{ "id": 57016, "date": "2025-12-10T09:20:21", "date_gmt": "2025-12-10T02:20:21", "guid": { "rendered": "https:\/\/hbbgroup.net\/bo-tai-chinh-de-xuat-quy-dinh-bao-hiem-huu-tri-bo-sung-giai-bai-toan-luong-huu-thap\/" }, "modified": "2025-12-10T09:20:21", "modified_gmt": "2025-12-10T02:20:21", "slug": "bo-tai-chinh-de-xuat-quy-dinh-bao-hiem-huu-tri-bo-sung-giai-bai-toan-luong-huu-thap", "status": "publish", "type": "post", "link": "https:\/\/hbbgroup.net\/en_us\/bo-tai-chinh-de-xuat-quy-dinh-bao-hiem-huu-tri-bo-sung-giai-bai-toan-luong-huu-thap\/", "title": { "rendered": "B\u1ed9 T\u00e0i ch\u00ednh \u0111\u1ec1 xu\u1ea5t quy \u0111\u1ecbnh b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung: Gi\u1ea3i b\u00e0i to\u00e1n l\u01b0\u01a1ng h\u01b0u th\u1ea5p" }, "content": { "rendered": "
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\"l\u01b0\u01a1ng<\/p>

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Ng\u01b0\u1eddi cao tu\u1ed5i l\u00e3nh l\u01b0\u01a1ng h\u01b0u t\u1ea1i m\u1ed9t \u0111i\u1ec3m chi tr\u1ea3 tr\u1ef1c ti\u1ebfp t\u1ea1i H\u00e0 N\u1ed9i – \u1ea2nh: DANH KHANG<\/p>\n<\/figcaption><\/figure>\n

B\u1ed9 T\u00e0i ch\u00ednh<\/a> v\u1eeba c\u00f3 t\u1edd tr\u00ecnh Ch\u00ednh ph\u1ee7 v\u1ec1 ban h\u00e0nh quy \u0111\u1ecbnh v\u1ec1 b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung.\u00a0<\/p>\n

L\u1eddi gi\u1ea3i b\u00e0i to\u00e1n t\u0103ng l\u01b0\u01a1ng h\u01b0u<\/h2>\n

Theo d\u1ef1 th\u1ea3o, ng\u01b0\u1eddi tham gia qu\u1ef9 h\u01b0u tr\u00ed l\u00e0 ch\u1ee7 s\u1eed d\u1ee5ng lao \u0111\u1ed9ng v\u00e0 ng\u01b0\u1eddi lao \u0111\u1ed9ng tham gia b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i<\/a> b\u1eaft bu\u1ed9c v\u00e0 t\u1ef1 nguy\u1ec7n tham gia b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung.\u00a0<\/p>\n

B\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung gi\u00fap ng\u01b0\u1eddi lao \u0111\u1ed9ng v\u00e0 doanh nghi\u1ec7p c\u00f3 th\u00eam l\u1ef1a ch\u1ecdn \u0111\u00f3ng g\u00f3p, \u0111\u1ec3 c\u00f3 m\u1ee9c h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u cao h\u01a1n.<\/p>\n

\u0110\u00e2y l\u00e0 ni\u1ec1m vui v\u1edbi nhi\u1ec1u b\u1ea1n \u0111\u1ecdc, \u0111\u1eb7c bi\u1ec7t l\u00e0 ng\u01b0\u1eddi ngh\u1ec9 h\u01b0u.\u00a0<\/p>\n

\u0110\u01a1n c\u1eed, b\u1ea1n \u0111\u1ecdc Tr\u1ea7n Kim B\u00ecnh t\u00e2m s\u1ef1 \u0111\u1ebfn tu\u1ed5i v\u1ec1 h\u01b0u n\u0103m 2017, hi\u1ec7n h\u01a1n 70 tu\u1ed5i nh\u01b0ng l\u01b0\u01a1ng h\u01b0u ch\u1ec9 h\u01a1n 2 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng, cu\u1ed9c s\u1ed1ng kh\u00f3 kh\u0103n.\u00a0<\/p>\n

C\u00f2n \u00f4ng L\u00ea V\u0103n T\u01b0\u1eddng (72 tu\u1ed5i, tr\u00fa B\u1eafc Ninh) cho bi\u1ebft v\u1ec1 h\u01b0u n\u0103m 2014, sau 20 n\u0103m \u0111\u00f3ng b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i, \u00f4ng ch\u1ec9 nh\u1eadn v\u1ec1 l\u01b0\u01a1ng h\u01b0u kho\u1ea3ng 4 tri\u1ec7u \u0111\u1ed3ng\/th\u00e1ng – s\u1ed1 ti\u1ec1n ch\u1ec9 \u0111\u1ee7 \u0103n u\u1ed1ng, tr\u1ea3 ti\u1ec1n \u0111i\u1ec7n n\u01b0\u1edbc, h\u1ea7u nh\u01b0 kh\u00f4ng c\u00f3 t\u00edch l\u0169y khi \u1ed1m \u0111au.<\/p>\n

Quay l\u1ea1i v\u1ec1 quy\u1ec1n l\u1ee3i, c\u01a1 quan so\u1ea1n th\u1ea3o \u0111\u1ec1 xu\u1ea5t ng\u01b0\u1eddi lao \u0111\u1ed9ng \u0111\u01b0\u1ee3c qu\u1ef9 h\u01b0u tr\u00ed b\u1ed5 sung chi tr\u1ea3 m\u1ee9c t\u1ed1i thi\u1ec3u khi \u0111\u1ebfn tu\u1ed5i ngh\u1ec9 h\u01b0u th\u00f4ng qua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, h\u00ecnh th\u1ee9c tr\u1ea3 ti\u1ec1n \u0111\u1ecbnh k\u1ef3. M\u1ee9c ph\u00ed t\u1ed1i thi\u1ec3u 5% s\u1ed1 ti\u1ec1n \u0111\u00f3ng g\u00f3p v\u00e0o qu\u1ef9 h\u01b0u tr\u00ed.<\/p>\n

Theo \u0111\u00f3, m\u1ed9t ph\u1ea7n ti\u1ec1n \u0111\u00f3ng v\u00e0o qu\u1ef9 h\u01b0u tr\u00ed c\u1ee7a ng\u01b0\u1eddi tham gia s\u1ebd d\u00f9ng \u0111\u1ec3 mua h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd v\u00e0 tr\u1ea3 ti\u1ec1n \u0111\u1ecbnh k\u1ef3 do doanh nghi\u1ec7p b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd cung c\u1ea5p. <\/p>\n

S\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung d\u1ef1a tr\u00ean s\u1ed1 d\u01b0 t\u00e0i kho\u1ea3n h\u01b0u tr\u00ed c\u00e1 nh\u00e2n t\u1ea1i th\u1eddi \u0111i\u1ec3m chi tr\u1ea3. Nh\u00e0 n\u01b0\u1edbc kh\u00f4ng \u0111\u1ea3m b\u1ea3o v\u1ec1 s\u1ed1 ti\u1ec1n chi tr\u1ea3 b\u1ea3o hi\u1ec3m h\u01b0u tr\u00ed b\u1ed5 sung. M\u1ee9c \u0111\u00f3ng do ng\u01b0\u1eddi tham gia t\u1ef1 nguy\u1ec7n th\u1ecfa thu\u1eadn tr\u01b0\u1edbc khi k\u00fd h\u1ee3p \u0111\u1ed3ng tham gia qu\u1ef9.<\/p>\n

D\u1ef1 th\u1ea3o c\u0169ng b\u1ed5 sung tr\u01b0\u1eddng h\u1ee3p nh\u1eadn chi tr\u1ea3 tr\u01b0\u1edbc tu\u1ed5i ngh\u1ec9 h\u01b0u do y\u1ebfu t\u1ed1 kh\u00e1ch quan, b\u1ea5t kh\u1ea3 kh\u00e1ng, t\u01b0\u01a1ng t\u1ef1 ng\u01b0\u1eddi \u0111\u01b0\u1ee3c r\u00fat b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i m\u1ed9t l\u1ea7n theo Lu\u1eadt B\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i 2024. <\/p>\n

Qu\u1ef9 h\u01b0u tr\u00ed \u0111\u01b0\u1ee3c \u0111\u1ec1 xu\u1ea5t thu ph\u00ed chi tr\u1ea3 \u0111\u1ed9t xu\u1ea5t, t\u1ed1i \u0111a b\u1eb1ng 5% gi\u00e1 tr\u1ecb nh\u1eadn chi tr\u1ea3, qua \u0111\u00f3 t\u0103ng gi\u00e1 tr\u1ecb t\u00e0i s\u1ea3n c\u1ee7a qu\u1ef9.<\/p>\n

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\"B\u1ed9<\/p>

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C\u00e1n b\u1ed9 b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i t\u01b0 v\u1ea5n quy\u1ec1n l\u1ee3i v\u1ec1 l\u01b0\u01a1ng h\u01b0u, th\u1ebb b\u1ea3o hi\u1ec3m y t\u1ebf mi\u1ec5n ph\u00ed cho ng\u01b0\u1eddi tham gia – \u1ea2nh: H\u00c0 QU\u00c2N<\/p>\n<\/figcaption><\/figure>\n

C\u01a1 ch\u1ebf \u0111\u1ea7u t\u01b0 qu\u1ef9 h\u01b0u tr\u00ed<\/h2>\n

Theo c\u01a1 quan so\u1ea1n th\u1ea3o, hi\u1ec7n c\u00f3 nhi\u1ec1u quy \u0111\u1ecbnh v\u1ec1 h\u1ea1n m\u1ee9c \u0111\u1ea7u t\u01b0 nh\u01b0 t\u1ec9 tr\u1ecdng gi\u00e1 tr\u1ecb \u0111\u1ea7u t\u01b0 tr\u00e1i phi\u1ebfu<\/a> Ch\u00ednh ph\u1ee7 t\u1ed1i thi\u1ec3u 50% t\u1ed5ng t\u00e0i s\u1ea3n qu\u1ef9 h\u01b0u tr\u00ed hay qu\u1ef9 h\u01b0u tr\u00ed kh\u00f4ng \u0111\u1ea7u t\u01b0 qu\u00e1 20% t\u1ed5ng t\u00e0i s\u1ea3n qu\u1ef9 v\u00e0o ch\u1ee9ng ch\u1ec9 c\u1ee7a m\u1ed9t qu\u1ef9 \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n.\u00a0<\/p>\n

Song, m\u1ed9t s\u1ed1 qu\u1ef9 nh\u1ecf, m\u1edbi th\u00e0nh l\u1eadp, ch\u01b0a th\u1ec3 \u0111\u1ea7u t\u01b0 tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7 ho\u1eb7c l\u00e3i su\u1ea5t tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7 th\u1ea5p n\u00ean vi\u1ec7c \u0111\u1ea7u t\u01b0 \u00edt nh\u1ea5t 50% khi\u1ebfn t\u1ec9 l\u1ec7 sinh l\u1eddi ch\u01b0a cao.\u00a0<\/p>\n

Do v\u1eady, d\u1ef1 th\u1ea3o \u0111\u1ec1 xu\u1ea5t gi\u1ea3m y\u00eau c\u1ea7u v\u1ec1 t\u1ec9 tr\u1ecdng t\u1ed1i thi\u1ec3u v\u00e0o tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7, cho ph\u00e9p \u0111\u1ea7u t\u01b0 v\u00e0o ch\u1ee9ng kho\u00e1n ni\u00eam y\u1ebft\u2026 <\/p>\n

\u0110\u1ec3 qu\u1ea3n l\u00fd r\u1ee7i ro, d\u1ef1 th\u1ea3o c\u00f3 quy \u0111\u1ecbnh m\u1ee9c \u0111\u1ea7u t\u1ed1i \u0111a v\u00e0o ch\u1ee9ng kho\u00e1n ni\u00eam y\u1ebft (c\u1ed5 phi\u1ebfu, tr\u00e1i phi\u1ebfu) v\u00e0 ch\u1ee9ng ch\u1ec9 qu\u1ef9 (t\u01b0\u01a1ng t\u1ef1 qu\u1ef9 m\u1edf) ho\u1eb7c c\u00f3 h\u1ea1n m\u1ee9c \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n c\u1ee7a m\u1ed9t t\u1ed5 ch\u1ee9c ph\u00e1t h\u00e0nh.<\/p>\n

C\u00e1c tr\u01b0\u1eddng h\u1ee3p b\u1ecb thu h\u1ed3i gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u1ee7 \u0111i\u1ec1u ki\u1ec7n kinh doanh g\u1ed3m: b\u1ecb gi\u1ea3i th\u1ec3, ph\u00e1 s\u1ea3n, b\u1ecb thu h\u1ed3i gi\u1ea5y ch\u1ee9ng nh\u1eadn \u0111\u0103ng k\u00fd doanh nghi\u1ec7p hay gi\u1ea5y ph\u00e9p ho\u1ea1t \u0111\u1ed9ng trong l\u0129nh v\u1ef1c b\u1ea3o hi\u1ec3m ho\u1eb7c qu\u1ea3n l\u00fd qu\u1ef9 \u0111\u1ea7u t\u01b0 ch\u1ee9ng kho\u00e1n\u2026<\/p>\n

Theo t\u1edd tr\u00ecnh, h\u1ebft n\u0103m 2024, t\u1ed5ng gi\u00e1 tr\u1ecb \u0111\u1ea7u t\u01b0 c\u1ee7a h\u1ec7 th\u1ed1ng qu\u1ef9 h\u01b0u tr\u00ed l\u00e0 g\u1ea7n 1.550 t\u1ec9 \u0111\u1ed3ng, t\u0103ng g\u1ea7n 69% so v\u1edbi cu\u1ed1i n\u0103m 2023. Trong \u0111\u00f3, h\u01a1n 50% l\u00e0 tr\u00e1i phi\u1ebfu Ch\u00ednh ph\u1ee7.<\/p>\n

To\u00e0n h\u1ec7 th\u1ed1ng c\u00f3 kho\u1ea3ng 24.400 ng\u01b0\u1eddi tham gia. Ri\u00eang n\u0103m 2024, t\u1ed5ng s\u1ed1 \u0111\u00f3ng g\u00f3p v\u00e0o c\u00e1c qu\u1ef9 h\u01b0u tr\u00ed h\u01a1n 550 t\u1ec9 \u0111\u1ed3ng, t\u1ed5ng s\u1ed1 chi tr\u1ea3 kho\u1ea3ng 33 t\u1ec9 \u0111\u1ed3ng. <\/p>\n

C\u01a1 quan t\u00e0i ch\u00ednh \u0111\u00e1nh gi\u00e1 th\u1ecb tr\u01b0\u1eddng t\u00e0i ch\u00ednh n\u00f3i chung v\u00e0 th\u1ecb tr\u01b0\u1eddng v\u1ed1n (ch\u1ee9ng kho\u00e1n, tr\u00e1i phi\u1ebfu) n\u00f3i ri\u00eang c\u00f3 nhi\u1ec1u di\u1ec5n bi\u1ebfn t\u00edch c\u1ef1c. Ho\u1ea1t \u0111\u1ed9ng c\u1ee7a h\u1ec7 th\u1ed1ng qu\u1ef9 h\u01b0u tr\u00ed t\u1ea1i m\u1ed9t s\u1ed1 khu v\u1ef1c tr\u00ean th\u1ebf gi\u1edbi \u0111\u00e3 v\u01b0\u1ee3t qua giai \u0111o\u1ea1n kh\u00f3 kh\u0103n v\u00e0 ho\u1ea1t \u0111\u1ed9ng \u1ed5n \u0111\u1ecbnh.<\/p>\n

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C\u1ea3 n\u01b0\u1edbc c\u00f3 kho\u1ea3ng 3,4 tri\u1ec7u ng\u01b0\u1eddi \u0111ang h\u01b0\u1edfng l\u01b0\u01a1ng h\u01b0u, tr\u1ee3 c\u1ea5p b\u1ea3o hi\u1ec3m x\u00e3 h\u1ed9i h\u1eb1ng th\u00e1ng.<\/p>\n<\/p><\/div>\n

<\/pattern> <\/defs> <\/svg> \u0110\u1ecdc ti\u1ebfp <\/a> <\/pattern> <\/defs> <\/svg> V\u1ec1 trang Ch\u1ee7 \u0111\u1ec1 <\/a> <\/p>\n<\/p><\/div>", "protected": false }, "excerpt": { "rendered": "

Ng\u01b0\u1eddi cao tu\u1ed5i l\u00e3nh l\u01b0\u01a1ng h\u01b0u t\u1ea1i m\u1ed9t \u0111i\u1ec3m chi tr\u1ea3 tr\u1ef1c ti\u1ebfp t\u1ea1i H\u00e0 N\u1ed9i – \u1ea2nh: DANH KHANG […]<\/p>", "protected": false }, "author": 5, "featured_media": 57018, "comment_status": "open", "ping_status": "open", "sticky": false, "template": "", "format": "standard", "meta": { "_acf_changed": false, "footnotes": "" }, "categories": [ 221 ], "tags": [], "class_list": [ "post-57016", "post", "type-post", "status-publish", "format-standard", "has-post-thumbnail", "hentry", "category-chung-khoan" ], "acf": [], "_links": { "self": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/57016", "targetHints": { "allow": [ "GET" ] } } ], "collection": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts" } ], "about": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/types\/post" } ], "author": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/users\/5" } ], "replies": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/comments?post=57016" } ], "version-history": [ { "count": 0, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/57016\/revisions" } ], "wp:featuredmedia": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media\/57018" } ], "wp:attachment": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media?parent=57016" } ], "wp:term": [ { "taxonomy": "category", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/categories?post=57016" }, { "taxonomy": "post_tag", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/tags?post=57016" } ], "curies": [ { "name": "wp", "href": "https:\/\/api.w.org\/{rel}", "templated": true } ] } }