{"id":73495,"date":"2026-04-20T09:05:29","date_gmt":"2026-04-20T02:05:29","guid":{"rendered":"https:\/\/hbbgroup.net\/du-no-cho-vay-ky-quy-va-ung-truoc-tien-ban-cua-dnse-tang-gan-40-so-voi-cung-ky\/"},"modified":"2026-04-20T09:05:29","modified_gmt":"2026-04-20T02:05:29","slug":"du-no-cho-vay-ky-quy-va-ung-truoc-tien-ban-cua-dnse-tang-gan-40-so-voi-cung-ky","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/du-no-cho-vay-ky-quy-va-ung-truoc-tien-ban-cua-dnse-tang-gan-40-so-voi-cung-ky\/","title":{"rendered":"D\u01b0 n\u1ee3 cho vay k\u00fd qu\u1ef9 v\u00e0 \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n b\u00e1n c\u1ee7a DNSE t\u0103ng g\u1ea7n 40% so v\u1edbi c\u00f9ng k\u1ef3"},"content":{"rendered":"
\n

Theo B\u00e1o c\u00e1o t\u00e0i ch\u00ednh Qu\u00fd 1\/2026, doanh thu ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DNSE \u0111\u1ea1t tr\u00ean 395 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 62% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m tr\u01b0\u1edbc, l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf \u0111\u1ea1t g\u1ea7n 14,2 t\u1ef7 \u0111\u1ed3ng, l\u1ee3i nhu\u1eadn sau thu\u1ebf g\u1ea7n 11,3 t\u1ef7 \u0111\u1ed3ng, cho th\u1ea5y t\u0103ng tr\u01b0\u1edfng v\u1ec1 quy m\u00f4 kinh doanh, d\u00f9 th\u1ecb tr\u01b0\u1eddng ch\u1ee9ng kho\u00e1n trong qu\u00fd ghi nh\u1eadn di\u1ec5n bi\u1ebfn \u0111i\u1ec1u ch\u1ec9nh m\u1ea1nh sau giai \u0111o\u1ea1n t\u0103ng n\u00f3ng v\u00e0 ch\u01b0a c\u00f3 nhi\u1ec1u kh\u1edfi s\u1eafc v\u1ec1 thanh kho\u1ea3n. <\/p>\n

C\u1ee5 th\u1ec3, l\u00e3i t\u1eeb cho vay v\u00e0 ph\u1ea3i thu \u0111\u1ea1t 147,5 t\u1ef7 \u0111\u1ed3ng, t\u0103ng h\u01a1n 42% so v\u1edbi c\u00f9ng k\u1ef3, ti\u1ebfp t\u1ee5c l\u00e0 ngu\u1ed3n thu ch\u1ee7 l\u1ef1c. Doanh thu nghi\u1ec7p v\u1ee5 m\u00f4i gi\u1edbi ch\u1ee9ng kho\u00e1n \u0111\u1ea1t 119,5 t\u1ef7 \u0111\u1ed3ng, t\u0103ng m\u1ea1nh 144%, ph\u1ea3n \u00e1nh \u0111\u00e0 m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n t\u00edch c\u1ef1c. B\u00ean c\u1ea1nh \u0111\u00f3, l\u00e3i t\u1eeb c\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u1eafm gi\u1eef \u0111\u1ebfn ng\u00e0y \u0111\u00e1o h\u1ea1n \u0111\u1ea1t 98,4 t\u1ef7 \u0111\u1ed3ng, t\u0103ng x\u1ea5p x\u1ec9 40%, \u0111\u00f3ng g\u00f3p \u1ed5n \u0111\u1ecbnh v\u00e0o c\u01a1 c\u1ea5u doanh thu. <\/p>\n

T\u01b0\u01a1ng \u1ee9ng v\u1edbi t\u0103ng tr\u01b0\u1edfng doanh thu cho vay, d\u01b0 n\u1ee3 cho vay k\u00fd qu\u1ef9 v\u00e0 \u1ee9ng tr\u01b0\u1edbc ti\u1ec1n b\u00e1n \u0111\u1ea1t 5.910 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 38% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

V\u1ec1 chi ph\u00ed, DNSE ghi nh\u1eadn t\u1ed5ng chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng 299 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 120% so v\u1edbi c\u00f9ng k\u1ef3. Trong \u0111\u00f3, chi ph\u00ed t\u0103ng ch\u1ee7 y\u1ebfu t\u1eeb chi ph\u00ed nghi\u1ec7p v\u1ee5 m\u00f4i gi\u1edbi \u2013 137,8 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 125%, \u0111\u1ed3ng pha v\u1edbi s\u1ef1 m\u1edf r\u1ed9ng ho\u1ea1t \u0111\u1ed9ng v\u00e0 gia t\u0103ng quy m\u00f4 giao d\u1ecbch. Chi ph\u00ed tr\u00edch l\u1eadp d\u1ef1 ph\u00f2ng cho ho\u1ea1t \u0111\u1ed9ng t\u1ef1 doanh ghi nh\u1eadn 17 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 405%, ph\u1ea3n \u00e1nh t\u00e1c \u0111\u1ed9ng c\u1ee7a bi\u1ebfn \u0111\u1ed9ng gi\u00e1 th\u1ecb tr\u01b0\u1eddng trong ng\u1eafn h\u1ea1n t\u1edbi danh m\u1ee5c t\u1ef1 doanh c\u1ee7a DNSE. <\/p>\n

V\u1ec1 quy m\u00f4 t\u00e0i s\u1ea3n, t\u00ednh t\u1edbi h\u1ebft Qu\u00fd 1, t\u1ed5ng t\u00e0i s\u1ea3n DNSE ghi nh\u1eadn 15.559 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 3% so v\u1edbi \u0111\u1ea7u n\u0103m.<\/p>\n

Nh\u00ecn chung, DNSE v\u1eabn duy tr\u00ec \u0111\u00e0 t\u0103ng tr\u01b0\u1edfng \u1edf c\u00e1c m\u1ea3ng kinh doanh c\u1ed1t l\u00f5i nh\u01b0 m\u00f4i gi\u1edbi v\u00e0 cho vay. Tuy nhi\u00ean, bi\u1ebfn \u0111\u1ed9ng \u0111\u1ecbnh gi\u00e1 danh m\u1ee5c \u0111\u1ea7u t\u01b0 c\u00f9ng v\u1edbi chi ph\u00ed v\u1ed1n v\u00e0 d\u1ef1 ph\u00f2ng gia t\u0103ng \u0111\u00e3 \u1ea3nh h\u01b0\u1edfng \u0111\u1ebfn l\u1ee3i nhu\u1eadn trong ng\u1eafn h\u1ea1n.<\/p>\n

Ti\u1ebfp t\u1ee5c c\u1ee7ng c\u1ed1 Top 2 th\u1ecb ph\u1ea7n ph\u00e1i sinh, kh\u00e1ch h\u00e0ng giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean t\u0103ng 41%<\/b><\/p>\n

Song song v\u1edbi vi\u1ec7c m\u1edf r\u1ed9ng quy m\u00f4 doanh thu, DNSE ti\u1ebfp t\u1ee5c ghi nh\u1eadn t\u0103ng tr\u01b0\u1edfng m\u1ea1nh v\u1ec1 th\u1ecb ph\u1ea7n, \u0111\u1eb7c bi\u1ec7t \u1edf m\u1ea3ng ch\u1ee9ng kho\u00e1n ph\u00e1i sinh. Theo s\u1ed1 li\u1ec7u t\u1eeb HNX, th\u1ecb ph\u1ea7n m\u00f4i gi\u1edbi ph\u00e1i sinh c\u1ee7a DNSE \u0111\u1ea1t 25,5% trong Qu\u00fd 1\/2026, gi\u1eef v\u1eefng v\u1ecb tr\u00ed Top 2 to\u00e0n th\u1ecb tr\u01b0\u1eddng v\u00e0 thu h\u1eb9p kho\u1ea3ng c\u00e1ch v\u1edbi \u0111\u01a1n v\u1ecb d\u1eabn \u0111\u1ea7u xu\u1ed1ng c\u00f2n kho\u1ea3ng 8 \u0111i\u1ec3m %. <\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, \u0111\u00e2y l\u00e0 qu\u00fd th\u1ee9 9 li\u00ean ti\u1ebfp DNSE t\u0103ng tr\u01b0\u1edfng th\u1ecb ph\u1ea7n \u1edf m\u1ea3ng n\u00e0y, cho th\u1ea5y hi\u1ec7u qu\u1ea3 c\u1ee7a chi\u1ebfn l\u01b0\u1ee3c t\u1eadp trung v\u00e0o c\u00f4ng ngh\u1ec7 v\u00e0 tr\u1ea3i nghi\u1ec7m giao d\u1ecbch.<\/p>\n

\n

\"D\u01b0<\/p>\n<\/div>\n

DNSE hi\u1ec7n qu\u1ea3n l\u00fd 1,65 tri\u1ec7u t\u00e0i kho\u1ea3n kh\u00e1ch h\u00e0ng. Trong \u0111\u00f3, Qu\u00fd 1\/2026, DNSE m\u1edf m\u1edbi 142.000 t\u00e0i kho\u1ea3n, chi\u1ebfm 18% th\u1ecb ph\u1ea7n t\u00e0i kho\u1ea3n ch\u1ee9ng kho\u00e1n m\u1edf m\u1edbi. \u0110\u1eb7c bi\u1ec7t, s\u1ed1 l\u01b0\u1ee3ng kh\u00e1ch h\u00e0ng giao d\u1ecbch th\u01b0\u1eddng xuy\u00ean (active users) t\u0103ng 41% so v\u1edbi c\u00f9ng k\u1ef3 n\u0103m ngo\u00e1i.<\/p>\n

Theo chia s\u1ebb c\u1ee7a Ch\u1ee7 t\u1ecbch H\u0110QT Nguy\u1ec5n Ho\u00e0ng Giang t\u1ea1i \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean 2026 v\u1eeba qua, t\u0103ng tr\u01b0\u1edfng th\u1ecb ph\u1ea7n ph\u00e1i sinh l\u00e0 th\u01b0\u1edbc \u0111o r\u00f5 n\u00e9t cho n\u0103ng l\u1ef1c c\u00f4ng ngh\u1ec7 v\u00e0 hi\u1ec7u qu\u1ea3 s\u1ea3n ph\u1ea9m, khi DNSE \u0111\u00e3 v\u01b0\u01a1n l\u00ean Top 2 th\u1ecb tr\u01b0\u1eddng ch\u1ec9 sau v\u00e0i n\u0103m t\u1eeb m\u1ee9c g\u1ea7n nh\u01b0 b\u1eb1ng 0. Tr\u00ean n\u1ec1n t\u1ea3ng \u0111\u00f3, DNSE \u0111\u1ecbnh h\u01b0\u1edbng t\u1eadn d\u1ee5ng l\u1ee3i th\u1ebf c\u00f4ng ngh\u1ec7 \u0111\u1ec3 t\u1eebng b\u01b0\u1edbc chuy\u1ec3n d\u1ecbch t\u1ec7p kh\u00e1ch h\u00e0ng t\u1eeb ph\u00e1i sinh sang th\u1ecb tr\u01b0\u1eddng c\u01a1 s\u1edf, qua \u0111\u00f3 m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n \u1edf m\u1ea3ng n\u00e0y.<\/p>\n

\n

\"D\u01b0<\/p>\n

Ban l\u00e3nh \u0111\u1ea1o DNSE t\u1ea1i \u0110H\u0110C\u0110 th\u01b0\u1eddng ni\u00ean 2026 (26\/3\/2026)<\/p>\n<\/div>\n

N\u0103m 2026, DNSE \u0111\u1eb7t k\u1ebf ho\u1ea1ch t\u1ed5ng doanh thu 1.736 t\u1ef7 \u0111\u1ed3ng v\u00e0 l\u1ee3i nhu\u1eadn tr\u01b0\u1edbc thu\u1ebf 550 t\u1ef7 \u0111\u1ed3ng, t\u01b0\u01a1ng \u1ee9ng t\u0103ng tr\u01b0\u1edfng l\u1ea7n l\u01b0\u1ee3t kho\u1ea3ng 18% v\u00e0 h\u01a1n 60% so v\u1edbi n\u0103m tr\u01b0\u1edbc. \u0110\u1ec3 hi\u1ec7n th\u1ef1c h\u00f3a m\u1ee5c ti\u00eau n\u00e0y, c\u00f4ng ty \u0111\u1ecbnh h\u01b0\u1edbng ti\u1ebfp t\u1ee5c m\u1edf r\u1ed9ng quy m\u00f4 cho vay margin, \u0111\u1ea9y m\u1ea1nh ho\u1ea1t \u0111\u1ed9ng m\u00f4i gi\u1edbi v\u00e0 ph\u00e1t tri\u1ec3n c\u00e1c s\u1ea3n ph\u1ea9m giao d\u1ecbch \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7, API v\u00e0 AI, \u0111\u00f3n \u0111\u1ea7u xu th\u1ebf giao d\u1ecbch ng\u00e0y c\u00e0ng nhanh v\u00e0 linh ho\u1ea1t c\u1ee7a nh\u00f3m kh\u00e1ch h\u00e0ng giao d\u1ecbch ch\u1ee7 \u0111\u1ed9ng.<\/p>\n

G\u1ea7n nh\u1ea5t, DNSE ra m\u1eaft s\u1ea3n ph\u1ea9m Ki\u1ec3m th\u1eed chi\u1ebfn thu\u1eadt, cho ph\u00e9p nh\u00e0 \u0111\u1ea7u t\u01b0 x\u00e2y d\u1ef1ng v\u00e0 ki\u1ec3m ch\u1ee9ng chi\u1ebfn l\u01b0\u1ee3c d\u1ef1a tr\u00ean d\u1eef li\u1ec7u th\u1ecb tr\u01b0\u1eddng l\u00ean t\u1edbi 10 n\u0103m. S\u1ea3n ph\u1ea9m t\u00edch h\u1ee3p \u0111\u1ed3ng th\u1eddi nhi\u1ec1u l\u1edbp d\u1eef li\u1ec7u nh\u01b0 ch\u1ec9 b\u00e1o k\u1ef9 thu\u1eadt, d\u00f2ng ti\u1ec1n v\u00e0 ch\u1ec9 s\u1ed1 t\u00e0i ch\u00ednh doanh nghi\u1ec7p, gi\u00fap t\u1ed1i \u01b0u h\u00f3a chi\u1ebfn l\u01b0\u1ee3c v\u00e0 lo\u1ea1i b\u1ecf t\u00edn hi\u1ec7u nhi\u1ec5u. <\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, to\u00e0n b\u1ed9 qu\u00e1 tr\u00ecnh ki\u1ec3m \u0111\u1ecbnh \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n t\u1ef1 \u0111\u1ed9ng, kh\u00f4ng y\u00eau c\u1ea7u ki\u1ebfn th\u1ee9c l\u1eadp tr\u00ecnh, gi\u00fap nh\u00e0 \u0111\u1ea7u t\u01b0 r\u00fat ng\u1eafn \u0111\u00e1ng k\u1ec3 th\u1eddi gian th\u1eed nghi\u1ec7m v\u00e0 n\u00e2ng cao \u0111\u1ed9 ch\u00ednh x\u00e1c khi ra quy\u1ebft \u0111\u1ecbnh.<\/p>\n

C\u00e1c s\u1ea3n ph\u1ea9m \u1ee9ng d\u1ee5ng c\u00f4ng ngh\u1ec7, b\u00e1m s\u00e1t h\u00e0nh vi v\u00e0 nhu c\u1ea7u c\u1ee7a nh\u00e0 \u0111\u1ea7u t\u01b0 th\u1ebf h\u1ec7 m\u1edbi \u0111\u01b0\u1ee3c k\u1ef3 v\u1ecdng s\u1ebd gi\u00fap DNSE \u0111\u00f3n \u0111\u1ea7u xu h\u01b0\u1edbng gia t\u0103ng c\u1ee7a nh\u00f3m kh\u00e1ch h\u00e0ng n\u0103ng \u0111\u1ed9ng, t\u1ea1o \u0111\u1ed9ng l\u1ef1c m\u1edf r\u1ed9ng th\u1ecb ph\u1ea7n th\u1eddi gian t\u1edbi.<\/p>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"

Theo B\u00e1o c\u00e1o t\u00e0i ch\u00ednh Qu\u00fd 1\/2026, doanh thu ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DNSE \u0111\u1ea1t tr\u00ean 395 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 62% […]<\/p>","protected":false},"author":5,"featured_media":73496,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[221],"tags":[],"class_list":["post-73495","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-chung-khoan"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/73495","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=73495"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/73495\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/73496"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=73495"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=73495"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=73495"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}