{ "id": 53252, "date": "2025-11-03T12:51:02", "date_gmt": "2025-11-03T05:51:02", "guid": { "rendered": "https:\/\/hbbgroup.net\/pho-thu-tuong-ho-duc-phoc-ly-giai-ve-bao-hiem-dong-tien-vao-de-nhung-rut-ra-rat-kho\/" }, "modified": "2025-11-03T12:51:02", "modified_gmt": "2025-11-03T05:51:02", "slug": "pho-thu-tuong-ho-duc-phoc-ly-giai-ve-bao-hiem-dong-tien-vao-de-nhung-rut-ra-rat-kho", "status": "publish", "type": "post", "link": "https:\/\/hbbgroup.net\/en_us\/pho-thu-tuong-ho-duc-phoc-ly-giai-ve-bao-hiem-dong-tien-vao-de-nhung-rut-ra-rat-kho\/", "title": { "rendered": "Ph\u00f3 th\u1ee7 t\u01b0\u1edbng H\u1ed3 \u0110\u1ee9c Ph\u1edbc l\u00fd gi\u1ea3i v\u1ec1 b\u1ea3o hi\u1ec3m ‘\u0111\u00f3ng ti\u1ec1n v\u00e0o d\u1ec5 nh\u01b0ng r\u00fat ra r\u1ea5t kh\u00f3’" }, "content": { "rendered": "
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\"Ph\u00f3<\/p>

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Ph\u00f3 th\u1ee7 t\u01b0\u1edbng H\u1ed3 \u0110\u1ee9c Ph\u1edbc – \u1ea2nh: GIA H\u00c2N<\/p>\n<\/figcaption><\/figure>\n

S\u00e1ng 3-11, Qu\u1ed1c h\u1ed9i th\u1ea3o lu\u1eadn t\u1ed5 v\u1ec1 d\u1ef1 Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt Kinh doanh<\/a> b\u1ea3o hi\u1ec3m<\/a> v\u00e0 Lu\u1eadt s\u1eeda \u0111\u1ed5i, b\u1ed5 sung m\u1ed9t s\u1ed1 \u0111i\u1ec1u c\u1ee7a Lu\u1eadt Qu\u1ea3n l\u00fd n\u1ee3 c\u00f4ng.<\/p>\n

M\u1ed7i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0i m\u1ea5y ch\u1ee5c trang v\u1edbi nhi\u1ec1u t\u1eeb ng\u1eef chuy\u00ean ng\u00e0nh <\/h2>\n

Ph\u00f3 ch\u1ee7 nhi\u1ec7m \u1ee6y ban Ph\u00e1p lu\u1eadt v\u00e0 T\u01b0 ph\u00e1p Nguy\u1ec5n Th\u1ecb Th\u1ee7y n\u00eau c\u00e1c b\u1ea5t c\u1eadp li\u00ean quan h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m<\/a> nh\u00e2n th\u1ecd. <\/p>\n

B\u00e0 ph\u1ea3n \u00e1nh vi\u1ec7c th\u1ef1c t\u1ebf c\u00f3 m\u01b0\u1ee3n m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c h\u00e3ng kh\u00e1c nhau v\u1ec1 nghi\u00ean c\u1ee9u nh\u01b0ng v\u1edbi m\u1ed9t ng\u01b0\u1eddi c\u00f3 kinh nghi\u1ec7m l\u00e0m lu\u1eadt, b\u1ea3n th\u00e2n b\u00e0 \u0111\u1ecdc v\u1eabn “th\u1ef1c s\u1ef1 kh\u00f3 hi\u1ec3u”. <\/p>\n

Theo b\u00e0, m\u1ed7i h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m d\u00e0i m\u1ea5y ch\u1ee5c trang v\u1edbi nhi\u1ec1u t\u1eeb ng\u1eef chuy\u00ean ng\u00e0nh v\u1ec1 t\u00e0i ch\u00ednh, b\u1ea3o hi\u1ec3m.<\/p>\n

V\u00ec kh\u00f3 hi\u1ec3u, ng\u01b0\u1eddi mua b\u1ea3o hi\u1ec3m th\u01b0\u1eddng \u1ee7y th\u00e1c ni\u1ec1m tin v\u00e0o \u0111\u1ed9i ng\u0169 t\u01b0 v\u1ea5n vi\u00ean, nhi\u1ec1u khi l\u00e0 b\u1ea1n b\u00e8, ng\u01b0\u1eddi quen c\u1ee7a m\u00ecnh.<\/p>\n

T\u1eeb th\u1ef1c ti\u1ec5n b\u1ea5t c\u1eadp, b\u00e0 Th\u1ee7y \u0111\u1ec1 ngh\u1ecb khi s\u1eeda lu\u1eadt n\u00e0y quan t\u00e2m th\u00eam nh\u1eefng quy \u0111\u1ecbnh li\u00ean quan \u0111\u1ebfn n\u1ed9i dung trong c\u00e1c h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd.\u00a0<\/p>\n

Ngo\u00e0i y\u00eau c\u1ea7u b\u1ea3o \u0111\u1ea3m v\u1ec1 t\u00ednh trung th\u1ef1c tuy\u1ec7t \u0111\u1ed1i, c\u1ea7n b\u1ed5 sung nguy\u00ean t\u1eafc v\u1ec1 t\u00ednh minh b\u1ea1ch c\u1ee7a h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m.<\/p>\n

Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Khoa h\u1ecdc, C\u00f4ng ngh\u1ec7 v\u00e0 M\u00f4i tr\u01b0\u1eddng Nguy\u1ec5n Thanh H\u1ea3i chia s\u1ebb d\u00f9 b\u1ea3n th\u00e2n ch\u01b0a t\u1eebng mua b\u1ea3o hi\u1ec3m, song c\u0169ng \u0111\u00e3 m\u01b0\u1ee3n m\u1ed9t s\u1ed1 h\u1ee3p \u0111\u1ed3ng v\u1ec1 nghi\u00ean c\u1ee9u khi nghe c\u1eed tri ph\u1ea3n \u00e1nh r\u1ea5t nhi\u1ec1u v\u1ec1 t\u00ecnh tr\u1ea1ng “\u0111\u00f3ng ti\u1ec1n v\u00e0o d\u1ec5 nh\u01b0ng r\u00fat ra r\u1ea5t kh\u00f3”. <\/p>\n

Th\u1eadm ch\u00ed, nhi\u1ec1u ng\u01b0\u1eddi c\u00f2n n\u1ea3n v\u00ec ph\u1ea3i th\u1ef1c hi\u1ec7n c\u00e1c \u0111i\u1ec1u kho\u1ea3n trong h\u1ee3p \u0111\u1ed3ng v\u1edbi nh\u1eefng ph\u1ee5 l\u1ee5c \u0111i k\u00e8m r\u1ea5t d\u00e0i, n\u00ean ch\u1ea5p nh\u1eadn m\u1ea5t lu\u00f4n kho\u1ea3n ti\u1ec1n \u0111\u00e3 \u0111\u00f3ng.<\/p>\n

“Ch\u00fang t\u00f4i th\u01b0\u1eddng xuy\u00ean l\u00e0m c\u00f4ng t\u00e1c nghi\u00ean c\u1ee9u v\u00e0 ph\u00e1p lu\u1eadt m\u00e0 \u0111\u1ec3 \u0111\u1ecdc v\u00e0 hi\u1ec3u h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m c\u0169ng r\u1ea5t kh\u00f3. V\u00ec v\u1eady, lu\u1eadt s\u1eeda \u0111\u1ed5i ph\u1ea3i l\u00e0m r\u00f5 nguy\u00ean t\u1eafc c\u00f3 \u0111\u00f3ng c\u00f3 h\u01b0\u1edfng v\u00e0 h\u01b0\u1edfng ph\u1ea3i d\u1ec5 d\u00e0ng”, b\u00e0 n\u00eau.<\/p>\n

B\u00e0 c\u0169ng g\u00f3p \u00fd, c\u1ea7n m\u1eabu h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m chung \u0111\u00e3 \u0111\u01b0\u1ee3c c\u00e1c c\u01a1 quan c\u00f3 th\u1ea9m quy\u1ec1n th\u1ea9m \u0111\u1ecbnh. M\u1eabu n\u00e0y ph\u1ea3i c\u00f4ng khai v\u00e0 y\u00eau c\u1ea7u t\u1ea5t c\u1ea3 c\u00e1c h\u00e3ng b\u1ea3o hi\u1ec3m ph\u1ea3i tu\u00e2n th\u1ee7. <\/p>\n

“Nh\u01b0 v\u1eady s\u1ebd gi\u1ea3m thi\u1ec3u r\u1ee7i ro \u0111\u1ec3 khi c\u00f3 tranh ch\u1ea5p x\u1ea3y ra kh\u00f4ng c\u1ea7n b\u00e0n ph\u1ea7n chung, ch\u1ec9 c\u1ea7n b\u00e0n ph\u1ea7n c\u00e1 th\u1ec3 li\u00ean quan t\u1eebng \u0111\u1ed1i t\u01b0\u1ee3ng”, b\u00e0 H\u1ea3i cho hay.<\/p>\n

C\u00f2n \u0111\u1ea1i bi\u1ec3u Nguy\u1ec5n Quang Hu\u00e2n (TP.HCM) cho hay trong lu\u1eadt hi\u1ec7n h\u00e0nh c\u00f3 quy \u0111\u1ecbnh 5 h\u00e0nh vi b\u1ecb c\u1ea5m. Trong \u0111\u00f3, c\u00f3 c\u1ea5m \u0111e d\u1ecda, c\u01b0\u1ee1ng \u00e9p giao k\u1ebft h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m. Nh\u01b0ng kh\u00f4ng c\u00f3 quy \u0111\u1ecbnh c\u1ea5m xung \u0111\u1ed9t l\u1ee3i \u00edch.<\/p>\n

\u00d4ng d\u1eabn ch\u1ee9ng \u1edf n\u01b0\u1edbc n\u00e0o khi quy \u0111\u1ecbnh m\u1ed9t v\u1ea5n \u0111\u1ec1 c\u0169ng tr\u00e1nh xung \u0111\u1ed9t l\u1ee3i \u00edch. B\u1edfi xung \u0111\u1ed9t l\u1ee3i \u00edch \u1edf \u0111\u00e2y c\u00f3 kh\u1ea3 n\u0103ng c\u00e1c ng\u00e2n h\u00e0ng<\/a> th\u01b0\u01a1ng m\u1ea1i \u1edf Vi\u1ec7t Nam c\u00f3 th\u1ec3 th\u00e0nh l\u1eadp c\u00f4ng ty b\u1ea3o hi\u1ec3m.<\/p>\n

C\u00e1c ng\u00e2n h\u00e0ng th\u1ef1c hi\u1ec7n ch\u00ednh s\u00e1ch gi\u1ea3m l\u00e3i vay theo y\u00eau c\u1ea7u c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc<\/a>, nh\u01b0ng gi\u1ea3m l\u00e3i vay l\u1ea1i th\u00f4ng qua b\u1ea3o hi\u1ec3m, y\u00eau c\u1ea7u doanh nghi\u1ec7p \u0111\u01b0\u1ee3c gi\u1ea3m l\u00e3i vay ph\u1ea3i mua b\u1ea3o hi\u1ec3m \u0111\u1ec3 c\u00e2n \u0111\u1ed1i ngu\u1ed3n thu c\u1ee7a ng\u00e2n h\u00e0ng, \u0111\u1ea3m b\u1ea3o kh\u00f4ng thay \u0111\u1ed5i.<\/p>\n

\u0110i\u1ec1u n\u00e0y d\u1eabn \u0111\u1ebfn xung \u0111\u1ed9t l\u1ee3i \u00edch v\u00e0 kh\u00f4ng nghi\u00eam minh, minh b\u1ea1ch ch\u00ednh s\u00e1ch t\u00e0i kh\u00f3a.<\/p>\n

T\u1eeb \u0111\u00f3, \u00f4ng Hu\u00e2n \u0111\u1ec1 ngh\u1ecb b\u1ed5 sung quy \u0111\u1ecbnh c\u1ea5m xung \u0111\u1ed9t l\u1ee3i \u00edch trong d\u1ef1 lu\u1eadt \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o c\u00f4ng b\u1eb1ng cho doanh nghi\u1ec7p v\u00e0 minh b\u1ea1ch trong ho\u1ea1t \u0111\u1ed9ng kinh doanh b\u1ea3o hi\u1ec3m.<\/p>\n

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\"b\u1ea3o<\/p>

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Ch\u1ee7 nhi\u1ec7m \u1ee6y ban Khoa h\u1ecdc, C\u00f4ng ngh\u1ec7 v\u00e0 M\u00f4i tr\u01b0\u1eddng Nguy\u1ec5n Thanh H\u1ea3i – \u1ea2nh: GIA H\u00c2N<\/p>\n<\/figcaption><\/figure>\n

M\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m g\u00e2y kh\u00f3 kh\u0103n v\u00ec “\u0103n theo doanh s\u1ed1”<\/h2>\n

Ph\u00e1t bi\u1ec3u gi\u1ea3i tr\u00ecnh, l\u00e0m r\u00f5 m\u1ed9t s\u1ed1 v\u1ea5n \u0111\u1ec1 \u0111\u1ea1i bi\u1ec3u n\u00eau v\u1ec1 h\u1ee3p \u0111\u1ed3ng b\u1ea3o hi\u1ec3m nh\u00e2n th\u1ecd, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng H\u1ed3 \u0110\u1ee9c Ph\u1edbc cho bi\u1ebft \u0111\u00e2y l\u00e0 m\u1ed9t lo\u1ea1i b\u1ea3o hi\u1ec3m kinh doanh c\u00f3 \u0111i\u1ec1u ki\u1ec7n, ph\u1ea3i \u0111\u01b0\u1ee3c c\u1ea5p ph\u00e9p. V\u00ec v\u1eady, lu\u1eadt \u0111\u00e3 c\u00f3 m\u1ed9t \u0111i\u1ec1u d\u00e0nh cho h\u1ee3p \u0111\u1ed3ng kinh t\u1ebf v\u1edbi nh\u1eefng n\u1ed9i dung c\u01a1 b\u1ea3n.<\/p>\n

Gi\u1ea3i th\u00edch v\u00ec sao kh\u00f4ng quy \u0111\u1ecbnh m\u1ed9t h\u1ee3p \u0111\u1ed3ng m\u1eabu, theo \u00f4ng, v\u00ec n\u1ebfu quy \u0111\u1ecbnh nh\u01b0 v\u1eady s\u1ebd gi\u1ea3m s\u1ef1 linh ho\u1ea1t c\u1ee7a c\u00e1c c\u00f4ng ty, \u0111\u1eb7c bi\u1ec7t l\u00e0 c\u00f4ng ty n\u01b0\u1edbc ngo\u00e0i. <\/p>\n

Cho n\u00ean c\u00e1c h\u1ee3p \u0111\u1ed3ng \u0111\u01b0\u1ee3c tri\u1ec3n khai g\u1eafn li\u1ec1n v\u1edbi b\u1ea3o hi\u1ec3m \u0111\u00f3 ph\u1ea3i \u0111\u01b0\u1ee3c C\u1ee5c Qu\u1ea3n l\u00fd, gi\u00e1m s\u00e1t b\u1ea3o hi\u1ec3m (B\u1ed9 T\u00e0i ch\u00ednh) ph\u00ea chu\u1ea9n k\u00e8m theo b\u1ea3o hi\u1ec3m \u0111\u00f3 th\u00ec m\u1edbi \u0111\u01b0\u1ee3c tri\u1ec3n khai. <\/p>\n

“\u0110\u00e2y l\u00e0 b\u1ea3o hi\u1ec3m t\u1ef1 nguy\u1ec7n n\u00ean ph\u1ea3i r\u1ea5t r\u00f5 c\u00e1c \u0111i\u1ec1u kho\u1ea3n \u0111\u1ec3 th\u1ef1c hi\u1ec7n”, \u00f4ng n\u00f3i.<\/p>\n

V\u1ec1 vi\u1ec7c r\u00fat ti\u1ec1n nhanh, hay ch\u1eadm, Ph\u00f3 th\u1ee7 t\u01b0\u1edbng cho hay, c\u00e1 nh\u00e2n \u00f4ng c\u0169ng tham gia b\u1ea3o hi\u1ec3m, th\u1ea5y “\u0111\u0103ng k\u00fd c\u00e1i l\u00e0 r\u00fat \u0111\u01b0\u1ee3c ngay”. <\/p>\n

“Khi h\u1ebft h\u1ea1n, h\u1ecd ph\u1ea3i tr\u1ea3. N\u1ebfu ch\u01b0a h\u1ebft h\u1ea1n m\u00e0 mu\u1ed1n h\u1ee7y h\u1ee3p \u0111\u1ed3ng, r\u00fat ti\u1ec1n, th\u00ec c\u00f3 th\u1ec3 kh\u00f4ng ph\u1ea3i do c\u00f4ng ty g\u00e2y kh\u00f3 kh\u0103n, m\u00e0 ch\u00ednh ng\u01b0\u1eddi m\u00f4i gi\u1edbi b\u1ea3o hi\u1ec3m g\u00e2y kh\u00f3 kh\u0103n. <\/p>\n

V\u00ec h\u1ecd \u0103n theo doanh s\u1ed1, n\u00ean t\u1ea1o ra nh\u1eefng tr\u1ee5c tr\u1eb7c k\u1ef9 thu\u1eadt \u0111\u1ec3 m\u00ecnh \u0111i m\u1ed9t s\u1ed1 l\u1ea7n m\u1edbi r\u00fat \u0111\u01b0\u1ee3c”, \u00f4ng l\u00fd gi\u1ea3i.<\/p>\n

Kh\u1eafc ph\u1ee5c b\u1ea5t c\u1eadp trong th\u1eddi gian qua, theo l\u00e3nh \u0111\u1ea1o Ch\u00ednh ph\u1ee7, lu\u1eadt s\u1eeda \u0111\u1ed5i l\u1ea7n n\u00e0y c\u00f3 v\u1ea5n \u0111\u1ec1 li\u00ean quan \u0111\u1ebfn b\u00e1n ch\u00e9o b\u1ea3o hi\u1ec3m, quy \u0111\u1ecbnh m\u1ed9t c\u00e1ch minh b\u1ea1ch, ng\u01b0\u1eddi tham gia c\u00f3 quy\u1ec1n l\u1ef1a ch\u1ecdn mua b\u1ea3o hi\u1ec3m ch\u00e9o. <\/p>\n

V\u00ed d\u1ee5, m\u1ed9t \u0111\u1ea1i l\u00fd b\u1ea3o hi\u1ec3m c\u00f3 th\u1ec3 b\u00e1n nhi\u1ec1u lo\u1ea1i b\u1ea3o hi\u1ec3m c\u1ee7a c\u00e1c c\u00f4ng ty b\u1ea3o hi\u1ec3m kh\u00e1c nhau, hay ng\u00e2n h\u00e0ng c\u00f3 th\u1ec3 b\u00e1n, cho vay t\u00edn d\u1ee5ng, k\u00e8m theo b\u00e1n b\u1ea3o hi\u1ec3m nh\u01b0ng ph\u1ea3i c\u00f4ng khai, minh b\u1ea1ch \u0111\u1ec3 c\u00e1c c\u01a1 quan qu\u1ea3n l\u00fd gi\u00e1m s\u00e1t, ki\u1ec3m tra.<\/p>\n

<\/pattern> <\/defs> <\/svg> \u0110\u1ecdc ti\u1ebfp <\/a> <\/pattern> <\/defs> <\/svg> V\u1ec1 trang Ch\u1ee7 \u0111\u1ec1 <\/a> <\/p>\n<\/p><\/div>", "protected": false }, "excerpt": { "rendered": "

Ph\u00f3 th\u1ee7 t\u01b0\u1edbng H\u1ed3 \u0110\u1ee9c Ph\u1edbc – \u1ea2nh: GIA H\u00c2N S\u00e1ng 3-11, Qu\u1ed1c h\u1ed9i th\u1ea3o lu\u1eadn t\u1ed5 v\u1ec1 d\u1ef1 Lu\u1eadt […]<\/p>", "protected": false }, "author": 5, "featured_media": 53254, "comment_status": "open", "ping_status": "open", "sticky": false, "template": "", "format": "standard", "meta": { "_acf_changed": false, "footnotes": "" }, "categories": [ 221 ], "tags": [], "class_list": [ "post-53252", "post", "type-post", "status-publish", "format-standard", "has-post-thumbnail", "hentry", "category-chung-khoan" ], "acf": [], "_links": { "self": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/53252", "targetHints": { "allow": [ "GET" ] } } ], "collection": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts" } ], "about": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/types\/post" } ], "author": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/users\/5" } ], "replies": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/comments?post=53252" } ], "version-history": [ { "count": 0, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/53252\/revisions" } ], "wp:featuredmedia": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media\/53254" } ], "wp:attachment": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media?parent=53252" } ], "wp:term": [ { "taxonomy": "category", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/categories?post=53252" }, { "taxonomy": "post_tag", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/tags?post=53252" } ], "curies": [ { "name": "wp", "href": "https:\/\/api.w.org\/{rel}", "templated": true } ] } }