{"id":60575,"date":"2026-01-28T10:06:05","date_gmt":"2026-01-28T03:06:05","guid":{"rendered":"https:\/\/hbbgroup.net\/nearly-40-of-us-merchants-now-accept-crypto-at-checkout-paypal\/"},"modified":"2026-01-28T10:06:05","modified_gmt":"2026-01-28T03:06:05","slug":"nearly-40-of-us-merchants-now-accept-crypto-at-checkout-paypal","status":"publish","type":"post","link":"https:\/\/hbbgroup.net\/vi\/nearly-40-of-us-merchants-now-accept-crypto-at-checkout-paypal\/","title":{"rendered":"Nearly 40% of US merchants now accept crypto at checkout: PayPal"},"content":{"rendered":"<div data-testid=\"html-renderer-container\">\n<p>Almost four in ten US merchants now accept cryptocurrency at checkout as customers have shown increasing interest in crypto for payments, according to a recent survey report from PayPal.<\/p>\n<p>Nearly nine in ten US merchants stated that they\u2019ve received customer inquiries about crypto payments, PayPal <a href=\"https:\/\/newsroom.paypal-corp.com\/2026-01-27-Crypto-Goes-Mainstream-4-in-10-US-Merchants-Accept-Digital-Assets\" rel=\"noopener nofollow\" target=\"_blank\">reported<\/a> on Tuesday, citing data from a National Cryptocurrency Association survey.<\/p>\n<p>The survey was conducted in October, with 619 payment-strategy decision-makers across several industries taking part.\u00a0<\/p>\n<p>\u201cWhat we\u2019re seeing both in this data and in conversations with our customers is that crypto payments are moving beyond experimentation and into everyday commerce,\u201d PayPal vice president and GM May Zabaneh said:<\/p>\n<blockquote data-ct-non-breakable=\"undefined\"><p>\u201cAdoption is being driven by customer demand for faster, more flexible ways to pay\u2014and once businesses start accepting crypto, they see real value.\u201c<\/p><\/blockquote>\n<p data-ct-non-breakable=\"undefined\">The survey also found 84% of merchants think crypto payments will become mainstream in the next five years.<\/p>\n<p data-ct-non-breakable=\"undefined\">Crypto has the potential to transform <a href=\"https:\/\/cointelegraph.com\/news\/bitcoin-jobs-grew-6-percent-2025\">everyday payments<\/a> by offering faster, cheaper, more <a href=\"https:\/\/cointelegraph.com\/news\/stablecoins-real-threat-us-bank-deposits-says-standard-chartered\">transparent and more secure transactions<\/a> compared to traditional methods, benefiting both customers and merchants.\u00a0<\/p>\n<p data-ct-non-breakable=\"undefined\">PayPal launched a <a href=\"https:\/\/cointelegraph.com\/news\/paypal-crypto-checkout-tool-support-100-tokens\">crypto checkout tool<\/a> in July that allows US merchants to receive payments with more than 100 cryptocurrencies.<\/p>\n<p>According to the survey, adoption is strongest among <a href=\"https:\/\/cointelegraph.com\/news\/highest-paying-jobs-in-crypto-2025\">large enterprises<\/a>, while 32% of midsized businesses and 34% of small companies are accepting crypto. <\/p>\n<p data-ct-non-breakable=\"undefined\">Some larger US companies that accept crypto include Starbucks, Walmart, and Home Depot.<\/p>\n<figure>    <img decoding=\"async\" src=\"https:\/\/s3.cointelegraph.com\/uploads\/2026-01\/019c0274-db7c-7211-9f20-c06f4f77aa04.png\" title><figcaption><em>Advantages of crypto payments cited by merchants. Source: <\/em><a href=\"https:\/\/newsroom.paypal-corp.com\/2026-01-27-Crypto-Goes-Mainstream-4-in-10-US-Merchants-Accept-Digital-Assets\" rel=\"nofollow noopener\" target=\"_blank\" title=\"https:\/\/newsroom.paypal-corp.com\/2026-01-27-Crypto-Goes-Mainstream-4-in-10-US-Merchants-Accept-Digital-Assets\"><em>PayPal<\/em><\/a><br \/><\/figcaption><\/figure>\n<p data-ct-non-breakable=\"undefined\">Among merchants that <a href=\"https:\/\/cointelegraph.com\/news\/square-bitcoin-payments-merchants-crypto\">already accept crypto,<\/a> these payments represent 26% of total sales, showing that customers are able and willing to pay with crypto when the option is available.<\/p>\n<p><template data-ct-widget=\"buzzsprout\" data-buzzsprout-podcast-id=\"2040516\" data-buzzsprout-episode-id=\"18518100\"><\/template><\/p>\n<h2>Young shoppers are pushing crypto adoption<\/h2>\n<p>Millennials and Gen Z have so far proven to be the most crypto-savvy shoppers thus far, while the hospitality and travel, digital goods and gaming industries lead overall adoption.<\/p>\n<p data-ct-non-breakable=\"undefined\"><em><strong>Related: <\/strong><\/em><a href=\"https:\/\/cointelegraph.com\/news\/bitcoin-most-accurate-bullish-signal-hints-btc-price-reversal\"><em><strong>Bitcoin\u2019s \u2018most accurate\u2019 bullish signal hints at BTC price reversal<\/strong><\/em><\/a><\/p>\n<figure>    <img decoding=\"async\" src=\"https:\/\/s3.cointelegraph.com\/uploads\/2026-01\/019c0274-e4f0-735f-a258-78c9c6fd44c5.png\" title><figcaption><em>Leading industries with merchants accepting crypto. Source: <\/em><a href=\"https:\/\/newsroom.paypal-corp.com\/2026-01-27-Crypto-Goes-Mainstream-4-in-10-US-Merchants-Accept-Digital-Assets\" rel=\"nofollow noopener\" target=\"_blank\" title=\"https:\/\/newsroom.paypal-corp.com\/2026-01-27-Crypto-Goes-Mainstream-4-in-10-US-Merchants-Accept-Digital-Assets\"><em>PayPal<\/em><\/a><br \/><\/figcaption><\/figure>\n<p data-ct-non-breakable=\"undefined\">However, PayPal said crypto payment infrastructure needs to be simplified for it to reach the next level of adoption, pointing out that 90% of merchants said they would try accepting crypto if it were as simple as credit card payments.<\/p>\n<p data-ct-non-breakable=\"undefined\">\u201cWhat this data makes clear is that interest in crypto isn\u2019t the problem; understanding is,\u201d said Stu Alderoty, National Cryptocurrency Association president and Ripple chief legal officer.<\/p>\n<p><em><strong>Magazine: <\/strong><\/em><a href=\"https:\/\/cointelegraph.com\/magazine\/neal-stephenson-invented-bitcoin-90s-cryptonomicon-lamina1-interview\/\"><em><strong>How Neal Stephenson \u2018invented\u2019 Bitcoin in the \u201890s: Author interview<\/strong><\/em><\/a><\/p>\n<p><template data-name=\"subscription_form\" data-type=\"markets_outlook\" data-ct-non-breakable=\"undefined\" label=\"Subscription Form: Markets Outlook\"><\/template><\/div>\n<p>Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph\u2019s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read our Editorial Policy <a href=\"http:\/\/cointelegraph.com\/editorial-policy\">https:\/\/cointelegraph.com\/editorial-policy<\/a><\/p>","protected":false},"excerpt":{"rendered":"<p>Almost four in ten US merchants now accept cryptocurrency at checkout as customers have shown increasing interest in crypto for [&hellip;]<\/p>","protected":false},"author":5,"featured_media":60576,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[220],"tags":[],"class_list":["post-60575","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-tien-dien-tu"],"acf":[],"_links":{"self":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/60575","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/users\/5"}],"replies":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/comments?post=60575"}],"version-history":[{"count":0,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/posts\/60575\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media\/60576"}],"wp:attachment":[{"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/media?parent=60575"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/categories?post=60575"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/hbbgroup.net\/vi\/wp-json\/wp\/v2\/tags?post=60575"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}