{
    "id": 76737,
    "date": "2026-04-29T09:00:27",
    "date_gmt": "2026-04-29T02:00:27",
    "guid": {
        "rendered": "https:\/\/hbbgroup.net\/your-bank-is-becoming-a-casino-river-ceo-frames-bitcoin-as-the-alternative\/"
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    "modified": "2026-04-29T09:53:34",
    "modified_gmt": "2026-04-29T02:53:34",
    "slug": "your-bank-is-becoming-a-casino-river-ceo-frames-bitcoin-as-the-alternative",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/hbbgroup.net\/en_us\/your-bank-is-becoming-a-casino-river-ceo-frames-bitcoin-as-the-alternative\/",
    "title": {
        "rendered": "Ng\u00e2n h\u00e0ng c\u1ee7a b\u1ea1n \u0111ang tr\u1edf th\u00e0nh s\u00f2ng b\u1ea1c: CEO River \u0111\u1ecbnh v\u1ecb Bitcoin l\u00e0 gi\u1ea3i ph\u00e1p thay th\u1ebf"
    },
    "content": {
        "rendered": "<div data-td-block-uid=\"tdi_63\">\n<p>Di\u1ec5n gi\u1ea3 t\u1ea1i Bitcoin 2026 Conference, Alex Leishman, \u0111\u00e3 s\u1eed d\u1ee5ng b\u00e0i ph\u00e1t bi\u1ec3u t\u1ea1i Nakamoto Stage v\u1edbi ti\u00eau \u0111\u1ec1 \u201cWe\u2019re Not Fixing Money to Build More Casinos\u201d \u0111\u1ec3 \u0111\u01b0a ra c\u1ea3nh b\u00e1o m\u1ea1nh m\u1ebd r\u1eb1ng h\u1ec7 th\u1ed1ng t\u00e0i ch\u00ednh hi\u1ec7n \u0111\u1ea1i \u0111ang d\u1ea7n chuy\u1ec3n sang m\u00f4 h\u00ecnh c\u1edd b\u1ea1c v\u00e0 r\u1eddi xa ch\u1ee9c n\u0103ng ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.<\/p>\n<p>Leishman, CEO c\u1ee7a River, cho r\u1eb1ng \u201cgi\u1ea5c m\u01a1 M\u1ef9\u201d ng\u00e0y c\u00e0ng xa v\u1eddi v\u1edbi nhi\u1ec1u ng\u01b0\u1eddi khi chi ph\u00ed nh\u00e0 \u1edf t\u0103ng cao, n\u1ee3 sinh vi\u00ean k\u00e9o d\u00e0i v\u00e0 ti\u1ec1n l\u01b0\u01a1ng kh\u00f4ng theo k\u1ecbp, \u0111\u1ed3ng th\u1eddi l\u1eadp lu\u1eadn r\u1eb1ng \u00e1p l\u1ef1c n\u00e0y gi\u00fap l\u00fd gi\u1ea3i v\u00ec sao prediction markets v\u00e0 c\u00e1c t\u00ednh n\u0103ng \u0111\u1eb7t c\u01b0\u1ee3c \u0111ang lan r\u1ed9ng trong c\u00e1c \u1ee9ng d\u1ee5ng t\u00e0i ch\u00ednh ph\u1ed5 th\u00f4ng.<\/p>\n<p>Theo \u00f4ng, m\u1ed9t h\u1ec7 th\u1ed1ng t\u1eebng h\u1ee9a h\u1eb9n s\u1ef1 an to\u00e0n cho ti\u1ebft ki\u1ec7m gi\u1edd \u0111\u00e2y l\u1ea1i \u0111\u1ea9y ng\u01b0\u1eddi d\u00f9ng v\u00e0o r\u1ee7i ro n\u1ebfu h\u1ecd mu\u1ed1n \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ef1 do t\u00e0i ch\u00ednh.<\/p>\n<p>Leishman m\u1edf \u0111\u1ea7u b\u1eb1ng vi\u1ec7c m\u00f4 t\u1ea3 ni\u1ec1m tin ng\u00e0y c\u00e0ng lan r\u1ed9ng r\u1eb1ng \u201cng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi \u0111i \u0111\u1ebfn k\u1ebft lu\u1eadn\u201d r\u1eb1ng h\u1ecd c\u1ea7n ph\u1ea3i \u0111\u00e1nh c\u01b0\u1ee3c \u0111\u1ec3 ti\u1ebfn l\u00ean. \u00d4ng cho r\u1eb1ng t\u00e0i ch\u00ednh v\u00e0 gi\u1ea3i tr\u00ed \u0111\u00e3 h\u00f2a tr\u1ed9n tr\u00ean m\u00e0n h\u00ecnh \u0111i\u1ec7n tho\u1ea1i, v\u1edbi c\u00e1c s\u1ea3n ph\u1ea9m tr\u00f4ng gi\u1ed1ng c\u00f4ng c\u1ee5 \u0111\u1ea7u t\u01b0 nh\u01b0ng v\u1eadn h\u00e0nh nh\u01b0 s\u00f2ng b\u1ea1c.<\/p>\n<p>\u00d4ng ch\u1ec9 ra c\u00e1c n\u1ec1n t\u1ea3ng khuy\u1ebfn kh\u00edch giao d\u1ecbch li\u00ean t\u1ee5c v\u00e0 c\u00e1 c\u01b0\u1ee3c theo k\u1ebft qu\u1ea3, cho r\u1eb1ng m\u00f4i tr\u01b0\u1eddng n\u00e0y \u0111ang g\u1eedi t\u00edn hi\u1ec7u r\u1eb1ng con \u0111\u01b0\u1eddng an to\u00e0n \u2014 ti\u1ebft ki\u1ec7m \u2014 kh\u00f4ng c\u00f2n hi\u1ec7u qu\u1ea3, ch\u1ec9 c\u00f2n c\u00e1c kho\u1ea3n c\u01b0\u1ee3c r\u1ee7i ro cao. K\u1ebft qu\u1ea3 l\u00e0 c\u00e1c h\u1ed9 gia \u0111\u00ecnh b\u1ecb \u0111\u1eb7t v\u00e0o l\u1ef1a ch\u1ecdn gi\u1eefa tr\u00ec tr\u1ec7 ho\u1eb7c \u0111\u1ea7u c\u01a1 d\u01b0\u1edbi v\u1ecf b\u1ecdc \u201ctrao quy\u1ec1n t\u00e0i ch\u00ednh\u201d.<\/p>\n<p>Leishman so s\u00e1nh th\u1ecb tr\u01b0\u1eddng hi\u1ec7n t\u1ea1i v\u1edbi m\u1ed9t th\u1eddi k\u1ef3 tr\u01b0\u1edbc \u0111\u00e2y khi ng\u00e2n h\u00e0ng l\u00e0 n\u01a1i gi\u1eef ti\u1ec1n an to\u00e0n. Ng\u00e2n h\u00e0ng v\u00e0 c\u1edd b\u1ea1c l\u00e0 hai ho\u1ea1t \u0111\u1ed9ng t\u00e1ch bi\u1ec7t, v\u1edbi chu\u1ea9n m\u1ef1c v\u00e0 k\u1ef3 v\u1ecdng kh\u00e1c nhau. \u00d4ng cho r\u1eb1ng prediction markets \u0111\u00e3 t\u1ea1o c\u1edb \u0111\u1ec3 c\u00e1c t\u1ed5 ch\u1ee9c t\u00e0i ch\u00ednh t\u00edch h\u1ee3p c\u00e1 c\u01b0\u1ee3c th\u1ec3 thao v\u00e0 s\u1ef1 ki\u1ec7n v\u00e0o c\u00e1c \u1ee9ng d\u1ee5ng v\u1ed1n t\u1eadp trung v\u00e0o ti\u1ebft ki\u1ec7m v\u00e0 \u0111\u1ea7u t\u01b0.<\/p>\n<p>S\u1ef1 thay \u0111\u1ed5i n\u00e0y, theo \u00f4ng, l\u00e0m m\u1edd ranh gi\u1edbi \u0111\u1ed1i v\u1edbi ng\u01b0\u1eddi d\u00f9ng khi m\u1edf m\u1ed9t \u1ee9ng d\u1ee5ng t\u00e0i ch\u00ednh v\u00e0 th\u1ea5y m\u1ed9t \u201cs\u00f2ng b\u1ea1c\u201d.<\/p>\n<h2><strong>C\u1edd b\u1ea1c g\u1eafn li\u1ec1n v\u1edbi stress v\u00e0 \u00e1p l\u1ef1c n\u1ee3<\/strong><\/h2>\n<p>Leishman li\u00ean h\u1ec7 xu h\u01b0\u1edbng n\u00e0y v\u1edbi c\u00e1c nghi\u00ean c\u1ee9u cho th\u1ea5y c\u1edd b\u1ea1c c\u00f3 t\u01b0\u01a1ng quan v\u1edbi m\u1ee9c \u0111\u1ed9 c\u0103ng th\u1eb3ng t\u00e0i ch\u00ednh v\u00e0 ph\u00e1 s\u1ea3n c\u00e1 nh\u00e2n cao h\u01a1n. \u00d4ng cho r\u1eb1ng c\u1edd b\u1ea1c \u201ckh\u00f4ng t\u1ed1t cho x\u00e3 h\u1ed9i\u201d v\u00e0 vi\u1ec7c lan r\u1ed9ng nhanh ch\u00f3ng c\u1ee7a betting online n\u00ean khi\u1ebfn c\u00e1c nh\u00e0 ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch v\u00e0 l\u00e3nh \u0111\u1ea1o ng\u00e0nh lo ng\u1ea1i.<\/p>\n<p>Tr\u01b0\u1edbc \u0111\u00e2y, ng\u01b0\u1eddi ta ph\u1ea3i \u0111\u1ebfn s\u00f2ng b\u1ea1c \u0111\u1ec3 \u0111\u1eb7t c\u01b0\u1ee3c; c\u00f2n hi\u1ec7n t\u1ea1i, b\u1ea5t k\u1ef3 ai c\u00f3 \u0111i\u1ec7n tho\u1ea1i \u0111\u1ec1u c\u00f3 th\u1ec3 \u0111\u00e1nh c\u01b0\u1ee3c t\u1eeb gh\u1ebf sofa ho\u1eb7c qu\u1ea7y thanh to\u00e1n. Kho\u1ea3ng c\u00e1ch gi\u1eefa \u0111\u1eddi s\u1ed1ng th\u01b0\u1eddng ng\u00e0y v\u00e0 c\u00e1c kho\u1ea3n c\u01b0\u1ee3c r\u1ee7i ro cao \u0111\u00e3 b\u1ecb thu h\u1eb9p ch\u1ec9 c\u00f2n v\u00e0i thao t\u00e1c tr\u00ean \u1ee9ng d\u1ee5ng, v\u1edbi push notification v\u00e0 c\u00e1c ch\u01b0\u01a1ng tr\u00ecnh khuy\u1ebfn kh\u00edch gi\u1eef ch\u00e2n ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>\u00d4ng ch\u1ec9 tr\u00edch m\u1ed9t s\u1ed1 ph\u1ea7n c\u1ee7a ng\u00e0nh crypto v\u00e0 fintech v\u00ec kh\u00f4ng minh b\u1ea1ch v\u1ec1 h\u01b0\u1edbng \u0111i n\u00e0y. Ng\u00e0nh \u201ckh\u00f4ng n\u00ean n\u00f3i d\u1ed1i\u201d v\u1ec1 nh\u1eefng g\u00ec \u0111ang x\u00e2y d\u1ef1ng, b\u1edfi nhi\u1ec1u s\u1ea3n ph\u1ea9m \u0111\u01b0\u1ee3c qu\u1ea3ng b\u00e1 l\u00e0 c\u00f4ng c\u1ee5 t\u1ef1 do t\u00e0i ch\u00ednh l\u1ea1i ph\u1ee5 thu\u1ed9c v\u00e0o thua l\u1ed7 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng v\u00e0 v\u00f2ng quay giao d\u1ecbch li\u00ean t\u1ee5c.<\/p>\n<p>\u00d4ng m\u00f4 t\u1ea3 hai t\u01b0\u01a1ng lai: m\u1ed9t n\u01a1i c\u00e1c ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng ti\u1ebfp t\u1ee5c h\u01b0\u1edfng l\u1ee3i t\u1eeb ti\u1ec1n g\u1eedi kh\u00e1ch h\u00e0ng nh\u01b0ng mang l\u1ea1i l\u1ee3i su\u1ea5t th\u1ea5p v\u00e0 thi\u1ebfu minh b\u1ea1ch; v\u00e0 m\u1ed9t n\u01a1i c\u00e1c c\u00f4ng ty fintech \u0111\u1ea9y m\u1ea1nh prediction markets v\u00e0 c\u00e1 c\u01b0\u1ee3c th\u1ec3 thao nh\u01b0 ngu\u1ed3n doanh thu ch\u00ednh. Trong c\u1ea3 hai tr\u01b0\u1eddng h\u1ee3p, \u00f4ng cho r\u1eb1ng ng\u01b0\u1eddi d\u00f9ng ph\u1ed5 th\u00f4ng \u0111\u1ec1u thua \u2014 \u043b\u0438\u0431\u043e b\u1ecb b\u00e0o m\u00f2n gi\u00e1 tr\u1ecb trong t\u00e0i kho\u1ea3n l\u00e3i su\u1ea5t th\u1ea5p, \u043b\u0438\u0431\u043e \u0111\u1ed1i m\u1eb7t v\u1edbi r\u1ee7i ro t\u00e0i ch\u00ednh gia t\u0103ng tr\u00ean c\u00e1c n\u1ec1n t\u1ea3ng mang t\u00ednh \u201cc\u1edd b\u1ea1c\u201d.<\/p>\n<h2><strong>Bitcoin banking nh\u01b0 m\u1ed9t con \u0111\u01b0\u1eddng th\u1ee9 ba<\/strong><\/h2>\n<p>Nh\u01b0 m\u1ed9t gi\u1ea3i ph\u00e1p thay th\u1ebf, Leishman \u0111\u01b0a ra kh\u00e1i ni\u1ec7m \u201cbitcoin banking\u201d nh\u01b0 con \u0111\u01b0\u1eddng th\u1ee9 ba. \u00d4ng cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng d\u1ef1a tr\u00ean Bitcoin c\u00f3 th\u1ec3 gi\u00fap t\u1ea1o ra c\u1ee7a c\u1ea3i m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u00e1nh c\u01b0\u1ee3c, b\u1eb1ng c\u00e1ch k\u1ebft h\u1ee3p \u201csound money\u201d v\u1edbi l\u00e3i su\u1ea5t tr\u00ean ti\u1ec1n m\u1eb7t v\u00e0 s\u1ed1 d\u01b0 Bitcoin.<\/p>\n<p>\u201cTrong 5 n\u0103m qua, 50 qu\u1ed1c gia \u0111\u00e3 t\u0103ng m\u1ee9c \u0111\u1ed9 th\u00e2n thi\u1ec7n v\u1ec1 m\u1eb7t ph\u00e1p l\u00fd \u0111\u1ed1i v\u1edbi Bitcoin,\u201d \u00f4ng n\u00f3i.<\/p>\n<p>Trong m\u00f4 h\u00ecnh n\u00e0y, kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 \u0111\u1ea1t \u0111\u01b0\u1ee3c th\u00e0nh c\u00f4ng th\u00f4ng qua ti\u1ebft ki\u1ec7m v\u00e0 qu\u1ea3n l\u00fd r\u1ee7i ro h\u1ee3p l\u00fd, thay v\u00ec \u0111\u1eb7t c\u01b0\u1ee3c li\u00ean t\u1ee5c v\u00e0o c\u00e1c s\u1ef1 ki\u1ec7n ng\u1eafn h\u1ea1n. \u00d4ng c\u0169ng ch\u1ec9 ra s\u1ef1 quan t\u00e2m ng\u00e0y c\u00e0ng t\u0103ng t\u1eeb c\u00e1c t\u1ed5 ch\u1ee9c v\u00e0 qu\u1ed1c gia \u0111\u1ed1i v\u1edbi vi\u1ec7c n\u1eafm gi\u1eef Bitcoin nh\u01b0 m\u1ed9t t\u00e0i s\u1ea3n d\u1ef1 tr\u1eef, cho th\u1ea5y t\u00e0i s\u1ea3n n\u00e0y \u0111ang tr\u01b0\u1edfng th\u00e0nh.<\/p>\n<p>Theo quan \u0111i\u1ec3m c\u1ee7a \u00f4ng, c\u00e1c ng\u00e2n h\u00e0ng t\u00edch h\u1ee3p Bitcoin theo h\u01b0\u1edbng b\u1ea3o th\u1ee7, t\u1eadp trung v\u00e0o ti\u1ebft ki\u1ec7m c\u00f3 th\u1ec3 \u0111\u1ed1i tr\u1ecdng v\u1edbi c\u1ea3 m\u00f4 h\u00ecnh l\u00e3i su\u1ea5t th\u1ea5p hi\u1ec7n t\u1ea1i v\u00e0 xu h\u01b0\u1edbng \u201ccasino h\u00f3a\u201d trong fintech.<\/p>\n<p>Leishman k\u1ebft th\u00fac b\u1eb1ng d\u1ef1 \u0111o\u00e1n r\u1eb1ng \u201cm\u1ecdi t\u1ed5 ch\u1ee9c s\u1ebd mu\u1ed1n tr\u1edf th\u00e0nh ng\u00e2n h\u00e0ng Bitcoin\u201d khi t\u00e0i s\u1ea3n n\u00e0y \u0111\u01b0\u1ee3c ch\u1ea5p nh\u1eadn r\u1ed9ng r\u00e3i h\u01a1n. \u00d4ng cho r\u1eb1ng c\u00e1c ng\u00e2n h\u00e0ng v\u00e0 fintech g\u1eafn v\u1edbi Bitcoin, proof-of-reserves v\u00e0 c\u00e1c s\u1ea3n ph\u1ea9m ti\u1ebft ki\u1ec7m minh b\u1ea1ch s\u1ebd kh\u00e1c bi\u1ec7t so v\u1edbi c\u00e1c \u0111\u1ed1i th\u1ee7 mang t\u00ednh \u201cs\u00f2ng b\u1ea1c\u201d ph\u1ee5 thu\u1ed9c v\u00e0o thua l\u1ed7 c\u1ee7a ng\u01b0\u1eddi d\u00f9ng.<\/p>\n<p>Theo \u00f4ng, l\u1eddi h\u1ee9a th\u1ef1c s\u1ef1 c\u1ee7a \u201cc\u00e1ch m\u1ea1ng t\u00e0i ch\u00ednh\u201d kh\u00f4ng ph\u1ea3i l\u00e0 nhi\u1ec1u c\u00e1ch h\u01a1n \u0111\u1ec3 \u0111\u00e1nh c\u01b0\u1ee3c tr\u00ean \u0111i\u1ec7n tho\u1ea1i, m\u00e0 l\u00e0 m\u1ed9t h\u1ec7 th\u1ed1ng n\u01a1i ti\u1ec1n gi\u1eef \u0111\u01b0\u1ee3c gi\u00e1 tr\u1ecb, ti\u1ec1n g\u1eedi c\u00f3 th\u1ec3 x\u00e1c minh v\u00e0 con ng\u01b0\u1eddi \u0111\u1ea1t \u0111\u01b0\u1ee3c t\u1ef1 do t\u00e0i ch\u00ednh m\u00e0 kh\u00f4ng ph\u1ea3i bi\u1ebfn cu\u1ed9c s\u1ed1ng th\u00e0nh chu\u1ed7i c\u00e1c v\u00e1n c\u01b0\u1ee3c.<\/p>\n<\/div>\n<div data-td-block-uid=\"tdi_75\">\n<p><a href=\"https:\/\/bitcoinmagazine.com\/authors\/micahzimmerman\">Micah Zimmerman<\/a><\/p>\n<p>Micah l\u1ea7n \u0111\u1ea7u bi\u1ebft \u0111\u1ebfn Bitcoin v\u00e0o n\u0103m 2018 nh\u01b0ng \u0111\u00e3 gi\u1eef th\u00e1i \u0111\u1ed9 ho\u00e0i nghi v\u00e0 \u0111\u1ee9ng ngo\u00e0i qu\u00e1 l\u00e2u. T\u1eeb n\u0103m 2021, anh b\u1eaft \u0111\u1ea7u \u0111\u01b0a tin v\u1ec1 crypto v\u00e0 kinh doanh, v\u00e0 hi\u1ec7n l\u00e0 ph\u00f3ng vi\u00ean tin t\u1ee9c cho Bitcoin Magazine, c\u00f3 tr\u1ee5 s\u1edf t\u1ea1i North Carolina.<\/p>\n<\/div>",
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