{"id":75792,"date":"2026-04-24T09:06:47","date_gmt":"2026-04-24T02:06:47","guid":{"rendered":"https:\/\/hbbgroup.net\/moonpay-launches-fiat-to-stablecoin-virtual-accounts-in-new-york\/"},"modified":"2026-04-24T09:50:19","modified_gmt":"2026-04-24T02:50:19","slug":"moonpay-launches-fiat-to-stablecoin-virtual-accounts-in-new-york","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/moonpay-launches-fiat-to-stablecoin-virtual-accounts-in-new-york\/","title":{"rendered":"MoonPay ra m\u1eaft t\u00e0i kho\u1ea3n \u1ea3o chuy\u1ec3n \u0111\u1ed5i fiat sang stablecoin t\u1ea1i New York"},"content":{"rendered":"
\n

MoonPay \u0111\u00e3 ra m\u1eaft t\u00e0i kho\u1ea3n \u1ea3o fiat-to-stablecoin t\u1ea1i New York, cho ph\u00e9p doanh nghi\u1ec7p chuy\u1ec3n \u0111\u1ed5i d\u00f2ng ti\u1ec1n \u0111\u1ea7u v\u00e0o t\u1eeb c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng nh\u01b0 ACH v\u00e0 SWIFT th\u00e0nh stablecoin, \u0111\u1ed3ng th\u1eddi settlement tr\u1ef1c ti\u1ebfp v\u1ec1 non-custodial wallet th\u00f4ng qua m\u1ed9t API duy nh\u1ea5t.<\/p>\n

S\u1ea3n ph\u1ea9m n\u00e0y \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean h\u1ea1 t\u1ea7ng c\u1ee7a nh\u00e0 cung c\u1ea5p c\u00f4ng ngh\u1ec7 Iron, cho ph\u00e9p c\u00e1c n\u1ec1n t\u1ea3ng ph\u00e1t h\u00e0nh t\u00e0i kho\u1ea3n \u0111\u1ecbnh danh ri\u00eang bi\u1ec7t \u0111\u1ec3 nh\u1eadn fiat v\u00e0 t\u1ef1 \u0111\u1ed9ng convert sang stablecoin, t\u1eeb \u0111\u00f3 ph\u1ee5c v\u1ee5 c\u00e1c lu\u1ed3ng thanh to\u00e1n, trading v\u00e0 treasury m\u00e0 kh\u00f4ng c\u1ea7n prefunding ho\u1eb7c ph\u1ee5 thu\u1ed9c v\u00e0o nhi\u1ec1u b\u00ean trung gian.<\/p>\n

Vi\u1ec7c tri\u1ec3n khai t\u1ea1i New York di\u1ec5n ra sau khi MoonPay ho\u00e0n t\u1ea5t th\u01b0\u01a1ng v\u1ee5 mua l\u1ea1i Iron v\u00e0o n\u0103m 2025, \u0111\u1ed3ng th\u1eddi m\u1edf r\u1ed9ng d\u1ef1a tr\u00ean c\u00e1c t\u00edch h\u1ee3p v\u1edbi nh\u1eefng n\u1ec1n t\u1ea3ng nh\u01b0 Deel v\u00e0 Paysafe, qua \u0111\u00f3 m\u1edf r\u1ed9ng h\u1ea1 t\u1ea7ng stablecoin v\u00e0o c\u00e1c m\u1ea1ng l\u01b0\u1edbi payroll v\u00e0 payments, theo th\u00f4ng b\u00e1o h\u00f4m th\u1ee9 N\u0103m.<\/p>\n

MoonPay cho bi\u1ebft h\u1ecd \u0111\u00e3 \u0111\u01b0\u1ee3c c\u1ea5p BitLicense, gi\u1ea5y ph\u00e9p money transmitter v\u00e0 trust charter m\u1ee5c \u0111\u00edch gi\u1edbi h\u1ea1n t\u1ea1i New York t\u1eeb S\u1edf D\u1ecbch v\u1ee5 T\u00e0i ch\u00ednh bang New York (NYDFS) v\u00e0o n\u0103m 2025, cho ph\u00e9p cung c\u1ea5p d\u1ecbch v\u1ee5 trong m\u1ed9t trong nh\u1eefng th\u1ecb tr\u01b0\u1eddng crypto c\u00f3 m\u1ee9c \u0111\u1ed9 qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd nh\u1ea5t.<\/p>\n

\"\"<\/figure>\n

Ngu\u1ed3n: <\/em>MoonPay<\/em><\/a><\/p>\n

C\u00f4ng ty cho bi\u1ebft c\u00e1c t\u00e0i kho\u1ea3n n\u00e0y cho ph\u00e9p settlement nhanh h\u01a1n v\u00e0 tri\u1ec3n khai programmable payments b\u1eb1ng c\u00e1ch k\u1ebft n\u1ed1i c\u00e1c h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u1edbi h\u1ea1 t\u1ea7ng blockchain th\u00f4ng qua m\u1ed9t t\u00edch h\u1ee3p duy nh\u1ea5t.<\/p>\n

Max von Wallenberg, CEO c\u1ee7a Iron, chia s\u1ebb v\u1edbi Cointelegraph r\u1eb1ng vi\u1ec7c tri\u1ec3n khai t\u1ea1i New York gi\u00fap c\u00f4ng ty nh\u1eafm \u0111\u1ebfn c\u00e1c kh\u00e1ch h\u00e0ng t\u1ed5 ch\u1ee9c \u0111ang ho\u1ea1t \u0111\u1ed9ng trong m\u1ed9t trong nh\u1eefng trung t\u00e2m t\u00e0i ch\u00ednh \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd ch\u1eb7t ch\u1ebd nh\u1ea5t. \u00d4ng cho bi\u1ebft:<\/p>\n

\u201cNew York l\u00e0 trung t\u00e2m c\u1ee7a t\u00e0i ch\u00ednh to\u00e0n c\u1ea7u \u2014 n\u01a1i c\u00e1c ng\u00e2n h\u00e0ng l\u1edbn nh\u1ea5t, c\u00e1c qu\u1ef9 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n v\u00e0 doanh nghi\u1ec7p h\u00e0ng \u0111\u1ea7u ho\u1ea1t \u0111\u1ed9ng\u2026 Vi\u1ec7c c\u00f3 th\u1ec3 v\u1eadn h\u00e0nh t\u1ea1i \u0111\u00e2y cho th\u1ea5y ch\u00fang t\u00f4i \u0111\u00e1p \u1ee9ng c\u00e1c ti\u00eau chu\u1ea9n cao nh\u1ea5t v\u1ec1 ph\u00e1p l\u00fd v\u00e0 v\u1eadn h\u00e0nh.\u201d<\/p><\/blockquote>\n

\u00d4ng cho bi\u1ebft th\u00eam r\u1eb1ng nhu c\u1ea7u \u0111\u1ed1i v\u1edbi s\u1ea3n ph\u1ea9m t\u1ea1i c\u00e1c khu v\u1ef1c ph\u00e1p l\u00fd kh\u00e1c \u0111\u01b0\u1ee3c th\u00fac \u0111\u1ea9y b\u1edfi c\u00e1c use case doanh nghi\u1ec7p nh\u01b0 payroll, qu\u1ea3n l\u00fd treasury v\u00e0 thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi, c\u0169ng nh\u01b0 c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh t\u00e0i s\u1ea3n th\u1ef1c (RWA) \u0111\u01b0\u1ee3c token h\u00f3a, nh\u1eefng b\u00ean c\u1ea7n c\u00e1c lu\u1ed3ng settlement t\u1eeb fiat sang stablecoin.<\/p>\n

B\u00ean li\u00ean quan: <\/strong><\/em>Stablecoins not a threat to banks in near term: Moody’s analyst<\/strong><\/em><\/a><\/p>\n

Stablecoin gi\u1ea3m ph\u1ee5 thu\u1ed9c v\u00e0o t\u00e0i kho\u1ea3n prefunded<\/strong><\/h2>\n

C\u00e1c c\u00f4ng ty thanh to\u00e1n l\u1edbn v\u00e0 fintech \u0111ang ng\u00e0y c\u00e0ng t\u00edch h\u1ee3p stablecoin v\u00e0o h\u1ea1 t\u1ea7ng thanh to\u00e1n nh\u1eb1m t\u1ed1i \u01b0u giao d\u1ecbch xuy\u00ean bi\u00ean gi\u1edbi v\u00e0 gi\u1ea3m ph\u1ee5 thu\u1ed9c v\u00e0o c\u00e1c t\u00e0i kho\u1ea3n prefunded.<\/p>\n

H\u00f4m th\u1ee9 Ba, fintech Singapore Nium \u0111\u00e3 t\u00edch h\u1ee3p thanh to\u00e1n USDC th\u00f4ng qua Coinbase, cho ph\u00e9p doanh nghi\u1ec7p g\u1eedi, nh\u1eadn v\u00e0 chuy\u1ec3n \u0111\u1ed5i stablecoin sang fiat t\u1ea1i h\u01a1n 190 qu\u1ed1c gia th\u00f4ng qua m\u1ed9t n\u1ec1n t\u1ea3ng duy nh\u1ea5t.<\/p>\n

M\u00f4 h\u00ecnh n\u00e0y gi\u00fap doanh nghi\u1ec7p th\u1ef1c hi\u1ec7n payout xuy\u00ean bi\u00ean gi\u1edbi theo nhu c\u1ea7u b\u1eb1ng stablecoin v\u00e0 settlement b\u1eb1ng t\u00e0i s\u1ea3n s\u1ed1 ho\u1eb7c n\u1ed9i t\u1ec7, t\u1eeb \u0111\u00f3 gi\u1ea3m nhu c\u1ea7u ph\u1ea3i n\u1ea1p s\u1eb5n v\u1ed1n (prefund) t\u1ea1i nhi\u1ec1u khu v\u1ef1c ph\u00e1p l\u00fd kh\u00e1c nhau, \u0111\u1ed3ng th\u1eddi t\u1ed1i \u01b0u lu\u1ed3ng thanh to\u00e1n to\u00e0n c\u1ea7u.<\/p>\n

C\u00e1c network th\u1ebb c\u0169ng \u0111ang m\u1edf r\u1ed9ng h\u1ea1 t\u1ea7ng thanh to\u00e1n li\u00ean k\u1ebft v\u1edbi stablecoin. V\u00e0o th\u00e1ng 3, Visa c\u00f9ng Bridge (thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a Stripe) \u0111\u00e3 tri\u1ec3n khai th\u1ebb li\u00ean k\u1ebft stablecoin t\u1ea1i h\u01a1n 100 qu\u1ed1c gia v\u00e0 \u0111ang th\u1eed nghi\u1ec7m onchain settlement \u2014 cho ph\u00e9p giao d\u1ecbch \u0111\u01b0\u1ee3c thanh to\u00e1n tr\u1ef1c ti\u1ebfp b\u1eb1ng t\u00e0i s\u1ea3n s\u1ed1 thay v\u00ec fiat. T\u00ednh \u0111\u1ebfn th\u00e1ng 12\/2025, kh\u1ed1i l\u01b0\u1ee3ng settlement stablecoin annualized c\u1ee7a Visa \u0111\u1ea1t 4,6 t\u1ef7 USD, theo \u0111\u1ea1i di\u1ec7n c\u00f4ng ty.<\/p>\n

Mastercard c\u0169ng m\u1edf r\u1ed9ng n\u0103ng l\u1ef1c stablecoin khi \u0111\u1ed3ng \u00fd mua l\u1ea1i BVNK v\u1edbi th\u01b0\u01a1ng v\u1ee5 \u0111\u1ecbnh gi\u00e1 l\u00ean t\u1edbi 1,8 t\u1ef7 USD. Th\u01b0\u01a1ng v\u1ee5 n\u00e0y nh\u1eb1m t\u0103ng c\u01b0\u1eddng kh\u1ea3 n\u0103ng k\u1ebft n\u1ed1i gi\u1eefa h\u1ec7 th\u1ed1ng thanh to\u00e1n truy\u1ec1n th\u1ed1ng v\u00e0 giao d\u1ecbch blockchain, h\u1ed7 tr\u1ee3 c\u00e1c use case nh\u01b0 thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi v\u00e0 payout doanh nghi\u1ec7p.<\/p>\n

T\u1ed5ng v\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng stablecoin hi\u1ec7n v\u00e0o kho\u1ea3ng 320 t\u1ef7 USD, theo d\u1eef li\u1ec7u t\u1eeb DefiLlama.<\/p>\n

\"Stablecoin
V\u1ed1n h\u00f3a th\u1ecb tr\u01b0\u1eddng stablecoin. Ngu\u1ed3n: DefiLlama<\/span><\/span><\/figcaption><\/figure>\n

T\u1ea1p ch\u00ed: <\/strong><\/em>AI-driven hacks threaten to kill DeFi \u2014 unless projects act now<\/strong><\/em><\/a><\/p>\n<\/div>\n

Cointelegraph cam k\u1ebft theo \u0111u\u1ed5i b\u00e1o ch\u00ed \u0111\u1ed9c l\u1eadp v\u00e0 minh b\u1ea1ch. B\u00e0i vi\u1ebft n\u00e0y \u0111\u01b0\u1ee3c s\u1ea3n xu\u1ea5t \u0648\u0641\u0642 theo Ch\u00ednh s\u00e1ch Bi\u00ean t\u1eadp c\u1ee7a Cointelegraph, nh\u1eb1m cung c\u1ea5p th\u00f4ng tin ch\u00ednh x\u00e1c v\u00e0 k\u1ecbp th\u1eddi. \u0110\u1ed9c gi\u1ea3 \u0111\u01b0\u1ee3c khuy\u1ebfn kh\u00edch t\u1ef1 x\u00e1c minh th\u00f4ng tin m\u1ed9t c\u00e1ch \u0111\u1ed9c l\u1eadp.<\/p>","protected":false},"excerpt":{"rendered":"

MoonPay \u0111\u00e3 ra m\u1eaft t\u00e0i kho\u1ea3n \u1ea3o fiat-to-stablecoin t\u1ea1i New York, cho ph\u00e9p doanh nghi\u1ec7p chuy\u1ec3n \u0111\u1ed5i d\u00f2ng ti\u1ec1n \u0111\u1ea7u […]<\/p>","protected":false},"author":5,"featured_media":75793,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-75792","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/75792","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=75792"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/75792\/revisions"}],"predecessor-version":[{"id":75953,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/75792\/revisions\/75953"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/75793"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=75792"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=75792"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=75792"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}