{"id":67466,"date":"2026-04-02T09:50:54","date_gmt":"2026-04-02T02:50:54","guid":{"rendered":"https:\/\/hbbgroup.net\/why-meta-is-choosing-partners-over-power-in-its-2026-stablecoin-push\/"},"modified":"2026-04-02T10:26:46","modified_gmt":"2026-04-02T03:26:46","slug":"why-meta-is-choosing-partners-over-power-in-its-2026-stablecoin-push","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/why-meta-is-choosing-partners-over-power-in-its-2026-stablecoin-push\/","title":{"rendered":"V\u00ec sao Meta \u0111ang \u01b0u ti\u00ean b\u1eaft tay v\u1edbi \u0111\u1ed1i t\u00e1c thay v\u00ec t\u1ef1 n\u1eafm to\u00e0n quy\u1ec1n trong chi\u1ebfn l\u01b0\u1ee3c stablecoin n\u0103m 2026"},"content":{"rendered":"<div data-testid=\"html-renderer-container\">\n<h4><strong>Nh\u1eefng \u0111i\u1ec3m ch\u00ednh<\/strong><\/h4>\n<p>Meta d\u1ef1 ki\u1ebfn tri\u1ec3n khai thanh to\u00e1n b\u1eb1ng <strong>stablecoin neo theo USD<\/strong> tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng c\u1ee7a m\u00ecnh v\u00e0o cu\u1ed1i n\u0103m 2026. Kh\u00e1c v\u1edbi n\u1ed7 l\u1ef1c Libra tr\u01b0\u1edbc \u0111\u00e2y, c\u00f4ng ty s\u1ebd <strong>kh\u00f4ng ph\u00e1t h\u00e0nh token ri\u00eang<\/strong>, m\u00e0 thay v\u00e0o \u0111\u00f3 s\u1ebd t\u00edch h\u1ee3p c\u00e1c stablecoin hi\u1ec7n c\u00f3.<\/p>\n<p>S\u1ef1 ph\u1ea3n \u0111\u1ed1i t\u1eeb gi\u1edbi qu\u1ea3n l\u00fd \u0111\u1ed1i v\u1edbi d\u1ef1 \u00e1n <strong>Libra\/Diem<\/strong> tr\u01b0\u1edbc \u0111\u00f3 cho th\u1ea5y c\u00e1c ch\u00ednh ph\u1ee7 kh\u00f4ng tho\u1ea3i m\u00e1i v\u1edbi vi\u1ec7c <strong>Big Tech<\/strong> ph\u00e1t h\u00e0nh m\u1ed9t \u0111\u1ed3ng ti\u1ec1n t\u01b0 nh\u00e2n mang t\u00ednh to\u00e0n c\u1ea7u. Chi\u1ebfn l\u01b0\u1ee3c m\u1edbi c\u1ee7a Meta ph\u1ea3n \u00e1nh b\u00e0i h\u1ecdc \u0111\u00f3 khi tr\u00e1nh n\u1eafm quy\u1ec1n ki\u1ec3m so\u00e1t tr\u1ef1c ti\u1ebfp \u0111\u1ed1i v\u1edbi b\u1ea3n th\u00e2n \u0111\u1ed3ng ti\u1ec1n.<\/p>\n<p>Thay v\u00ec t\u1ef1 qu\u1ea3n l\u00fd <strong>d\u1ef1 tr\u1eef stablecoin<\/strong> hay ho\u1ea1t \u0111\u1ed9ng <strong>ph\u00e1t h\u00e0nh<\/strong>, Meta d\u1ef1 ki\u1ebfn h\u1ee3p t\u00e1c v\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c b\u00ean ngo\u00e0i \u0111\u1ec3 x\u1eed l\u00fd ph\u1ea7n <strong>h\u1ea1 t\u1ea7ng, tu\u00e2n th\u1ee7 ph\u00e1p l\u00fd v\u00e0 thanh to\u00e1n b\u00f9 tr\u1eeb\/settlement<\/strong>, c\u00f2n Meta s\u1ebd t\u1eadp trung v\u00e0o <strong>tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng<\/strong>v\u00e0 <strong>ph\u00e2n ph\u1ed1i thanh to\u00e1n<\/strong>.<\/p>\n<p>V\u1edbi h\u00e0ng t\u1ef7 ng\u01b0\u1eddi d\u00f9ng tr\u00ean <strong>Facebook, Instagram v\u00e0 WhatsApp<\/strong>, Meta c\u00f3 th\u1ec3 t\u00edch h\u1ee3p thanh to\u00e1n b\u1eb1ng stablecoin v\u00e0o c\u00e1c t\u01b0\u01a1ng t\u00e1c x\u00e3 h\u1ed9i v\u00e0 ho\u1ea1t \u0111\u1ed9ng th\u01b0\u01a1ng m\u1ea1i h\u1eb1ng ng\u00e0y, qua \u0111\u00f3 c\u00f3 kh\u1ea3 n\u0103ng h\u00ecnh th\u00e0nh m\u1ed9t trong nh\u1eefng <strong>h\u1ec7 sinh th\u00e1i thanh to\u00e1n s\u1ed1<\/strong> l\u1edbn nh\u1ea5t.<\/p>\n<p>Meta \u0111ang quay tr\u1edf l\u1ea1i th\u1ecb tr\u01b0\u1eddng stablecoin v\u1edbi m\u1ed9t chi\u1ebfn l\u01b0\u1ee3c \u0111\u00e3 \u0111\u01b0\u1ee3c \u0111i\u1ec1u ch\u1ec9nh. Sau nh\u1eefng r\u00e0o c\u1ea3n ph\u00e1p l\u00fd t\u1eebng khi\u1ebfn d\u1ef1 \u00e1n Libra tr\u01b0\u1edbc \u0111\u00e2y ph\u1ea3i d\u1eebng l\u1ea1i, c\u00f4ng ty hi\u1ec7n l\u00ean k\u1ebf ho\u1ea1ch tri\u1ec3n khai c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n s\u1ed1 neo theo USD tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng m\u1ea1ng x\u00e3 h\u1ed9i c\u1ee7a m\u00ecnh v\u00e0o cu\u1ed1i n\u0103m 2026.<\/p>\n<p>Thay v\u00ec t\u1ef1 ph\u00e1t tri\u1ec3n m\u1ed9t lo\u1ea1i ti\u1ec1n m\u00e3 h\u00f3a ri\u00eang, Meta hi\u1ec7n l\u1ef1a ch\u1ecdn <strong>h\u1ed7 tr\u1ee3 stablecoin c\u1ee7a b\u00ean th\u1ee9 ba<\/strong> tr\u00ean c\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a m\u00ecnh. C\u00e1ch ti\u1ebfp c\u1eadn n\u00e0y cho th\u1ea5y s\u1ef1 thay \u0111\u1ed5i v\u1ec1 tr\u1ecdng t\u00e2m. Thay v\u00ec tr\u1ef1c ti\u1ebfp v\u1eadn h\u00e0nh \u0111\u1ed3ng ti\u1ec1n, c\u00f4ng ty mu\u1ed1n t\u1eadn d\u1ee5ng <strong>t\u1ec7p ng\u01b0\u1eddi d\u00f9ng kh\u1ed5ng l\u1ed3<\/strong> \u0111\u1ec3 ki\u1ec3m so\u00e1t c\u00e1ch th\u1ee9c v\u00e0 \u0111\u1ecba \u0111i\u1ec3m c\u00e1c giao d\u1ecbch n\u00e0y di\u1ec5n ra.<\/p>\n<p>B\u00e0i vi\u1ebft n\u00e0y ph\u00e2n t\u00edch l\u00fd do v\u00ec sao chi\u1ebfn l\u01b0\u1ee3c stablecoin n\u0103m 2026 c\u1ee7a Meta l\u1ea1i d\u1ef1a v\u00e0o <strong>m\u00f4 h\u00ecnh \u0111\u1ed1i t\u00e1c<\/strong> thay v\u00ec t\u1ef1 ph\u00e1t h\u00e0nh \u0111\u1ed3ng ti\u1ec1n ri\u00eang. \u0110\u1ed3ng th\u1eddi, b\u00e0i vi\u1ebft c\u0169ng xem x\u00e9t c\u00e1ch nh\u1eefng b\u00e0i h\u1ecdc ph\u00e1p l\u00fd t\u1eeb Libra, c\u00e1c quy \u0111\u1ecbnh m\u1edbi v\u1ec1 stablecoin v\u00e0 l\u1ee3i th\u1ebf ph\u00e2n ph\u1ed1i kh\u1ed5ng l\u1ed3 t\u1eeb h\u1ec7 sinh th\u00e1i n\u1ec1n t\u1ea3ng c\u1ee7a Meta \u0111ang \u0111\u1ecbnh h\u00ecnh m\u1ed9t m\u00f4 h\u00ecnh t\u1eadp trung v\u00e0o <strong>t\u00edch h\u1ee3p thanh to\u00e1n<\/strong> thay v\u00ec <strong>ki\u1ec3m so\u00e1t ti\u1ec1n t\u1ec7<\/strong>.<\/p>\n<h2>B\u00e0i h\u1ecdc c\u00f2n nguy\u00ean gi\u00e1 tr\u1ecb t\u1eeb Libra<\/h2>\n<p>\u0110\u1ec3 hi\u1ec3u v\u00ec sao Meta hi\u1ec7n th\u1eadn tr\u1ecdng h\u01a1n v\u1edbi m\u1ea3ng thanh to\u00e1n s\u1ed1, c\u1ea7n nh\u00ecn l\u1ea1i n\u1ed7 l\u1ef1c tr\u01b0\u1edbc \u0111\u00f3 c\u1ee7a h\u00e3ng.<\/p>\n<p>V\u00e0o th\u00e1ng 6\/2019, Meta \u2014 khi \u0111\u00f3 c\u00f2n l\u00e0 Facebook \u2014 \u0111\u00e3 c\u00f4ng b\u1ed1 <strong>Libra<\/strong>, m\u1ed9t k\u1ebf ho\u1ea1ch \u0111\u1ea7y tham v\u1ecdng nh\u1eb1m t\u1ea1o ra m\u1ed9t <strong>\u0111\u1ed3ng ti\u1ec1n s\u1ed1 to\u00e0n c\u1ea7u<\/strong> \u0111\u01b0\u1ee3c neo theo <strong>r\u1ed5 ti\u1ec1n t\u1ec7 truy\u1ec1n th\u1ed1ng<\/strong>. \u00dd t\u01b0\u1edfng khi \u0111\u00f3 l\u00e0 cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00e1c kho\u1ea3n thanh to\u00e1n <strong>nhanh, chi ph\u00ed th\u1ea5p<\/strong> tr\u00ean Facebook, WhatsApp v\u00e0 Instagram, \u0111\u1ed3ng th\u1eddi x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi m\u1edbi ph\u1ee5c v\u1ee5 h\u00e0ng t\u1ef7 ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>Tuy nhi\u00ean, c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u00e3 nhanh ch\u00f3ng ph\u1ea3n \u1ee9ng.<\/p>\n<p>Ch\u00ednh ph\u1ee7 t\u1ea1i M\u1ef9, ch\u00e2u \u00c2u v\u00e0 nhi\u1ec1u khu v\u1ef1c kh\u00e1c \u0111\u00e3 n\u00eau ra h\u00e0ng lo\u1ea1t quan ng\u1ea1i. H\u1ecd lo ng\u1ea1i r\u1eb1ng vi\u1ec7c m\u1ed9t c\u00f4ng ty t\u01b0 nh\u00e2n c\u00f3 t\u1ea7m \u1ea3nh h\u01b0\u1edfng l\u1edbn ph\u00e1t h\u00e0nh m\u1ed9t \u0111\u1ed3ng ti\u1ec1n c\u00f3 th\u1ec3 l\u00e0m suy y\u1ebfu <strong>quy\u1ec1n ki\u1ec3m so\u00e1t ti\u1ec1n t\u1ec7 qu\u1ed1c gia<\/strong> v\u00e0 t\u1ea1o ra r\u1ee7i ro \u0111\u1ed1i v\u1edbi <strong>\u1ed5n \u0111\u1ecbnh t\u00e0i ch\u00ednh<\/strong>. B\u00ean c\u1ea1nh \u0111\u00f3 c\u00f2n c\u00f3 nh\u1eefng lo ng\u1ea1i v\u1ec1 vi\u1ec7c thi\u1ebfu c\u00e1c c\u01a1 ch\u1ebf b\u1ea3o v\u1ec7 \u0111\u1ea7y \u0111\u1ee7 nh\u1eb1m ng\u0103n ch\u1eb7n <strong>r\u1eeda ti\u1ec1n<\/strong> v\u00e0 <strong>d\u00f2ng ti\u1ec1n b\u1ea5t h\u1ee3p ph\u00e1p<\/strong>. Nh\u1eefng b\u00ea b\u1ed1i tr\u01b0\u1edbc \u0111\u00f3 c\u1ee7a Meta li\u00ean quan \u0111\u1ebfn <strong>quy\u1ec1n ri\u00eang t\u01b0 d\u1eef li\u1ec7u<\/strong>, bao g\u1ed3m v\u1ee5 <strong>Cambridge Analytica<\/strong>, c\u00e0ng l\u00e0m gia t\u0103ng s\u1ef1 m\u1ea5t l\u00f2ng tin.<img decoding=\"async\" src=\"https:\/\/s3.cointelegraph.com\/uploads\/2026-04\/019d49de-b65b-751f-88e4-7e5beb77a7e9.jpg\" \/><\/p>\n<p>\u00dd t\u01b0\u1edfng r\u1eb1ng m\u1ed9t c\u00f4ng ty m\u1ea1ng x\u00e3 h\u1ed9i s\u1edf h\u1eefu h\u00e0ng t\u1ef7 ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 ra m\u1eaft m\u1ed9t s\u1ea3n ph\u1ea9m mang d\u00e1ng d\u1ea5p c\u1ee7a <strong>m\u1ed9t \u0111\u1ed3ng ti\u1ec1n to\u00e0n c\u1ea7u t\u01b0 nh\u00e2n<\/strong> \u0111\u00e3 l\u00e0m d\u1ea5y l\u00ean lo ng\u1ea1i l\u1edbn trong gi\u1edbi ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch. D\u01b0\u1edbi \u00e1p l\u1ef1c ch\u00ednh tr\u1ecb m\u1ea1nh m\u1ebd, m\u1ed9t s\u1ed1 \u0111\u1ed1i t\u00e1c \u0111\u00e3 r\u00fat kh\u1ecfi d\u1ef1 \u00e1n. Libra sau \u0111\u00f3 \u0111\u01b0\u1ee3c \u0111\u1ed5i t\u00ean th\u00e0nh <strong>Diem<\/strong>, nh\u01b0ng cu\u1ed1i c\u00f9ng d\u1ef1 \u00e1n n\u00e0y \u0111\u00e3 ch\u00ednh th\u1ee9c \u0111\u00f3ng c\u1eeda v\u00e0o n\u0103m 2022.<\/p>\n<p>Di\u1ec5n bi\u1ebfn \u0111\u00f3 cho th\u1ea5y r\u00f5 r\u1eb1ng c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd s\u1ebd kh\u00f4ng ch\u1ea5p nh\u1eadn vi\u1ec7c <strong>Big Tech<\/strong> t\u1ef1 ph\u00e1t h\u00e0nh \u0111\u1ed3ng ti\u1ec1n ri\u00eang. Chi\u1ebfn l\u01b0\u1ee3c hi\u1ec7n t\u1ea1i c\u1ee7a Meta ph\u1ea3n \u00e1nh tr\u1ef1c ti\u1ebfp b\u00e0i h\u1ecdc n\u00e0y. Thay v\u00ec t\u1ea1o ra m\u1ed9t \u0111\u1ed3ng coin m\u1edbi, c\u00f4ng ty hi\u1ec7n c\u00f3 k\u1ebf ho\u1ea1ch t\u00edch h\u1ee3p c\u00e1c <strong>stablecoin \u0111\u00e3 \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd<\/strong> t\u1eeb c\u00e1c \u0111\u1ed1i t\u00e1c v\u00e0 ch\u1ee7 y\u1ebfu \u0111\u00f3ng vai tr\u00f2 nh\u01b0 m\u1ed9t <strong>n\u1ec1n t\u1ea3ng thanh to\u00e1n<\/strong>.<\/p>\n<h2>M\u1ed9t c\u00e1ch ti\u1ebfp c\u1eadn stablecoin kh\u00e1c cho n\u0103m 2026<\/h2>\n<p>Meta \u0111ang n\u1ed1i l\u1ea1i tham v\u1ecdng v\u1edbi stablecoin, nh\u01b0ng l\u1ea7n n\u00e0y theo h\u01b0\u1edbng t\u00edch h\u1ee3p thanh to\u00e1n b\u1eb1ng stablecoin tr\u1ef1c ti\u1ebfp v\u00e0o c\u00e1c n\u1ec1n t\u1ea3ng c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng t\u1ef1 ph\u00e1t h\u00e0nh coin ri\u00eang.<\/p>\n<p>C\u00f4ng ty \u0111\u00e3 g\u1eedi <strong>RFPs (y\u00eau c\u1ea7u \u0111\u1ec1 xu\u1ea5t)<\/strong> t\u1edbi c\u00e1c \u0111\u1ed1i t\u00e1c b\u00ean ngo\u00e0i c\u00f3 kh\u1ea3 n\u0103ng x\u1eed l\u00fd ph\u1ea7n <strong>h\u1ea1 t\u1ea7ng stablecoin \u1edf backend<\/strong>. Vai tr\u00f2 c\u1ee7a Meta s\u1ebd t\u1eadp trung v\u00e0o vi\u1ec7c x\u00e2y d\u1ef1ng m\u1ed9t <strong>tr\u1ea3i nghi\u1ec7m thanh to\u00e1n li\u1ec1n m\u1ea1ch<\/strong> trong c\u00e1c \u1ee9ng d\u1ee5ng c\u1ee7a m\u00ecnh, thay v\u00ec tr\u1ef1c ti\u1ebfp v\u1eadn h\u00e0nh \u0111\u1ed3ng ti\u1ec1n.<\/p>\n<p>\u0110i\u1ec1u n\u00e0y c\u00f3 th\u1ec3 bao g\u1ed3m vi\u1ec7c tri\u1ec3n khai m\u1ed9t t\u00ednh n\u0103ng <strong>v\u00ed s\u1ed1 t\u00edch h\u1ee3p s\u1eb5n<\/strong>, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng g\u1eedi v\u00e0 nh\u1eadn thanh to\u00e1n b\u1eb1ng stablecoin trong to\u00e0n b\u1ed9 h\u1ec7 sinh th\u00e1i c\u1ee7a Meta, bao g\u1ed3m <strong>Facebook, Instagram v\u00e0 WhatsApp<\/strong>.<\/p>\n<p>K\u1ebf ho\u1ea1ch tri\u1ec3n khai hi\u1ec7n nh\u1eafm t\u1edbi <strong>n\u1eeda cu\u1ed1i n\u0103m 2026<\/strong>.<\/p>\n<p>Chi\u1ebfn l\u01b0\u1ee3c n\u00e0y \u0111\u00e1nh d\u1ea5u m\u1ed9t s\u1ef1 thay \u0111\u1ed5i \u0111\u00e1ng k\u1ec3 so v\u1edbi m\u00f4 h\u00ecnh <strong>Libra\/Diem<\/strong> tr\u01b0\u1edbc \u0111\u00e2y. Thay v\u00ec c\u1ed1 g\u1eafng x\u00e2y d\u1ef1ng m\u1ed9t h\u1ec7 th\u1ed1ng ti\u1ec1n t\u1ec7 to\u00e0n c\u1ea7u m\u1edbi, Meta hi\u1ec7n \u0111ang \u0111\u1ecbnh v\u1ecb m\u00ecnh nh\u01b0 m\u1ed9t <strong>l\u1edbp ph\u00e2n ph\u1ed1i v\u00e0 giao di\u1ec7n ng\u01b0\u1eddi d\u00f9ng quy m\u00f4 l\u1edbn<\/strong> cho c\u00e1c stablecoin \u0111\u00e3 \u0111\u01b0\u1ee3c thi\u1ebft l\u1eadp v\u00e0 qu\u1ea3n l\u00fd nh\u01b0 <strong>USDC (USDC)<\/strong> ho\u1eb7c <strong>USDt (USDT)<\/strong>, c\u00f3 th\u1ec3 th\u00f4ng qua c\u00e1c \u0111\u1ed1i t\u00e1c nh\u01b0 <strong>Stripe<\/strong>.<\/p>\n<p><strong>B\u1ea1n c\u00f3 bi\u1ebft?<\/strong> Thu\u1eadt ng\u1eef <strong>\u201cstablecoin\u201d<\/strong> b\u1eaft \u0111\u1ea7u \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i v\u00e0o kho\u1ea3ng giai \u0111o\u1ea1n <strong>2014\u20132015<\/strong>, khi c\u00e1c nh\u00e0 ph\u00e1t tri\u1ec3n crypto th\u1eed nghi\u1ec7m nh\u1eefng token \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 duy tr\u00ec gi\u00e1 tr\u1ecb \u1ed5n \u0111\u1ecbnh so v\u1edbi ti\u1ec1n ph\u00e1p \u0111\u1ecbnh, t\u1eeb r\u1ea5t l\u00e2u tr\u01b0\u1edbc khi c\u00e1c n\u1ec1n t\u1ea3ng c\u00f4ng ngh\u1ec7 l\u1edbn b\u1eaft \u0111\u1ea7u kh\u00e1m ph\u00e1 ti\u1ec1m n\u0103ng thanh to\u00e1n c\u1ee7a ch\u00fang.<\/p>\n<h2>V\u00ec sao \u0111\u1ed1i t\u00e1c c\u00f3 th\u1ec3 quan tr\u1ecdng h\u01a1n vi\u1ec7c t\u1ef1 n\u1eafm quy\u1ec1n l\u1ef1c<\/h2>\n<p>Tho\u1ea1t nh\u00ecn, quy\u1ebft \u0111\u1ecbnh thu\u00ea ngo\u00e0i h\u1ea1 t\u1ea7ng stablecoin c\u1ee7a Meta c\u00f3 th\u1ec3 gi\u1ed1ng nh\u01b0 m\u1ed9t b\u01b0\u1edbc l\u00f9i v\u1ec1 m\u1eb7t ki\u1ec3m so\u00e1t. Nh\u01b0ng tr\u00ean th\u1ef1c t\u1ebf, \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 c\u00f2n khu\u1ebfch \u0111\u1ea1i nh\u1eefng th\u1ebf m\u1ea1nh c\u1ed1t l\u00f5i c\u1ee7a c\u00f4ng ty.<\/p>\n<p>Meta s\u1edf h\u1eefu <strong>\u0111\u1ed9 ph\u1ee7 ph\u00e2n ph\u1ed1i c\u1ef1c l\u1edbn<\/strong>. V\u1edbi h\u00e0ng t\u1ef7 ng\u01b0\u1eddi d\u00f9ng ho\u1ea1t \u0111\u1ed9ng tr\u00ean <strong>Facebook, Instagram v\u00e0 WhatsApp<\/strong>, c\u00f4ng ty \u0111ang v\u1eadn h\u00e0nh m\u1ed9t trong nh\u1eefng m\u1ea1ng l\u01b0\u1edbi giao ti\u1ebfp v\u00e0 x\u00e3 h\u1ed9i l\u1edbn nh\u1ea5t h\u00e0nh tinh. Vi\u1ec7c t\u00edch h\u1ee3p m\u01b0\u1ee3t m\u00e0 thanh to\u00e1n b\u1eb1ng stablecoin v\u00e0o c\u00e1c \u1ee9ng d\u1ee5ng d\u00f9ng h\u1eb1ng ng\u00e0y n\u00e0y c\u00f3 th\u1ec3 nhanh ch\u00f3ng h\u00ecnh th\u00e0nh m\u1ed9t trong nh\u1eefng <strong>h\u1ec7 sinh th\u00e1i thanh to\u00e1n s\u1ed1 l\u1edbn nh\u1ea5t th\u1ebf gi\u1edbi<\/strong>. \u0110i\u1ec1u \u0111\u00f3 cho ph\u00e9p Meta \u0111\u1ea1t \u0111\u01b0\u1ee3c m\u1ee5c ti\u00eau c\u1ee7a m\u00ecnh m\u00e0 kh\u00f4ng c\u1ea7n ph\u1ea3i t\u1ef1 ph\u00e1t h\u00e0nh coin.<\/p>\n<p>Trong m\u00f4 h\u00ecnh n\u00e0y, gi\u00e1 tr\u1ecb th\u1ef1c kh\u00f4ng c\u00f2n n\u1eb1m \u1edf vi\u1ec7c <strong>mint<\/strong> \u0111\u1ed3ng ti\u1ec1n, m\u00e0 chuy\u1ec3n sang vi\u1ec7c ki\u1ec3m so\u00e1t <strong>c\u00e1ch th\u1ee9c v\u00e0 \u0111\u1ecba \u0111i\u1ec3m d\u00f2ng ti\u1ec1n \u0111\u01b0\u1ee3c lu\u00e2n chuy\u1ec3n<\/strong>. C\u00e1c \u0111\u01a1n v\u1ecb ph\u00e1t h\u00e0nh stablecoin s\u1ebd x\u1eed l\u00fd ph\u1ea7n <strong>d\u1ef1 tr\u1eef, t\u00e0i s\u1ea3n b\u1ea3o ch\u1ee9ng v\u00e0 tu\u00e2n th\u1ee7 ph\u00e1p l\u00fd<\/strong>, trong khi c\u00e1c nh\u00e0 cung c\u1ea5p h\u1ea1 t\u1ea7ng qu\u1ea3n l\u00fd <strong>settlement<\/strong> v\u00e0 c\u00e1c <strong>rail backend<\/strong>. Ph\u1ea7n Meta mang l\u1ea1i l\u00e0 <strong>giao di\u1ec7n ng\u01b0\u1eddi d\u00f9ng tr\u1ef1c quan<\/strong>, <strong>b\u1ed1i c\u1ea3nh x\u00e3 h\u1ed9i<\/strong> v\u00e0 <strong>d\u00f2ng giao d\u1ecbch ph\u00e1t sinh h\u1eb1ng ng\u00e0y<\/strong>.<\/p>\n<h2>G\u00f3c nh\u00ecn v\u1ec1 Stripe<\/h2>\n<p><strong>Stripe<\/strong> \u0111ang n\u1ed5i l\u00ean nh\u01b0 m\u1ed9t \u1ee9ng vi\u00ean h\u00e0ng \u0111\u1ea7u cho vai tr\u00f2 \u0111\u1ed1i t\u00e1c trong chi\u1ebfn l\u01b0\u1ee3c stablecoin \u0111\u01b0\u1ee3c Meta kh\u1edfi \u0111\u1ed9ng l\u1ea1i. C\u00f4ng ty n\u00e0y \u0111\u00e3 \u0111\u1ea9y m\u1ea1nh x\u00e2y d\u1ef1ng n\u0103ng l\u1ef1c stablecoin, v\u1edbi c\u00e1c b\u01b0\u1edbc \u0111i nh\u01b0 th\u01b0\u01a1ng v\u1ee5 th\u00e2u t\u00f3m <strong>Bridge<\/strong> \u2014 m\u1ed9t c\u00f4ng ty h\u1ea1 t\u1ea7ng crypto chuy\u00ean bi\u1ec7t cung c\u1ea5p d\u1ecbch v\u1ee5 <strong>custody, chuy\u1ec3n t\u00e0i s\u1ea3n v\u00e0 thanh to\u00e1n onchain \u1edf quy m\u00f4 l\u1edbn<\/strong>.<\/p>\n<p>M\u1ed1i li\u00ean h\u1ec7 gi\u1eefa Meta v\u00e0 Stripe c\u0169ng kh\u00e1 s\u00e2u s\u1eafc. <strong>Patrick Collison<\/strong>, \u0111\u1ed3ng s\u00e1ng l\u1eadp ki\u00eam CEO c\u1ee7a Stripe, \u0111\u00e3 gia nh\u1eadp <strong>h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb c\u1ee7a Meta<\/strong> v\u00e0o th\u00e1ng 4\/2025, l\u00e0m d\u1ea5y l\u00ean suy \u0111o\u00e1n v\u1ec1 kh\u1ea3 n\u0103ng hai c\u00f4ng ty s\u1ebd c\u00f3 s\u1ef1 li\u00ean k\u1ebft chi\u1ebfn l\u01b0\u1ee3c ch\u1eb7t ch\u1ebd h\u01a1n.<\/p>\n<figure><img decoding=\"async\" src=\"https:\/\/s3.cointelegraph.com\/uploads\/2026-04\/019d49df-9209-7b92-853b-b7d3fbb5cca3.jpg\" \/><\/figure>\n<p>N\u1ebfu <strong>Stripe<\/strong>, th\u00f4ng qua <strong>Bridge<\/strong>, tr\u1edf th\u00e0nh \u0111\u1ed1i t\u00e1c <strong>backend<\/strong> ch\u1ee7 l\u1ef1c, Meta s\u1ebd ngay l\u1eadp t\u1ee9c c\u00f3 quy\u1ec1n truy c\u1eadp v\u00e0o m\u1ed9t <strong>payment stack<\/strong> \u0111\u00e3 tr\u01b0\u1edfng th\u00e0nh v\u00e0 tu\u00e2n th\u1ee7 ph\u00e1p l\u00fd. \u0110i\u1ec1u n\u00e0y s\u1ebd gi\u00fap Meta tr\u00e1nh ph\u1ea3i t\u1ef1 x\u00e2y d\u1ef1ng t\u1eeb \u0111\u1ea7u m\u1ed9t h\u1ea1 t\u1ea7ng \u0111\u00e1p \u1ee9ng chu\u1ea9n <strong>compliance<\/strong>, v\u1ed1n l\u00e0 c\u00f4ng vi\u1ec7c r\u1ea5t n\u1eb7ng v\u00e0 ph\u1ee9c t\u1ea1p. Stripe s\u1ebd n\u1eafm ph\u1ea7n <strong>pipeline t\u00e0i ch\u00ednh<\/strong> ph\u1ee9c t\u1ea1p, bao g\u1ed3m <strong>settlement, compliance v\u00e0 reserves<\/strong>. Trong khi \u0111\u00f3, Meta s\u1ebd t\u1eadp trung v\u00e0o vi\u1ec7c mang l\u1ea1i m\u1ed9t <strong>tr\u1ea3i nghi\u1ec7m ng\u01b0\u1eddi d\u00f9ng li\u1ec1n m\u1ea1ch, \u00edt ma s\u00e1t<\/strong> tr\u00ean to\u00e0n b\u1ed9 h\u1ec7 sinh th\u00e1i m\u1ea1ng x\u00e3 h\u1ed9i kh\u1ed5ng l\u1ed3 c\u1ee7a m\u00ecnh.<\/p>\n<h2>Nh\u1eefng thay \u0111\u1ed5i v\u1ec1 ph\u00e1p l\u00fd \u0111\u00e3 \u0111\u1ecbnh h\u00ecnh l\u1ea1i ng\u00e0nh<\/h2>\n<p>S\u1ef1 thay \u0111\u1ed5i c\u1ee7a m\u00f4i tr\u01b0\u1eddng ph\u00e1p l\u00fd l\u00e0 m\u1ed9t trong nh\u1eefng l\u00fd do then ch\u1ed1t khi\u1ebfn Meta ch\u1ecdn <strong>\u0111\u1ed1i t\u00e1c thay v\u00ec t\u1ef1 n\u1eafm quy\u1ec1n ki\u1ec3m so\u00e1t<\/strong> trong chi\u1ebfn l\u01b0\u1ee3c stablecoin n\u0103m 2026.<\/p>\n<p>N\u0103m 2025, M\u1ef9 \u0111\u00e3 th\u00f4ng qua <strong>GENIUS Act<\/strong> (<em>Guiding and Establishing National Innovation for U.S. Stablecoins Act<\/em>). \u0110\u1ea1o lu\u1eadt n\u00e0y thi\u1ebft l\u1eadp m\u1ed9t <strong>khung ph\u00e1p l\u00fd li\u00ean bang r\u00f5 r\u00e0ng<\/strong> cho <strong>payment stablecoins<\/strong>. Lu\u1eadt \u0111\u1eb7t ra c\u00e1c y\u00eau c\u1ea7u nghi\u00eam ng\u1eb7t v\u1ec1 <strong>t\u00e0i s\u1ea3n d\u1ef1 tr\u1eef 1:1<\/strong> b\u1eb1ng c\u00e1c <strong>t\u00e0i s\u1ea3n thanh kho\u1ea3n ch\u1ea5t l\u01b0\u1ee3ng cao<\/strong>. C\u00e1c y\u00eau c\u1ea7u tu\u00e2n th\u1ee7 kh\u00e1c bao g\u1ed3m <strong>c\u1ea5p ph\u00e9p v\u00e0 gi\u00e1m s\u00e1t t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh<\/strong>, <strong>qu\u1ea3n tr\u1ecb r\u1ee7i ro<\/strong>, <strong>minh b\u1ea1ch th\u00f4ng qua c\u00f4ng b\u1ed1 d\u1ef1 tr\u1eef h\u1eb1ng th\u00e1ng<\/strong>, c\u0169ng nh\u01b0 <strong>c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 ng\u01b0\u1eddi ti\u00eau d\u00f9ng<\/strong>.<\/p>\n<p>D\u00f9 <strong>GENIUS Act<\/strong> mang l\u1ea1i s\u1ef1 r\u00f5 r\u00e0ng r\u1ea5t c\u1ea7n thi\u1ebft v\u00e0 th\u00fac \u0111\u1ea9y \u0111\u1ed5i m\u1edbi trong l\u0129nh v\u1ef1c stablecoin \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd, \u0111\u1ea1o lu\u1eadt n\u00e0y c\u0169ng \u0111i k\u00e8m m\u1ed9t s\u1ed1 gi\u1edbi h\u1ea1n nh\u1ea5t \u0111\u1ecbnh. Ch\u1ec9 nh\u1eefng <strong>t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh \u0111\u01b0\u1ee3c cho ph\u00e9p<\/strong>, th\u01b0\u1eddng l\u00e0 <strong>ng\u00e2n h\u00e0ng \u0111\u01b0\u1ee3c qu\u1ea3n l\u00fd, c\u00f4ng ty con c\u1ee7a ng\u00e2n h\u00e0ng ho\u1eb7c c\u00e1c t\u1ed5 ch\u1ee9c phi ng\u00e2n h\u00e0ng \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n<\/strong>, m\u1edbi c\u00f3 th\u1ec3 h\u1ee3p ph\u00e1p ph\u00e1t h\u00e0nh <strong>payment stablecoins<\/strong> t\u1ea1i M\u1ef9.<\/p>\n<p>M\u00f4i tr\u01b0\u1eddng n\u00e0y t\u1ea1o l\u1ee3i th\u1ebf cho c\u00e1c <strong>\u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh l\u00e2u \u0111\u1eddi, ch\u1ecbu gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd<\/strong> v\u00e0 c\u00e1c nh\u00e0 cung c\u1ea5p h\u1ea1 t\u1ea7ng, h\u01a1n l\u00e0 c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 ti\u00eau d\u00f9ng quy m\u00f4 l\u1edbn. B\u1eb1ng c\u00e1ch l\u1ef1a ch\u1ecdn h\u1ee3p t\u00e1c v\u1edbi c\u00e1c <strong>stablecoin issuer<\/strong> v\u00e0 nh\u00e0 cung c\u1ea5p h\u1ea1 t\u1ea7ng \u0111\u00e3 tu\u00e2n th\u1ee7 ph\u00e1p l\u00fd, thay v\u00ec t\u1ef1 ph\u00e1t h\u00e0nh coin, Meta c\u00f3 th\u1ec3 tr\u00e1nh \u0111\u01b0\u1ee3c g\u00e1nh n\u1eb7ng ph\u00e1p l\u00fd, chi ph\u00ed tu\u00e2n th\u1ee7 v\u00e0 s\u1ef1 gi\u00e1m s\u00e1t g\u1eaft gao.<\/p>\n<p><strong>B\u1ea1n c\u00f3 bi\u1ebft?<\/strong> H\u1ec7 th\u1ed1ng thanh to\u00e1n g\u1ed1c c\u1ee7a Facebook \u0111\u01b0\u1ee3c ra m\u1eaft t\u1eeb n\u0103m 2009, cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng mua <strong>v\u1eadt ph\u1ea9m \u1ea3o trong game<\/strong>. \u0110\u00e2y l\u00e0 m\u1ed9t trong nh\u1eefng th\u1eed nghi\u1ec7m s\u1edbm nh\u1ea5t c\u1ee7a Meta trong vi\u1ec7c x\u00e2y d\u1ef1ng h\u1ec7 sinh th\u00e1i thanh to\u00e1n b\u00ean trong c\u00e1c n\u1ec1n t\u1ea3ng x\u00e3 h\u1ed9i.<\/p>\n<h2>Stablecoin nh\u01b0 n\u1ec1n t\u1ea3ng cho th\u01b0\u01a1ng m\u1ea1i do AI d\u1eabn d\u1eaft<\/h2>\n<p>Vi\u1ec7c Meta quay tr\u1edf l\u1ea1i v\u1edbi stablecoin c\u0169ng g\u1eafn li\u1ec1n v\u1edbi m\u1ed9t s\u1ef1 d\u1ecbch chuy\u1ec3n c\u00f4ng ngh\u1ec7 l\u1edbn h\u01a1n. C\u00f4ng ty \u0111ang \u0111\u1ea7u t\u01b0 m\u1ea1nh v\u00e0o <strong>tr\u00ed tu\u1ec7 nh\u00e2n t\u1ea1o (AI)<\/strong>, v\u1edbi d\u1ef1 b\u00e1o <strong>chi ti\u00eau v\u1ed1n (CapEx)<\/strong> cho n\u0103m 2026 n\u1eb1m trong kho\u1ea3ng <strong>115 t\u1ef7 \u0111\u1ebfn 135 t\u1ef7 USD<\/strong>. M\u1ed9t ph\u1ea7n \u0111\u00e1ng k\u1ec3 trong kho\u1ea3n chi n\u00e0y \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 ph\u00e1t tri\u1ec3n c\u00e1c <strong>t\u00e1c nh\u00e2n s\u1ed1 t\u1ef1 \u0111\u1ed9ng (autonomous digital agents)<\/strong>. \u0110\u00e2y l\u00e0 c\u00e1c h\u1ec7 th\u1ed1ng AI c\u00f3 th\u1ec3 t\u1ef1 th\u1ef1c hi\u1ec7n nh\u1eefng t\u00e1c v\u1ee5 nh\u01b0 <strong>mua s\u1eafm, \u0111\u1eb7t d\u1ecbch v\u1ee5 v\u00e0 thanh to\u00e1n thay cho ng\u01b0\u1eddi d\u00f9ng<\/strong>.<\/p>\n<p>Trong k\u1ecbch b\u1ea3n \u0111\u00f3, <strong>stablecoin<\/strong> c\u00f3 th\u1ec3 \u0111\u00f3ng vai tr\u00f2 l\u00e0 m\u1ed9t <strong>l\u1edbp settlement to\u00e0n c\u1ea7u<\/strong> l\u00fd t\u01b0\u1edfng. C\u00e1c <strong>\u0111\u1ed3ng USD s\u1ed1<\/strong> n\u00e0y cung c\u1ea5p kh\u1ea3 n\u0103ng giao d\u1ecbch <strong>t\u1ee9c th\u1eddi, c\u00f3 th\u1ec3 l\u1eadp tr\u00ecnh v\u00e0 kh\u00f4ng bi\u00ean gi\u1edbi<\/strong>, gi\u00fap m\u00e1y m\u00f3c c\u00f3 th\u1ec3 th\u1ef1c thi thanh to\u00e1n m\u1ed9t c\u00e1ch \u0111\u00e1ng tin c\u1eady v\u00e0 hi\u1ec7u qu\u1ea3.<\/p>\n<p>\u0110\u1ed1i v\u1edbi Meta, vi\u1ec7c t\u00edch h\u1ee3p thanh to\u00e1n b\u1eb1ng stablecoin c\u00f3 th\u1ec3 m\u1edf ra nhi\u1ec1u tr\u01b0\u1eddng h\u1ee3p s\u1eed d\u1ee5ng th\u1ef1c ti\u1ec5n, bao g\u1ed3m:<\/p>\n<ul>\n<li><strong>Chi tr\u1ea3 xuy\u00ean bi\u00ean gi\u1edbi nhanh, chi ph\u00ed th\u1ea5p<\/strong> cho c\u00e1c nh\u00e0 s\u00e1ng t\u1ea1o n\u1ed9i dung tr\u00ean to\u00e0n c\u1ea7u<\/li>\n<li><strong>Giao d\u1ecbch li\u1ec1n m\u1ea1ch<\/strong> tr\u00ean c\u00e1c <strong>marketplace qu\u1ed1c t\u1ebf<\/strong><\/li>\n<li><strong>C\u00e1c kho\u1ea3n mua v\u00e0 thanh to\u00e1n t\u1ef1 \u0111\u1ed9ng<\/strong> do <strong>AI agents<\/strong> kh\u1edfi t\u1ea1o<\/li>\n<li><strong>M\u1edf r\u1ed9ng kh\u1ea3 n\u0103ng ti\u1ebfp c\u1eadn t\u00e0i ch\u00ednh v\u00e0 thanh to\u00e1n<\/strong> t\u1ea1i c\u00e1c th\u1ecb tr\u01b0\u1eddng m\u1edbi n\u1ed5i, n\u01a1i h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng v\u1eabn c\u00f2n h\u1ea1n ch\u1ebf<\/li>\n<\/ul>\n<p>Trong b\u1ed1i c\u1ea3nh n\u00e0y, stablecoin kh\u00f4ng c\u00f2n ch\u1ec9 l\u00e0 c\u00f4ng c\u1ee5 \u0111\u1ea7u c\u01a1 trong crypto. Ch\u00fang \u0111ang tr\u1edf th\u00e0nh <strong>h\u1ea1 t\u1ea7ng thi\u1ebft y\u1ebfu<\/strong>cho <strong>th\u01b0\u01a1ng m\u1ea1i gi\u1eefa m\u00e1y v\u1edbi m\u00e1y (machine-to-machine)<\/strong> v\u00e0 <strong>th\u01b0\u01a1ng m\u1ea1i v\u1eadn h\u00e0nh b\u1edfi AI<\/strong>.<\/p>\n<p><strong>B\u1ea1n c\u00f3 bi\u1ebft?<\/strong> Stablecoin \u0111ang \u0111\u01b0\u1ee3c s\u1eed d\u1ee5ng r\u1ed9ng r\u00e3i cho <strong>ki\u1ec1u h\u1ed1i qu\u1ed1c t\u1ebf<\/strong> v\u00e0 <strong>thanh to\u00e1n xuy\u00ean bi\u00ean gi\u1edbi<\/strong>, \u0111\u1eb7c bi\u1ec7t t\u1ea1i nh\u1eefng khu v\u1ef1c n\u01a1i chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng ch\u1eadm ho\u1eb7c chi ph\u00ed cao.<\/p>\n<h2>C\u1ea1nh tranh ng\u00e0y c\u00e0ng r\u1ed9ng gi\u1eefa c\u00e1c n\u1ec1n t\u1ea3ng<\/h2>\n<p>Meta kh\u00f4ng ph\u1ea3i l\u00e0 c\u00f4ng ty duy nh\u1ea5t \u0111ang kh\u00e1m ph\u00e1 l\u0129nh v\u1ef1c thanh to\u00e1n b\u1eb1ng stablecoin.<\/p>\n<p>Tr\u00ean to\u00e0n ng\u00e0nh c\u00f4ng ngh\u1ec7, c\u00e1c n\u1ec1n t\u1ea3ng l\u1edbn \u0111ang t\u00edch c\u1ef1c t\u00ecm c\u00e1ch \u0111\u01b0a <strong>ti\u1ec1n t\u1ec7 s\u1ed1<\/strong> v\u00e0o h\u1ec7 sinh th\u00e1i c\u1ee7a m\u00ecnh. M\u1ee5c ti\u00eau ch\u00ednh gi\u1edd \u0111\u00e2y kh\u00f4ng c\u00f2n l\u00e0 t\u1ea1o ra v\u00e0 ph\u00e1t h\u00e0nh \u0111\u1ed3ng coin m\u1edbi. Thay v\u00e0o \u0111\u00f3, tr\u1ecdng t\u00e2m \u0111ang chuy\u1ec3n sang vi\u1ec7c ki\u1ec3m so\u00e1t c\u00e1c <strong>h\u1ec7 th\u1ed1ng thanh to\u00e1n<\/strong> \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng tr\u00ean n\u1ec1n c\u00e1c stablecoin hi\u1ec7n c\u00f3.<\/p>\n<p>Ch\u1eb3ng h\u1ea1n, <strong>Shopify<\/strong> h\u1ed7 tr\u1ee3 thanh to\u00e1n b\u1eb1ng <strong>USDC<\/strong> tr\u00ean <strong>Base<\/strong> t\u1ea1i b\u01b0\u1edbc <strong>checkout<\/strong> th\u00f4ng qua quan h\u1ec7 h\u1ee3p t\u00e1c v\u1edbi <strong>Coinbase<\/strong> v\u00e0 <strong>Stripe<\/strong>. Trong khi \u0111\u00f3, <strong>PYUSD<\/strong> c\u1ee7a <strong>PayPal<\/strong> \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf cho thanh to\u00e1n trong h\u1ec7 sinh th\u00e1i PayPal c\u0169ng nh\u01b0 cho c\u00e1c giao d\u1ecbch chuy\u1ec3n ti\u1ec1n gi\u1eefa <strong>PayPal, Venmo<\/strong> v\u00e0 c\u00e1c <strong>v\u00ed ngo\u00e0i ho\u1eb7c s\u00e0n giao d\u1ecbch<\/strong>.<\/p>\n<p>L\u00fd do \u0111\u1eb1ng sau kh\u00e1 r\u00f5 r\u00e0ng. Khi m\u1ed9t n\u1ec1n t\u1ea3ng cho ph\u00e9p v\u00e0 x\u1eed l\u00fd giao d\u1ecbch, n\u1ec1n t\u1ea3ng \u0111\u00f3 s\u1ebd c\u00f3 \u0111\u01b0\u1ee3c nh\u1eefng hi\u1ec3u bi\u1ebft gi\u00e1 tr\u1ecb v\u1ec1 <strong>h\u00e0nh vi kinh t\u1ebf c\u1ee7a ng\u01b0\u1eddi d\u00f9ng<\/strong>. D\u1eef li\u1ec7u n\u00e0y cho ph\u00e9p c\u00f4ng ty ph\u00e1t tri\u1ec3n th\u00eam c\u00e1c s\u1ea3n ph\u1ea9m v\u00e0 d\u1ecbch v\u1ee5 m\u1edbi g\u1eafn v\u1edbi thanh to\u00e1n.<\/p>\n<p>Stablecoin mang \u0111\u1ebfn m\u1ed9t gi\u1ea3i ph\u00e1p th\u1ef1c ti\u1ec5n. Ch\u00fang cho ph\u00e9p th\u1ef1c hi\u1ec7n c\u00e1c kho\u1ea3n thanh to\u00e1n <strong>c\u00f3 th\u1ec3 l\u1eadp tr\u00ecnh, g\u1ea7n nh\u01b0 t\u1ee9c th\u1eddi v\u00e0 kh\u00f4ng bi\u00ean gi\u1edbi<\/strong> m\u00e0 kh\u00f4ng ho\u00e0n to\u00e0n ph\u1ee5 thu\u1ed9c v\u00e0o h\u1ec7 th\u1ed1ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng. V\u1edbi nh\u1eefng c\u00f4ng ty s\u1edf h\u1eefu h\u00e0ng tr\u0103m tri\u1ec7u \u0111\u1ebfn h\u00e0ng t\u1ef7 ng\u01b0\u1eddi d\u00f9ng tr\u00ean to\u00e0n c\u1ea7u, \u0111\u00e2y l\u00e0 m\u1ed9t c\u01a1 h\u1ed9i r\u1ea5t l\u1edbn.<\/p>\n<h2>R\u1ee7i ro v\u1eabn \u1edf m\u1ee9c \u0111\u00e1ng k\u1ec3<\/h2>\n<p>Ngay c\u1ea3 v\u1edbi c\u00e1ch ti\u1ebfp c\u1eadn d\u1ef1a tr\u00ean \u0111\u1ed1i t\u00e1c, k\u1ebf ho\u1ea1ch stablecoin c\u1ee7a Meta v\u1eabn ph\u1ea3i \u0111\u1ed1i m\u1eb7t v\u1edbi m\u1ed9t s\u1ed1 r\u1ee7i ro.<\/p>\n<p><strong>R\u00e0ng bu\u1ed9c ph\u00e1p l\u00fd:<\/strong> S\u1ef1 gi\u00e1m s\u00e1t t\u1eeb c\u01a1 quan qu\u1ea3n l\u00fd \u0111\u1ed1i v\u1edbi c\u00e1c c\u00f4ng ty c\u00f4ng ngh\u1ec7 l\u1edbn v\u1eabn r\u1ea5t m\u1ea1nh, \u0111\u1eb7c bi\u1ec7t khi h\u1ecd l\u1ea5n sang l\u0129nh v\u1ef1c d\u1ecbch v\u1ee5 t\u00e0i ch\u00ednh. C\u00e1c ch\u00ednh ph\u1ee7 c\u00f3 th\u1ec3 \u0111\u01b0a ra th\u00eam quy \u0111\u1ecbnh m\u1edbi ho\u1eb7c \u00e1p \u0111\u1eb7t gi\u1edbi h\u1ea1n \u0111\u1ed1i v\u1edbi c\u00e1ch c\u00e1c n\u1ec1n t\u1ea3ng cung c\u1ea5p hay t\u00edch h\u1ee3p thanh to\u00e1n s\u1ed1.<\/p>\n<p><strong>Th\u00e1ch th\u1ee9c v\u1eadn h\u00e0nh:<\/strong> Bao g\u1ed3m r\u1ee7i ro gian l\u1eadn, nhu c\u1ea7u b\u1ea3o m\u1eadt v\u00ed \u1edf m\u1ee9c cao, chi ph\u00ed tu\u00e2n th\u1ee7 ph\u00e1p l\u00fd \u0111\u1eaft \u0111\u1ecf v\u00e0 s\u1ef1 ph\u1ee9c t\u1ea1p trong vi\u1ec7c x\u1eed l\u00fd tranh ch\u1ea5p kh\u00e1ch h\u00e0ng \u1edf quy m\u00f4 r\u1ea5t l\u1edbn.<\/p>\n<p><strong>S\u1ef1 do d\u1ef1 t\u1eeb ph\u00eda ng\u01b0\u1eddi d\u00f9ng:<\/strong> Cu\u1ed1i c\u00f9ng, to\u00e0n b\u1ed9 n\u1ed7 l\u1ef1c n\u00e0y v\u1eabn ph\u1ee5 thu\u1ed9c v\u00e0o vi\u1ec7c ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ef1c s\u1ef1 ch\u1ecdn s\u1eed d\u1ee5ng hay kh\u00f4ng. N\u1ebfu quy tr\u00ecnh \u0111\u0103ng k\u00fd qu\u00e1 ph\u1ee9c t\u1ea1p, ho\u1eb7c n\u1ebfu c\u00e1c quy \u0111\u1ecbnh t\u1ea1o th\u00eam qu\u00e1 nhi\u1ec1u ma s\u00e1t, nhi\u1ec1u ng\u01b0\u1eddi c\u00f3 th\u1ec3 \u0111\u01a1n gi\u1ea3n v\u1eabn g\u1eafn b\u00f3 v\u1edbi c\u00e1c ph\u01b0\u01a1ng th\u1ee9c thanh to\u00e1n quen thu\u1ed9c nh\u01b0 <strong>th\u1ebb<\/strong> ho\u1eb7c <strong>chuy\u1ec3n kho\u1ea3n ng\u00e2n h\u00e0ng<\/strong>.<\/p>\n<p>Th\u00e1ch th\u1ee9c c\u1ee7a Meta s\u1ebd l\u00e0 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 m\u1ecdi y\u00eau c\u1ea7u ph\u00e1p l\u00fd, \u0111\u1ed3ng th\u1eddi v\u1eabn gi\u1eef cho tr\u1ea3i nghi\u1ec7m \u0111\u1ee7 \u0111\u01a1n gi\u1ea3n v\u00e0 d\u1ec5 s\u1eed d\u1ee5ng \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p><strong>Cointelegraph duy tr\u00ec to\u00e0n b\u1ed9 s\u1ef1 \u0111\u1ed9c l\u1eadp trong bi\u00ean t\u1eadp.<\/strong> C\u00e1c n\u1ed9i dung trong chuy\u00ean m\u1ee5c <strong>Guides<\/strong> \u0111\u01b0\u1ee3c s\u1ea3n xu\u1ea5t m\u00e0 kh\u00f4ng ch\u1ecbu \u1ea3nh h\u01b0\u1edfng t\u1eeb nh\u00e0 qu\u1ea3ng c\u00e1o, \u0111\u1ed1i t\u00e1c hay b\u1ea5t k\u1ef3 m\u1ed1i quan h\u1ec7 th\u01b0\u01a1ng m\u1ea1i n\u00e0o. N\u1ed9i dung \u0111\u01b0\u1ee3c \u0111\u0103ng trong <strong>Guides<\/strong> kh\u00f4ng c\u1ea5u th\u00e0nh l\u1eddi khuy\u00ean v\u1ec1 <strong>t\u00e0i ch\u00ednh, ph\u00e1p l\u00fd ho\u1eb7c \u0111\u1ea7u t\u01b0<\/strong>. \u0110\u1ed9c gi\u1ea3 n\u00ean t\u1ef1 nghi\u00ean c\u1ee9u th\u00eam v\u00e0 tham kh\u1ea3o \u00fd ki\u1ebfn t\u1eeb c\u00e1c chuy\u00ean gia \u0111\u1ee7 n\u0103ng l\u1ef1c khi c\u1ea7n thi\u1ebft.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Nh\u1eefng \u0111i\u1ec3m ch\u00ednh Meta d\u1ef1 ki\u1ebfn tri\u1ec3n khai thanh to\u00e1n b\u1eb1ng stablecoin neo theo USD tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng c\u1ee7a [&hellip;]<\/p>","protected":false},"author":5,"featured_media":67467,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-67466","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/67466","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=67466"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/67466\/revisions"}],"predecessor-version":[{"id":67517,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/67466\/revisions\/67517"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/67467"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=67466"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=67466"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=67466"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}