{
    "id": 63802,
    "date": "2026-03-19T09:17:57",
    "date_gmt": "2026-03-19T02:17:57",
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        "rendered": "https:\/\/hbbgroup.net\/vib-dat-muc-tieu-loi-nhuan-11-550-ty-trong-nam-2026\/"
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    "slug": "vib-dat-muc-tieu-loi-nhuan-11-550-ty-trong-nam-2026",
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    "link": "https:\/\/hbbgroup.net\/en_us\/vib-dat-muc-tieu-loi-nhuan-11-550-ty-trong-nam-2026\/",
    "title": {
        "rendered": "VIB \u0111\u1eb7t m\u1ee5c ti\u00eau l\u1ee3i nhu\u1eadn 11.550 t\u1ef7 trong n\u0103m 2026"
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        "rendered": "<div>\n<ul data-campaign=\"Header\">\n<li><a data-medium=\"Menu-KinhDoanh\" href=\"http:\/\/vnexpress.net\/kinh-doanh\" title=\"Kinh doanh\">Kinh doanh<\/a><\/li>\n<li><a data-medium=\"Menu-Ebank\" href=\"http:\/\/vnexpress.net\/kinh-doanh\/ebank\" title=\"Ebank\">Ebank<\/a><\/li>\n<li><a data-medium=\"Menu-NganHangSangTao\" href=\"http:\/\/vnexpress.net\/kinh-doanh\/ebank\/ngan-hang-sang-tao\" title=\"Ng\u00e2n h\u00e0ng s\u00e1ng t\u1ea1o\">Ng\u00e2n h\u00e0ng s\u00e1ng t\u1ea1o<\/a><\/li>\n<p>\t<span id=\"parentCateDetail\" data-cate=\"1006173\"><\/span> <span id=\"site-sub-id\" data-cate=\"1006173\"><\/span> <\/ul>\n<p><span>Th\u1ee9 n\u0103m, 19\/3\/2026, 09:00 (GMT+7)<\/span> <\/p>\n<\/div>\n<p>VIB \u0111\u1eb7t k\u1ebf ho\u1ea1ch l\u00e3i tr\u01b0\u1edbc thu\u1ebf 11.550 t\u1ef7, t\u0103ng 27% so v\u1edbi 2025, d\u1ef1a tr\u00ean vi\u1ec7c t\u1ed1i \u01b0u danh m\u1ee5c t\u00e0i s\u1ea3n, c\u1ea3i thi\u1ec7n bi\u00ean l\u1ee3i nhu\u1eadn v\u00e0 ki\u1ec3m so\u00e1t chi ph\u00ed ho\u1ea1t \u0111\u1ed9ng.<\/p>\n<p>Th\u00f4ng tin n\u00eau t\u1ea1i t\u00e0i li\u1ec7u \u0110\u1ea1i h\u1ed9i \u0111\u1ed3ng c\u1ed5 \u0111\u00f4ng th\u01b0\u1eddng ni\u00ean n\u0103m 2026, v\u1eeba c\u00f4ng b\u1ed1 ng\u00e0y 18\/3, nh\u1eb1m chu\u1ea9n b\u1ecb cho \u0111\u1ea1i h\u1ed9i v\u00e0o ng\u00e0y 8\/4 t\u1ea1i TP HCM.<\/p>\n<p>Trong t\u00e0i li\u1ec7u tr\u00ecnh c\u1ed5 \u0111\u00f4ng, VIB h\u01b0\u1edbng t\u1edbi t\u0103ng tr\u01b0\u1edfng d\u01b0 n\u1ee3 t\u00edn d\u1ee5ng kho\u1ea3ng 15% trong n\u0103m 2026. M\u1ee9c t\u0103ng n\u00e0y \u0111\u01b0\u1ee3c x\u00e2y d\u1ef1ng ph\u00f9 h\u1ee3p v\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng \u0111i\u1ec1u h\u00e0nh c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc, t\u1ee9c t\u0103ng tr\u01b0\u1edfng t\u00edn d\u1ee5ng theo h\u01b0\u1edbng th\u1eadn tr\u1ecdng v\u00e0 g\u1eafn v\u1edbi ki\u1ec3m so\u00e1t ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n.<\/p>\n<figure data-size=\"true\" itemprop=\"associatedMedia image\" itemscope itemtype=\"http:\/\/schema.org\/ImageObject\"> <meta itemprop=\"url\" content=\"https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=0&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=2tgXirwClbdctHat1Zq1kQ\"> <meta itemprop=\"width\" content=\"680\"> <meta itemprop=\"height\" content=\"411.55091383812\"> <meta itemprop=\"href\" content> <\/p>\n<div data-width=\"680\"><picture><source data-srcset=\"https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=72B7BU9cWYANtx1Adc054Q 1x, https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=1020&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=Z7BBUCgGN4ERrRqPn3SD4A 1.5x, https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=2&#038;fit=crop&#038;s=ZjZFhi5KD1ODuG7C8l-HwQ 2x\"><img decoding=\"async\" itemprop=\"contentUrl\" loading=\"lazy\" intrinsicsize=\"680x0\" alt=\"Logo ng\u00e2n h\u00e0ng. \u1ea2nh: VIB\" src=\"https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=72B7BU9cWYANtx1Adc054Q\" previous-src=\"https:\/\/vcdn1-kinhdoanh.vnecdn.net\/2026\/03\/18\/1-3-1773850466-7354-1773850743.jpg?w=680&#038;h=0&#038;q=100&#038;dpr=1&#038;fit=crop&#038;s=72B7BU9cWYANtx1Adc054Q\"> <\/picture><\/div><figcaption itemprop=\"description\">\n<p>Logo ng\u00e2n h\u00e0ng. \u1ea2nh: <em>VIB<\/em><\/p>\n<\/figcaption><\/figure>\n<p>\u0110\u1ea1i di\u1ec7n ng\u00e2n h\u00e0ng cho bi\u1ebft, VIB th\u1eadn tr\u1ecdng khi ti\u1ebfp t\u1ee5c theo \u0111u\u1ed5i chi\u1ebfn l\u01b0\u1ee3c t\u0103ng tr\u01b0\u1edfng c\u00f3 ch\u1ecdn l\u1ecdc, t\u1eadp trung v\u00e0o ch\u1ea5t l\u01b0\u1ee3ng t\u00e0i s\u1ea3n v\u00e0 hi\u1ec7u qu\u1ea3 s\u1eed d\u1ee5ng v\u1ed1n. Nh\u00e0 b\u0103ng ti\u1ebfp t\u1ee5c c\u1ee7ng c\u1ed1 c\u00e1c m\u1ea3ng kinh doanh c\u1ed1t l\u00f5i, \u0111\u1ed3ng th\u1eddi t\u0103ng c\u01b0\u1eddng n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro v\u00e0 gia t\u0103ng t\u1ef7 tr\u1ecdng thu nh\u1eadp ngo\u00e0i l\u00e3i nh\u1eb1m c\u1ee7ng c\u1ed1 n\u1ec1n t\u1ea3ng sinh l\u1eddi b\u1ec1n v\u1eefng.<\/p>\n<p>N\u1ed9i dung \u0111\u00e1ng ch\u00fa \u00fd trong k\u1ebf ho\u1ea1ch n\u0103m 2026 l\u00e0 ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c. Ng\u00e2n h\u00e0ng d\u1ef1 ki\u1ebfn chi tr\u1ea3 t\u1ed5ng t\u1ef7 l\u1ec7 g\u1ea7n 19% cho c\u1ed5 \u0111\u00f4ng. Trong \u0111\u00f3, c\u1ed5 t\u1ee9c ti\u1ec1n m\u1eb7t l\u00e0 9%, ph\u00e1t h\u00e0nh c\u1ed5 phi\u1ebfu th\u01b0\u1edfng cho c\u1ed5 \u0111\u00f4ng hi\u1ec7n h\u1eefu v\u1edbi t\u1ef7 l\u1ec7 9,5% v\u00e0 ph\u00e1t h\u00e0nh kho\u1ea3ng 0,24% c\u1ed5 phi\u1ebfu theo ch\u01b0\u01a1ng tr\u00ecnh ESOP.<\/p>\n<p>Theo ng\u00e2n h\u00e0ng, ph\u01b0\u01a1ng \u00e1n n\u00e0y nh\u1eb1m c\u00e2n b\u1eb1ng gi\u1eefa l\u1ee3i \u00edch c\u1ed5 \u0111\u00f4ng v\u00e0 nhu c\u1ea7u t\u0103ng v\u1ed1n \u0111\u1ec3 h\u1ed7 tr\u1ee3 t\u0103ng tr\u01b0\u1edfng trong c\u00e1c giai \u0111o\u1ea1n ti\u1ebfp theo. N\u1ebfu ph\u00e1t h\u00e0nh th\u00e0nh c\u00f4ng, v\u1ed1n \u0111i\u1ec1u l\u1ec7 c\u1ee7a VIB s\u1ebd t\u0103ng t\u1eeb 34.040 t\u1ef7 \u0111\u1ed3ng l\u00ean g\u1ea7n 37.354 t\u1ef7 \u0111\u1ed3ng.<\/p>\n<p>Ngo\u00e0i k\u1ebf ho\u1ea1ch kinh doanh, nh\u00e0 b\u0103ng c\u0169ng cho bi\u1ebft \u0111\u00e3 ho\u00e0n t\u1ea5t tri\u1ec3n khai Basel III v\u1edbi ph\u01b0\u01a1ng ph\u00e1p ti\u00eau chu\u1ea9n (SA) t\u1eeb th\u00e1ng 12\/2025 theo Th\u00f4ng t\u01b0 14\/2025\/TT-NHNN. Th\u1eddi \u0111i\u1ec3m \u00e1p d\u1ee5ng s\u1edbm h\u01a1n kho\u1ea3ng 5 n\u0103m so v\u1edbi hi\u1ec7u l\u1ef1c ch\u00ednh th\u1ee9c c\u1ee7a quy \u0111\u1ecbnh n\u00e0y.<\/p>\n<p>Vi\u1ec7c \u00e1p d\u1ee5ng Basel III mang \u00fd ngh\u0129a tu\u00e2n th\u1ee7, c\u00f2n gi\u00fap ng\u00e2n h\u00e0ng n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro, t\u1ed1i \u01b0u ph\u00e2n b\u1ed5 v\u1ed1n v\u00e0 gia t\u0103ng t\u00ednh minh b\u1ea1ch trong ho\u1ea1t \u0111\u1ed9ng, qua \u0111\u00f3 ti\u1ec7m c\u1eadn c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf. S\u1ef1 ki\u1ec7n n\u00e0y cho th\u1ea5y m\u1ee9c \u0111\u1ed9 s\u1eb5n s\u00e0ng c\u1ee7a nh\u00e0 b\u0103ng cho giai \u0111o\u1ea1n t\u0103ng tr\u01b0\u1edfng ti\u1ebfp theo, tr\u00ean n\u1ec1n t\u1ea3ng v\u1ed1n v\u00e0 r\u1ee7i ro \u0111\u01b0\u1ee3c \u0111o l\u01b0\u1eddng ch\u1eb7t ch\u1ebd h\u01a1n. Theo c\u00f4ng b\u1ed1, h\u1ec7 s\u1ed1 an to\u00e0n v\u1ed1n (CAR) c\u1ee7a VIB theo chu\u1ea9n Basel III \u0111\u1ea1t tr\u00ean 12,4%, c\u1ea3i thi\u1ec7n g\u1ea7n 1 % so v\u1edbi c\u00e1ch t\u00ednh theo Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN v\u00e0 cao h\u01a1n nhi\u1ec1u so v\u1edbi t\u1ef7 l\u1ec7 t\u1ed1i thi\u1ec3u 8% theo y\u00eau c\u1ea7u c\u1ee7a Th\u00f4ng t\u01b0 14.<\/p>\n<p>Song song v\u1edbi vi\u1ec7c c\u1ee7ng c\u1ed1 n\u1ec1n t\u1ea3ng v\u1ed1n, nh\u00e0 b\u0103ng ti\u1ebfp t\u1ee5c \u0111\u1ea7u t\u01b0 v\u00e0o c\u00f4ng ngh\u1ec7, d\u1eef li\u1ec7u v\u00e0 h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb. C\u00e1c kho\u1ea3n \u0111\u1ea7u t\u01b0 n\u00e0y ph\u1ee5c v\u1ee5 chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n d\u00e0i h\u1ea1n c\u1ee7a ng\u00e2n h\u00e0ng.<\/p>\n<p>B\u00ean c\u1ea1nh \u0111\u00f3, n\u0103m 2026 c\u0169ng \u0111\u00e1nh d\u1ea5u giai \u0111o\u1ea1n cu\u1ed1i c\u1ee7a ch\u01b0\u01a1ng tr\u00ecnh chuy\u1ec3n \u0111\u1ed5i 10 n\u0103m mang t\u00ean VIB 2.0, \u0111\u01b0\u1ee3c tri\u1ec3n khai t\u1eeb n\u0103m 2017. Sau giai \u0111o\u1ea1n n\u00e0y, ng\u00e2n h\u00e0ng d\u1ef1 ki\u1ebfn b\u01b0\u1edbc sang chu k\u1ef3 ph\u00e1t tri\u1ec3n ti\u1ebfp theo mang t\u00ean VIB 3.0 trong giai \u0111o\u1ea1n 2027-2036. Trong giai \u0111o\u1ea1n m\u1edbi, \u0111\u01a1n v\u1ecb s\u1ebd t\u1eadp trung v\u00e0o t\u0103ng tr\u01b0\u1edfng quy m\u00f4, n\u00e2ng cao hi\u1ec7u qu\u1ea3 ho\u1ea1t \u0111\u1ed9ng v\u00e0 ti\u1ebfp t\u1ee5c ho\u00e0n thi\u1ec7n h\u1ec7 th\u1ed1ng qu\u1ea3n tr\u1ecb theo c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ed1c t\u1ebf.<\/p>\n<p>K\u1ebft th\u00fac n\u0103m 2025, VIB ghi nh\u1eadn l\u00e3i tr\u01b0\u1edbc thu\u1ebf h\u01a1n 9.100 t\u1ef7 \u0111\u1ed3ng, \u0111\u1ed3ng th\u1eddi kh\u00e9p l\u1ea1i 9 n\u0103m x\u00e2y d\u1ef1ng n\u1ec1n t\u1ea3ng v\u1edbi t\u0103ng tr\u01b0\u1edfng b\u00ecnh qu\u00e2n 20-30% m\u1ed7i n\u0103m \u1edf c\u00e1c ch\u1ec9 ti\u00eau tr\u1ecdng y\u1ebfu. T\u00ednh t\u1edbi cu\u1ed1i qua, t\u1ed5ng t\u00e0i s\u1ea3n ng\u00e2n h\u00e0ng \u0111\u1ea1t h\u01a1n 556.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 13% so v\u1edbi th\u1eddi \u0111i\u1ec3m \u0111\u1ea7u n\u0103m. D\u01b0 n\u1ee3 t\u00edn d\u1ee5ng \u0111\u1ea1t g\u1ea7n 382.000 t\u1ef7 \u0111\u1ed3ng, t\u0103ng 18% v\u1edbi \u0111\u1ed9ng l\u1ef1c \u0111\u1ebfn t\u1eeb c\u1ea3 ba ph\u00e2n kh\u00fac g\u1ed3m kh\u00e1ch h\u00e0ng c\u00e1 nh\u00e2n, kh\u00e1ch h\u00e0ng doanh nghi\u1ec7p v\u00e0 c\u00e1c \u0111\u1ecbnh ch\u1ebf t\u00e0i ch\u00ednh.<\/p>\n<p>V\u1edbi \u0111\u1ecbnh h\u01b0\u1edbng t\u0103ng tr\u01b0\u1edfng c\u00f3 k\u1ef7 lu\u1eadt, ch\u00ednh s\u00e1ch c\u1ed5 t\u1ee9c \u1ed5n \u0111\u1ecbnh c\u00f9ng vi\u1ec7c ho\u00e0n t\u1ea5t Basel III, VIB h\u01b0\u1edbng t\u1edbi m\u1ee5c ti\u00eau ph\u00e1t tri\u1ec3n b\u1ec1n v\u1eefng trong b\u1ed1i c\u1ea3nh ng\u00e0nh ng\u00e2n h\u00e0ng b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n c\u1ea1nh tranh v\u00e0 chu\u1ea9n h\u00f3a n\u00e2ng cao.<\/p>\n<p><strong>Ho\u00e0ng \u0110an<\/strong><\/p>\n<p><span id=\"article-end\"><\/span>     <\/p>",
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