{"id":46963,"date":"2025-09-04T20:54:20","date_gmt":"2025-09-04T13:54:20","guid":{"rendered":"https:\/\/hbbgroup.net\/crypto-at-a-crossroads-real-world-utility-and-the-fight-for-clear-rules\/"},"modified":"2025-09-04T20:54:20","modified_gmt":"2025-09-04T13:54:20","slug":"crypto-at-a-crossroads-real-world-utility-and-the-fight-for-clear-rules","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/zh\/crypto-at-a-crossroads-real-world-utility-and-the-fight-for-clear-rules\/","title":{"rendered":"Crypto at a crossroads: Real-world utility and the fight for clear rules"},"content":{"rendered":"<div data-gtm-locator=\"articles\" data-v-43e640e6>\n<article id=\"article-213781\" data-v-43e640e6>\n<p itemprop=\"description\" data-v-43e640e6> From Cyprus to Afghanistan, crypto has shown its value in times of crisis. Now, with Washington rewriting the rules, the industry faces its most decisive moment. <\/p>\n<div data-v-43e640e6><picture><source media=\"(min-width: 1200px)\" ><source media=\"(min-width: 992px)\" ><source media=\"(min-width: 768px)\" ><source media=\"(min-width: 480px)\" ><img  loading=\"eager\" fetchpriority=\"high\" decoding=\"async\" src=\"https:\/\/images.cointelegraph.com\/cdn-cgi\/image\/format=auto,onerror=redirect,quality=90,width=1434\/https:\/\/s3.cointelegraph.com\/uploads\/2025-09\/01991436-2878-7547-a3aa-93dc98f33767\" alt=\"Crypto at a crossroads: Real-world utility and the fight for clear rules\"><\/picture><\/div>\n<div data-v-43e640e6>\n<div data-v-43e640e6>\n<p>For over a decade, skeptics have dismissed crypto as little more than speculation. Still, moments of crisis keep testing that assumption, and in many cases, Bitcoin has delivered where traditional systems failed.<\/p>\n<p>This week\u2019s episode of the Clear Crypto Podcast, brought to you by StarkWare and Cointelegraph, explores how Bitcoin\u2019s real-world utility is unfolding and why the US regulatory environment could make or break the industry.<\/p>\n<p><template data-ct-widget=\"buzzsprout\" data-buzzsprout-podcast-id=\"2464083\" data-buzzsprout-episode-id=\"17787123\"><\/template><\/p>\n<h2>Real-world applications<\/h2>\n<p>Back in 2013, when the EU bailout threatened to push Cyprus out of the euro, ordinary people began looking for alternatives. \u201cThe people of Cyprus started buying Bitcoin as a safe haven during that time,\u201d said Digital Chamber founder and chair Perianne Boring.<\/p>\n<blockquote data-ct-non-breakable=\"undefined\"><p> \u201cTo me, that was when we actually saw a real use case of Bitcoin being able to serve as an alternative to fiat currencies.\u201d<\/p><\/blockquote>\n<p>Another striking example came from Afghanistan, where women faced laws that barred them from opening bank accounts. Roya Mahboob\u2019s coding school turned to Bitcoin as a workaround. <\/p>\n<p><em><strong>Related: <\/strong><\/em><a data-ct-non-breakable=\"null\" href=\"https:\/\/cointelegraph.com\/news\/us-second-in-crypto-adoption-india-leads-all-chainalysis\" title=\"null\"><em><strong>US rises to 2nd in crypto adoption as APAC sees most growth: Chainalysis<\/strong><\/em><\/a><\/p>\n<p>As Boring explained, \u201cThere were no laws that said women couldn\u2019t have Bitcoin wallets. So she thought, well, we might as well try this.\u201d Years later, when the Taliban retook power, those women were able to flee with their savings intact.\u00a0<\/p>\n<blockquote data-ct-non-breakable=\"undefined\"><p>\u201cThey were able to bring their Bitcoin with them \u2026 and now they can start their lives over with the means and the funds and the resources that they earned.\u201d<\/p><\/blockquote>\n<p>These stories are key examples of why crypto matters outside of speculative markets and why regulatory clarity is now urgent. Still, where there is real-world utility, often come real-world regulations.\u00a0<\/p>\n<h2>Real-world regulations\u00a0<\/h2>\n<p>In Washington, the Biden-era crackdown on exchanges and tokens has given way to a new approach under the administration of President Donald Trump. With Paul Atkins replacing Gary Gensler as SEC chair, the agency is facing pressure to clarify which assets fall under its jurisdiction.<\/p>\n<p>\u00a0\u201cThe SEC should not be the primary regulator for cryptocurrencies. Most cryptocurrencies are commodities and they should be regulated by the CFTC,\u201d Boring said.<\/p>\n<p>For developers, investors and policymakers, the stakes are high. Clear rules could allow the US to compete globally, while ongoing uncertainty risks driving innovation offshore.\u00a0<\/p>\n<p>As Boring put it:<\/p>\n<blockquote><p>\u201cHaving the laws and the regulations in place that allow companies to build with clarity \u2026 is absolutely essential to being able to deploy this technology and making it available to the masses.\u201d<\/p><\/blockquote>\n<p>To hear the complete conversation on the Clear Crypto Podcast, listen to the full episode on Cointelegraph\u2019s Podcasts <a data-ct-non-breakable=\"null\" href=\"https:\/\/cointelegraph.com\/podcasts\/the-clear-crypto-podcast\" title=\"null\">page<\/a>, <a data-ct-non-breakable=\"null\" href=\"https:\/\/podcasts.apple.com\/us\/podcast\/the-clear-crypto-podcast\/id1805146224\" rel=\"noopener nofollow\" target=\"_blank\" title=\"null\">Apple Podcasts<\/a> or <a data-ct-non-breakable=\"null\" href=\"https:\/\/open.spotify.com\/show\/4i4rBWOIDNxM0MGathWIzQ\" rel=\"noopener nofollow\" target=\"_blank\" title=\"null\">Spotify<\/a>. And don\u2019t forget to check out Cointelegraph\u2019s full lineup of other shows!\u00a0<\/p>\n<p><em><strong>Magazine: <\/strong><\/em><a data-ct-non-breakable=\"null\" href=\"https:\/\/cointelegraph.com\/magazine\/the-one-thing-these-6-global-crypto-hubs-all-have-in-common\/\" title=\"null\"><em><strong>The one thing these 6 global crypto hubs all have in common\u2026<\/strong><\/em><\/a><\/p>\n<p><template data-name=\"subscription_form\" data-type=\"crypto_biz\" data-ct-non-breakable=\"undefined\" label=\"Subscription Form: Crypto Biz Newsletter\"><\/template><\/div>\n<p><img decoding=\"async\" alt src=\"https:\/\/zoa.cointelegraph.com\/pixel?postId=213781&#038;regionId=1\" data-v-43e640e6><\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>From Cyprus to Afghanistan, crypto has shown its value in times of crisis. Now, with Washington rewriting the rules, the [&hellip;]<\/p>","protected":false},"author":1,"featured_media":46964,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-46963","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/46963","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/comments?post=46963"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/posts\/46963\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media\/46964"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/media?parent=46963"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/categories?post=46963"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/zh\/wp-json\/wp\/v2\/tags?post=46963"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}