{ "id": 52246, "date": "2025-10-20T16:07:02", "date_gmt": "2025-10-20T09:07:02", "guid": { "rendered": "https:\/\/hbbgroup.net\/hon-5-trieu-nguoi-thai-ngap-trong-no-kiet-suc-vi-chi-tieu-vuot-thu-nhap\/" }, "modified": "2025-10-20T16:07:02", "modified_gmt": "2025-10-20T09:07:02", "slug": "hon-5-trieu-nguoi-thai-ngap-trong-no-kiet-suc-vi-chi-tieu-vuot-thu-nhap", "status": "publish", "type": "post", "link": "https:\/\/hbbgroup.net\/en_us\/hon-5-trieu-nguoi-thai-ngap-trong-no-kiet-suc-vi-chi-tieu-vuot-thu-nhap\/", "title": { "rendered": "H\u01a1n 5 tri\u1ec7u ng\u01b0\u1eddi Th\u00e1i ng\u1eadp trong n\u1ee3, ki\u1ec7t s\u1ee9c v\u00ec chi ti\u00eau v\u01b0\u1ee3t thu nh\u1eadp" }, "content": { "rendered": "
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\"Th\u00e1i<\/p>

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Nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n Th\u00e1i Lan ph\u1ea3i g\u1ed3ng g\u00e1nh c\u00e1c kho\u1ea3n l\u00e3i \u0111\u1ebfn m\u1ee9c kh\u00f4ng c\u00f2n kh\u1ea3 n\u0103ng chi tr\u1ea3 n\u1ee3 g\u1ed1c – \u1ea2nh: REUTERS<\/p>\n<\/figcaption><\/figure>\n

Theo b\u00e1o The Nation<\/i> ng\u00e0y 19-10, h\u01a1n 5,4 tri\u1ec7u ng\u01b0\u1eddi Th\u00e1i Lan hi\u1ec7n \u0111ang m\u1eafc “n\u1ee3 kinh ni\u00ean”, ch\u1ec9 \u0111\u1ee7 kh\u1ea3 n\u0103ng tr\u1ea3 l\u00e3i m\u00e0 kh\u00f4ng th\u1ec3 gi\u1ea3m n\u1ee3 g\u1ed1c, trong b\u1ed1i c\u1ea3nh chi ph\u00ed sinh ho\u1ea1t t\u0103ng nhanh h\u01a1n thu nh\u1eadp v\u00e0 n\u1ee3 h\u1ed9 gia \u0111\u00ecnh<\/a> tr\u1edf th\u00e0nh r\u1ee7i ro l\u1edbn cho n\u1ec1n kinh t\u1ebf.<\/p>\n

Ki\u1ec7t s\u1ee9c v\u00ec chi ti\u00eau v\u01b0\u1ee3t thu nh\u1eadp<\/h2>\n

Ph\u00e1t bi\u1ec3u t\u1ea1i s\u1ef1 ki\u1ec7n \u1edf Bangkok, \u00f4ng Surapol Opasatien, Gi\u00e1m \u0111\u1ed1c C\u1ee5c T\u00edn d\u1ee5ng qu\u1ed1c gia Th\u00e1i Lan (NCB), c\u1ea3nh b\u00e1o n\u1ec1n kinh t\u1ebf n\u01b0\u1edbc n\u00e0y \u0111ang b\u01b0\u1edbc v\u00e0o giai \u0111o\u1ea1n suy gi\u1ea3m, v\u1edbi n\u1ee3 h\u1ed9 gia \u0111\u00ecnh l\u00e0 “ng\u00f2i n\u1ed5 ti\u1ec1m \u1ea9n”.<\/p>\n

\u00d4ng cho bi\u1ebft n\u1ebfu kh\u00f4ng c\u00f3 bi\u1ec7n ph\u00e1p can thi\u1ec7p k\u1ecbp th\u1eddi, t\u0103ng tr\u01b0\u1edfng qu\u00fd 4 n\u0103m nay c\u00f3 th\u1ec3 d\u01b0\u1edbi 1% – ho\u1eb7c kh\u00f4ng t\u0103ng tr\u01b0\u1edfng – d\u00f9 \u0111\u00e2y th\u01b0\u1eddng l\u00e0 giai \u0111o\u1ea1n chi ti\u00eau m\u1ea1nh nh\u1ea5t trong n\u0103m.<\/p>\n

Theo \u00f4ng Surapol, cu\u1ed9c kh\u1ee7ng ho\u1ea3ng t\u00e0i ch\u00ednh c\u1ee7a Th\u00e1i Lan<\/a> b\u1eaft \u0111\u1ea7u t\u1eeb \u0111\u1ea1i d\u1ecbch COVID-19, khi kho\u1ea3ng 10 tri\u1ec7u lao \u0111\u1ed9ng t\u1ef1 do m\u1ea5t thu nh\u1eadp trong giai \u0111o\u1ea1n 2020 – 2023. D\u1eef li\u1ec7u c\u1ee7a Ng\u00e2n h\u00e0ng Trung \u01b0\u01a1ng cho th\u1ea5y ph\u1ea3i m\u1ea5t 4 – 5 n\u0103m n\u1eefa, thu nh\u1eadp c\u1ee7a nh\u00f3m n\u00e0y m\u1edbi c\u00f3 th\u1ec3 tr\u1edf l\u1ea1i m\u1ee9c tr\u01b0\u1edbc d\u1ecbch.<\/p>\n

Trong khi \u0111\u00f3, thu nh\u1eadp trung b\u00ecnh c\u1ee7a ng\u01b0\u1eddi d\u00e2n ba n\u0103m qua ch\u1ec9 t\u0103ng 3%, nh\u01b0ng chi ti\u00eau h\u1ed9 gia \u0111\u00ecnh – bao g\u1ed3m c\u1ea3 tr\u1ea3 n\u1ee3 – l\u1ea1i t\u0103ng t\u1edbi 5%, khi\u1ebfn kho\u1ea3ng c\u00e1ch t\u00e0i ch\u00ednh ng\u00e0y c\u00e0ng n\u1edbi r\u1ed9ng.<\/p>\n

M\u1ed9t nghi\u00ean c\u1ee9u c\u1ee7a Ng\u00e2n h\u00e0ng Krungthai cho th\u1ea5y m\u1ed7i h\u1ed9 gia \u0111\u00ecnh Th\u00e1i \u0111ang n\u1ee3 trung b\u00ecnh kho\u1ea3ng 700.000 baht (h\u01a1n 21.000 USD), trong \u0111\u00f3 100.000 baht (kho\u1ea3ng 3.000 USD) l\u00e0 n\u1ee3 phi ch\u00ednh th\u1ee9c – nh\u01b0 c\u00e1c kho\u1ea3n vay c\u00e1 nh\u00e2n, “t\u00edn d\u1ee5ng \u0111en”, ng\u01b0\u1eddi cho vay n\u1eb7ng l\u00e3i – th\u01b0\u1eddng c\u00f3 l\u00e3i su\u1ea5t cao g\u1ea5p 8 l\u1ea7n so v\u1edbi t\u00edn d\u1ee5ng ng\u00e2n h\u00e0ng.<\/p>\n

H\u01a1n 5 tri\u1ec7u ng\u01b0\u1eddi Th\u00e1i Lan r\u01a1i v\u00e0o “v\u00f2ng xo\u00e1y n\u1ee3”<\/h2>\n

C\u1ee5c T\u00edn d\u1ee5ng qu\u1ed1c gia \u01b0\u1edbc t\u00ednh n\u01b0\u1edbc n\u00e0y c\u00f3 33 tri\u1ec7u ng\u01b0\u1eddi vay n\u1ee3, v\u1edbi t\u1ed5ng d\u01b0 n\u1ee3 h\u01a1n 13,5 ngh\u00ecn t\u1ec9 baht, trong \u0111\u00f3 ph\u1ea7n l\u1edbn thu\u1ed9c v\u1ec1 th\u1ebf h\u1ec7 X v\u00e0 Y, chi\u1ebfm kho\u1ea3ng 30 tri\u1ec7u ng\u01b0\u1eddi.<\/p>\n

Nh\u00f3m th\u1ebf h\u1ec7 X (41 – 45 tu\u1ed5i) \u0111ang g\u00e1nh kho\u1ea3n n\u1ee3 h\u1ed9 gia \u0111\u00ecnh cao nh\u1ea5t, trong khi th\u1ebf h\u1ec7 Y (29 – 45 tu\u1ed5i) \u0111\u01b0\u1ee3c g\u1ecdi l\u00e0 “th\u1ebf h\u1ec7 ki\u1ec7t s\u1ee9c” v\u00ec v\u1eeba ph\u1ea3i ch\u0103m lo cho cha m\u1eb9 gi\u00e0, v\u1eeba nu\u00f4i con nh\u1ecf.<\/p>\n

Ri\u00eang nh\u00e2n vi\u00ean v\u0103n ph\u00f2ng trong \u0111\u1ed9 tu\u1ed5i 40 – 45 l\u00e0 nh\u00f3m ch\u1ecbu \u1ea3nh h\u01b0\u1edfng n\u1eb7ng n\u1ec1 nh\u1ea5t: m\u1ed9t ng\u01b0\u1eddi l\u00e0m c\u00f4ng \u0103n l\u01b0\u01a1ng 30.000 baht\/th\u00e1ng (kho\u1ea3ng 900 USD) ph\u1ea3i d\u00e0nh t\u1edbi 20.000 baht \u0111\u1ec3 tr\u1ea3 n\u1ee3, ch\u1ec9 c\u00f2n 10.000 baht (kho\u1ea3ng 300 baht\/ng\u00e0y) cho sinh ho\u1ea1t – m\u1ee9c chi ti\u00eau t\u01b0\u01a1ng \u0111\u01b0\u01a1ng lao \u0111\u1ed9ng ph\u1ed5 th\u00f4ng.<\/p>\n

Th\u1ed1ng k\u00ea c\u0169ng cho th\u1ea5y Th\u00e1i Lan c\u00f3 kho\u1ea3ng 24 tri\u1ec7u th\u1ebb t\u00edn d\u1ee5ng, nh\u01b0ng 8 tri\u1ec7u trong s\u1ed1 \u0111\u00f3 \u0111\u00e3 ng\u1eebng ho\u1ea1t \u0111\u1ed9ng h\u01a1n hai n\u0103m qua. T\u1ed5ng n\u1ee3 t\u1eeb 16 tri\u1ec7u th\u1ebb c\u00f2n hi\u1ec7u l\u1ef1c hi\u1ec7n v\u01b0\u1ee3t 500 t\u1ec9 baht. Trong khi \u0111\u00f3, c\u00e1c kho\u1ea3n vay ti\u00eau d\u00f9ng nh\u1ecf \u0111ang gia t\u0103ng nhanh ch\u00f3ng, ph\u1ee5c v\u1ee5 c\u1ea3 nh\u1eefng chi ti\u00eau h\u1eb1ng ng\u00e0y nh\u01b0 m\u1ef9 ph\u1ea9m, \u0111\u1ed3 \u0103n hay c\u00e0 ph\u00ea.<\/p>\n

\u00d4ng Surapol cho bi\u1ebft hi\u1ec7n c\u00f3 7,2 tri\u1ec7u ng\u01b0\u1eddi Th\u00e1i ch\u1ec9 \u0111\u1ee7 kh\u1ea3 n\u0103ng tr\u1ea3 l\u00e3i, trong \u0111\u00f3 c\u00f3 5,4 tri\u1ec7u ng\u01b0\u1eddi r\u01a1i v\u00e0o t\u00ecnh tr\u1ea1ng “n\u1ee3 tri\u1ec1n mi\u00ean”, ph\u1ea3i xoay v\u00f2ng kho\u1ea3n vay m\u00e0 kh\u00f4ng th\u1ec3 tr\u1ea3 g\u1ed1c.<\/p>\n

N\u1ebfu trong n\u0103m t\u1edbi kh\u00f4ng c\u00f3 ch\u00ednh s\u00e1ch t\u00e1i c\u01a1 c\u1ea5u hi\u1ec7u qu\u1ea3, t\u1ec9 l\u1ec7 n\u1ee3 x\u1ea5u (NPL) \u1edf nh\u00f3m tu\u1ed5i 31 – 45 c\u00f3 th\u1ec3 t\u0103ng v\u1ecdt. M\u1ed9t s\u1ed1 ng\u01b0\u1eddi thu\u1ed9c th\u1ebf h\u1ec7 X bu\u1ed9c ph\u1ea3i b\u00e1n t\u00e0i s\u1ea3n, trong khi ng\u01b0\u1eddi cao tu\u1ed5i ph\u1ea3i b\u00e1n v\u00e0ng \u0111\u1ec3 tr\u1ea3 n\u1ee3.<\/p>\n

“Kh\u00f4ng th\u1ec3 tr\u1ea3 n\u1ee3 \u0111\u1ed3ng ngh\u0129a v\u1edbi vi\u1ec7c m\u1ea5t t\u1ef1 do t\u00e0i ch\u00ednh, v\u00e0 \u0111\u1ec3 l\u1ea5y l\u1ea1i \u0111i\u1ec1u \u0111\u00f3 c\u00f3 th\u1ec3 m\u1ea5t nhi\u1ec1u n\u0103m”, \u00f4ng Surapol c\u1ea3nh b\u00e1o, \u0111\u1ed3ng th\u1eddi k\u00eau g\u1ecdi ch\u00ednh ph\u1ee7 \u0111\u01b0a t\u00e1i c\u01a1 c\u1ea5u n\u1ee3 th\u00e0nh \u01b0u ti\u00ean ch\u00ednh s\u00e1ch n\u0103m 2026, nh\u1eb1m gi\u00fap ng\u01b0\u1eddi d\u00e2n n\u00e2ng cao hi\u1ec3u bi\u1ebft t\u00e0i ch\u00ednh, ti\u1ebfp c\u1eadn ngu\u1ed3n v\u1ed1n c\u00f4ng b\u1eb1ng v\u00e0 tho\u00e1t kh\u1ecfi v\u00f2ng lu\u1ea9n qu\u1ea9n n\u1ee3 n\u1ea7n.<\/p>\n

<\/pattern> <\/defs> <\/svg> \u0110\u1ecdc ti\u1ebfp <\/a> <\/pattern> <\/defs> <\/svg> V\u1ec1 trang Ch\u1ee7 \u0111\u1ec1 <\/a> <\/p>\n<\/p><\/div>", "protected": false }, "excerpt": { "rendered": "

Nhi\u1ec1u ng\u01b0\u1eddi d\u00e2n Th\u00e1i Lan ph\u1ea3i g\u1ed3ng g\u00e1nh c\u00e1c kho\u1ea3n l\u00e3i \u0111\u1ebfn m\u1ee9c kh\u00f4ng c\u00f2n kh\u1ea3 n\u0103ng chi tr\u1ea3 n\u1ee3 […]<\/p>", "protected": false }, "author": 5, "featured_media": 52247, "comment_status": "open", "ping_status": "open", "sticky": false, "template": "", "format": "standard", "meta": { "_acf_changed": false, "footnotes": "" }, "categories": [ 95 ], "tags": [], "class_list": [ "post-52246", "post", "type-post", "status-publish", "format-standard", "has-post-thumbnail", "hentry", "category-tin-tuc-the-gioi-vi" ], "acf": [], "_links": { "self": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/52246", "targetHints": { "allow": [ "GET" ] } } ], "collection": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts" } ], "about": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/types\/post" } ], "author": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/users\/5" } ], "replies": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/comments?post=52246" } ], "version-history": [ { "count": 0, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/posts\/52246\/revisions" } ], "wp:featuredmedia": [ { "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media\/52247" } ], "wp:attachment": [ { "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/media?parent=52246" } ], "wp:term": [ { "taxonomy": "category", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/categories?post=52246" }, { "taxonomy": "post_tag", "embeddable": true, "href": "https:\/\/hbbgroup.net\/en_us\/wp-json\/wp\/v2\/tags?post=52246" } ], "curies": [ { "name": "wp", "href": "https:\/\/api.w.org\/{rel}", "templated": true } ] } }