{"id":69940,"date":"2026-04-09T09:26:47","date_gmt":"2026-04-09T02:26:47","guid":{"rendered":"https:\/\/hbbgroup.net\/treasury-outlines-how-stablecoin-rules-will-fight-illicit-finance-under-genius-act\/"},"modified":"2026-04-09T09:46:15","modified_gmt":"2026-04-09T02:46:15","slug":"treasury-outlines-how-stablecoin-rules-will-fight-illicit-finance-under-genius-act","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/treasury-outlines-how-stablecoin-rules-will-fight-illicit-finance-under-genius-act\/","title":{"rendered":"U.S. Treasury n\u00eau r\u00f5 c\u00e1ch c\u00e1c quy \u0111\u1ecbnh v\u1ec1 stablecoin s\u1ebd ch\u1ed1ng l\u1ea1i t\u00e0i ch\u00ednh b\u1ea5t h\u1ee3p ph\u00e1p theo GENIUS Act"},"content":{"rendered":"<div>\n<p><strong>T\u00f3m t\u1eaft nhanh<\/strong><\/p>\n<ul>\n<li>U.S. Treasury \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh stablecoin ph\u1ea3i x\u00e2y d\u1ef1ng ch\u01b0\u01a1ng tr\u00ecnh AML v\u00e0 tu\u00e2n th\u1ee7 l\u1ec7nh tr\u1eebng ph\u1ea1t theo GENIUS Act.<\/li>\n<li>C\u00e1c quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0a stablecoin issuer v\u00e0o c\u00f9ng khung qu\u1ea3n l\u00fd v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh do FinCEN v\u00e0 OFAC gi\u00e1m s\u00e1t.<\/li>\n<li>B\u1ed9 tr\u01b0\u1edfng T\u00e0i ch\u00ednh Scott Bessent cho r\u1eb1ng \u0111\u00e2y l\u00e0 s\u1ef1 c\u00e2n b\u1eb1ng gi\u1eefa b\u1ea3o v\u1ec7 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh v\u00e0 th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi.<\/li>\n<\/ul>\n<hr \/>\n<p>B\u1ed9 T\u00e0i ch\u00ednh M\u1ef9 \u0111\u00e3 \u0111\u1ec1 xu\u1ea5t m\u1ed9t quy \u0111\u1ecbnh v\u00e0o th\u1ee9 T\u01b0, n\u00eau chi ti\u1ebft c\u00e1ch c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh stablecoin ph\u1ea3i x\u00e2y d\u1ef1ng ch\u01b0\u01a1ng tr\u00ecnh ch\u1ed1ng r\u1eeda ti\u1ec1n (AML) v\u00e0 tu\u00e2n th\u1ee7 l\u1ec7nh tr\u1eebng ph\u1ea1t theo GENIUS Act\u2014b\u01b0\u1edbc m\u1edbi nh\u1ea5t trong vi\u1ec7c tri\u1ec3n khai khung ph\u00e1p l\u00fd li\u00ean bang \u0111\u01b0\u1ee3c ban h\u00e0nh n\u0103m ngo\u00e1i.<\/p>\n<p>\u0110\u1ec1 xu\u1ea5t n\u00e0y, \u0111\u01b0\u1ee3c \u0111\u01b0a ra b\u1edfi FinCEN v\u00e0 OFAC, x\u00e1c \u0111\u1ecbnh r\u00f5 c\u00e1c ngh\u0129a v\u1ee5 \u0111\u1ed1i v\u1edbi stablecoin issuer ho\u1ea1t \u0111\u1ed9ng t\u1ea1i M\u1ef9, bao g\u1ed3m h\u1ec7 th\u1ed1ng, quy tr\u00ecnh v\u00e0 n\u0103ng l\u1ef1c k\u1ef9 thu\u1eadt c\u1ea7n thi\u1ebft.<\/p>\n<p>V\u1ec1 b\u1ea3n ch\u1ea5t, c\u00e1c quy \u0111\u1ecbnh n\u00e0y \u0111\u01b0a stablecoin issuer v\u00e0o c\u00f9ng \u201cumbrella\u201d v\u1edbi c\u00e1c t\u1ed5 ch\u1ee9c \u0111\u00e3 ch\u1ecbu s\u1ef1 gi\u00e1m s\u00e1t c\u1ee7a FinCEN v\u00e0 OFAC, ch\u00ednh th\u1ee9c ph\u00e2n lo\u1ea1i h\u1ecd l\u00e0 \u201cfinancial institutions\u201d theo c\u00e1c \u0111\u1ea1o lu\u1eadt nh\u01b0 Bank Secrecy Act\u2014y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh ph\u1ea3i h\u1ed7 tr\u1ee3 c\u01a1 quan ch\u1ee9c n\u0103ng trong vi\u1ec7c ph\u00e1t hi\u1ec7n v\u00e0 ng\u0103n ch\u1eb7n t\u1ed9i ph\u1ea1m t\u00e0i ch\u00ednh.<\/p>\n<p>Theo \u0111\u1ec1 xu\u1ea5t, c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh stablecoin ph\u1ea3i:<\/p>\n<ul>\n<li>Thi\u1ebft l\u1eadp v\u00e0 duy tr\u00ec ch\u01b0\u01a1ng tr\u00ecnh AML<\/li>\n<li>B\u00e1o c\u00e1o c\u00e1c ho\u1ea1t \u0111\u1ed9ng \u0111\u00e1ng ng\u1edd (suspicious activity reporting)<\/li>\n<li>Duy tr\u00ec ch\u01b0\u01a1ng tr\u00ecnh tu\u00e2n th\u1ee7 l\u1ec7nh tr\u1eebng ph\u1ea1t hi\u1ec7u qu\u1ea3<\/li>\n<\/ul>\n<p>Ngo\u00e0i ra, stablecoin ph\u1ea3i c\u00f3 kh\u1ea3 n\u0103ng k\u1ef9 thu\u1eadt \u0111\u1ec3:<\/p>\n<ul>\n<li>Block, freeze ho\u1eb7c reject giao d\u1ecbch n\u1ebfu vi ph\u1ea1m ph\u00e1p lu\u1eadt<\/li>\n<li>Tu\u00e2n th\u1ee7 c\u00e1c l\u1ec7nh h\u1ee3p ph\u00e1p t\u1eeb c\u01a1 quan ch\u1ee9c n\u0103ng<\/li>\n<\/ul>\n<p>Trong m\u1ed9t b\u00e0i blog, B\u1ed9 T\u00e0i ch\u00ednh cho bi\u1ebft c\u00e1c quy \u0111\u1ecbnh n\u00e0y nh\u1eb1m c\u00e2n b\u1eb1ng gi\u1eefa b\u1ea3o v\u1ec7 ng\u01b0\u1eddi d\u00e2n M\u1ef9 v\u00e0 th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi trong n\u01b0\u1edbc.<\/p>\n<p>\u201cDonald Trump \u0111ang c\u1ee7ng c\u1ed1 v\u1ecb th\u1ebf d\u1eabn \u0111\u1ea7u c\u1ee7a M\u1ef9 trong c\u00f4ng ngh\u1ec7 t\u00e0i ch\u00ednh s\u1ed1,\u201d B\u1ed9 tr\u01b0\u1edfng Scott Bessent cho bi\u1ebft. \u201c\u0110\u1ec1 xu\u1ea5t n\u00e0y s\u1ebd b\u1ea3o v\u1ec7 h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh M\u1ef9 kh\u1ecfi c\u00e1c r\u1ee7i ro an ninh qu\u1ed1c gia m\u00e0 kh\u00f4ng c\u1ea3n tr\u1edf c\u00e1c doanh nghi\u1ec7p M\u1ef9 ph\u00e1t tri\u1ec3n trong h\u1ec7 sinh th\u00e1i stablecoin thanh to\u00e1n.\u201d<\/p>\n<p>Theo quy \u0111\u1ecbnh \u0111\u1ec1 xu\u1ea5t, stablecoin issuer ph\u1ea3i ch\u1ec9 \u0111\u1ecbnh m\u1ed9t c\u00e1 nh\u00e2n ch\u1ecbu tr\u00e1ch nhi\u1ec7m x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng ch\u1ed1ng r\u1eeda ti\u1ec1n v\u00e0 t\u00e0i tr\u1ee3 kh\u1ee7ng b\u1ed1. Nh\u1eefng c\u00e1 nh\u00e2n kh\u00f4ng c\u01b0 tr\u00fa t\u1ea1i M\u1ef9 ho\u1eb7c t\u1eebng b\u1ecb k\u1ebft \u00e1n c\u00e1c t\u1ed9i nh\u01b0 insider trading, cybercrime hay financial fraud s\u1ebd kh\u00f4ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n.<\/p>\n<p>Tuy nhi\u00ean, FinCEN cho bi\u1ebft c\u01a1 quan n\u00e0y \u201cth\u00f4ng th\u01b0\u1eddng s\u1ebd kh\u00f4ng th\u1ef1c hi\u1ec7n h\u00e0nh \u0111\u1ed9ng c\u01b0\u1ee1ng ch\u1ebf\u201d n\u1ebfu t\u1ed5 ch\u1ee9c \u0111\u00e3 c\u00f3 quy tr\u00ecnh ph\u00f9 h\u1ee3p. \u0110\u1ec1 xu\u1ea5t hi\u1ec7n \u0111ang m\u1edf \u0111\u1ec3 l\u1ea5y \u00fd ki\u1ebfn trong v\u00f2ng 60 ng\u00e0y.<\/p>\n<p>FinCEN v\u00e0 OFAC l\u00e0 nh\u1eefng c\u01a1 quan m\u1edbi nh\u1ea5t \u0111\u01b0a ra \u0111\u1ec1 xu\u1ea5t tri\u1ec3n khai GENIUS Act. Tr\u01b0\u1edbc \u0111\u00f3, Federal Deposit Insurance Corporation c\u0169ng \u0111\u00e3 c\u00f4ng b\u1ed1 \u0111\u1ec1 xu\u1ea5t v\u00e0o th\u1ee9 Ba, trong khi V\u0103n ph\u00f2ng Comptroller of the Currency \u0111\u00e3 l\u00e0m \u0111i\u1ec1u n\u00e0y t\u1eeb th\u00e1ng Hai.<\/p>\n<p>Theo Warren Kornfeld t\u1eeb Moody\u2019s Ratings, \u0111\u1ec1 xu\u1ea5t c\u1ee7a FDIC kh\u00f4ng ch\u1ec9 gi\u1edbi h\u1ea1n \u1edf stablecoin m\u00e0 c\u00f2n bao g\u1ed3m c\u1ea3 tokenized deposits trong h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng.<\/p>\n<p>\u00d4ng cho bi\u1ebft: n\u1ebfu \u0111\u01b0\u1ee3c th\u00f4ng qua, quy \u0111\u1ecbnh n\u00e0y c\u00f3 th\u1ec3 t\u1ea1o ra m\u1ed9t h\u1ec7 sinh th\u00e1i \u201cdigital cash\u201d ph\u00e2n t\u1ea7ng d\u1ef1a tr\u00ean m\u1ee9c \u0111\u1ed9 r\u1ee7i ro v\u00e0 h\u1ed3 s\u01a1 ph\u00e1p l\u00fd.<\/p>\n<\/div>\n<div>\n<h4>B\u1ea3n tin Daily Debrief<\/h4>\n<p>B\u1eaft \u0111\u1ea7u m\u1ed7i ng\u00e0y v\u1edbi nh\u1eefng tin t\u1ee9c n\u1ed5i b\u1eadt nh\u1ea5t, c\u00f9ng c\u00e1c n\u1ed9i dung \u0111\u1ed9c quy\u1ec1n, podcast, video v\u00e0 nhi\u1ec1u h\u01a1n n\u1eefa.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>T\u00f3m t\u1eaft nhanh U.S. Treasury \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh y\u00eau c\u1ea7u c\u00e1c t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh stablecoin ph\u1ea3i x\u00e2y d\u1ef1ng [&hellip;]<\/p>","protected":false},"author":5,"featured_media":69942,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-69940","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/69940","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=69940"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/69940\/revisions"}],"predecessor-version":[{"id":70086,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/69940\/revisions\/70086"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/69942"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=69940"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=69940"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=69940"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}