{
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    "date": "2026-01-23T10:02:31",
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        "rendered": "\u2018Literally billions\u2019 of AI agents to use stablecoins in 5 years: Circle CEO"
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        "rendered": "<p data-testid=\"post-description\">Circle CEO Jeremy Allaire says AI agents have no alternative to stablecoins and will conduct everyday activities with the tokens within as little as three years.<\/p>\n<div>\n<div data-testid=\"html-renderer-container\">\n<p data-ct-non-breakable=\"undefined\">Within three to five years, billions of artificial intelligence agents that can work without human input will use crypto and stablecoins for everyday payments on behalf of users, says Jeremy Allaire, the CEO of stablecoin issuer Circle.<\/p>\n<p>\u201cThree years, five years from now, one can reasonably expect that there will be billions, literally billions of AI agents conducting economic activity in the world on a continuous basis,\u201d Allaire <a href=\"https:\/\/www.youtube.com\/watch?v=KuTnBEDpDTY\" rel=\"noopener nofollow\" target=\"_blank\">said<\/a> on Thursday at the World Economic Forum in Davos, Switzerland.<\/p>\n<blockquote data-ct-non-breakable=\"undefined\"><p>\u201cThey need an economic system. They need a financial system. They need a payment system. There is no other alternative, in my view, other than stablecoins to do that right now.\u201d<\/p><\/blockquote>\n<p>Binance co-founder Changpeng Zhao <a href=\"https:\/\/www.youtube.com\/watch?v=JgSRu6rzrkE\" rel=\"noopener nofollow\" target=\"_blank\">shared<\/a> a similar view on stage at the WEF on Thursday, saying the \u201cnative currency for AI agents is going to be crypto\u201d and <a href=\"https:\/\/cointelegraph.com\/news\/future-own-their-ai\">will do everything<\/a> from buying tickets to paying restaurant bills.<\/p>\n<p>\u201cThey\u2019re not going to use bank cards. Theye not going to swipe credit cards. They&#8217;re going to use crypto,\u201d Zhao said, adding that blockchain is the \u201cmost native technology interface for AI agents.\u201d<\/p>\n<h2>Crypto making tools for AI commerce<\/h2>\n<p>In May, Coinbase&#8217;s development team introduced the<a href=\"https:\/\/cointelegraph.com\/news\/coinbases-x402-transactions-rise-10000-percent\"> online payments protocol, x402,<\/a> to enable AI agents to <a href=\"https:\/\/cointelegraph.com\/news\/wisdomtree-usdw-stablecoin-tokenized-assets\">transact with stablecoins<\/a> over the internet.\u00a0<\/p>\n<p data-ct-non-breakable=\"undefined\"><em><strong>Related: <\/strong><\/em><a href=\"https:\/\/cointelegraph.com\/news\/crypto-treasury-consolidation-2026-pantera\"><em><strong>Pantera Capital sees \u2018brutal pruning\u2019 for crypto treasuries in 2026<\/strong><\/em><\/a><em><strong>\u00a0<\/strong><\/em><\/p>\n<p>The tool taps the largely forgotten HTTP web standard, HTTP 402 \u201cPayment Required\u201d status, and Ethereum Improvement Proposal 3009, a pre-signed authorization feature, to enable AI agents to transfer funds automatically without manual approval or paying gas fees.<\/p>\n<p><template data-ct-widget=\"buzzsprout\" data-buzzsprout-podcast-id=\"2040516\" data-buzzsprout-episode-id=\"18518100\"><\/template><\/p>\n<p>On Jan. 11, Google <a href=\"https:\/\/blog.google\/products\/ads-commerce\/agentic-commerce-ai-tools-protocol-retailers-platforms\/\" rel=\"noopener nofollow\" target=\"_blank\">introduced<\/a> the Universal Commerce Protocol to power agentic commerce, potentially creating competition for the crypto space.<\/p>\n<p>Google\u2019s protocol uses its Agent Payment Protocol 2 to <a href=\"https:\/\/cointelegraph.com\/news\/paypal-crypto-checkout-tool-support-100-tokens\">facilitate transfers on behalf of users,<\/a> with Google Pay serving as the default payment handler for US dollar transactions.<\/p>\n<p><em><strong>Magazine: <\/strong><\/em><a href=\"https:\/\/cointelegraph.com\/magazine\/musks-ai-space-plan-vending-machine-fbi-fee-ai-eye\/\"><em><strong>Musk\u2019s \u2018AI in space\u2019 plan, vending machine calls in FBI over $2 fee: AI Eye<\/strong><\/em><\/a><\/p>\n<p><template data-name=\"subscription_form\" data-type=\"markets_outlook\" label=\"Subscription Form: Markets Outlook\"><\/template><\/div>\n<p>Cointelegraph is committed to independent, transparent journalism. This news article is produced in accordance with Cointelegraph\u2019s Editorial Policy and aims to provide accurate and timely information. Readers are encouraged to verify information independently. Read our Editorial Policy <a href=\"http:\/\/cointelegraph.com\/editorial-policy\">https:\/\/cointelegraph.com\/editorial-policy<\/a><\/p>\n<\/div>",
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