{"id":62365,"date":"2026-03-03T10:30:33","date_gmt":"2026-03-03T03:30:33","guid":{"rendered":"https:\/\/hbbgroup.net\/senate-advances-housing-bill-with-cbdc-ban-draws-white-house-backing\/"},"modified":"2026-03-03T10:30:33","modified_gmt":"2026-03-03T03:30:33","slug":"senate-advances-housing-bill-with-cbdc-ban-draws-white-house-backing","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/senate-advances-housing-bill-with-cbdc-ban-draws-white-house-backing\/","title":{"rendered":"Senate Advances Housing Bill With CBDC Ban, Draws White House Backing"},"content":{"rendered":"<div>\n<div>\n<h4 color=\"#333\">In brief<\/h4>\n<ul>\n<li>House conservatives pushed to fold a CBDC ban into the housing package rather than advance it as standalone crypto legislation.<\/li>\n<li>The White House formally backed the bill after the Senate vote, saying President Trump would pass the bill in its current form should it hit his desk.<\/li>\n<li>Fed officials have previously said any U.S. CBDC would require explicit congressional approval and remains exploratory.<\/li>\n<\/ul>\n<\/div>\n<p><span>The U.S. Senate moved forward Monday on a sweeping bipartisan housing package that includes a provision barring the issuance of a central bank digital currency, an unusual pairing that has pulled digital-asset policy into a debate traditionally focused on housing supply and affordability.<\/span><\/p>\n<p><span>Lawmakers voted 84\u20136 to advance the 21st Century ROAD to Housing Act, according to Semafor\u2019s congressional bureau chief, <\/span><a href=\"https:\/\/x.com\/burgessev\/status\/2028613303702860187?s=20\" target=\"_blank\" rel=\"nofollow external noopener\"><span>Burgess Everett<\/span><\/a><span>.\u00a0<\/span><\/p>\n<p><span>It\u2019s a <a href=\"https:\/\/www.banking.senate.gov\/newsroom\/majority\/the-facts-the-21st-century-road-to-housing-act-cuts-red-tape-builds-more-homes-and-restores-accountability\" target=\"_blank\">compromise measure<\/a> that combines long-standing housing initiatives with provisions sought by House Republicans, including a prohibition on a Federal Reserve\u2013issued digital dollar through the end of 2030.<\/span><\/p>\n<p><span>The CBDC language appears in a standalone section of the bill, embedding limits on a U.S. digital dollar in a major housing vehicle rather than standalone crypto legislation.\u00a0<\/span><\/p>\n<p>&#8220;The Board of Governors of the Federal Reserve System or a Federal Reserve Bank may not issue or create a central bank digital currency, or any digital asset substantially similar to a central bank digital currency, either directly or indirectly through a financial institution or other intermediary,&#8221; a copy of the bill&#8217;s text reads.<\/p>\n<p><span>The provision was <\/span><a href=\"https:\/\/x.com\/Eleanor_Mueller\/status\/2028613585161576815?s=20\" target=\"_blank\" rel=\"nofollow external noopener\"><span>reportedly<\/span><\/a><span> added at the urging of House conservatives, who had pressed leadership to secure a CBDC ban as part of earlier compromises on crypto-related measures.<\/span><\/p>\n<p><span>The White House quickly issued a statement backing the legislation, highlighting both its housing affordability provisions and the CBDC restriction in an unusual step for Democrats, who have generally resisted efforts to pre-emptively bar the Federal Reserve from studying or developing a digital dollar.<\/span><\/p>\n<p>&#8220;If the Senate Amendment to H.R. 6644 were presented to the President in its current form, his advisors would recommend that he sign it into law,&#8221; according to a <a href=\"https:\/\/x.com\/BrendanPedersen\/status\/2028600997090607534?s=20\" target=\"_blank\" rel=\"nofollow external noopener\">screenshot<\/a> of a White House statement provided by senior reporter and co-author of PunchbowlNews &#8216;s VAULT, Brendan Pedersen.<\/p>\n<p><span>Federal Reserve officials have <\/span><a href=\"https:\/\/decrypt.co\/221752\/federal-reserve-declares-cbdc-a-key-duty-to-congress\" target=\"_blank\"><span>previously said<\/span><\/a><span> the central bank would not issue a CBDC without explicit authorization from Congress, and policymakers have framed ongoing work as exploratory rather than a commitment to launch a digital currency.<\/span><\/p>\n<p><span>Housing advocates have focused on the bill\u2019s expansive scope, which includes measures to boost housing supply, limit institutional ownership of single-family homes, and streamline development and financing programs.\u00a0<\/span><\/p>\n<p><span>But the inclusion of digital-currency policy has drawn fresh attention from financial and technology circles, where debates over privacy, surveillance, and the role of government in payments remain unsettled.<\/span><\/p>\n<p><span>The bill must still be reconciled with the House before reaching the president\u2019s desk, and it remains unclear whether the CBDC provision will survive final negotiations intact. <\/span><\/p>\n<div>\n<h3>Daily Debrief Newsletter<\/h3>\n<p>Start every day with the top news stories right now, plus original features, a podcast, videos and more.<\/p>\n<\/div>\n<\/div>","protected":false},"excerpt":{"rendered":"<p>In brief House conservatives pushed to fold a CBDC ban into the housing package rather than advance it as standalone [&hellip;]<\/p>","protected":false},"author":5,"featured_media":62366,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-62365","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/62365","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=62365"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/62365\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/62366"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=62365"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=62365"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=62365"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}