{"id":64127,"date":"2026-03-20T10:17:55","date_gmt":"2026-03-20T03:17:55","guid":{"rendered":"https:\/\/hbbgroup.net\/lai-suat-huy-dong-cham-moc-85-nam\/"},"modified":"2026-03-20T10:17:55","modified_gmt":"2026-03-20T03:17:55","slug":"lai-suat-huy-dong-cham-moc-85-nam","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/lai-suat-huy-dong-cham-moc-85-nam\/","title":{"rendered":"L\u00e3i su\u1ea5t huy \u0111\u1ed9ng ch\u1ea1m m\u1ed1c 8,5%\/n\u0103m"},"content":{"rendered":"
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\"L\u00e3i<\/p>

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L\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u1ea1i t\u0103ng l\u00ean m\u1eb7t b\u1eb1ng m\u1edbi. Trong \u1ea3nh: giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng \u1edf TP.HCM – \u1ea2nh: Q.\u0110\u1ecaNH<\/p>\n<\/figcaption><\/figure>\n

C\u1ea1nh tranh huy \u0111\u1ed9ng v\u1ed1n gay g\u1eaft<\/h2>\n

VPBank m\u1edbi \u0111\u00e2y \u0111\u00e3 tri\u1ec3n khai ch\u01b0\u01a1ng tr\u00ecnh l\u00e3i su\u1ea5t<\/a> m\u1edbi d\u00e0nh cho kh\u00e1ch h\u00e0ng \u01b0u ti\u00ean, theo \u0111\u00f3, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng l\u00e3i su\u1ea5t l\u00ean t\u1edbi 8,3%\/n\u0103m cho k\u1ef3 h\u1ea1n 6 th\u00e1ng v\u00e0 8,5%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 th\u00e1ng, nh\u01b0ng ch\u1ec9 \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng g\u1eedi s\u1ed1 ti\u1ec1n t\u1eeb 50 t\u1ec9 \u0111\u1ed3ng tr\u1edf l\u00ean v\u00e0 ch\u1ec9 c\u00f3 h\u1ea1n m\u1ee9c nh\u1ea5t \u0111\u1ecbnh.<\/p>\n

M\u1ee9c l\u00e3i su\u1ea5t tr\u00ean c\u0169ng cao h\u01a1n nhi\u1ec1u so v\u1edbi bi\u1ec3u l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n. Hi\u1ec7n l\u00e3i su\u1ea5t huy \u0111\u1ed9ng \u00e1p d\u1ee5ng cho kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n th\u00f4ng th\u01b0\u1eddng k\u1ef3 h\u1ea1n 6 th\u00e1ng t\u1eeb 6,4 – 6,9%\/n\u0103m (t\u00f9y thu\u1ed9c m\u1ee9c ti\u1ec1n g\u1eedi, h\u00ecnh th\u1ee9c g\u1eedi). L\u00e3i su\u1ea5t k\u1ef3 h\u1ea1n 12 th\u00e1ng \u0111\u01b0\u1ee3c ni\u00eam y\u1ebft 6,5 – 7%\/n\u0103m.<\/p>\n

B\u00ean c\u1ea1nh bi\u1ec3u l\u00e3i su\u1ea5t ni\u00eam y\u1ebft, VPBank c\u0169ng c\u00f3 m\u1ed9t s\u1ed1 quy \u0111\u1ecbnh v\u1ec1 vi\u1ec7c c\u1ed9ng l\u00e3i su\u1ea5t. Ch\u1eb3ng h\u1ea1n, kh\u00e1ch h\u00e0ng Private c\u00f3 th\u1ec3 \u0111\u01b0\u1ee3c c\u1ed9ng t\u1edbi 0,3%\/n\u0103m, kh\u00e1ch h\u00e0ng ph\u00e2n kh\u00fac \u01b0u ti\u00ean \u0111\u01b0\u1ee3c c\u1ed9ng 0,1%\/n\u0103m, kh\u00e1ch h\u00e0ng tham gia d\u1ecbch v\u1ee5 ng\u00e2n h\u00e0ng gia \u0111\u00ecnh \u01b0u ti\u00ean \u0111\u01b0\u1ee3c c\u1ed9ng t\u1edbi 0,3%\/n\u0103m.<\/p>\n

Theo ghi nh\u1eadn, m\u1ee9c l\u00e3i su\u1ea5t 8 – 8,5%\/n\u0103m kh\u00f4ng c\u00f2n l\u00e0 m\u1ee9c l\u00e3i su\u1ea5t hi\u1ebfm tr\u00ean th\u1ecb tr\u01b0\u1eddng.<\/p>\n

Ch\u1eb3ng h\u1ea1n MBBank v\u1eeba c\u00f4ng b\u1ed1 ch\u01b0\u01a1ng tr\u00ecnh Ng\u00e0y v\u00e0ng huy \u0111\u1ed9ng t\u1eeb 18-3 \u0111\u1ebfn 21-3, theo \u0111\u00f3 \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t 8,4%\/n\u0103m cho kh\u00e1ch h\u00e0ng g\u1eedi t\u1eeb 500 tri\u1ec7u \u0111\u1ed3ng. \u0110\u1ed1i v\u1edbi g\u1eedi ti\u1ebft ki\u1ec7m<\/a> th\u00f4ng th\u01b0\u1eddng, l\u00e3i su\u1ea5t t\u1ea1i MBBank c\u0169ng \u0111\u00e3 l\u00ean 7,5%\/n\u0103m.<\/p>\n

T\u1ea1i Vikki Bank, m\u1ee9c l\u00e3i su\u1ea5t \u00e1p d\u1ee5ng v\u1edbi g\u1eedi online v\u1edbi k\u1ef3 h\u1ea1n 6 – 12 – 13 th\u00e1ng l\u1ea7n l\u01b0\u1ee3t l\u00e0 8,3\/n\u0103m – 8,4%\/n\u0103m – 8,5%\/n\u0103m. Cake Bank c\u0169ng \u0111ang \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00ean t\u1edbi 8 – 8,4%\/n\u0103m.<\/p>\n

SHB c\u0169ng \u00e1p d\u1ee5ng l\u00e3i su\u1ea5t cao nh\u1ea5t l\u00e0 7,6%\/n\u0103m \u0111\u1ed1i v\u1edbi h\u00ecnh th\u1ee9c g\u1eedi ti\u1ebft ki\u1ec7m online cho k\u1ef3 h\u1ea1n t\u1eeb 12 th\u00e1ng, kh\u00e1ch h\u00e0ng VIP c\u00f2n \u0111\u01b0\u1ee3c c\u1ed9ng th\u00eam 0,2%.<\/p>\n

Theo ghi nh\u1eadn, do nhu c\u1ea7u huy \u0111\u1ed9ng v\u1ed1n cao v\u00e0 c\u1ea1nh tranh gay g\u1eaft gi\u1eefa c\u00e1c ng\u00e2n h\u00e0ng n\u00ean c\u00e1c nh\u00e2n vi\u00ean ng\u00e2n h\u00e0ng v\u00e0o c\u00e1c h\u1ed9i nh\u00f3m ho\u1eb7c l\u1eadp c\u00e1c k\u00eanh c\u00e1 nh\u00e2n ch\u00e0o m\u1eddi ng\u01b0\u1eddi g\u1eedi ti\u1ec1n v\u1edbi m\u1ee9c l\u00e3i su\u1ea5t h\u1ea5p d\u1eabn c\u0169ng nh\u01b0 h\u1ee9a h\u1eb9n c\u1ed9ng th\u00eam l\u00e3i su\u1ea5t, t\u1eb7ng qu\u00e0…<\/p>\n

D\u1ef1 b\u00e1o l\u00e3i su\u1ea5t c\u00f2n \u0111i l\u00ean<\/h2>\n
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\"L\u00e3i<\/p>

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M\u1eb7t b\u1eb1ng l\u00e3i su\u1ea5t huy \u0111\u1ed9ng t\u1ea1i qu\u1ea7y \u1edf c\u00e1c k\u1ef3 h\u1ea1n t\u1eeb 6-12 th\u00e1ng t\u0103ng cao th\u1eddi gian g\u1ea7n \u0111\u00e2y.<\/p>\n<\/figcaption><\/figure>\n

L\u00e3i su\u1ea5t huy \u0111\u1ed9ng k\u1ef3 h\u1ea1n 6 th\u00e1ng t\u1ea1i nh\u00f3m ng\u00e2n h\u00e0ng Big4 \u0111\u00e3 t\u0103ng nhanh trong th\u1eddi gian qua, k\u00e9o l\u00e3i su\u1ea5t cho vay mua nh\u00e0 l\u00ean m\u1ee9c 14 – 15%\/n\u0103m.<\/p>\n

Xu h\u01b0\u1edbng t\u0103ng l\u00e3i su\u1ea5t \u0111\u01b0\u1ee3c d\u1ef1 b\u00e1o c\u00f3 kh\u1ea3 n\u0103ng s\u1ebd ti\u1ebfp di\u1ec5n trong n\u1eeda \u0111\u1ea7u n\u0103m 2026, cho \u0111\u1ebfn khi t\u1ec9 gi\u00e1 v\u00e0 xung \u0111\u1ed9t \u0111\u1ecba ch\u00ednh tr\u1ecb h\u1ea1 nhi\u1ec7t.<\/p>\n

Theo th\u1ed1ng k\u00ea c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc chi nh\u00e1nh khu v\u1ef1c 2 (TP.HCM v\u00e0 t\u1ec9nh \u0110\u1ed3ng Nai), \u0111\u1ebfn cu\u1ed1i th\u00e1ng 2-2026 t\u1ed5ng huy \u0111\u1ed9ng v\u1ed1n c\u1ee7a c\u00e1c t\u1ed5 ch\u1ee9c t\u00edn d\u1ee5ng<\/a> tr\u00ean \u0111\u1ecba b\u00e0n \u0111\u1ea1t 5.731 ngh\u00ecn t\u1ec9 \u0111\u1ed3ng, gi\u1ea3m 0,26% do ti\u1ec1n g\u1eedi thanh to\u00e1n c\u1ee7a t\u1ed5 ch\u1ee9c gi\u1ea3m. C\u00f2n ti\u1ec1n g\u1eedi khu v\u1ef1c d\u00e2n c\u01b0 t\u0103ng 2,63% so v\u1edbi cu\u1ed1i n\u0103m 2025 v\u00e0 chi\u1ebfm t\u1ec9 tr\u1ecdng 40% trong t\u1ed5ng huy \u0111\u1ed9ng v\u1ed1n.<\/p>\n

\u0110\u00e1ng ch\u00fa \u00fd, trong khi huy \u0111\u1ed9ng v\u1ed1n gi\u1ea3m th\u00ec t\u1ed5ng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng tr\u00ean \u0111\u1ecba b\u00e0n l\u1ea1i t\u0103ng 0,8% so v\u1edbi cu\u1ed1i n\u0103m 2025, \u0111\u1ea1t 5.853 ngh\u00ecn t\u1ec9 \u0111\u1ed3ng.<\/p>\n

Huy \u0111\u1ed9ng v\u1ed1n gi\u1ea3m do c\u00e1c k\u00eanh \u0111\u1ea7u t\u01b0 kh\u00e1c nh\u01b0 v\u00e0ng, b\u1ea1c, ch\u1ee9ng kho\u00e1n… th\u1eddi gian qua h\u1ea5p d\u1eabn h\u01a1n, t\u1ec9 gi\u00e1 l\u1ea1i nh\u00edch l\u00ean t\u1ea1o s\u1ee9c \u00e9p \u0111\u00e1ng k\u1ec3 cho k\u00eanh ti\u1ebft ki\u1ec7m.<\/p>\n

Trong khi \u0111\u00f3 t\u1eeb 1-1-2026, ti\u1ec1n g\u1eedi c\u00f3 k\u1ef3 h\u1ea1n c\u1ee7a Kho b\u1ea1c Nh\u00e0 n\u01b0\u1edbc ch\u00ednh th\u1ee9c b\u1ecb lo\u1ea1i kh\u1ecfi c\u00f4ng th\u1ee9c t\u00ednh t\u1ec9 l\u1ec7 cho vay\/huy \u0111\u1ed9ng (LDR) theo l\u1ed9 tr\u00ecnh t\u1ea1i th\u00f4ng t\u01b0 26\/2022 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc khi\u1ebfn \u0111\u1ea7u ra t\u00edn d\u1ee5ng h\u1ea1n h\u1eb9p h\u01a1n.<\/p>\n

Trong b\u1ed1i c\u1ea3nh Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1eabn qu\u1ea3n l\u00fd ch\u1eb7t room t\u00edn d\u1ee5ng v\u00e0 ph\u00e2n h\u1ea1n m\u1ee9c theo t\u1eebng qu\u00fd, d\u1ef1 b\u00e1o l\u00e3i su\u1ea5t huy \u0111\u1ed9ng v\u00e0 cho vay trong th\u1eddi gian t\u1edbi v\u1eabn theo xu th\u1ebf \u0111i l\u00ean.<\/p>\n

<\/pattern> <\/defs> <\/svg> \u0110\u1ecdc ti\u1ebfp <\/a> <\/pattern> <\/defs> <\/svg> V\u1ec1 trang Ch\u1ee7 \u0111\u1ec1 <\/a> <\/p>\n<\/p><\/div>","protected":false},"excerpt":{"rendered":"

L\u00e3i su\u1ea5t huy \u0111\u1ed9ng l\u1ea1i t\u0103ng l\u00ean m\u1eb7t b\u1eb1ng m\u1edbi. Trong \u1ea3nh: giao d\u1ecbch t\u1ea1i m\u1ed9t ng\u00e2n h\u00e0ng \u1edf TP.HCM […]<\/p>","protected":false},"author":5,"featured_media":64128,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[94],"tags":[],"class_list":["post-64127","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tin-tuc-trong-nuoc"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/64127","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=64127"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/64127\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/64128"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=64127"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=64127"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=64127"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}