \u0111\u1ea7u t\u01b0 l\u00ean s\u00e0n vi\u1ebft gi\u1ea5y \u0111\u1eb7t l\u1ec7nh, m\u00f4i gi\u1edbi ch\u1ee9ng kho\u00e1n th\u00ec \u0111\u01b0a l\u1ec7nh v\u00e0o h\u1ec7 th\u1ed1ng c\u1ee7a S\u1edf. M\u1ecdi th\u1ee9 h\u1ea7u h\u1ebft l\u00e0 th\u1ee7 c\u00f4ng. R\u1ed3i t\u1edbi khi nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 tham gia v\u00e0o th\u1ecb tr\u01b0\u1eddng, h\u1ec7 th\u1ed1ng ch\u01b0a \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c th\u00ec nhi\u1ec1u ng\u01b0\u1eddi ph\u1ea3i x\u1ebfp h\u00e0ng \u0111\u1ec3 \u0111\u1eb7t l\u1ec7nh. Nh\u1edb l\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3, th\u1eadt s\u1ef1 c\u00f3 r\u1ea5t nhi\u1ec1u k\u1ef7 ni\u1ec7m. T\u1edbi nay, th\u1ecb tr\u01b0\u1eddng \u0111\u00e3 c\u00f3 nh\u1eefng b\u01b0\u1edbc ti\u1ebfn l\u1edbn. <\/p>\n

<\/p>\n

Nh\u1eefng s\u1ea3n ph\u1ea9m\/d\u1ecbch v\u1ee5 ti\u00ean phong m\u00e0 c\u00f4ng ty t\u1eebng gi\u1edbi thi\u1ec7u ra th\u1ecb tr\u01b0\u1eddng l\u00e0 g\u00ec?<\/strong> <\/p>\n

– Nh\u1eefng n\u0103m 2000, khi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n b\u1eaft \u0111\u1ea7u \u0111i v\u00e0o v\u1eadn h\u00e0nh, ACBS<\/span> l\u00e0 c\u00f4ng ty ch\u1ee9ng kho\u00e1n \u0111\u1ea7u ti\u00ean k\u1ebft n\u1ed1i c\u00f9ng ng\u00e2n h\u00e0ng m\u1eb9 ACB<\/a> th\u1ef1c hi\u1ec7n m\u00f4 h\u00ecnh g\u1eafn k\u1ebft gi\u1eefa t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n v\u00e0 t\u00e0i kho\u1ea3n ti\u1ec1n g\u1eedi giao d\u1ecbch ch\u1ee9ng kho\u00e1n, nh\u1eb1m \u0111em l\u1ea1i cho kh\u00e1ch h\u00e0ng c\u00e1ch qu\u1ea3n l\u00fd minh b\u1ea1ch v\u00e0 hi\u1ec7u qu\u1ea3 trong qu\u00e1 tr\u00ecnh \u0111\u1ea7u t\u01b0. <\/p>\n

T\u1ea1i th\u1eddi \u0111i\u1ec3m \u0111\u00f3, khi vi\u1ec7c chuy\u1ec3n t\u1ea3i l\u1ec7nh c\u00f2n th\u1ef1c hi\u1ec7n kh\u00e1 th\u1ee7 c\u00f4ng – ph\u1ea3i qua \u0111\u1ea1i di\u1ec7n nh\u1eadp l\u1ec7nh t\u1ea1i s\u00e0n, ACBS<\/span> \u0111\u00e3 c\u00f3 nh\u1eefng c\u1ea3i ti\u1ebfn nh\u01b0 t\u1ea1o m\u00e0n h\u00ecnh k\u1ebft n\u1ed1i \u0111\u1eb7t l\u1ec7nh \u1edf c\u00e1c \u0111i\u1ec3m \u0111\u1eb7t l\u1ec7nh \u0111\u1ec3 nh\u00e0 \u0111\u1ea7u t\u01b0 l\u1ec7nh l\u00ean s\u00e0n giao d\u1ecbch thu\u1eadn l\u1ee3i h\u01a1n.<\/p>\n

S\u1eafp t\u1edbi, ACBS<\/span> c\u00f3 \u0111\u1ecbnh h\u01b0\u1edbng ph\u00e1t tri\u1ec3n s\u1ea3n ph\u1ea9m th\u1ebf n\u00e0o?<\/strong> <\/p>\n

– N\u0103m 2024 v\u1eeba qua, ch\u00fang t\u00f4i c\u0169ng v\u1eeba tri\u1ec3n khai core giao d\u1ecbch ch\u1ee9ng kho\u00e1n m\u1edbi, \u0111\u1ec3 s\u1eb5n s\u00e0ng cho vi\u1ec7c v\u1eadn h\u00e0nh KRX. Cho \u0111\u1ebfn nay, h\u1ec7 th\u1ed1ng giao d\u1ecbch m\u1edbi c\u1ee7a ACBS<\/span> ho\u1ea1t \u0111\u1ed9ng kh\u00e1 t\u1ed1t v\u00e0 \u1ed5n \u0111\u1ecbnh, c\u00f3 th\u1ec3 n\u00f3i l\u00e0 \u00edt l\u1ed7i giao d\u1ecbch nh\u1ea5t tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Ngo\u00e0i c\u00e1c s\u1ea3n ph\u1ea9m ch\u1ee9ng kho\u00e1n c\u01a1 s\u1edf, C\u00f4ng ty c\u00f3 tri\u1ec3n khai nhi\u1ec1u s\u1ea3n ph\u1ea9m ph\u00e1i sinh nh\u01b0 h\u1ee3p \u0111\u1ed3ng t\u01b0\u01a1ng lai, ch\u1ee9ng quy\u1ec1n. Hi\u1ec7n t\u1ea1i ch\u00fang t\u00f4i c\u0169ng t\u1eadp trung v\u00e0o s\u1ea3n ph\u1ea9m ETF \u0111\u1ec3 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 trong n\u01b0\u1edbc v\u00e0 qu\u1ef9 n\u01b0\u1edbc ngo\u00e0i c\u00f3 th\u1ec3 tham gia c\u00f9ng ACBS<\/span> s\u00f4i \u0111\u1ed9ng h\u01a1n. <\/p>\n

V\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7 th\u00f4ng tin, s\u1ebd c\u00f3 nhi\u1ec1u s\u1ea3n ph\u1ea9m m\u1edbi ra \u0111\u1eddi. Th\u1ecb tr\u01b0\u1eddng n\u00ean c\u00f3 xu h\u01b0\u1edbng ph\u00e1t tri\u1ec3n nh\u01b0 th\u1ebf n\u00e0o?<\/strong> <\/p>\n

– Th\u1ee9 nh\u1ea5t, n\u1ebfu nh\u00ecn nh\u1eadn v\u00e0o s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam qua 25 n\u0103m, ch\u00fang ta \u0111ang c\u00f3 nh\u1eefng b\u01b0\u1edbc r\u1ea5t \u0111\u1ed9t ph\u00e1. <\/p>\n

S\u1ed1 l\u01b0\u1ee3ng nh\u00e0 \u0111\u1ea7u t\u01b0 tham gia th\u1ecb tr\u01b0\u1eddng gia t\u0103ng, th\u1ec3 hi\u1ec7n qua vi\u1ec7c t\u00e0i kho\u1ea3n \u0111ang t\u0103ng tr\u01b0\u1edfng so v\u1edbi c\u00e1c n\u0103m tr\u01b0\u1edbc \u0111\u00e2y. Tuy nhi\u00ean, n\u1ebfu so v\u1edbi d\u00e2n s\u1ed1 th\u00ec ch\u00fang ta c\u00f3 10 tri\u1ec7u t\u00e0i kho\u1ea3n, chi\u1ebfm kho\u1ea3ng 10%. Trong khi \u0111\u00f3, \u1edf c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c nh\u01b0 Singapore, H\u00e0n Qu\u1ed1c, Nh\u1eadt B\u1ea3n, Th\u00e1i Lan th\u00ec s\u1ed1 l\u01b0\u1ee3ng t\u00e0i kho\u1ea3n t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 70-80% d\u00e2n s\u1ed1. Nh\u01b0 v\u1eady, d\u01b0 \u0111\u1ecba c\u1ee7a ch\u00fang ta v\u1ec1 t\u0103ng tr\u01b0\u1edfng r\u1ea5t l\u00e0 t\u1ed1t.<\/p>\n

Th\u1ee9 hai, \u0111i\u1ec1u m\u00e0 Ch\u00ednh ph\u1ee7 v\u00e0 B\u1ed9 T\u00e0i ch\u00ednh c\u0169ng nh\u01b0 \u1ee6y ban Ch\u1ee9ng kho\u00e1n Nh\u00e0 n\u01b0\u1edbc \u0111ang r\u1ea5t quy\u1ebft t\u00e2m \u0111\u00f3 l\u00e0 vi\u1ec7c n\u00e2ng h\u1ea1ng th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam t\u1eeb c\u1eadn bi\u00ean l\u00ean th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i. T\u00f4i hy v\u1ecdng t\u1eeb gi\u1edd cho \u0111\u1ebfn th\u00e1ng 9, ch\u00fang ta c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c v\u00e0o th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i do FTSE x\u1ebfp h\u1ea1ng. <\/p>\n

N\u1ebfu n\u00f3i v\u1ec1 v\u1ed1n h\u00f3a c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n Vi\u1ec7t Nam th\u00ec hi\u1ec7n m\u1edbi \u0111\u1ea1t kho\u1ea3ng t\u1ea7m 70% GDP, trong khi c\u00e1c n\u01b0\u1edbc trong khu v\u1ef1c \u0111\u00e3 chi\u1ebfm t\u1edbi tr\u00ean 100% GDP. Nh\u01b0 v\u1eady, trong v\u00f2ng 3 \u0111\u1ebfn 5 n\u0103m t\u1edbi l\u00e0 th\u1ecb tr\u01b0\u1eddng Vi\u1ec7t Nam mang \u0111\u1ea7y ti\u1ec1m n\u0103ng \u0111\u1ec3 ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n.<\/p>\n

V\u1ea5n \u0111\u1ec1 \u1edf \u0111\u00e2y l\u00e0 ch\u00fang ta c\u00f3 nh\u1eefng g\u00ec \u0111\u1ec3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 c\u0169ng nh\u01b0 c\u00e1c qu\u1ef9 \u0111\u1ea7u t\u01b0 n\u01b0\u1edbc ngo\u00e0i l\u1edbn khi tham gia v\u00e0o th\u1ecb tr\u01b0\u1eddng? Theo t\u00f4i, c\u00e1i quan tr\u1ecdng \u0111\u00f3 l\u00e0 t\u1ea1o ra nhi\u1ec1u s\u1ea3n ph\u1ea9m t\u00e0i ch\u00ednh chuy\u00ean bi\u1ec7t cho th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n. V\u00ed d\u1ee5 nh\u01b0 c\u00e1c h\u1ee3p \u0111\u1ed3ng ph\u00e1i sinh, c\u00e1c s\u1ea3n ph\u1ea9m ETF ph\u1ea3i ph\u00e1t tri\u1ec3n m\u1ea1nh h\u01a1n n\u1eefa \u0111\u1ec3 c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, qu\u1ef9 \u0111\u1ea7u t\u01b0 tham gia v\u00e0o. <\/p>\n

Th\u1ee9 hai ch\u00ednh l\u00e0 s\u1ef1 ki\u1ebfn t\u1ea1o th\u1ecb tr\u01b0\u1eddng c\u1ee7a Ch\u00ednh ph\u1ee7. K\u1ef3 v\u1ecdng trong kho\u1ea3ng 3 \u0111\u1ebfn 5 n\u0103m t\u1edbi, th\u1ee7 t\u1ee5c cho nh\u00e0 \u0111\u1ea7u t\u01b0 ph\u1ea3i \u0111\u01b0\u1ee3c \u0111\u01a1n gi\u1ea3n h\u00f3a. V\u1edbi t\u1ed1c \u0111\u1ed9 ph\u00e1t tri\u1ec3n c\u00f4ng ngh\u1ec7 hi\u1ec7n nay, m\u1ecdi th\u1ee9 \u0111\u1ec1u c\u00f3 th\u1ec3 l\u00e0 tr\u00ean h\u1ec7 th\u1ed1ng s\u1ed1 h\u00f3a, t\u1ef1 \u0111\u1ed9ng h\u00f3a.<\/p>\n

<\/p>\n

Trong b\u1ed1i c\u1ea3nh ph\u00e1t tri\u1ec3n c\u1ee7a c\u00f4ng ngh\u1ec7 th\u00f4ng tin v\u00e0 AI, nh\u00e2n s\u1ef1 ng\u00e0nh ch\u1ee9ng kho\u00e1n c\u1ea7n c\u00f3 nh\u1eefng k\u1ef9 n\u0103ng, ki\u1ebfn th\u1ee9c n\u00e0o \u0111\u1ec3 c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n?<\/strong> <\/p>\n

– \u0110\u1ed1i v\u1edbi ACBS<\/span> th\u00ec v\u1ea5n \u0111\u1ec1 \u0111\u1ea1o \u0111\u1ee9c ngh\u1ec1 nghi\u1ec7p lu\u00f4n lu\u00f4n \u0111\u01b0\u1ee3c \u0111\u1eb7t l\u00ean h\u00e0ng \u0111\u1ea7u. B\u1edfi v\u00ec sao? Ch\u00fang ta t\u01b0 v\u1ea5n, h\u1ed7 tr\u1ee3 cho kh\u00e1ch h\u00e0ng r\u1ed3i ti\u1ebfn t\u1edbi qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n cho kh\u00e1ch h\u00e0ng, n\u00ean \u0111\u1ea1o \u0111\u1ee9c ngh\u1ec1 nghi\u1ec7p l\u00e0 y\u1ebfu t\u1ed1 v\u00f4 c\u00f9ng quan tr\u1ecdng \u0111\u1ec3 t\u1ea1o ni\u1ec1m tin cho nh\u00e0 \u0111\u1ea7u t\u01b0. <\/p>\n

Th\u1ee9 hai \u0111\u00f3 l\u00e0 tr\u00ecnh \u0111\u1ed9 k\u1ef9 n\u0103ng, t\u1eeb nh\u00e2n vi\u00ean cho \u0111\u1ebfn c\u00e1c c\u1ea5p qu\u1ea3n l\u00fd. Th\u1ecb tr\u01b0\u1eddng ng\u00e0y c\u00e0ng ph\u00e1t tri\u1ec3n, ph\u00e1t tri\u1ec3n \u1edf c\u00e1c s\u1ea3n ph\u1ea9m cao c\u1ea5p. N\u1ebfu c\u00e1c nh\u00e2n vi\u00ean m\u00f4i gi\u1edbi hay l\u00e3nh \u0111\u1ea1o c\u1ee7a c\u00e1c c\u1ea5p qu\u1ea3n l\u00fd m\u00e0 kh\u00f4ng n\u1eafm \u0111\u01b0\u1ee3c nh\u1eefng s\u1ea3n ph\u1ea9m \u0111\u00f3 th\u00ec sao c\u00f3 th\u1ec3 truy\u1ec1n \u0111\u1ea1t t\u1edbi cho nh\u00e0 \u0111\u1ea7u t\u01b0? Cho n\u00ean k\u1ef9 n\u0103ng, tr\u00ecnh \u0111\u1ed9 chuy\u00ean m\u00f4n c\u1ee7a c\u00e1c nh\u00e2n vi\u00ean ph\u1ea3i lu\u00f4n lu\u00f4n \u0111\u01b0\u1ee3c c\u1eadp nh\u1eadt v\u00e0 \u0111\u00e0o t\u1ea1o th\u01b0\u1eddng xuy\u00ean.<\/p>\n

<\/p>\n

\u0110\u00e2u l\u00e0 nh\u1eefng chi\u1ebfn l\u01b0\u1ee3c n\u1ed5i b\u1eadt gi\u00fap ACBS<\/span> duy tr\u00ec v\u1ecb th\u1ebf trong su\u1ed1t 25 n\u0103m qua?<\/strong> <\/p>\n

– M\u1ed9t trong nh\u1eefng y\u1ebfu t\u1ed1 gi\u00fap ACBS<\/span> c\u00f3 v\u1ecb th\u1ebf v\u1eefng ch\u1eafc trong su\u1ed1t 25 n\u0103m ho\u1ea1t \u0111\u1ed9ng \u0111\u00f3 ch\u00ednh l\u00e0 lu\u00f4n lu\u00f4n \u0111\u01b0a v\u1ea5n \u0111\u1ec1 qu\u1ea3n tr\u1ecb r\u1ee7i ro l\u00ean h\u00e0ng \u0111\u1ea7u. Qu\u1ea3n tr\u1ecb r\u1ee7i ro \u1edf \u0111\u00e2y l\u00e0 \u0111\u01b0a ra t\u00ednh tu\u00e2n th\u1ee7 cho to\u00e0n th\u1ec3 c\u00e1n b\u1ed9, nh\u00e2n vi\u00ean c\u1ee7a ACBS<\/span> trong c\u00e1c l\u0129nh v\u1ef1c t\u01b0\u01a1ng t\u00e1c v\u1edbi kh\u00e1ch h\u00e0ng. \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 \u0111\u1ea3m b\u1ea3o an to\u00e0n cho ti\u1ec1n c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0, tu\u00e2n th\u1ee7 c\u00e1c quy \u0111\u1ecbnh m\u00e0 c\u00f2n b\u1ea3o v\u1ec7 t\u00ednh ph\u00e1p l\u00fd c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c.<\/p>\n

<\/span><\/p>\n

C\u0169ng nh\u1edd v\u1eady, trong t\u1ea5t c\u1ea3 nh\u1eefng b\u01b0\u1edbc th\u0103ng tr\u1ea7m c\u1ee7a th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n, c\u00f3 nh\u1eefng s\u1ef1 ki\u1ec7n x\u1ea3y ra ngo\u00e0i s\u1ef1 ki\u1ec3m so\u00e1t, vi\u1ec7c tu\u00e2n th\u1ee7 s\u1ebd \u0111\u1ea3m b\u1ea3o gi\u1eef v\u1eefng v\u1ecb th\u1ebf c\u00f4ng ty lu\u00f4n an to\u00e0n, \u1ed5n \u0111\u1ecbnh. <\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, ACBS<\/span> c\u0169ng lu\u00f4n lu\u00f4n \u0111\u01b0a ra c\u00e1c v\u1ea5n \u0111\u1ec1 r\u1ea5t quan tr\u1ecdng:<\/p>\n

\u0110\u00f3 l\u00e0 lu\u00f4n lu\u00f4n c\u1eadp nh\u1eadt c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi v\u00e0 nghi\u00ean c\u1ee9u c\u00e1c s\u1ea3n ph\u1ea9m m\u1edbi \u0111\u1ec3 t\u1ea1o ra s\u1ef1 kh\u00e1c bi\u1ec7t. ACBS<\/span> c\u1ea7n ph\u1ea3i lu\u00f4n \u0111i tr\u01b0\u1edbc, d\u1eabn \u0111\u1ea7u trong vi\u1ec7c \u0111\u00f3. <\/p>\n

\u0110\u1ed3ng h\u00e0nh c\u00f9ng \u0111\u00f3 l\u00e0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 c\u0169ng lu\u00f4n \u0111\u01b0\u1ee3c c\u1ea3i thi\u1ec7n v\u00e0 n\u00e2ng c\u1ea5p \u0111\u1ec3 t\u1ea1o ra nh\u1eefng s\u1ef1 kh\u00e1c bi\u1ec7t v\u00e0 h\u1ed7 tr\u1ee3 cho c\u00e1n b\u1ed9, c\u00f4ng nh\u00e2n vi\u00ean trong vi\u1ec7c th\u1ef1c thi nh\u1eefng nhi\u1ec7m v\u1ee5 \u0111\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0, h\u1ed7 tr\u1ee3 tr\u1ea3i nghi\u1ec7m cho nh\u00e0 \u0111\u1ea7u t\u01b0. <\/p>\n

Sau 25 n\u0103m \u0111\u1ed3ng h\u00e0nh c\u00f9ng th\u1ecb tr\u01b0\u1eddng, ACBS<\/span> \u0111ang c\u00f3 chi\u1ebfn l\u01b0\u1ee3c nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ec3 c\u00f3 th\u1ec3 ti\u1ebfp t\u1ee5c ph\u00e1t tri\u1ec3n v\u00e0 v\u1eefng m\u1ea1nh trong 5 \u0111\u1ebfn 10 n\u0103m t\u1edbi?<\/strong> <\/p>\n

– Th\u1ee9 nh\u1ea5t, v\u1ec1 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh, C\u00f4ng ty \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u1eeb Ng\u00e2n h\u00e0ng ACB<\/span>. Trong th\u1eddi gian t\u1edbi, ch\u00fang t\u00f4i s\u1ebd ti\u1ebfp t\u1ee5c x\u00e2y d\u1ef1ng m\u00f4 h\u00ecnh ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ACBS<\/span> \u0111\u1ec3 t\u1ea1o ra m\u1ed9t \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh m\u1ea1nh v\u00e0 \u0111\u1ee7 ti\u1ec1m l\u1ef1c \u0111\u1ec3 c\u00f3 th\u1ec3 ph\u00e1t tri\u1ec3n ra nhi\u1ec1u s\u1ea3n ph\u1ea9m m\u1ea1nh m\u1ebd tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Th\u1ee9 hai, ch\u00fang t\u00f4i s\u1ebd x\u00e2y d\u1ef1ng \u0111\u1ed9i ng\u0169 chuy\u00ean bi\u1ec7t cho c\u00e1c nh\u00f3m s\u1ea3n ph\u1ea9m ch\u00ednh \u0111\u1ec3 t\u1ea1o ra m\u1ed9t s\u1ea3n ph\u1ea9m \u0111\u1eb7c bi\u1ec7t h\u01a1n n\u1eefa cho c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 khi tham gia th\u1ecb tr\u01b0\u1eddng. <\/p>\n

Ti\u1ebfp n\u1eefa l\u00e0 nghi\u00ean c\u1ee9u ti\u1ebfp c\u00e1c h\u1ec7 th\u1ed1ng h\u1ea1 t\u1ea7ng API<\/a> \u0111\u1ec3 c\u00f3 th\u1ec3 b\u1ed5 sung th\u00eam v\u00e0o h\u1ea1 t\u1ea7ng giao d\u1ecbch. B\u1edfi v\u00ec \u0111\u00e2y l\u00e0 \u0111i\u1ec1u r\u1ea5t quan tr\u1ecdng khi c\u00f3 th\u1ec3 m\u1edf c\u00e1c k\u1ebft n\u1ed1i API<\/span> v\u1edbi r\u1ea5t nhi\u1ec1u \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh, kh\u00f4ng ph\u1ea3i ch\u1ec9 \u1edf trong n\u01b0\u1edbc. Khi th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n ph\u00e1t tri\u1ec3n, vi\u1ec7c giao th\u01b0\u01a1ng gi\u1eefa th\u1ecb tr\u01b0\u1eddng trong n\u01b0\u1edbc v\u00e0 th\u1ecb tr\u01b0\u1eddng n\u01b0\u1edbc ngo\u00e0i c\u0169ng s\u1ebd \u0111\u01b0\u1ee3c c\u1ea3i ti\u1ebfn. C\u00f4ng ngh\u1ec7 k\u1ebft n\u1ed1i v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c v\u00e0 \u0111\u1ecbnh ch\u1ebf \u1edf n\u01b0\u1edbc ngo\u00e0i l\u00fac n\u00e0y l\u00e0 r\u1ea5t quan tr\u1ecdng.<\/p>\n

T\u1ea1i th\u1eddi \u0111i\u1ec3m n\u00e0y, ch\u00fang ta ch\u01b0a nh\u00ecn th\u1ea5y, nh\u01b0ng trong th\u1eddi gian 5 n\u0103m n\u1eefa s\u1ebd l\u00e0 m\u1ed9t th\u1ebf gi\u1edbi li\u00ean th\u00f4ng m\u1ea1nh m\u1ebd h\u01a1n n\u1eefa so v\u1edbi nh\u1eefng g\u00ec ch\u00fang ta t\u01b0\u1edfng. <\/p>\n

<\/p>\n

Nh\u1eefng c\u00f4ng ngh\u1ec7 m\u1edbi nh\u01b0 AI s\u1ebd t\u00e1c \u0111\u1ed9ng th\u1ebf n\u00e0o t\u1edbi s\u1ef1 ph\u00e1t tri\u1ec3n c\u1ee7a th\u1ecb tr\u01b0\u1eddng?<\/strong> <\/p>\n

– Ch\u00fang ta nh\u00ecn th\u1ea5y s\u1ef1 kh\u00e1c bi\u1ec7t c\u1ee7a 25 n\u0103m tr\u01b0\u1edbc \u0111\u00e2y v\u00e0 \u0111\u1ebfn b\u00e2y gi\u1edd khi m\u00e0 t\u1ea5t c\u1ea3 vi\u1ec7c mua b\u00e1n, \u0111\u1ea7u t\u01b0 \u0111\u01b0\u1ee3c h\u1ec7 th\u1ed1ng h\u00f3a v\u00e0 th\u00f4ng qua trang web, c\u00e1c \u1ee9ng d\u1ee5ng hi\u1ec7n \u0111\u1ea1i, nhanh ch\u00f3ng. C\u00f4ng ngh\u1ec7 hi\u1ec7n nay \u0111ang \u0111\u00f3ng vai tr\u00f2 r\u1ea5t t\u00edch c\u1ef1c v\u00e0 h\u1ed7 tr\u1ee3 cho th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n n\u00f3i ri\u00eang hay th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh n\u00f3i chung.<\/p>\n

Trong th\u1eddi gian t\u1edbi, c\u00f4ng ngh\u1ec7 v\u00e0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 ti\u1ebfp t\u1ee5c \u0111\u00f3ng vai tr\u00f2 r\u1ea5t quan tr\u1ecdng. Ch\u00ednh v\u00ec v\u1eady m\u00e0 trong 2 n\u0103m v\u1eeba r\u1ed3i, ACBS<\/span> \u0111\u00e3 t\u1eadp trung \u0111\u1ea7u t\u01b0 v\u00e0o h\u1ea1 t\u1ea7ng \u0111\u1ec3 n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng giao d\u1ecbch cho nh\u00e0 \u0111\u1ea7u t\u01b0. <\/p>\n

H\u1ec7 th\u1ed1ng AI hi\u1ec7n nay \u0111ang l\u00e0 m\u1ed9t trong nh\u1eefng xu h\u01b0\u1edbng \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 r\u1ea5t nhanh. ACBS<\/span> c\u0169ng \u0111\u00e3 ho\u00e0n thi\u1ec7n v\u1ec1 h\u1ec7 th\u1ed1ng c\u00f4ng ngh\u1ec7. Ti\u1ebfp theo n\u1eefa l\u00e0 x\u00e2y d\u1ef1ng th\u00eam h\u1ed3 d\u1eef li\u1ec7u (Datalake). Datalake \u1edf \u0111\u00e2y l\u00e0 t\u1ea5t c\u1ea3 nh\u1eefng th\u00f4ng tin tr\u00ean ph\u00e2n t\u00edch th\u1ecb tr\u01b0\u1eddng c\u1ee7a ACBS<\/span>. <\/p>\n

Nh\u1eefng nh\u00e0 \u0111\u1ea7u t\u01b0 kh\u00f4ng c\u1ea7n m\u00f4i gi\u1edbi c\u00f3 th\u1ec3 v\u00e0o h\u1ec7 th\u1ed1ng giao d\u1ecbch c\u1ee7a ACBS<\/span>, trang web ho\u1eb7c \u1ee9ng d\u1ee5ng c\u1ee7a ACBS<\/span> \u0111\u1ec3 t\u1ef1 \u0111\u1ed9ng \u0111\u1eb7t c\u00e2u h\u1ecfi, tra c\u1ee9u b\u1ea5t c\u1ee9 th\u00f4ng tin v\u1ec1 th\u1ecb tr\u01b0\u1eddng \u0111\u1ec3 h\u1ed7 tr\u1ee3 cho nh\u00e0 \u0111\u1ea7u t\u01b0 nhanh nh\u1ea5t, thu\u1eadn l\u1ee3i nh\u1ea5t. Vi\u1ec7c n\u00e2ng cao ch\u1ea5t l\u01b0\u1ee3ng, gia t\u0103ng gi\u00e1 tr\u1ecb giao d\u1ecbch th\u00ec c\u00f4ng ngh\u1ec7 l\u00e0 y\u1ebfu t\u1ed1 ch\u1ee7 ch\u1ed1t. <\/p>\n

B\u00ean c\u1ea1nh \u0111\u00f3, nh\u00e2n t\u1ed1 con ng\u01b0\u1eddi c\u0169ng kh\u00f4ng th\u1ec3 thi\u1ebfu. AI c\u0169ng l\u00e0 do con ng\u01b0\u1eddi t\u1ea1o ra v\u00e0 ch\u00fang ta th\u1ea5y trong r\u1ea5t nhi\u1ec1u c\u00e1c c\u00f4ng ty th\u00ec nh\u00e2n t\u1ed1 con ng\u01b0\u1eddi lu\u00f4n \u0111\u00f3ng vai tr\u00f2 quan tr\u1ecdng v\u00e0 l\u00e0 h\u1ea1t nh\u00e2n ch\u00ednh c\u1ee7a s\u1ef1 th\u00e0nh c\u00f4ng. Ch\u00ednh v\u00ec th\u1ebf m\u00e0 nh\u00e2n s\u1ef1 – t\u1eeb nh\u00e2n vi\u00ean m\u00f4i gi\u1edbi \u0111\u1ebfn c\u1ea5p qu\u1ea3n l\u00fd, c\u1ea5p tr\u01b0\u1edfng \u0111\u01a1n v\u1ecb – \u0111\u1ec1u th\u00f4ng qua ch\u01b0\u01a1ng tr\u00ecnh \u0111\u00e0o t\u1ea1o v\u00e0 \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t, s\u00e1t h\u1ea1ch r\u1ea5t nghi\u00eam kh\u1eafc.<\/p>\n

N\u0103m g\u1ea7n \u0111\u00e2y, ACBS<\/span> \u0111ang li\u00ean t\u1ee5c t\u0103ng c\u01b0\u1eddng ngu\u1ed3n v\u1ed1n, C\u00f4ng ty c\u00f3 \u0111\u1eb7t m\u1ee9c v\u1ed1n m\u1ee5c ti\u00eau c\u1ee5 th\u1ec3 v\u00e0 c\u00f3 ph\u1ea3i ch\u1ea1y \u0111ua v\u1ec1 v\u1ed1n v\u1edbi c\u00e1c c\u00f4ng ty kh\u00e1c kh\u00f4ng?<\/strong> <\/p>\n

– Ngu\u1ed3n v\u1ed1n \u0111\u00f3ng vai tr\u00f2 r\u1ea5t quan tr\u1ecdng, b\u1edfi khi th\u1ecb tr\u01b0\u1eddng ph\u00e1t tri\u1ec3n, c\u00e1c s\u1ea3n ph\u1ea9m \u0111\u00f2i h\u1ecfi nhi\u1ec1u c\u00f4ng ty ph\u1ea3i c\u00f3 v\u1ed1n m\u1ea1nh m\u1ebd, v\u00ec ch\u00fang \u0111\u00f2i h\u1ecfi n\u0103ng l\u1ef1c t\u00e0i ch\u00ednh, v\u1edbi nh\u1eefng kho\u1ea3n ti\u1ec1n \u0111\u1eb7t c\u1ecdc, v\u00ed d\u1ee5 nh\u01b0 s\u1ea3n ph\u1ea9m ch\u1ee9ng quy\u1ec1n.<\/p>\n

V\u1ea5n \u0111\u1ec1 \u0111\u1eb7t ra \u1edf \u0111\u00e2y l\u00e0 t\u00ednh hi\u1ec7u qu\u1ea3 c\u1ee7a ngu\u1ed3n v\u1ed1n. S\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n c\u1ee7a ng\u00e2n h\u00e0ng m\u1eb9 ch\u00ednh l\u00e0 \u0111ang s\u1eed d\u1ee5ng ngu\u1ed3n v\u1ed1n c\u1ee7a c\u00e1c c\u1ed5 \u0111\u00f4ng. Cho n\u00ean vi\u1ec7c t\u0103ng v\u1ed1n ph\u1ea3i \u0111i c\u00f9ng v\u1edbi t\u00ednh hi\u1ec7u qu\u1ea3 m\u00e0 ACBS<\/span> t\u1ea1o ra. Khi t\u00ednh hi\u1ec7u qu\u1ea3 n\u00e0y \u0111\u01b0\u1ee3c duy tr\u00ec v\u00e0 ph\u00e1t tri\u1ec3n, vi\u1ec7c b\u1ed5 sung th\u00eam v\u1ed1n l\u00e0 r\u1ea5t b\u00ecnh th\u01b0\u1eddng. <\/p>\n

S\u1eafp t\u1edbi, th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 c\u00f3 m\u1ed9t s\u1ed1 s\u1ea3n ph\u1ea9m m\u1edbi nh\u01b0 giao d\u1ecbch trong ng\u00e0y hay b\u00e1n kh\u1ed1ng. \u00d4ng c\u00f3 th\u1ec3 \u0111\u00e1nh gi\u00e1 nhu c\u1ea7u v\u1ed1n cho c\u00e1c s\u1ea3n ph\u1ea9m n\u00e0y?<\/strong> <\/p>\n

– Gi\u00e1 tr\u1ecb giao d\u1ecbch trung b\u00ecnh hi\u1ec7n t\u1ea1i kho\u1ea3ng 25,000-30,000 t\u1ef7 \u0111\u1ed3ng. T\u00f4i ngh\u0129, v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m c\u00f3 trong t\u01b0\u01a1ng lai l\u00e0 giao d\u1ecbch trong ng\u00e0y ho\u1eb7c b\u00e1n kh\u1ed1ng, gi\u00e1 tr\u1ecb giao d\u1ecbch s\u1ebd t\u0103ng l\u00ean r\u1ea5t nhi\u1ec1u. <\/p>\n

Nh\u01b0 v\u1eady, \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o t\u00e0i ch\u00ednh cho c\u00e1c giao d\u1ecbch s\u1ebd ph\u1ea3i t\u0103ng l\u00ean r\u1ea5t nhi\u1ec1u. Nh\u01b0 t\u00f4i v\u1eeba n\u00f3i, v\u1ea5n \u0111\u1ec1 ngu\u1ed3n l\u1ef1c t\u00e0i ch\u00ednh \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty l\u1edbn nh\u01b0 ACBS<\/span> l\u00e0 \u0111i\u1ec1u r\u1ea5t thu\u1eadn l\u1ee3i v\u00e0 quan tr\u1ecdng.<\/p>\n

Hi\u1ec7n nay, \u0111\u1ec3 \u0111\u00e1p \u1ee9ng \u0111\u01b0\u1ee3c c\u00e1c y\u00eau c\u1ea7u \u1edf t\u01b0\u01a1ng lai \u0111\u00f3, ch\u00fang t\u00f4i \u0111\u00e3 chu\u1ea9n b\u1ecb nhi\u1ec1u ph\u01b0\u01a1ng \u00e1n. Th\u1ee9 nh\u1ea5t l\u00e0 h\u1ea1 t\u1ea7ng c\u00f4ng ngh\u1ec7 \u0111\u00e3 s\u1eb5n s\u00e0ng cho c\u00e1c s\u1ea3n ph\u1ea9m giao d\u1ecbch \u0111\u00f3. Th\u1ee9 hai, ng\u00e2n h\u00e0ng m\u1eb9 lu\u00f4n s\u1eb5n s\u00e0ng v\u00e0 trong tr\u01b0\u1eddng h\u1ee3p c\u1ea7n th\u00ec ACBS<\/span> s\u1ebd \u0111\u01b0\u1ee3c h\u1ed7 tr\u1ee3 t\u0103ng v\u1ed1n \u0111\u1ec3 th\u1ef1c hi\u1ec7n nhi\u1ec1u s\u1ea3n ph\u1ea9m cao c\u1ea5p.<\/p>\n