{"id":65571,"date":"2026-03-26T10:00:37","date_gmt":"2026-03-26T03:00:37","guid":{"rendered":"https:\/\/hbbgroup.net\/ban-vang-kieu-lay-giay-hen-tra-tien-truoc-nhan-vang-sau-co-dung-luat\/"},"modified":"2026-03-26T10:11:03","modified_gmt":"2026-03-26T03:11:03","slug":"ban-vang-kieu-lay-giay-hen-tra-tien-truoc-nhan-vang-sau-co-dung-luat","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/ban-vang-kieu-lay-giay-hen-tra-tien-truoc-nhan-vang-sau-co-dung-luat\/","title":{"rendered":"B\u00e1n v\u00e0ng ki\u1ec3u l\u1ea5y gi\u1ea5y h\u1eb9n, \u2018tr\u1ea3 ti\u1ec1n tr\u01b0\u1edbc – nh\u1eadn v\u00e0ng sau\u2019 c\u00f3 \u0111\u00fang lu\u1eadt?"},"content":{"rendered":"
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Theo t\u00ecm hi\u1ec3u, tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0ng hi\u1ec7n nay, nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p \u0111ang th\u1ef1c hi\u1ec7n giao d\u1ecbch theo h\u00ecnh th\u1ee9c k\u00fd \u201ch\u1ee3p \u0111\u1ed3ng mua b\u00e1n h\u00e0ng h\u00f3a\u201d. Theo \u0111\u00f3, ng\u01b0\u1eddi mua c\u00f3 ngh\u0129a v\u1ee5 \u0111\u1eb7t c\u1ecdc 100% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng v\u00e0 nh\u1eadn v\u00e0ng sau theo th\u1ecfa thu\u1eadn v\u1edbi b\u00ean b\u00e1n.<\/p>\n

\u201cKhi chuy\u1ec3n th\u00e0nh c\u00f4ng ti\u1ec1n \u0111\u1eb7t c\u1ecdc cho b\u00ean b\u00e1n, b\u00ean mua \u0111\u01b0\u1ee3c nh\u1eadn 1 b\u1ea3n h\u1ee3p \u0111\u1ed3ng c\u00f3 \u0111\u00f3ng d\u1ea5u \u201c\u0111\u00e3 thu ti\u1ec1n\u201d v\u00e0 d\u1ea5u c\u01a1 s\u1edf kinh doanh c\u1ee7a b\u00ean b\u00e1n. Ti\u1ec1n \u0111\u1eb7t c\u1ecdc \u0111\u01b0\u1ee3c t\u1ef1 \u0111\u1ed9ng chuy\u1ec3n th\u00e0nh kho\u1ea3n ti\u1ec1n thanh to\u00e1n v\u00e0o ng\u00e0y hai b\u00ean ho\u00e0n th\u00e0nh vi\u1ec7c giao nh\u1eadn h\u00e0ng th\u1ef1c t\u1ebf\u201d, m\u1ed9t trong s\u1ed1 \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng quy \u0111\u1ecbnh r\u00f5.<\/p>\n

Doanh nghi\u1ec7p c\u00f3 \u0111\u01b0\u1ee3c ph\u00e9p b\u00e1n v\u00e0ng theo h\u00ecnh th\u1ee9c n\u00e0y? Ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi nh\u1eefng r\u1ee7i ro n\u00e0o?<\/p>\n

Chia s\u1ebb v\u1edbi PV VietNamNet<\/em>, Lu\u1eadt s\u01b0 Nguy\u1ec5n Thanh H\u00e0, Ch\u1ee7 t\u1ecbch C\u00f4ng ty lu\u1eadt SBLaw cho bi\u1ebft, theo quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh c\u1ee7a Lu\u1eadt Th\u01b0\u01a1ng m\u1ea1i v\u00e0 B\u1ed9 lu\u1eadt D\u00e2n s\u1ef1, giao d\u1ecbch theo \u201ch\u1ee3p \u0111\u1ed3ng mua b\u00e1n h\u00e0ng h\u00f3a\u201d<\/a> \u0111\u01b0\u1ee3c x\u00e1c l\u1eadp tr\u00ean c\u01a1 s\u1edf th\u1ecfa thu\u1eadn gi\u1eefa c\u00e1c b\u00ean, trong \u0111\u00f3 v\u00e0ng \u0111\u01b0\u1ee3c coi l\u00e0 m\u1ed9t lo\u1ea1i h\u00e0ng h\u00f3a.<\/p>\n

Do \u0111\u00f3, ph\u00e1p lu\u1eadt kh\u00f4ng c\u1ea5m vi\u1ec7c \u201ctr\u1ea3 ti\u1ec1n tr\u01b0\u1edbc – nh\u1eadn v\u00e0ng sau\u201d. N\u1ebfu c\u00e1c b\u00ean th\u1ef1c hi\u1ec7n \u0111\u00fang cam k\u1ebft giao nh\u1eadn, \u0111\u00e2y v\u1eabn \u0111\u01b0\u1ee3c xem l\u00e0 ho\u1ea1t \u0111\u1ed9ng b\u00ecnh th\u01b0\u1eddng trong kinh doanh.<\/p>\n

<\/picture>
Ng\u01b0\u1eddi mua mang gi\u1ea5y h\u1eb9n \u0111\u1ebfn ti\u1ec7m v\u00e0ng t\u1ed1i 25\/3.\u00a0<\/figcaption><\/figure>\n

Theo lu\u1eadt s\u01b0, vi\u1ec7c ng\u01b0\u1eddi mua \u0111\u1eb7t c\u1ecdc 100% gi\u00e1 tr\u1ecb h\u1ee3p \u0111\u1ed3ng l\u00e0 do th\u1ecfa thu\u1eadn gi\u1eefa hai b\u00ean v\u00e0 kh\u00f4ng c\u00f3 d\u1ea5u hi\u1ec7u c\u1ee7a h\u00e0nh vi huy \u0111\u1ed9ng v\u1ed1n tr\u00e1i ph\u00e9p.<\/p>\n

\u201cHuy \u0111\u1ed9ng v\u1ed1n tr\u00e1i ph\u00e9p l\u00e0 khi vi\u1ec7c huy \u0111\u1ed9ng tr\u00e1i v\u1edbi quy \u0111\u1ecbnh c\u1ee7a ph\u00e1p lu\u1eadt, ho\u1eb7c ph\u00e1p lu\u1eadt kh\u00f4ng cho ph\u00e9p nh\u01b0ng v\u1eabn th\u1ef1c hi\u1ec7n, ho\u1eb7c c\u00f3 h\u00e0nh vi l\u00e1ch lu\u1eadt\u201d, \u00f4ng n\u00f3i.<\/p>\n

V\u1ec1 x\u1eed l\u00fd trong tr\u01b0\u1eddng h\u1ee3p doanh nghi\u1ec7p kh\u00f4ng giao v\u00e0ng \u0111\u00fang h\u1eb9n, lu\u1eadt s\u01b0 cho bi\u1ebft, n\u1ebfu v\u00ec c\u00e1c l\u00fd do nh\u01b0 b\u1ecb c\u01a1 quan ch\u1ee9c n\u0103ng ki\u1ec3m tra, v\u01b0\u1edbng t\u1ed1 t\u1ee5ng ho\u1eb7c ph\u00e1t sinh v\u1ea5n \u0111\u1ec1 kh\u00e1c d\u1eabn \u0111\u1ebfn kh\u00f4ng th\u1ef1c hi\u1ec7n \u0111\u00fang th\u1eddi h\u1ea1n (tr\u1eeb tr\u01b0\u1eddng h\u1ee3p b\u1ea5t kh\u1ea3 kh\u00e1ng) th\u00ec \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 vi ph\u1ea1m h\u1ee3p \u0111\u1ed3ng.<\/p>\n

Khi \u0111\u00f3, doanh nghi\u1ec7p c\u00f3 tr\u00e1ch nhi\u1ec7m ho\u00e0n tr\u1ea3 ti\u1ec1n cho ng\u01b0\u1eddi mua. Tr\u01b0\u1eddng h\u1ee3p kh\u00f4ng \u0111\u1ee7 kh\u1ea3 n\u0103ng thanh to\u00e1n, ng\u01b0\u1eddi mua c\u00f3 quy\u1ec1n kh\u1edfi ki\u1ec7n \u0111\u1ec3 \u0111\u00f2i l\u1ea1i ti\u1ec1n, ho\u1eb7c t\u1ed1 c\u00e1o t\u1edbi c\u01a1 quan c\u00f4ng an n\u1ebfu c\u00f3 d\u1ea5u hi\u1ec7u h\u00ecnh s\u1ef1.<\/p>\n

Ch\u1eb3ng h\u1ea1n, n\u1ebfu doanh nghi\u1ec7p huy \u0111\u1ed9ng ti\u1ec1n nh\u01b0ng kh\u00f4ng s\u1eed d\u1ee5ng v\u00e0o m\u1ee5c \u0111\u00edch mua v\u00e0ng m\u00e0 d\u00f9ng v\u00e0o m\u1ee5c \u0111\u00edch kh\u00e1c, h\u00e0nh vi n\u00e0y c\u00f3 th\u1ec3 b\u1ecb xem x\u00e9t d\u01b0\u1edbi g\u00f3c \u0111\u1ed9 vi ph\u1ea1m ph\u00e1p lu\u1eadt h\u00ecnh s\u1ef1.<\/p>\n

\"\"<\/p>\n

Khi \u201cch\u01b0a c\u1ea7m v\u00e0ng\u201d, r\u1ee7i ro kh\u00f4ng n\u1eb1m \u1edf gi\u00e1 m\u00e0 \u1edf cam k\u1ebft<\/strong><\/p>\n

Trong khi \u0111\u00f3, \u00f4ng Nguy\u1ec5n Quang Huy, CEO Khoa T\u00e0i ch\u00ednh – Ng\u00e2n h\u00e0ng (Tr\u01b0\u1eddng \u0110\u1ea1i h\u1ecdc Nguy\u1ec5n Tr\u00e3i) cho r\u1eb1ng, x\u00e9t \u1edf kh\u00eda c\u1ea1nh t\u00edch c\u1ef1c, \u0111\u00e2y l\u00e0 h\u00ecnh th\u1ee9c gi\u00fap ng\u01b0\u1eddi mua ch\u1ee7 \u0111\u1ed9ng ch\u1ed1t gi\u00e1, h\u1ed7 tr\u1ee3 k\u1ebf ho\u1ea1ch t\u00e0i ch\u00ednh.<\/p>\n

Tuy nhi\u00ean, khi giao d\u1ecbch kh\u00f4ng c\u00f2n d\u1eebng \u1edf trao tay t\u00e0i s\u1ea3n ngay l\u1eadp t\u1ee9c, m\u00e0 k\u00e9o d\u00e0i theo th\u1eddi gian, y\u1ebfu t\u1ed1 r\u1ee7i ro c\u0169ng d\u1ecbch chuy\u1ec3n theo, \u00e2m th\u1ea7m nh\u01b0ng \u0111\u00e1ng l\u01b0u \u00fd.<\/p>\n

\u201cKh\u00e1c v\u1edbi mua b\u00e1n th\u00f4ng th\u01b0\u1eddng, ng\u01b0\u1eddi mua theo h\u00ecnh th\u1ee9c n\u00e0y \u0111\u00e3 ho\u00e0n t\u1ea5t ngh\u0129a v\u1ee5 thanh to\u00e1n, nh\u01b0ng quy\u1ec1n s\u1edf h\u1eefu th\u1ef1c t\u1ebf l\u1ea1i \u0111\u1ebfn sau. Kho\u1ea3ng \u201c\u0111\u1ed9 tr\u1ec5\u201d n\u00e0y ch\u00ednh l\u00e0 n\u01a1i r\u1ee7i ro h\u00ecnh th\u00e0nh\u201d, \u00f4ng Huy l\u01b0u \u00fd.<\/p>\n

Trong \u0111i\u1ec1u ki\u1ec7n th\u1ecb tr\u01b0\u1eddng thu\u1eadn l\u1ee3i, m\u1ecdi th\u1ee9 c\u00f3 th\u1ec3 di\u1ec5n ra su\u00f4n s\u1ebb. Tuy nhi\u00ean, khi gi\u00e1 bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh ho\u1eb7c thanh kho\u1ea3n th\u1ecb tr\u01b0\u1eddng thay \u0111\u1ed5i, c\u00f3 th\u1ec3 ph\u00e1t sinh m\u1ed9t s\u1ed1 t\u00ecnh hu\u1ed1ng nh\u01b0 ti\u1ebfn \u0111\u1ed9 giao v\u00e0ng b\u1ecb k\u00e9o d\u00e0i h\u01a1n d\u1ef1 ki\u1ebfn, ho\u1eb7c ngu\u1ed3n cung th\u1ef1c t\u1ebf kh\u00f4ng \u0111\u00e1p \u1ee9ng k\u1ecbp cam k\u1ebft.<\/p>\n

Khi \u0111\u00f3, \u0111i\u1ec1u kho\u1ea3n h\u1ee3p \u0111\u1ed3ng tr\u1edf th\u00e0nh y\u1ebfu t\u1ed1 quy\u1ebft \u0111\u1ecbnh quy\u1ec1n l\u1ee3i, thay v\u00ec gi\u00e1 mua ban \u0111\u1ea7u. \u0110\u00e1ng l\u01b0u \u00fd, nh\u1eefng r\u1ee7i ro n\u00e0y kh\u00f4ng d\u1ec5 nh\u1eadn di\u1ec7n ngay t\u1eeb \u0111\u1ea7u, b\u1edfi giao d\u1ecbch v\u1eabn mang h\u00ecnh th\u1ee9c quen thu\u1ed9c c\u1ee7a mua b\u00e1n h\u00e0ng h\u00f3a.<\/p>\n

Theo \u00f4ng Huy, h\u00ecnh th\u1ee9c \u201ctr\u1ea3 ti\u1ec1n tr\u01b0\u1edbc – nh\u1eadn v\u00e0ng sau\u201d \u0111ang t\u1eebng b\u01b0\u1edbc t\u00e0i ch\u00ednh h\u00f3a giao d\u1ecbch v\u00e0ng theo c\u00e1ch kh\u00e1 t\u1ef1 nhi\u00ean. Khi ng\u01b0\u1eddi mua kh\u00f4ng c\u00f2n nh\u1eadn v\u00e0ng ngay m\u00e0 tham gia v\u00e0o m\u1ed9t cam k\u1ebft giao d\u1ecbch trong t\u01b0\u01a1ng lai, b\u1ea3n ch\u1ea5t giao d\u1ecbch \u0111\u00e3 d\u1ecbch chuy\u1ec3n t\u1eeb mua b\u00e1n v\u1eadt ch\u1ea5t sang n\u1eafm gi\u1eef k\u1ef3 v\u1ecdng gi\u00e1.<\/p>\n

S\u1ef1 chuy\u1ec3n d\u1ecbch n\u00e0y khi\u1ebfn v\u00e0ng kh\u00f4ng ch\u1ec9 c\u00f2n l\u00e0 t\u00e0i s\u1ea3n t\u00edch tr\u1eef m\u00e0 d\u1ea7n mang \u0111\u1eb7c \u0111i\u1ec3m c\u1ee7a m\u1ed9t c\u00f4ng c\u1ee5 t\u00e0i ch\u00ednh, v\u1edbi y\u1ebfu t\u1ed1 \u0111\u1ecbnh gi\u00e1 theo th\u1eddi gian, ph\u1ee5 thu\u1ed9c v\u00e0o k\u1ef3 v\u1ecdng th\u1ecb tr\u01b0\u1eddng v\u00e0 n\u0103ng l\u1ef1c th\u1ef1c hi\u1ec7n h\u1ee3p \u0111\u1ed3ng c\u1ee7a b\u00ean b\u00e1n.<\/p>\n

\u201cKhi quy m\u00f4 c\u00e1c h\u1ee3p \u0111\u1ed3ng t\u0103ng l\u00ean, th\u1ecb tr\u01b0\u1eddng c\u00f3 th\u1ec3 xu\u1ea5t hi\u1ec7n t\u00ecnh tr\u1ea1ng giao d\u1ecbch v\u01b0\u1ee3t qu\u00e1 l\u01b0\u1ee3ng v\u00e0ng v\u1eadt ch\u1ea5t th\u1ef1c c\u00f3\u201d, \u00f4ng n\u00f3i.<\/p>\n

Theo chuy\u00ean gia, \u0111i\u1ec1u n\u00e0y kh\u00f4ng ho\u00e0n to\u00e0n ti\u00eau c\u1ef1c n\u1ebfu \u0111\u01b0\u1ee3c ki\u1ec3m so\u00e1t t\u1ed1t, b\u1edfi n\u00f3 gi\u00fap th\u1ecb tr\u01b0\u1eddng linh ho\u1ea1t h\u01a1n. Tuy nhi\u00ean, trong \u0111i\u1ec1u ki\u1ec7n thi\u1ebfu chu\u1ea9n h\u00f3a v\u00e0 minh b\u1ea1ch, qu\u00e1 tr\u00ecnh t\u00e0i ch\u00ednh h\u00f3a c\u00f3 th\u1ec3 khi\u1ebfn cung – c\u1ea7u b\u1ecb l\u1ec7ch kh\u1ecfi gi\u00e1 tr\u1ecb th\u1ef1c, gi\u00e1 c\u1ea3 tr\u1edf n\u00ean nh\u1ea1y c\u1ea3m h\u01a1n v\u1edbi y\u1ebfu t\u1ed1 t\u00e2m l\u00fd, \u0111\u1ed3ng th\u1eddi gia t\u0103ng r\u1ee7i ro ni\u1ec1m tin khi th\u1ecb tr\u01b0\u1eddng bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh.<\/p>\n

\u00d4ng Huy c\u0169ng c\u1ea3nh b\u00e1o, ng\u01b0\u1eddi mua c\u00f3 th\u1ec3 \u0111\u1ed1i m\u1eb7t v\u1edbi nhi\u1ec1u r\u1ee7i ro n\u1ebfu doanh nghi\u1ec7p b\u00e1n v\u00e0ng g\u1eb7p s\u1ef1 c\u1ed1 nh\u01b0 \u0111\u1ee9t g\u00e3y ngu\u1ed3n cung, v\u01b0\u1edbng m\u1eafc ph\u00e1p l\u00fd ho\u1eb7c r\u1ee7i ro trong qu\u00e1 tr\u00ecnh v\u1eadn h\u00e0nh. Khi \u0111\u00f3, doanh nghi\u1ec7p c\u00f3 th\u1ec3 kh\u00f4ng giao v\u00e0ng \u0111\u00fang h\u1ea1n, khi\u1ebfn ng\u01b0\u1eddi mua kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c v\u00e0ng v\u00e0 ch\u1ecbu \u1ea3nh h\u01b0\u1edfng \u0111\u00e1ng k\u1ec3 t\u1eeb bi\u1ebfn \u0111\u1ed9ng gi\u00e1 trong th\u1eddi gian kh\u00f4ng n\u1eafm gi\u1eef t\u00e0i s\u1ea3n.<\/picture>\n

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Gi\u00e1 v\u00e0ng trong n\u01b0\u1edbc v\u00e0 th\u1ebf gi\u1edbi v\u1eeba gi\u1ea3m m\u1ea1nh, ch\u00eanh l\u1ec7ch n\u1edbi r\u1ed9ng t\u1edbi g\u1ea7n 30 tri\u1ec7u \u0111\u1ed3ng\/l\u01b0\u1ee3ng. Chuy\u00ean gia cho r\u1eb1ng gi\u00e1 v\u00e0ng c\u00f3 th\u1ec3 b\u1eadt t\u0103ng tr\u1edf l\u1ea1i, nh\u01b0ng nh\u00e0 \u0111\u1ea7u t\u01b0 c\u1ea7n th\u1eadn tr\u1ecdng.<\/p>\n<\/div>\n<\/article>\n<\/div>","protected":false},"excerpt":{"rendered":"

Theo t\u00ecm hi\u1ec3u, tr\u00ean th\u1ecb tr\u01b0\u1eddng v\u00e0ng hi\u1ec7n nay, nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n v\u00e0 doanh nghi\u1ec7p \u0111ang th\u1ef1c hi\u1ec7n giao d\u1ecbch […]<\/p>","protected":false},"author":5,"featured_media":65572,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[219],"tags":[],"class_list":["post-65571","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-vang"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/65571","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=65571"}],"version-history":[{"count":1,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/65571\/revisions"}],"predecessor-version":[{"id":65673,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/65571\/revisions\/65673"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/65572"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=65571"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=65571"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=65571"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}