{
    "id": 75614,
    "date": "2026-04-24T09:03:48",
    "date_gmt": "2026-04-24T02:03:48",
    "guid": {
        "rendered": "https:\/\/hbbgroup.net\/mat-nha-vi-khoan-no-400-usd-voi-ban-quan-tri-khu-dan-cu\/"
    },
    "modified": "2026-04-24T09:03:48",
    "modified_gmt": "2026-04-24T02:03:48",
    "slug": "mat-nha-vi-khoan-no-400-usd-voi-ban-quan-tri-khu-dan-cu",
    "status": "publish",
    "type": "post",
    "link": "https:\/\/hbbgroup.net\/en_us\/mat-nha-vi-khoan-no-400-usd-voi-ban-quan-tri-khu-dan-cu\/",
    "title": {
        "rendered": "M\u1ea5t nh\u00e0 v\u00ec kho\u1ea3n n\u1ee3 400 USD v\u1edbi ban qu\u1ea3n tr\u1ecb khu d\u00e2n c\u01b0"
    },
    "content": {
        "rendered": "<p><span>M\u1ef9<\/span>Taylor Sanders tr\u1ec5 h\u1ea1n n\u1ed9p 400 USD ti\u1ec1n ph\u00ed v\u00e0 b\u1ecb ban qu\u1ea3n tr\u1ecb khu d\u00e2n c\u01b0 b\u1ecb t\u1ecbch thu ng\u00f4i nh\u00e0 \u1edf B\u1eafc Carolina r\u1ed3i b\u00e1n ph\u00e1t m\u00e3i v\u1edbi gi\u00e1 b\u00e8o b\u1ecdt.<\/p>\n<p>S\u1ef1 vi\u1ec7c b\u1eaft ngu\u1ed3n t\u1eeb 5 n\u0103m tr\u01b0\u1edbc, khi Sanders \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o n\u1ee3 400 USD ti\u1ec1n ph\u00ed c\u1ee7a Ban qu\u1ea3n tr\u1ecb khu d\u00e2n c\u01b0 (HOA) Weddington Hills \u1edf bang B\u1eafc Carolina.<\/p>\n<p>HOA cho bi\u1ebft \u0111\u00e3 g\u1eedi nhi\u1ec1u th\u01b0 cho ch\u1ee7 nh\u00e0, y\u00eau c\u1ea7u thanh to\u00e1n ti\u1ec1n ph\u00ed. Sanders th\u1eeba nh\u1eadn b\u00e0 n\u1ee3 s\u1ed1 ti\u1ec1n tr\u00ean, nh\u01b0ng n\u00f3i r\u1eb1ng kh\u00f4ng nh\u1eadn \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o n\u00e0o t\u1eeb ban qu\u1ea3n l\u00fd.<\/p>\n<p>Ban qu\u1ea3n tr\u1ecb Weddington Hills sau \u0111\u00f3 quy\u1ebft \u0111\u1ecbnh \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p tr\u1eebng ph\u1ea1t. Th\u00e1ng 2\/2021, HOA gi\u00e0nh \u0111\u01b0\u1ee3c quy\u1ec1n c\u1ea7m gi\u1eef t\u00e0i s\u1ea3n (lien) \u0111\u1ed1i v\u1edbi ng\u00f4i nh\u00e0 c\u1ee7a Sanders. Hai th\u00e1ng sau, b\u00e0 nh\u1eadn th\u00f4ng b\u00e1o cho bi\u1ebft s\u1ed1 n\u1ee3 \u0111\u00e3 t\u0103ng l\u00ean kho\u1ea3ng 1.200 USD, k\u00e8m l\u1eddi c\u1ea3nh b\u00e1o qu\u00e1 tr\u00ecnh t\u1ecbch thu t\u00e0i s\u1ea3n chu\u1ea9n b\u1ecb b\u1eaft \u0111\u1ea7u.<\/p>\n<p>&#8220;T\u00f4i c\u1ee9 ngh\u0129 \u0111\u00f3 ch\u1ec9 l\u00e0 m\u1ed9t tr\u00f2 \u0111\u00f9a&#8221;, Sanders n\u00f3i v\u1edbi \u0111\u00e0i <em>Action 9 News<\/em> cu\u1ed1i th\u00e1ng tr\u01b0\u1edbc.<\/p>\n<figure data-size=\"true\" itemprop=\"associatedMedia image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <meta itemprop=\"url\" content=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=0&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=A-GsCdEIt5Q8ApW-PgGYnQ\"> <meta itemprop=\"width\" content=\"680\"> <meta itemprop=\"height\" content=\"452.890625\"> <meta itemprop=\"href\" content> <\/p>\n<div data-width=\"680\"><picture><source data-srcset=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=5DN9ONBVECniHtHJmUNBGg 1x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=1020&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=73rBimwvntdySe2dODq0HQ 1.5x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=680&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=3vv1XuETFSLWq9305cN96g 2x\"><img decoding=\"async\" itemprop=\"contentUrl\" loading=\"lazy\" intrinsicsize=\"680x0\" alt=\"Khu nh\u00e0 \u1edf Mystic Point \u1edf Carlsbad, bang California, c\u00f3 HOA qu\u1ea3n l\u00fd. \u1ea2nh: CalMatters\" src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=5DN9ONBVECniHtHJmUNBGg\" previous-src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/021925-ADU-VS-HOA-AH-CM-38-177-4052-8791-1776134303.webp?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=5DN9ONBVECniHtHJmUNBGg\"> <\/picture><\/div><figcaption itemprop=\"description\">\n<p>Khu nh\u00e0 \u1edf Mystic Point \u1edf Carlsbad, bang California, c\u00f3 HOA qu\u1ea3n l\u00fd. \u1ea2nh: <em>CalMatters<\/em><\/p>\n<\/figcaption><\/figure>\n<p>Tuy nhi\u00ean, m\u1ecdi th\u1ee7 t\u1ee5c ph\u00e1p l\u00fd \u0111\u1ec1u l\u00e0 th\u1eadt. Sanders cu\u1ed1i c\u00f9ng m\u1ea5t tr\u1eafng ng\u00f4i nh\u00e0 r\u1ed9ng h\u01a1n 300 m2 b\u00ean trong khu d\u00e2n c\u01b0 Weddington Hills. Theo h\u1ed3 s\u01a1 \u0111\u1ecba ph\u01b0\u01a1ng, b\u1ea5t \u0111\u1ed9ng s\u1ea3n n\u00e0y ban \u0111\u1ea7u b\u1ecb b\u00e1n v\u1edbi m\u1ee9c gi\u00e1 b\u00e8o b\u1ecdt 49.000 USD. Ch\u1ec9 5 th\u00e1ng sau, ch\u1ee7 s\u1edf h\u1eefu m\u1edbi \u0111\u00e3 b\u00e1n l\u1ea1i ng\u00f4i nh\u00e0 v\u1edbi gi\u00e1 850.000 USD.<\/p>\n<p>&#8220;Th\u1eadt t\u00e0n kh\u1ed1c \u0111\u1ed1i v\u1edbi c\u00e1c con t\u00f4i. T\u00f4i kh\u00f4ng mong \u0111i\u1ec1u n\u00e0y x\u1ea3y ra v\u1edbi b\u1ea5t k\u1ef3 ai&#8221;, Sanders n\u00f3i. B\u00e0 hy v\u1ecdng c\u00e2u chuy\u1ec7n c\u1ee7a m\u00ecnh s\u1ebd l\u00e0 b\u00e0i h\u1ecdc \u0111\u1ec3 nh\u1eefng ch\u1ee7 nh\u00e0 kh\u00e1c kh\u00f4ng \u0111\u00e1nh gi\u00e1 th\u1ea5p quy\u1ec1n l\u1ef1c c\u1ee7a c\u00e1c ban qu\u1ea3n tr\u1ecb khu d\u00e2n c\u01b0, c\u0169ng nh\u01b0 n\u1eafm r\u00f5 quy\u1ec1n l\u1ee3i c\u1ee7a b\u1ea3n th\u00e2n.<\/p>\n<p>T\u1ea1i M\u1ef9, HOA l\u00e0 \u0111\u01a1n v\u1ecb do ng\u01b0\u1eddi d\u00e2n th\u00e0nh l\u1eadp \u0111\u1ec3 qu\u1ea3n l\u00fd c\u00e1c khu d\u00e2n c\u01b0. Ban qu\u1ea3n tr\u1ecb HOA g\u1ed3m c\u00e1c th\u00e0nh vi\u00ean l\u00e0 c\u01b0 d\u00e2n t\u00ecnh nguy\u1ec7n trong khu, c\u0169ng c\u00f3 th\u1ec3 thu\u00ea th\u00eam \u0111\u01a1n v\u1ecb qu\u1ea3n l\u00fd, ph\u1ea7n l\u1edbn l\u00e0 doanh nghi\u1ec7p v\u00ec l\u1ee3i nhu\u1eadn, \u0111\u1ec3 ph\u1ee5 tr\u00e1ch v\u1eadn h\u00e0nh h\u00e0ng ng\u00e0y.<\/p>\n<p>HOA \u0111\u1eb7t ra c\u00e1c quy \u0111\u1ecbnh \u00e1p d\u1ee5ng v\u1edbi ch\u1ee7 nh\u00e0, ng\u01b0\u1eddi cho thu\u00ea trong khu, c\u00f2n ch\u1ee7 s\u1edf h\u1eefu ph\u1ea3i \u0111\u00f3ng ph\u1ea7n chi ph\u00ed cho c\u00e1c ti\u1ec7n \u00edch chung, khu v\u1ef1c chung cho ban qu\u1ea3n l\u00fd.<\/p>\n<p>\u0110\u1ea1i di\u1ec7n HOA Weddington Hills t\u1eeb ch\u1ed1i b\u00ecnh lu\u1eadn v\u1ec1 s\u1ef1 vi\u1ec7c, nh\u01b0ng h\u00e0nh \u0111\u1ed9ng c\u1ee7a h\u1ecd \u0111\u01b0\u1ee3c x\u00e1c \u0111\u1ecbnh l\u00e0 ho\u00e0n to\u00e0n h\u1ee3p ph\u00e1p, khi\u1ebfn Sanders kh\u00f4ng c\u00f3 c\u01a1 s\u1edf \u0111\u1ec3 khi\u1ebfu ki\u1ec7n hay \u0111\u00f2i l\u1ea1i nh\u00e0.<\/p>\n<p>Theo lu\u1eadt hi\u1ec7n h\u00e0nh c\u1ee7a bang B\u1eafc Carolina, HOA c\u00f3 quy\u1ec1n \u00e1p \u0111\u1eb7t l\u1ec7nh c\u1ea7m gi\u1eef t\u00e0i s\u1ea3n n\u1ebfu ch\u1ee7 nh\u00e0 kh\u00f4ng n\u1ed9p ph\u00ed. N\u1ebfu t\u00ecnh tr\u1ea1ng n\u1ee3 \u0111\u1ecdng ti\u1ebfp di\u1ec5n, ban qu\u1ea3n tr\u1ecb \u0111\u01b0\u1ee3c ph\u00e9p kh\u1edfi x\u01b0\u1edbng th\u1ee7 t\u1ee5c t\u1ecbch thu t\u00e0i s\u1ea3n. Quy\u1ec1n l\u1ef1c n\u00e0y v\u1ed1n \u0111\u01b0\u1ee3c c\u1ea5p \u0111\u1ec3 gi\u00fap HOA duy tr\u00ec c\u00e1c ti\u00eau chu\u1ea9n chung c\u1ee7a khu d\u00e2n c\u01b0, nh\u01b0ng nhi\u1ec1u ng\u01b0\u1eddi mua nh\u00e0 th\u01b0\u1eddng kh\u00f4ng hi\u1ec3u r\u00f5 gi\u1edbi h\u1ea1n quy\u1ec1n h\u1ea1n v\u00e0 tr\u00e1ch nhi\u1ec7m c\u1ee7a t\u1ed5 ch\u1ee9c n\u00e0y.<\/p>\n<p>Th\u00f4ng th\u01b0\u1eddng, m\u1ee5c \u0111\u00edch c\u1ee7a c\u00e1c HOA l\u00e0 thu h\u1ed3i n\u1ee3 ch\u1ee9 kh\u00f4ng ph\u1ea3i t\u1ecbch thu nh\u00e0 c\u1ee7a ch\u1ee7 h\u1ed9. Ng\u01b0\u1eddi d\u00e2n c\u00f3 th\u1ec3 kh\u00e1ng c\u00e1o l\u1ec7nh t\u1ecbch thu, nh\u01b0ng c\u00e1c l\u1ef1a ch\u1ecdn ph\u00e1p l\u00fd b\u1ea3o v\u1ec7 h\u1ecd r\u1ea5t h\u1ea1n ch\u1ebf.<\/p>\n<p>C\u00e1c nh\u00e0 l\u1eadp ph\u00e1p bang B\u1eafc Carolina \u0111ang xem x\u00e9t m\u1ed9t d\u1ef1 lu\u1eadt nh\u1eb1m t\u0103ng c\u01b0\u1eddng b\u1ea3o v\u1ec7 quy\u1ec1n l\u1ee3i c\u1ee7a ng\u01b0\u1eddi s\u1edf h\u1eefu nh\u00e0. N\u1ebfu \u0111\u01b0\u1ee3c th\u00f4ng qua, lu\u1eadt m\u1edbi s\u1ebd y\u00eau c\u1ea7u ban qu\u1ea3n l\u00fd ph\u1ea3i \u0111\u00e1p \u1ee9ng nh\u1eefng ti\u00eau ch\u00ed nghi\u00eam ng\u1eb7t h\u01a1n tr\u01b0\u1edbc khi ra l\u1ec7nh c\u1ea7m gi\u1eef t\u00e0i s\u1ea3n. HOA c\u0169ng b\u1eaft bu\u1ed9c ph\u1ea3i g\u1eedi th\u00f4ng b\u00e1o r\u00f5 r\u00e0ng cho ng\u01b0\u1eddi d\u00e2n v\u1ec1 kho\u1ea3n n\u1ee3, c\u00e1c chi ti\u1ebft li\u00ean quan v\u00e0 h\u1eadu qu\u1ea3 ph\u00e1p l\u00fd c\u1ee7a vi\u1ec7c kh\u00f4ng thanh to\u00e1n.<\/p>\n<p>D\u00f9 v\u1eady, d\u1ef1 lu\u1eadt n\u00e0y v\u1eabn \u0111ang b\u1ecb \u0111\u00ecnh tr\u1ec7 t\u1ea1i c\u01a1 quan l\u1eadp ph\u00e1p bang k\u1ec3 t\u1eeb th\u00e1ng 5 n\u0103m ngo\u00e1i.<\/p>\n<p><strong>Su\u00fdt m\u1ea5t nh\u00e0 v\u00ec kho\u1ea3n n\u1ee3 t\u1eeb ch\u1ee7 c\u0169<\/strong><\/p>\n<p>Jewel Inostroza, 56 tu\u1ed5i, su\u00fdt m\u1ea5t nh\u00e0 khi n\u1ee3 200 USD ti\u1ec1n ph\u00ed qu\u1ea3n l\u00fd t\u1ea1i khu d\u00e2n c\u01b0 \u1edf th\u00e0nh ph\u1ed1 Newnan, bang Georgia. Khi m\u1edbi d\u1ecdn \u0111\u1ebfn \u1edf v\u00e0o n\u0103m 2008, Inostroza c\u1ea3m th\u1ea5y \u0111\u00e2y l\u00e0 m\u1ed9t khu d\u00e2n c\u01b0 \u0111\u1eb9p, \u1ea5m c\u00fang, g\u1eafn k\u1ebft, nh\u01b0ng sau \u0111\u00f3 nh\u1eadn ra c\u0103n nh\u00e0 thu\u1ed9c m\u1ed9t &#8220;khu c\u1ed9ng \u0111\u1ed3ng c\u00f3 l\u1ee3i \u00edch chung&#8221;, n\u01a1i h\u1ecd ph\u1ea3i tr\u1ea3 ph\u00ed qu\u1ea3n l\u00fd.<\/p>\n<p>Ph\u00ed HOA m\u00e0 gia \u0111\u00ecnh Inostroza ph\u1ea3i \u0111\u00f3ng l\u00e0 200 USD m\u1ed7i n\u0103m. Nh\u01b0ng hai v\u1ee3 ch\u1ed3ng sau \u0111\u00f3 ph\u00e1t hi\u1ec7n c\u0103n nh\u00e0 c\u00f2n t\u1ed3n nhi\u1ec1u kho\u1ea3n n\u1ee3 ph\u1ea1t, ph\u1ee5 ph\u00ed t\u1eeb tr\u01b0\u1edbc th\u1eddi \u0111i\u1ec3m h\u1ecd mua, li\u00ean quan \u0111\u1ebfn ch\u0103m s\u00f3c b\u00e3i c\u1ecf v\u00e0 nhi\u1ec1u v\u1ea5n \u0111\u1ec1 n\u00e0o ph\u00e1t sinh.<\/p>\n<p>Gia \u0111\u00ecnh kh\u00f4ng ch\u1ea5p nh\u1eadn n\u1ed9p c\u00e1c kho\u1ea3n ph\u1ea1t n\u00e0y, cho r\u1eb1ng ch\u00fang thu\u1ed9c tr\u00e1ch nhi\u1ec7m c\u1ee7a ch\u1ee7 c\u0169. H\u1ecd cho bi\u1ebft HOA c\u00f9ng c\u00f4ng ty qu\u1ea3n l\u00fd khi \u0111\u00f3 l\u00e0 Homeowners Management \u0111\u00e3 kh\u00f4ng ph\u1ea3n h\u1ed3i c\u00e1c \u0111\u1ec1 ngh\u1ecb x\u00f3a n\u1ee3 c\u1ee7a h\u1ecd.<\/p>\n<p>H\u1ed3 s\u01a1 <em>CNBC <\/em>thu th\u1eadp \u0111\u01b0\u1ee3c cho th\u1ea5y kho\u1ea3n n\u1ee3 n\u00e0y v\u1eabn ti\u1ebfp t\u1ee5c ph\u00ecnh ra \u00edt nh\u1ea5t t\u1eeb n\u0103m 2012. Gia \u0111\u00ecnh Inostroza cho bi\u1ebft tr\u01b0\u1edbc n\u0103m 2011 h\u1ecd li\u00ean l\u1ea1c v\u1edbi HOA ch\u1ee7 y\u1ebfu qua \u0111i\u1ec7n tho\u1ea1i. \u0110\u1ebfn th\u00e1ng 8\/2015, HOA \u0111\u0103ng k\u00fd quy\u1ec1n c\u1ea7m gi\u1eef \u0111\u1ed1i v\u1edbi c\u0103n nh\u00e0 c\u1ee7a gia \u0111\u00ecnh. Trong h\u1ed3 s\u01a1 t\u00f2a \u00e1n, HOA cho bi\u1ebft h\u1ecd n\u1ee3 1.600 USD.<\/p>\n<figure data-size=\"true\" itemprop=\"associatedMedia image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <meta itemprop=\"url\" content=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=0&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=Nhl5dbuy_x-e0YhltJkPhw\"> <meta itemprop=\"width\" content=\"680\"> <meta itemprop=\"height\" content=\"382.5\"> <meta itemprop=\"href\" content> <\/p>\n<div data-width=\"680\"><picture><source data-srcset=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=zncoAQuaU8Bf4tRW8ETh7A 1x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=1020&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=cGYgscGxYrQUdEI1yhc3ng 1.5x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=680&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=6T_UWkWsvGFYvGXaEprbHw 2x\"><img decoding=\"async\" itemprop=\"contentUrl\" loading=\"lazy\" intrinsicsize=\"680x0\" alt=\"C\u0103n nh\u00e0 c\u1ee7a gia \u0111\u00ecnh Inostroza t\u1ea1i th\u00e0nh ph\u1ed1 Newnan, bang Georgia, M\u1ef9. \u1ea2nh: CNBC\" src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=zncoAQuaU8Bf4tRW8ETh7A\" previous-src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/Untitled-1776134115-1518-1776134302.png?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=zncoAQuaU8Bf4tRW8ETh7A\"> <\/picture><\/div><figcaption itemprop=\"description\">\n<p>C\u0103n nh\u00e0 c\u1ee7a gia \u0111\u00ecnh Inostroza t\u1ea1i th\u00e0nh ph\u1ed1 Newnan, bang Georgia, M\u1ef9. \u1ea2nh: <em>CNBC<\/em><\/p>\n<\/figcaption><\/figure>\n<p>Gi\u1ed1ng nh\u01b0 Inostroza, ng\u00e0y c\u00e0ng nhi\u1ec1u ng\u01b0\u1eddi l\u1ea7n \u0111\u1ea7u mua nh\u00e0 mua ph\u1ea3i nh\u1eefng b\u1ea5t \u0111\u1ed9ng s\u1ea3n thu\u1ed9c di\u1ec7n HOA qu\u1ea3n l\u00fd m\u00e0 kh\u00f4ng hay bi\u1ebft.<\/p>\n<p>Theo C\u1ee5c \u0110i\u1ec1u tra D\u00e2n s\u1ed1 M\u1ef9, kho\u1ea3ng 84% nh\u00e0 \u1edf ri\u00eang l\u1ebb m\u1edbi x\u00e2y \u0111\u01b0\u1ee3c b\u00e1n trong n\u0103m 2022 thu\u1ed9c c\u00e1c khu c\u00f3 HOA. T\u1ea1i ph\u1ea7n l\u1edbn c\u00e1c bang mi\u1ec1n nam v\u00e0 mi\u1ec1n t\u00e2y, g\u1ea7n nh\u01b0 kh\u00f4ng th\u1ec3 t\u00ecm \u0111\u01b0\u1ee3c m\u1ed9t c\u0103n ri\u00eang l\u1ebb kh\u00f4ng thu\u1ed9c HOA qu\u1ea3n l\u00fd. M\u1ed9t s\u1ed1 \u0111\u1ecba ph\u01b0\u01a1ng th\u1eadm ch\u00ed y\u00eau c\u1ea7u g\u1ea7n nh\u01b0 m\u1ecdi d\u1ef1 \u00e1n m\u1edbi x\u00e2y \u0111\u1ec1u ph\u1ea3i c\u00f3 HOA.<\/p>\n<p>Khi mua nh\u00e0 trong c\u00e1c khu c\u00f3 HOA qu\u1ea3n l\u00fd, ng\u01b0\u1eddi mua th\u1ef1c ch\u1ea5t kh\u00f4ng ch\u1ec9 mua t\u00e0i s\u1ea3n m\u00e0 c\u00f2n nh\u1eadn lu\u00f4n c\u00e1c ngh\u0129a v\u1ee5 t\u00e0i ch\u00ednh g\u1eafn v\u1edbi c\u0103n nh\u00e0. \u0110i\u1ec1u n\u00e0y \u0111\u1ed3ng ngh\u0129a n\u1ebfu ch\u1ee7 c\u0169 c\u00f2n n\u1ee3 ph\u00ed ho\u1eb7c b\u1ecb ph\u1ea1t, kho\u1ea3n n\u1ee3 s\u1ebd &#8220;\u0111i theo&#8221; b\u1ea5t \u0111\u1ed9ng s\u1ea3n sang ch\u1ee7 m\u1edbi.<\/p>\n<p>HOA c\u00f3 quy\u1ec1n \u0111\u0103ng k\u00fd quy\u1ec1n c\u1ea7m gi\u1eef v\u1edbi c\u0103n nh\u00e0 \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o thu h\u1ed3i n\u1ee3. \u0110\u00e2y l\u00e0 c\u01a1 ch\u1ebf ph\u00e1p l\u00fd cho ph\u00e9p ch\u1ee7 n\u1ee3 g\u00e1n ngh\u0129a v\u1ee5 thanh to\u00e1n v\u00e0o t\u00e0i s\u1ea3n, nh\u01b0 nh\u00e0 \u1edf. T\u1eeb \u0111\u00f3, HOA c\u00f3 th\u1ec3 \u00e1p d\u1ee5ng c\u00e1c bi\u1ec7n ph\u00e1p c\u01b0\u1ee1ng ch\u1ebf nh\u01b0 ph\u00e1t m\u1ea1i nh\u00e0. Gi\u1edbi chuy\u00ean gia m\u00f4 t\u1ea3 m\u00f4 h\u00ecnh n\u00e0y gi\u1ed1ng m\u1ed9t &#8220;c\u00e1i b\u1eaby&#8221; n\u1ebfu ng\u01b0\u1eddi mua kh\u00f4ng ki\u1ec3m tra k\u1ef9 c\u00e1c kho\u1ea3n n\u1ee3 ph\u00ed c\u1ee7a ch\u1ee7 c\u0169.<\/p>\n<p>Trong tr\u01b0\u1eddng h\u1ee3p c\u1ee7a gia \u0111\u00ecnh Inostroza, hai v\u1ee3 ch\u1ed3ng b\u1ecb kh\u1ea5u tr\u1eeb thu nh\u1eadp t\u1eeb gi\u1eefa n\u0103m 2015. Tuy nhi\u00ean, b\u00e0 cho bi\u1ebft m\u00ecnh kh\u00f4ng \u0111\u01b0\u1ee3c th\u00f4ng b\u00e1o tr\u01b0\u1edbc v\u1ec1 bi\u1ec7n ph\u00e1p n\u00e0y v\u00e0 ch\u1ec9 bi\u1ebft chuy\u1ec7n l\u00e0 khi nh\u1eadn b\u1ea3ng l\u01b0\u01a1ng. M\u00e3i \u0111\u1ebfn hai tu\u1ea7n sau, b\u00e0 m\u1edbi nh\u1eadn \u0111\u01b0\u1ee3c gi\u1ea5y b\u00e1o.<\/p>\n<p>D\u00f9 l\u01b0\u01a1ng \u0111\u00e3 b\u1ecb kh\u1ea5u tr\u1eeb, t\u1ed5ng d\u01b0 n\u1ee3 HOA kh\u00f4ng gi\u1ea3m. \u0110\u1ebfn th\u00e1ng 12\/2016, gia \u0111\u00ecnh \u0111\u00e3 n\u1ee3 HOA h\u01a1n 4.300 USD.<\/p>\n<p>Hai v\u1ee3 ch\u1ed3ng sau \u0111\u00f3 thu\u00ea lu\u1eadt s\u01b0. N\u0103m 2016, lu\u1eadt s\u01b0 c\u1ee7a h\u1ecd \u0111\u00e3 \u0111\u1ea1t th\u1ecfa thu\u1eadn v\u1edbi lu\u1eadt s\u01b0 ph\u00eda HOA \u0111\u1ec3 ch\u1ea5m d\u1ee9t kh\u1ea5u tr\u1eeb l\u01b0\u01a1ng. Theo th\u1ecfa thu\u1eadn, v\u1ee3 ch\u1ed3ng h\u1ecd s\u1ebd tr\u1ea3 kho\u1ea3ng 3.100 USD theo t\u1eebng \u0111\u1ee3t. H\u1ed3 s\u01a1 <em>CNBC<\/em> thu th\u1eadp cho th\u1ea5y h\u1ecd \u0111\u00e3 ho\u00e0n t\u1ea5t kho\u1ea3n thanh to\u00e1n n\u00e0y h\u1ed3i th\u00e1ng 1\/2023.<\/p>\n<p>Tuy nhi\u00ean, HOA v\u1eabn ti\u1ebfp t\u1ee5c c\u1ed9ng ti\u1ec1n ph\u1ea1t v\u00e0 t\u00ednh l\u00e3i. Gia \u0111\u00ecnh Inostroza \u01b0\u1edbc t\u00ednh h\u1ecd \u0111\u00e3 tr\u1ea3 t\u1ed5ng c\u1ed9ng kho\u1ea3ng 12.000 USD ti\u1ec1n ph\u1ea1t v\u00e0 ti\u1ec1n b\u1ecb kh\u1ea5u tr\u1eeb l\u01b0\u01a1ng cho HOA, ch\u01b0a k\u1ec3 h\u00e0ng ngh\u00ecn USD ph\u00ed lu\u1eadt s\u01b0. Homeowners Management v\u00e0 HOA kh\u00f4ng tr\u1ea3 l\u1eddi y\u00eau c\u1ea7u b\u00ecnh lu\u1eadn.<\/p>\n<p>Theo Tom Skiba, l\u00e3nh \u0111\u1ea1o t\u1ed5 ch\u1ee9c \u0111\u1ea1i di\u1ec7n cho c\u00e1c HOA, nh\u00e0 \u1edf l\u00e0 kho\u1ea3n \u0111\u1ea7u t\u01b0 l\u1edbn nh\u1ea5t \u0111\u1eddi ng\u01b0\u1eddi \u0111\u1ed1i v\u1edbi ph\u1ea7n l\u1edbn ng\u01b0\u1eddi M\u1ef9, v\u00e0 HOA c\u00f3 tr\u00e1ch nhi\u1ec7m b\u1ea3o v\u1ec7 gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n \u0111\u00f3, n\u00ean c\u00e1c bi\u1ec7n ph\u00e1p c\u1ee9ng r\u1eafn c\u1ee7a h\u1ecd v\u1edbi nh\u1eefng ng\u01b0\u1eddi kh\u00f4ng ch\u1ecbu n\u1ed9p ph\u00ed qu\u1ea3n l\u00fd l\u00e0 ph\u00f9 h\u1ee3p.<\/p>\n<figure data-size=\"true\" itemprop=\"associatedMedia image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <meta itemprop=\"url\" content=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=0&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=_sCqbwf9yn8rDxTSleMpQQ\"> <meta itemprop=\"width\" content=\"680\"> <meta itemprop=\"height\" content=\"453.78666666667\"> <meta itemprop=\"href\" content> <\/p>\n<div data-width=\"680\"><picture><source data-srcset=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=P4gSU9Q7TgGfsl3oH5RcxQ 1x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=1020&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=xKq9btcw8QL_653194w6bw 1.5x, https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=L-L6zqsobQyn9pOSoq2tNg 2x\"><img decoding=\"async\" itemprop=\"contentUrl\" loading=\"lazy\" intrinsicsize=\"680x0\" alt=\"Camera \u0111o t\u1ed1c \u0111\u1ed9 c\u1ee7a HOA \u0111\u1ec3 b\u1eaft ph\u1ea1t t\u00e0i x\u1ebf vi ph\u1ea1m t\u1ea1i m\u1ed9t khu d\u00e2n c\u01b0 \u1edf Bradeton, Florida, n\u0103m 2025. \u1ea2nh: Bradeton Times\" src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=P4gSU9Q7TgGfsl3oH5RcxQ\" previous-src=\"https:\/\/vcdn1-vnexpress.vnecdn.net\/2026\/04\/14\/20250808-144253-7a3-Flock-Safe-7855-5548-1776134303.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=P4gSU9Q7TgGfsl3oH5RcxQ\"> <\/picture><\/div><figcaption itemprop=\"description\">\n<p>Camera \u0111o t\u1ed1c \u0111\u1ed9 c\u1ee7a HOA \u0111\u1ec3 b\u1eaft ph\u1ea1t t\u00e0i x\u1ebf vi ph\u1ea1m t\u1ea1i m\u1ed9t khu d\u00e2n c\u01b0 \u1edf Bradenton, Florida, n\u0103m 2025. \u1ea2nh: <em>Bradenton Times<\/em><\/p>\n<\/figcaption><\/figure>\n<p>Tr\u1ea3i nghi\u1ec7m c\u1ee7a gia \u0111\u00ecnh Inostroza cho th\u1ea5y r\u00f5 c\u01a1 ch\u1ebf quy\u1ec1n l\u1ef1c c\u1ee7a HOA \u0111ang xu\u1ea5t hi\u1ec7n \u1edf nhi\u1ec1u n\u01a1i tr\u00ean kh\u1eafp n\u01b0\u1edbc M\u1ef9.<\/p>\n<p>Kh\u1ea3o s\u00e1t n\u0103m 2023 c\u1ee7a Rocket Mortgage v\u1edbi 1.001 ng\u01b0\u1eddi M\u1ef9 s\u1ed1ng trong khu c\u00f3 HOA cho th\u1ea5y h\u01a1n m\u1ed9t n\u1eeda, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 57%, kh\u00f4ng th\u00edch m\u00f4 h\u00ecnh n\u00e0y, v\u00e0 h\u01a1n 30% cho r\u1eb1ng HOA n\u1eafm qu\u00e1 nhi\u1ec1u quy\u1ec1n l\u1ef1c.<\/p>\n<p>&#8220;H\u1ecd ho\u1ea1t \u0111\u1ed9ng nh\u01b0 nh\u1eefng &#8216;ch\u00ednh quy\u1ec1n khu ph\u1ed1&#8217;, th\u1eadm ch\u00ed l\u1ea5n \u00e1t nh\u1eefng quy \u0111\u1ecbnh ph\u00e1p lu\u1eadt hi\u1ec7n h\u1eefu&#8221;, Steve Horvath, \u0111\u1ed3ng s\u00e1ng l\u1eadp nh\u00f3m HOA United, cho bi\u1ebft.<\/p>\n<p>Theo \u00f4ng, g\u1ed1c r\u1ec5 c\u1ee7a HOA n\u1eb1m \u1edf mong mu\u1ed1n c\u1ee7a gi\u1edbi ch\u1ee9c \u0111\u00f4 th\u1ecb, mu\u1ed1n chuy\u1ec3n giao b\u1edbt tr\u00e1ch nhi\u1ec7m v\u1ed1n d\u0129 ph\u1ea3i do ch\u00ednh quy\u1ec1n \u0111\u1ea3m nh\u1eadn, nh\u01b0 b\u1ea3o tr\u00ec v\u1ec9a h\u00e8, \u0111\u01b0\u1eddng n\u1ed9i b\u1ed9 hay h\u1ec7 th\u1ed1ng tho\u00e1t n\u01b0\u1edbc, nh\u1eefng vi\u1ec7c m\u00e0 ng\u01b0\u1eddi d\u00e2n v\u1ed1n ngh\u0129 m\u00ecnh \u0111\u00e3 \u0111\u00f3ng thu\u1ebf \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng.<\/p>\n<p>Nhi\u1ec1u ch\u1ee7 nh\u00e0 c\u00f3 tranh ch\u1ea5p v\u1edbi HOA cho bi\u1ebft h\u1ecd r\u1ea5t kh\u00f3 t\u00ecm \u0111\u01b0\u1ee3c s\u1ef1 h\u1ed7 tr\u1ee3 t\u1eeb c\u00e1c c\u01a1 quan c\u00f4ng quy\u1ec1n. Raelene Schifano, \u0111\u1ed3ng s\u00e1ng l\u1eadp HOA United, n\u00f3i r\u1eb1ng quy\u1ec1n duy nh\u1ea5t c\u1ee7a ch\u1ee7 nh\u00e0 l\u00e0 ki\u1ec7n ra t\u00f2a d\u00e2n s\u1ef1, nh\u01b0ng con \u0111\u01b0\u1eddng n\u00e0y h\u1ea7u nh\u01b0 kh\u00f4ng hi\u1ec7u qu\u1ea3.<\/p>\n<p>C\u00e1c nh\u00e0 l\u1eadp ph\u00e1p \u1edf m\u1ed9t s\u1ed1 bang nh\u01b0 Maryland, Florida \u0111\u00e3 \u0111\u01b0a ra d\u1ef1 lu\u1eadt nh\u1eb1m x\u1eed l\u00fd nh\u1eefng v\u1ea5n \u0111\u1ec1 m\u00e0 ch\u1ee7 nh\u00e0 l\u00e2u nay ph\u1ea3n \u00e1nh v\u1ec1 HOA, nh\u01b0ng \u0111\u1ec1u v\u1ea5p ph\u1ea3i s\u1ef1 ph\u1ea3n \u0111\u1ed1i t\u1eeb ng\u00e0nh qu\u1ea3n l\u00fd chuy\u00ean nghi\u1ec7p.<\/p>\n<p>\u0110\u1ebfn nay, thay \u0111\u1ed5i ch\u1ee7 y\u1ebfu v\u1eabn ph\u1ea3i xu\u1ea5t ph\u00e1t t\u1eeb vi\u1ec7c c\u00e1c ch\u1ee7 nh\u00e0 v\u1eeba \u0111\u1ea5u tranh qua h\u1ec7 th\u1ed1ng t\u00f2a \u00e1n, v\u1eeba t\u00ecm c\u00e1ch b\u1ea7u ra m\u1ed9t h\u1ed9i \u0111\u1ed3ng qu\u1ea3n tr\u1ecb m\u00e0 h\u1ecd tin l\u00e0 th\u1ef1c s\u1ef1 \u0111\u1ea1i di\u1ec7n cho m\u00ecnh, Charlotte Morabito, b\u00ecnh lu\u1eadn vi\u00ean t\u00e0i ch\u00ednh c\u1ee7a CNBC, nh\u1eadn \u0111\u1ecbnh.<\/p>\n<p><strong>\u0110\u1ee9c Trung <\/strong>(Theo <em>CNBC, AP, USA Today<\/em>)<\/p>\n<p><span id=\"article-end\"><\/span>   <\/p>",
        "protected": false
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        "rendered": "<p>M\u1ef9Taylor Sanders tr\u1ec5 h\u1ea1n n\u1ed9p 400 USD ti\u1ec1n ph\u00ed v\u00e0 b\u1ecb ban qu\u1ea3n tr\u1ecb khu d\u00e2n c\u01b0 b\u1ecb t\u1ecbch thu [&hellip;]<\/p>",
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