{
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    "date": "2026-04-02T09:11:26",
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    "slug": "lai-suat-tiet-kiem-nhay-vot-len-92-nam",
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        "rendered": "L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m nh\u1ea3y v\u1ecdt l\u00ean 9,2%\/n\u0103m"
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        "rendered": "<div data-role=\"content\" itemprop=\"articleBody\" data-io-article-url=\"https:\/\/thanhnien.vn\/lai-suat-tiet-kiem-nhay-vot-len-92-nam-185260402080649003.htm\">\n<p data-id-seo=\"paragraphs-0\">Ng\u00e2n h\u00e0ng s\u1ed1 Cake by VPBank th\u00f4ng b\u00e1o k\u1ec3 t\u1eeb ng\u00e0y 1.4, kh\u00e1ch h\u00e0ng m\u1edbi g\u1eedi ti\u1ebft ki\u1ec7m s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c <a href=\"https:\/\/thanhnien.vn\/nhieu-ngan-hang-dat-chi-tieu-loi-nhuan-ti-do-185260323090918804.htm\" target=\"_blank\" title=\"Nhi\u1ec1u ng\u00e2n h\u00e0ng \u0111\u1eb7t ch\u1ec9 ti\u00eau l\u1ee3i nhu\u1eadn t\u1ec9 \u0111\u00f4\">l\u00e3i su\u1ea5t<\/a> l\u00ean t\u1edbi 9,2%\/n\u0103m. C\u1ee5 th\u1ec3, l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i c\u1ed9ng th\u00eam d\u00e0nh cho kh\u00e1ch h\u00e0ng m\u1edbi khi g\u1eedi <a href=\"https:\/\/thanhnien.vn\/lai-suat-tiet-kiem-tang-cao-185260319173608742.htm\" title=\"ti\u1ebft ki\u1ec7m\" data-rel=\"follow\">ti\u1ebft ki\u1ec7m<\/a> l\u1ea7n \u0111\u1ea7u k\u1ec3 t\u1eeb ng\u00e0y 1.4 \u0111\u1ebfn h\u1ebft ng\u00e0y 30.4 l\u00e0 1,3%\/n\u0103m. \u01afu \u0111\u00e3i n\u00e0y d\u00e0nh cho kh\u00e1ch g\u1eedi ti\u1ebft ki\u1ec7m k\u1ef3 h\u1ea1n t\u1eeb 6 th\u00e1ng tr\u1edf l\u00ean v\u00e0 kh\u00f4ng t\u1ea5t to\u00e1n tr\u01b0\u1edbc h\u1ea1n t\u1ea1i ng\u00e2n h\u00e0ng s\u1ed1 (bao g\u1ed3m \u1ee9ng d\u1ee5ng CAKE BANK v\u00e0 c\u00e1c n\u1ec1n t\u1ea3ng kh\u00e1c). Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 l\u1ef1a ch\u1ecdn nhi\u1ec1u ph\u01b0\u01a1ng th\u1ee9c nh\u1eadn l\u00e3i nh\u01b0 cu\u1ed1i k\u1ef3, \u0111\u1ea7u k\u1ef3, h\u00e0ng th\u00e1ng ho\u1eb7c h\u00e0ng qu\u00fd.<\/p>\n<figure type=\"Photo\">\n<p><img loading=\"lazy\" decoding=\"async\" data-author id =\"img_215088837047640064\" w=\"1790\" h=\"1005\" alt=\"L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m nh\u1ea3y v\u1ecdt l\u00ean 9,2%\/n\u0103m- \u1ea2nh 1.\" title=\"L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m nh\u1ea3y v\u1ecdt l\u00ean 9,2%\/n\u0103m- \u1ea2nh 1.\" rel=\"lightbox\" photoid=\"215088837047640064\" src=\"https:\/\/images2.thanhnien.vn\/528068263637045248\/2026\/4\/2\/edit-lai-suat-dau-thang-4--1775093533934952797592.png\" type=\"photo\" width=\"1790\" height=\"1005\" data-id-seo=\"image-0\" ><\/p><figcaption>\n<p data-placeholder=\"Nh\u1eadp ch\u00fa th\u00edch \u1ea3nh\" class>L\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m th\u00f4ng th\u01b0\u1eddng l\u00ean \u0111\u1ebfn 9,2%\/n\u0103m<\/p>\n<\/figcaption><p data-placeholder=\"Nh\u1eadp t\u00e1c gi\u1ea3\" class>\u1ea2NH: CH\u1ee4P M\u00c0N H\u00ccNH<\/p>\n<\/figure>\n<p data-id-seo=\"paragraphs-3\">Hi\u1ec7n t\u1ea1i, <a href=\"https:\/\/thanhnien.vn\/gui-tiet-kiem-lai-suat-9-nam-ma-khong-can-tien-nhieu-185260322163847623.htm\" title=\"ng\u00e2n h\u00e0ng\" data-rel=\"follow\">ng\u00e2n h\u00e0ng<\/a> n\u00e0y ni\u00eam y\u1ebft l\u00e3i su\u1ea5t cao nh\u1ea5t 7,7%\/n\u0103m cho k\u1ef3 h\u1ea1n 6 th\u00e1ng v\u00e0 l\u00ean \u0111\u1ebfn 7,9% \u0111\u1ed1i v\u1edbi k\u1ef3 h\u1ea1n t\u1eeb 10 th\u00e1ng \u0111\u1ebfn 36 th\u00e1ng. Nh\u01b0 v\u1eady, n\u1ebfu kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m l\u1ea7n \u0111\u1ea7u t\u1ea1i \u0111\u00e2y t\u1eeb 10 th\u00e1ng tr\u1edf l\u00ean s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e3i su\u1ea5t t\u1ed1i \u0111a l\u00ean 9,2%\/n\u0103m. M\u1ee9c l\u00e3i su\u1ea5t n\u00e0y t\u0103ng th\u00eam 0,2% so v\u1edbi cu\u1ed1i th\u00e1ng 3 ngay t\u1ea1i ch\u00ednh ng\u00e2n h\u00e0ng n\u00e0y. V\u00ed d\u1ee5, kh\u00e1ch c\u00f3 ti\u1ec1n g\u1eedi ti\u1ebft ki\u1ec7m 2 t\u1ec9 \u0111\u1ed3ng l\u1ea7n \u0111\u1ea7u ti\u00ean t\u1ea1i Cake, k\u1ef3 h\u1ea1n 12 th\u00e1ng, s\u1ed1 ti\u1ec1n l\u00e3i b\u1ea1n s\u1ebd nh\u1eadn \u0111\u01b0\u1ee3c l\u00e0: 2 t\u1ec9 x 7,9%\/12 x 12 th\u00e1ng = 158 tri\u1ec7u \u0111\u1ed3ng. Song song v\u1edbi \u0111\u00f3, Cake s\u1ebd th\u01b0\u1edfng th\u00eam: 2 t\u1ec9 x 1,3%\/12 x 12 th\u00e1ng = 26 tri\u1ec7u \u0111\u1ed3ng. Nh\u01b0 v\u1eady, t\u1ed5ng c\u1ed9ng ti\u1ec1n l\u1eddi l\u00e0 184 tri\u1ec7u \u0111\u1ed3ng.\u00a0<\/p>\n<p data-id-seo=\"paragraphs-4\">\u0110\u00e1ng ch\u00fa \u00fd, kh\u00e1ch h\u00e0ng ch\u1ec9 c\u1ea7n g\u1eedi t\u1ed1i thi\u1ec3u t\u1eeb 100.000 \u0111\u1ed3ng \u0111\u00e3 c\u00f3 th\u1ec3 nh\u1eadn m\u1ee9c l\u00e3i su\u1ea5t \u01b0u \u0111\u00e3i cao nh\u1ea5t n\u00e0y. Trong khi t\u1ea1i nhi\u1ec1u ng\u00e2n h\u00e0ng th\u01b0\u01a1ng m\u1ea1i, l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m c\u0169ng nh\u00edch t\u0103ng nh\u01b0ng cao nh\u1ea5t v\u1eabn ch\u01b0a ch\u1ea1m \u0111\u1ebfn 9%\/n\u0103m.\u00a0<\/p>\n<p data-id-seo=\"paragraphs-5\">Ri\u00eang \u0111\u1ed1i v\u1edbi kh\u00e1ch h\u00e0ng VIP, trong cu\u1ed1i th\u00e1ng 3, Ng\u00e2n h\u00e0ng TMCP \u0110\u1ea1i Ch\u00fang Vi\u1ec7t Nam (PVcomBank) c\u0169ng t\u0103ng l\u00e3i su\u1ea5t ti\u1ebft ki\u1ec7m l\u00ean cao nh\u1ea5t 10%\/n\u0103m cho k\u1ef3 h\u1ea1n 12 &#8211; 13 th\u00e1ng khi g\u1eedi t\u1ea1i qu\u1ea7y, v\u1edbi \u0111i\u1ec1u ki\u1ec7n l\u00e0 kh\u00e1ch h\u00e0ng VIP c\u00f3 s\u1ed1 d\u01b0 t\u1ed1i thi\u1ec3u 2.000 t\u1ec9 \u0111\u1ed3ng. M\u1ee9c l\u00e3i su\u1ea5t n\u00e0y \u0111\u00e3 t\u0103ng th\u00eam 1% cho kh\u00e1ch h\u00e0ng VIP tr\u01b0\u1edbc \u0111\u00f3. T\u01b0\u01a1ng t\u1ef1, l\u00e3i su\u1ea5t \u0111\u1eb7c bi\u1ec7t t\u1ea1i ABBank c\u0169ng \u0111\u01b0\u1ee3c n\u00e2ng l\u00ean 9,65%\/n\u0103m. \u0110i\u1ec1u ki\u1ec7n \u0111\u1ec3 \u0111\u01b0\u1ee3c h\u01b0\u1edfng m\u1ee9c l\u00e3i su\u1ea5t n\u00e0y l\u00e0 kh\u00e1ch h\u00e0ng g\u1eedi ti\u1ebft ki\u1ec7m t\u1ea1i qu\u1ea7y, k\u1ef3 h\u1ea1n 13 th\u00e1ng, s\u1ed1 ti\u1ec1n g\u1eedi t\u1ed1i thi\u1ec3u 1.500 t\u1ec9 \u0111\u1ed3ng.<\/p>\n<p data-id-seo=\"paragraphs-6\">Hi\u1ec7n nh\u00f3m ng\u00e2n h\u00e0ng Big 4 ch\u01b0a thay \u0111\u1ed5i l\u00e3i su\u1ea5t so v\u1edbi cu\u1ed1i th\u00e1ng 3. Tuy nhi\u00ean, Ng\u00e2n h\u00e0ng Vietcombank k\u1ec3 t\u1eeb ng\u00e0y 1.4 th\u00f4ng b\u00e1o ph\u00e1t h\u00e0nh ch\u1ee9ng ch\u1ec9 ti\u1ec1n g\u1eedi tr\u1ef1c tuy\u1ebfn c\u00f3 k\u1ef3 h\u1ea1n 6 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 7,5%\/n\u0103m v\u00e0 12 th\u00e1ng v\u1edbi l\u00e3i su\u1ea5t 7,9%\/n\u0103m, m\u1ec7nh gi\u00e1 100.000 VND\/ch\u1ee9ng ch\u1ec9, \u0111\u01b0\u1ee3c ph\u00e1t h\u00e0nh tr\u00ean ng\u00e2n h\u00e0ng s\u1ed1 VCB Digibank. Kh\u00e1ch h\u00e0ng c\u00f3 th\u1ec3 th\u1ef1c hi\u1ec7n giao d\u1ecbch mua m\u1ecdi l\u00fac, m\u1ecdi n\u01a1i m\u00e0 kh\u00f4ng c\u1ea7n \u0111\u1ebfn qu\u1ea7y giao d\u1ecbch.<\/p>\n<\/p><\/div>",
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