{"id":73536,"date":"2026-04-20T09:05:12","date_gmt":"2026-04-20T02:05:12","guid":{"rendered":"https:\/\/hbbgroup.net\/pboc-leaves-loan-prime-rates-unchanged-in-april\/"},"modified":"2026-04-20T09:18:08","modified_gmt":"2026-04-20T02:18:08","slug":"ngan-hang-nhan-dan-trung-quoc-giu-nguyen-lai-suat-cho-vay-co-ban-loan-prime-rate-trong-thang-4","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/ngan-hang-nhan-dan-trung-quoc-giu-nguyen-lai-suat-cho-vay-co-ban-loan-prime-rate-trong-thang-4\/","title":{"rendered":"Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c gi\u1eef nguy\u00ean L\u00e3i su\u1ea5t cho vay c\u01a1 b\u1ea3n (Loan Prime Rate) trong th\u00e1ng 4."},"content":{"rendered":"<div id=\"post-content-section\">\n<p>Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c (PBoC) th\u00f4ng b\u00e1o gi\u1eef nguy\u00ean L\u00e3i su\u1ea5t cho vay c\u01a1 b\u1ea3n (Loan Prime Rate \u2013 LPR) trong ng\u00e0y th\u1ee9 Hai. Theo \u0111\u00f3, l\u00e3i su\u1ea5t LPR k\u1ef3 h\u1ea1n 1 n\u0103m \u1edf m\u1ee9c 3,00% v\u00e0 k\u1ef3 h\u1ea1n 5 n\u0103m \u1edf m\u1ee9c 3,50%.<\/p>\n<p>Ph\u1ea3n \u1ee9ng th\u1ecb tr\u01b0\u1eddng \u0111\u1ed1i v\u1edbi quy\u1ebft \u0111\u1ecbnh l\u00e3i su\u1ea5t c\u1ee7a PBoC<\/p>\n<p>T\u1ea1i th\u1eddi \u0111i\u1ec3m vi\u1ebft, c\u1eb7p AUD\/USD gi\u1ea3m 0,25% trong ng\u00e0y, giao d\u1ecbch quanh m\u1ee9c 0,7151.<\/p>\n<h3>C\u00e2u h\u1ecfi th\u01b0\u1eddng g\u1eb7p v\u1ec1 PBoC<\/h3>\n<p>M\u1ee5c ti\u00eau ch\u00ednh c\u1ee7a ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c (PBoC) l\u00e0 duy tr\u00ec \u1ed5n \u0111\u1ecbnh gi\u00e1 c\u1ea3, bao g\u1ed3m c\u1ea3 \u1ed5n \u0111\u1ecbnh t\u1ef7 gi\u00e1, v\u00e0 th\u00fac \u0111\u1ea9y t\u0103ng tr\u01b0\u1edfng kinh t\u1ebf. Ng\u00e2n h\u00e0ng trung \u01b0\u01a1ng Trung Qu\u1ed1c c\u0169ng h\u01b0\u1edbng \u0111\u1ebfn vi\u1ec7c th\u1ef1c hi\u1ec7n c\u00e1c c\u1ea3i c\u00e1ch t\u00e0i ch\u00ednh nh\u01b0 m\u1edf c\u1eeda v\u00e0 ph\u00e1t tri\u1ec3n th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh.<\/p>\n<p>PBoC thu\u1ed9c s\u1edf h\u1eefu c\u1ee7a Nh\u00e0 n\u01b0\u1edbc C\u1ed9ng h\u00f2a Nh\u00e2n d\u00e2n Trung Hoa, do \u0111\u00f3 kh\u00f4ng \u0111\u01b0\u1ee3c xem l\u00e0 m\u1ed9t t\u1ed5 ch\u1ee9c ho\u00e0n to\u00e0n \u0111\u1ed9c l\u1eadp. B\u00ed th\u01b0 \u0110\u1ea3ng C\u1ed9ng s\u1ea3n Trung Qu\u1ed1c (CCP), do Ch\u1ee7 t\u1ecbch Qu\u1ed1c v\u1ee5 vi\u1ec7n b\u1ed5 nhi\u1ec7m, c\u00f3 \u1ea3nh h\u01b0\u1edfng l\u1edbn \u0111\u1ebfn \u0111\u1ecbnh h\u01b0\u1edbng v\u00e0 qu\u1ea3n l\u00fd c\u1ee7a PBoC, ch\u1ee9 kh\u00f4ng ph\u1ea3i th\u1ed1ng \u0111\u1ed1c. Hi\u1ec7n t\u1ea1i, \u00f4ng Pan Gongsheng \u0111ang \u0111\u1ea3m nhi\u1ec7m c\u1ea3 hai v\u1ecb tr\u00ed n\u00e0y.<\/p>\n<p>Kh\u00f4ng gi\u1ed1ng c\u00e1c n\u1ec1n kinh t\u1ebf ph\u01b0\u01a1ng T\u00e2y, PBoC s\u1eed d\u1ee5ng nhi\u1ec1u c\u00f4ng c\u1ee5 ch\u00ednh s\u00e1ch ti\u1ec1n t\u1ec7 \u0111a d\u1ea1ng h\u01a1n \u0111\u1ec3 \u0111\u1ea1t m\u1ee5c ti\u00eau. C\u00e1c c\u00f4ng c\u1ee5 ch\u00ednh bao g\u1ed3m l\u00e3i su\u1ea5t reverse repo 7 ng\u00e0y, c\u00f4ng c\u1ee5 cho vay trung h\u1ea1n (MLF), can thi\u1ec7p ngo\u1ea1i h\u1ed1i v\u00e0 t\u1ef7 l\u1ec7 d\u1ef1 tr\u1eef b\u1eaft bu\u1ed9c (RRR). Tuy nhi\u00ean, LPR l\u00e0 l\u00e3i su\u1ea5t tham chi\u1ebfu quan tr\u1ecdng c\u1ee7a Trung Qu\u1ed1c. Nh\u1eefng thay \u0111\u1ed5i trong LPR \u1ea3nh h\u01b0\u1edfng tr\u1ef1c ti\u1ebfp \u0111\u1ebfn l\u00e3i su\u1ea5t cho vay, th\u1ebf ch\u1ea5p v\u00e0 l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m tr\u00ean th\u1ecb tr\u01b0\u1eddng. Th\u00f4ng qua vi\u1ec7c \u0111i\u1ec1u ch\u1ec9nh LPR, PBoC c\u0169ng c\u00f3 th\u1ec3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn t\u1ef7 gi\u00e1 \u0111\u1ed3ng Nh\u00e2n d\u00e2n t\u1ec7.<\/p>\n<p>Trung Qu\u1ed1c hi\u1ec7n c\u00f3 19 ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n, chi\u1ebfm t\u1ef7 tr\u1ecdng nh\u1ecf trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh. C\u00e1c ng\u00e2n h\u00e0ng t\u01b0 nh\u00e2n l\u1edbn nh\u1ea5t l\u00e0 c\u00e1c t\u1ed5 ch\u1ee9c cho vay k\u1ef9 thu\u1eadt s\u1ed1 nh\u01b0 WeBank v\u00e0 MYbank, \u0111\u01b0\u1ee3c h\u1eadu thu\u1eabn b\u1edfi c\u00e1c t\u1eadp \u0111o\u00e0n c\u00f4ng ngh\u1ec7 l\u1edbn nh\u01b0 Tencent v\u00e0 Ant Group. T\u1eeb n\u0103m 2014, Trung Qu\u1ed1c \u0111\u00e3 cho ph\u00e9p c\u00e1c t\u1ed5 ch\u1ee9c cho vay trong n\u01b0\u1edbc v\u1edbi v\u1ed1n t\u01b0 nh\u00e2n ho\u00e0n to\u00e0n \u0111\u01b0\u1ee3c ho\u1ea1t \u0111\u1ed9ng trong h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u1ed1n do nh\u00e0 n\u01b0\u1edbc chi ph\u1ed1i.<\/p>\n<\/div>\n\n\n<p><\/p>","protected":false},"excerpt":{"rendered":"<p>Ng\u00e2n h\u00e0ng Nh\u00e2n d\u00e2n Trung Qu\u1ed1c (PBoC) th\u00f4ng b\u00e1o gi\u1eef nguy\u00ean L\u00e3i su\u1ea5t cho vay c\u01a1 b\u1ea3n (Loan Prime Rate [&hellip;]<\/p>","protected":false},"author":5,"featured_media":73537,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[222],"tags":[],"class_list":["post-73536","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-ngoai-hoi"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/73536","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=73536"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/73536\/revisions"}],"predecessor-version":[{"id":73775,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/73536\/revisions\/73775"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/73537"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=73536"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=73536"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=73536"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}